Multiple banks. Different interest rates. Call it a "conflict of interest".
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    Quick Loans

    We found 32 Quick Loans

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    10.99% - 15.99% Fixed
    1% to 2.5%
    30L Max
    1-5 Years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Ad
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    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.99% - 14.49% Fixed
    0
    30L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Ad
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    12% - 18% Fixed
    Up to 1.5% One time fee
    15L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Ad INSTANT DECISION
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    Perks
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    Fees & Charges
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    Eligibility Criteria
    Customer Reviews
    11.99% - 19.50% Fixed
    0 One time fee
    20L Max
    1-6 Years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    13.99% - 16.99% Fixed
    1% - 2% One time fee
    20L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Paperless Approval Option Available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    11.59% - 18.49% Fixed
    2.25% (min. ₹1149) One time fee
    20L Max
    1-5 Years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.85% - 11.85% Floating
    0.5% One time fee
    50 K - 10 L
    1-5 Years
    Response Time Within 30 minutes
    Guarantor Required Paperless approval option available
    What you'll love
    Documents
    Perks
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    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.99% - 19.8% Fixed
    Up to 2.5% One time fee
    25L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.99% - 19% Fixed
    Up to ₹3000 One time fee
    25L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    17.25% - 37% Fixed
    1.5% to 6.0% One time fee
    15L Max
    1-4 Years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    11.49% - 20.15% Fixed
    Up to 2%
    15L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.5% - 13.25% Fixed
    0 One time fee
    30L Max
    1-5 Years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria

    Quick Loans is Rated as "Great!" by 73830 Users

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    Promised Interest Rate

    Customer Service

    Responsiveness

    Personal Loan BYTES FROM OUR KITCHEN

    Quick loans are granted within no time unlike other loans which take quite some time to process. Quick loans can come to the rescue when you need emergency cash. Some of the quick loans are granted within a day or two’s time. Most of the quick loans are unsecured loans which means that the borrower needs no collateral to avail the loan.With quick loans, you don’t have to borrow from family and friends anymore when you need emergency cash.

    Types of quick loans

    There are different types of quick loans available and listed below are some of the quick loans.

    • Same day loans-Same day loans is a kind of quick loan that is granted the same day. Same Day Loan is your best bet when it comes to emergency cash.This requires minimal documentation and no credit check. Even people with a bad credit score or poor credit history can get a loan in no time.The interest rates on same day loans is much higher when compared to regular loans.
    • Payday loans- A payday loan is a short term unsecured loan that is granted in hours.One can even apply for payday loans online and get approved in minutes.The loans are granted in less than 48 hours and involves a hassle free procedure. The lenders usually charge a higher rate of interest since the loan is advanced with no financial background check and require no collateral.
    • Credit cards- Credit card can serve as a tool when it comes to getting quick loans. Many of the banks offer instant loans on credit cards for lower rate of interest. The loan is approved quick with minimal or no documentation. But one can’t avail loans on all the credit cards, it is important to check if the credit card you are opting for has a loan facility before buying it.
    • Quick no credit check loans- Quick no credit check loans are the best type of loans for people who need quick cash but have a bad credit history. Quick no credit check loans are granted as soon as the documentation is verified. This type of loan charges very high interest rates and is a short term loan.

    Advantages of quick loans

    Listed below are the advantages of quick loans

    • Speed- The loans are granted within 48 hours. Some loans are advanced within a few hours from the time of application.
    • No credit check- Most of the quick loans do not require the applicant to have a good credit score.
    • Minimal documentation-The loans require minimal documentation, hence the quick approval.
    • Unsecured- Most of the quick loans are unsecured loans, meaning that the loans are granted with no requirement for a collateral or security.
    • Available for non existing customers-The banks don’t require you to be an existing customer to avail the loan, even non existing customers can apply for the loan.
    • Online-One can apply for quick loans online with no hassles.
    • Lesser paperwork- Quick loans require minimal paperwork.
    • Available for self employed individuals-Quick loans are available for self employed individuals too.

    Disadvantages of quick loans

    Disadvantages of quick loan are listed below.

    • Higher interest rates-Quick loans charge a very high rate of interest. It is almost double the rate of interest offered for regular loans.Hence quick loans are far more expensive than regular loans.
    • Short term loans- Quick loans are short term loans that needs to be repaid back in a few weeks or months. Making heavier payments in a limited amount of time makes it difficult for the borrower.
    • Shady lenders-Some of the lenders who provide quick term loans are not official banks or financial institutions. Borrowing from a non certified lender can be risky.

    Quick loans in India

    The quick loans offered by the banks and financial institutions are different from the quick loans offered worldwide. There is no special kind of loans called quick loans in India but there are alternative loans with quick approval. Some of these loans are approved even within 10 seconds.These loans require simple documentation and have lenient requirement terms.

