The status of a personal loan availed from City Union Bank can be tracked either online or offline. For the tech-savvy, the online method is ideal while for the traditional kinds, the offline method of checking the status of City Union Bank personal loan may be suitable.
Whether you have applied for a personal loan from City Union Bank either by visiting the nearest branch or by submitting an online application form, you will be given a reference number. You will need this reference number to check the status of your personal loan availed from City Union Bank.
We will look at both ways of checking the status of City Union Bank personal loan in the below-given sections:
When you apply for a loan from City Union Bank, you will be given a reference number, which you will need to check the status of the loan. To apply for the personal loan, you can visit the nearest branch of City Union Bank or visit their official website. City Union Bank offers personal loan to individuals who pledge their jewels. Under this scheme, a maximum of Rs.5 lakh can be availed as loan. The repayment of this loan must be done in one year and the interest rate ranges from 9.75% to 12.50%.
After you have applied for the personal loan from City Union Bank, you can follow the below given steps to track the status of your loan:
We have provided a screenshot of the loan status page below:
      To check the status of personal loan from City Union Bank, you will need the details given below:
      In the offline method, you will need to visit the nearest branch of the bank where the bank officials will check the status of your personal loan application and let you know of the same. They will ask you to provide the application reference number which you would have received during the application process. If you wish to find your nearest branch, you can click on the ‘Ways to Bank’ button present on the top right-hand side of the bank’s website and click on the ‘Branches’ tab. You will be redirected to a new page wherein you can enter the name of your state to see the list of all the branches in your state. Based on your location, you can identify which branch to visit.
Another offline way of checking your personal loan status is by calling the customer care number of City Union Bank at 044-71225000. Once you call the number and provide them with the loan reference number, you will be informed about the status of your loan application.
Yes, you can email the customer service at customercare@cityunionbank.com to get your queries, including the one about your personal loans, answered.
Calculating the equated monthly instalments (EMIs) is very important to determine your affordability and plan your monthly budget accordingly. You can calculate your EMI using the EMI Calculator tool on the BankBazaar website and on the website of the bank.
There is no need for you to provide a collateral for availing the City Union Bank personal loan as you will anyway be pledging your jewels. The jewels itself will be considered as security.
Individuals with credit scores above 750 have higher chances of securing a loan from most lenders. If you have a score lower than 750, you may be charged a higher rate of interest.
City Union Bank offers live chat service where the virtual assistant Lakshmi will answer all your queries. This feature can be found at the bottom right corner of the website of the City Union Bank.
To get in touch for any personal loan queries, you can call City Union Bank customer care number at 044-71225000.
A GST rate of 18% will be applicable on banking services and products from 01 July, 2017.
Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.
