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  • Union Bank Of India Personal Loan Status

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  • Union Bank of India is one of the renowned public sector banks in India. The bank offers a diverse range of loan products that include home loans, auto loans, commercial loans, education loans, etc. The bank has specialized personal loan schemes for both salaried and non-salaried individuals living in the country. The bank also offers easy ways for customers to track the status of their personal loan applications. Let’s check out the different ways in which you can track the status of your Union Bank of India personal loan application.

    How to check Union Bank of India personal loan status online?

    The online mode is the best way to track the status of your loan application. The step-by-step instructions to check the status of Union Bank of India personal loans are given as follows:

    • Visit the official website of the bank at https://www.unionbankofindia.co.in/.
    • On the home page, you can find the list of services offered by the bank on the right side of the page.
    • Under the menu ‘Apply Online’, click on ‘Many More’ to open a new page with the list of additional services by the bank.
    • On this new page, click on ‘loan application status’.
    • Once you click on this link, you can open an online application tracker.
    • On this page, enter the ‘acknowledgement number’ in the given space and click on ‘Search’.
    • The search results will display the status of your loan application.

    How to check the loan status through Internet Banking?

    Customers of Union Bank of India have an easy way to track the status of their loan applications. They can simply log in to their account and check out the status of their loans. You can use the following steps to log in to the bank account:

    • Visit the official website of the bank at .
    • On the home page, you can find the list of services offered by the bank on the right side of the page.
    • On this menu, click on ‘Online Banking’ and then ‘Union Bank Net Banking’.
    • On the resulting page, click on ‘retail user login’ to open a new page.
    • Then, click on ‘continue to login’ to open the login page.
    • On the resulting page, enter your login details to log in to your account.
    • Once you have logged in to your account, go to the loan section in your account.
    • Here, you can find your applications.
    • Click on the respective application to know the status of that loan application.

    How to track Union Bank of India personal loan status through mobile application?

    Union Bank of India also provides its services through a mobile application. This mobile app can be downloaded from Google Play Store or Apple Store. You can easily log in to your account with the help of your bank details and start using the application.

    On this screen, you can check out the list of services offered by the bank. Here, click on loans to check your active loans and your application. When you click on a loan application number, you can check the status of your application.

    How to check the status of Union Bank of India personal loan offline?

    There are many people who are not familiar with the online modes of banking. To cater to these customers, various services of Union Bank of India can also be availed offline. The best way to use the offline service is by visiting the branch office of Union Bank of India. Being one of the top banks in the public sector, the bank has extensive presence all over the country. You may visit the nearest branch office and enquire with an official regarding the status of your loan application. You must carry your identity proof along with the acknowledgement number provided by the bank.

    You may also avail the services of the bank’s customer service department to check the status of your loan. You can use the all India toll-free number - 1800 22 22 44/1800 208 2244 to reach out to the bank’s customer service department. When speaking to a customer service representative, you need to provide your registered mobile number and the loan application acknowledgement number. The representative will track the status of your loan application and provide the results instantly.

    How to check loan status through BankBazaar?

    If you wish to compare the offerings of multiple products in the market, you may use the services of a third-party aggregator like BankBazaar. This process helps you find the best products available in the market. If you have applied for a personal loan through BankBazaar, you may use the following steps to keep track of your loan application:

    • Visit the official website of BankBazaar or download the mobile application.
    • You can find the ‘Track Application’ button at the top right corner of the home page.
    • When you click on it, you can open the page to track your loan application status.
    • On this new page, you must enter your loan application ID and mobile number.
    • Click on ‘Track Application’ after entering these details.
    • You may also choose to log in to the site with your Google ID or Facebook ID and then track the personal loan application status.

    The status of your loan will be displayed immediately after you enter the necessary details and click on the track application button.

    What are the ways to check Union Bank of India personal loan status?

    If you have applied for a personal loan from Union Bank of India, you may use both online as well as offline modes to track the status of your application.

    • Online mode: This is the simplest way to track the status of your loan application. This facility is offered by plenty of banks in the market. Union Bank of India also has this facility for its customers. You may also track the status of your loan application by calling the customer service department of the bank. If you are already a customer of the bank, you can log in to your Internet Banking account to check the status of your loan application.
    • Offline mode: It may not be the most popular option in this digital age, but it is still possible to check the status of your personal loan by visiting Union Bank of India’s branch office. You will receive a reference number at the time of applying for a loan. If you wish to know the status of your application, you need to provide this number to the bank official.

    What you need to check Union Bank of India personal loan status?

    As mentioned earlier, you will receive a reference number from the bank at the time of loan application. This number will also be sent to the mobile number you provide at the time of registration. You will receive this number in an SMS from the bank. Make sure that you save this number for any kind of future correspondence with the bank. This number will help you identify the status of your loan application.

    Frequently Asked Questions for Union Bank of India Loan Status

    1. What is the best mode to track the status of my loan application?

    You can keep track of your loan application status through many ways. However, the best method is through the online mode. Here, you can save a lot of time by avoiding a trip to the branch office of the bank. Check out the website of the bank and track the status of the loan with the reference number. The status will be displayed instantly on the screen.

    2. My personal loan application got rejected. What could be the reason?

    There could be many reasons for rejecting a personal loan application. The most common reason is poor credit history. If you have prior defaults on loans, your credit score is bound to be low. Banks perceive a high risk in lending to applicants with poor credit history. In this case, the loan application might get rejected by the bank. You may verify this by checking your credit score. You can check your credit score for free through BankBazaar mobile application.

    3. What happens once my loan application is accepted by the bank?

    Once the application is accepted, the bank will contact you and communicate its acceptance. You may be asked to provide additional details to the bank if necessary. Upon completion of all the formalities, the loan amount will be deposited in your bank account. If you don’t receive any communication from the bank even after the acceptance of your application, you may contact the bank’s customer service department and enquire about the loan disbursal status.

    4. What can I do if my loan application is rejected?

    The best thing you can do is to wait for a while before applying once again. If you apply with other banks, it will bring down your credit score even further. Hence, it is not a good idea. In the meantime, you can figure out ways to improve your credit score. Make sure that you practice financial discipline and engage in proactive financial planning to improve your credit score.

    5. I am not able to see my loan status online. What can I do?

    For most customers, the loan status will be displayed immediately. However, in some rare cases, your status may not be updated by the bank. In this case, you can contact the customer service and enquire with them. You may use the toll-free numbers 1800 22 22 44 or 1800 208 2244 to reach out to the customer service department. Customers from outside the country can get in touch with the bank at the number, +91 8061817110.

    6. How long will it take for the bank to disburse the loan amount?

    Once your loan application is accepted by the bank, the bank will communicate it to you instantly. You will receive the loan amount in your bank account within 24 to 48 hours of acceptance. If the bank asks for any further clarification, it must be provided immediately to ensure smooth disbursal of the loan amount.

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