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  • Personal Loan BYTES FROM OUR KITCHEN

    Village Financial Services

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    Overview about Village Financial Services Private Limited Loans

    Village Financial Services Private Limited is a micro finance company located in Eastern Region with Non-Banking Financial Company status (NBFC) registered by Reserve Bank of India (RBI). It is the 1st ISO certified Micro Finance Company in India. The Company started offering micro finance solutions in the financial year of 2015-2016. The company offers finance to the lower section of the society for income generating activities and thus helping them become financially sufficient.

    Village Microfinance Personal loans

    Personal loan is the best option when it comes to immediate financing. Personal loans are granted to provide finance for personal expenditures. This loan option usually has a low eligibility criteria and is granted quickly.

    Village Financial Services Private Limited Loan plan

    Village Financial Services Private Limited offers two types of loan options for the lower section of the society. Listed below are the features of the plan.

    • Loan provided for income generating activity
    • Available only to women
    • Minimum age to avail the loan is 18 years
    • Offers a maximum loan amount of Rs.1,00,000 for Sri Briddhi loan and a maximum amount of Rs.15,000 for Briddhi loan
    • The annual income of the borrower should not cross Rs.1,00,000 in rural areas and should stay below Rs.1,60,000 in non-rural areas
    • Loan should not exceed Rs. 60,000/- in the first cycle
    • Total indebtedness of the borrower should not exceed Rs. 1,00,000/-
    • Quick approval
    • Easy application process
    • Specially designed loan plan to empower women
    • Other terms and conditions as per the RBI rules

    Eligibility criteria for Village Microfinance

    Listed below is the eligibility criteria to avail both the loan plans

    • Available only to women
    • Minimum age- 18 years
    • Maximum age- 55 years
    • Annual income limit in rural areas- Rs.1,00,000
    • Annual income limit in non-rural areas- Rs.1,60,000

    Plan comparison

    Criteria

    Briddhi loan

    Sri Briddhi loan

    Clientele

    JLG group

    JLG group

    Purpose

    Income generating activities

    Income generating activities

    Age

    18 to 55 years

    18 to 55 years

    Loan size

    Rs.4,000 to Rs.15,000

    Rs.16,000 to Rs.1,00,000

    Loan tenure

    12 months

    24 months

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