    Types of quick loans in India

    Listed below are the types of quick approved loans offered in India.

    • Personal loans- Personal Loan is the best alternative for quick cash loans. Most of the personal loans are unsecured loans that require very less documentation and are approved within days.Some personal loans are approved within hours and the borrower can get access to the loan amount the very same day of approval. HDFC, an Indian banking company offers personal loans that with a 10 second approval and is available for existing HDFC customers. It can be applied for online and the loan gets approved within seconds given that the correct information is provided by the borrower.Some of the personal loans offer special rates and discounts for women and senior citizens.
    Eligibility criteria-

    Listed below is the eligibility criteria for personal loans in India

    • Any salaried, non-salaried, self employed individual.
    • Resident of India.
    • Some banks require the applicant to earn a minimum income.
    • Some banks require the applicant to have a bank account with them

    Interest rates-The interest offered for personal loan is set by the bank and it depends on the loan amount, the tenure period and the repayment capacity of the applicant.

    • Credit card loans- One can avail a pre approved loan on their credit card with very low interest charges. This is called an insta loan and is approved within a matter of few hours. It requires minimal or no documentation and the loan amount will be credited to the borrower’s bank account as soon as the loan is approved.The loan can be repaid in flexible tenures.
    Eligibility criteria-

    Listed below is the eligibility criteria for credit card loans in India

    • The customer should own the credit card
    • Good credit repayment history
    • The credit card needs to be upgraded in some cases

    Interest rate- The rate of interest offered for the loan on credit card depends on the loan amount and the predetermined rate of interest(if any).

    Tips on choosing quick loans

    With so many options available for quick loans, it can be confusing when it comes to choosing the right one. If you want a loan for a higher amount, you should opt for a personal loan as the loan amount advanced in the case of personal loan is much higher than the loan amount advanced for loan on credit cards. Other important factors to be considered while opting for a quick approved loans are the rate of interest and the tenure period. One can choose the right kind of loan by using online financial comparative websites through which they can get all the necessary details required.

    FAQ

    • Can self employed people get personal loans?

      Yes, self employed individuals are eligible for personal loans.

    • Is there a need for collateral with personal loans?

      There is no need for collateral with personal loans except for secured personal loans.

    • How can one apply for a loan on credit card?

      One can apply for a personal loan online or through a call.

    • Are payday loans offered in India?

      Payday loans are not offered in India.

    • Is there a restriction on what purpose the personal loan can be used for?

      There are no restrictions on what the personal loan can be used for.

    • How are EMIs calculated for personal loans?

      The EMIs on personal loans is calculated based on the loan amount and tenure period.

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  • quick loans Reviews

    • ICICI Bank Personal Loan
      "Average "
      0.5 3.0/5 "Satisfactory"
      Due to lacking of documents only especially when it comes to address proof, I have not taken the personal loan with the ICICI bank and the rate of 12%. I would like to say that the customer service needs to improve with the ICICI bank and the response too.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 24, 2017
    • ICICI Bank Personal Loan
      "Good in Response"
      0.5 5.0/5 "Blown Away!"
      The interest rate is too high for the personal loan with ICICI bank,which is of 16.5% so I just cancelled my loan application. But from the bank I received very good response for the loan application. I do have multiple account with ICICI bank. All their service are good.
      Was this review helpful? 0
      , meerut
      Reviewed on May 24, 2017
    • Bank Bazaar Customer Support
      "Wonderful "
      0.5 5.0/5 "Blown Away!"
      Bankbazaar.com is an excellent one because they have contacted me in couple of times, also I am using it from the last two to three months of time. I would like to say that the response is good one with the Bankbazaar.com and am happy with them.
      Was this review helpful? 0
      , satara
      Reviewed on May 24, 2017
    • Bank Bazaar Customer Support
      "Financial Advisor"
      0.5 5.0/5 "Blown Away!"
      My experience with Bank Bazaar is good, The website is good to check the interest rates of ICICI, Axis and other banks and its convenient to choose the best bank in the market. I got instant response from Bank Bazaar website once I have posted the request for personal loan.
      Was this review helpful? 0
      , chennai
      Reviewed on May 24, 2017
    • ICICI Bank Personal Loan
      "Need to improve"
      0.5 2.0/5 "Expected more"
      ICICI bank have not reverted to me till now and the rate of interest was around 14.5% and the customer service was not good like I have went there thrice to their place for submitting the documents. I would like to suggest that ICICI bank need to be more transparent with the customers.
      Was this review helpful? 0
      , satara
      Reviewed on May 24, 2017
    • ICICI Bank Personal Loan
      "Hassle free process"
      0.5 5.0/5 "Blown Away!"
      ICICI Interest rate is competitive as per the market, but first time when I applied for the personal loan through online channel it was rejected, again I went to bank personally and I took the personal loan with nominal interest rate, I am fine with that.
      Was this review helpful? 0
      , chennai
      Reviewed on May 24, 2017
    • Bank Bazaar Customer Support
      "Good"
      0.5 3.0/5 "Satisfactory"
      Bankbazaar.com is also good and they have approached me and they have helped in a good way. I have used it for the first time. Website of the Bankbazaar.com is easy to access and the response is an immediate one with them.
      Was this review helpful? 0
      , pune
      Reviewed on May 24, 2017
    • HDFC Bank Personal Loan
      "Satisfied"
      0.5 4.0/5 "Great!"
      I got the personal loan with the HDFC bank for the interest rate as 12.9% and the customer service was pretty good,. Within a week of time, the loan amount got disbursed to my account and the response was very good. Processing charges and the insurance charges were around 7000 Rupees, which should be optional.
      Was this review helpful? 0
      , pune
      Reviewed on May 24, 2017
    • Bank Bazaar Customer Support
      "Better service with bankbazaar"
      0.5 5.0/5 "Blown Away!"
      I have made a web search for the personal loan , then I have found bankbazaar.com, There web portal is easy to use and customer friendly. The customer support with bankbazaar is really helpful and supportive. This is my first product getting through bankbazaar.com.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 24, 2017
    • Standard Chartered Bank Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      My personal loan application went smooth with the standard charted bank. The documentation process also went smooth. They just took around 2 to 3 days to disburse my personal loan. The rate of interest is nominal with them. Overall the service is better with Standard Charted Bank.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 24, 2017
    • Bank Bazaar Customer Support
      "Informative web portal"
      0.5 5.0/5 "Blown Away!"
      I got an excellent service from bankbazaar. They provided a lot of information about the loan. It was easy to select the bank for the loan as they are providing the bank details. Since they are providing the information in detail, it is very easy to go with the bank.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 24, 2017
    • ICICI Bank Personal Loan
      "Good bank"
      0.5 4.0/5 "Great!"
      ICICI bank closed my personal loan application due to constrains with eligibility criteria. When I submitted the application they were so active and very responsive towards my application. There was no issues with ICICI bank.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 24, 2017
    • Bank Bazaar Customer Support
      "Helpful"
      0.5 4.0/5 "Great!"
      Bankbazaar.com have helped me and the website is good and the response is fast too. I came to know about Bankbazaar.com through some professional knowledge and they have contacted me within three to four months of time from the time of my inquiry.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on May 24, 2017
    • Oriental Bank of Commerce Personal Loan
      "Satisfied"
      0.5 4.0/5 "Great!"
      I have not taken the personal loan with the Oriental bank of commerce because I have postponed the plan to some extent. Rate of interest was around 10% for the personal loan and the customer service was good one and they were polite too.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on May 24, 2017
    • Bank Bazaar Customer Support
      "Good services"
      0.5 4.0/5 "Great!"
      The experience at Bankbazaar has been good in the services and they responded well to me and on time. The calls continued till the end of the process checking my loan application has been on track. The website is designed well and very informative.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 24, 2017
    • Fullerton Personal Loan
      "High ROI & charges"
      0.5 3.5/5 "Pretty good"
      Since I was not in town I could not submit the documents for the personal loan at Fullerton. More over the rate of interest was extremely high and so was the processing charges. I got a rate of 19%. The services and response was on time to check on my requirement.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 24, 2017
    • Bank Bazaar Customer Support
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      The overall experience was good at Bankbazaar as the process was on time and the services was fast. I received a follow up call as well which was helpful. The website is good and it is easy to access and also informative with the details of various banks
      Was this review helpful? 0
      , panchkula
      Reviewed on May 24, 2017
    • IndusInd Bank Personal Loan
      "Disappointed with the service"
      0.5 1.0/5 "Really Bad"
      I have not received good response from Indusind bank for my personal loan application. Actually they informed me that since Iam salaried person loan cannot be sanctioned to me if Iam salaried then only it can be done it seems I have opted for 4 laks loan,
      Was this review helpful? 0
      , panchkula
      Reviewed on May 24, 2017
    • ICICI Bank Personal Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      I had taken the personal loan from ICICI bank. The interest rate is around 16.75% which is little higher than the other banks. But I got very good response from the bank, the entire process went good without any hassles.
      Was this review helpful? 0
      , indore
      Reviewed on May 24, 2017
    • Bank Bazaar Customer Support
      "Good in Customer service"
      0.5 4.0/5 "Great!"
      Customer service is good with bankbazaar. I received regular updates and proper service on my application. Website was quite easy and it is accessible. I did not find any challenges with bankbazaar while processing my loan request with them.
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 24, 2017
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