Multiple banks. Different interest rates. Call it a "conflict of interest".
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    We found 31 Quick Loans

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    11.49% - 15.99% Fixed
    0.5%
    30L Max
    1-5 Years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free Ad
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    Customer Reviews
    10.99% - 14.49% Fixed
    0
    30L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free Ad
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    Perks
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    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    12% - 18% Fixed
    Up to 1.5% One time fee
    15L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free INSTANT DECISION
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    Customer Reviews
    11.99% - 19.50% Fixed
    0 One time fee
    20L Max
    1-6 Years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval option available
    What you'll love
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    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    13.99% - 16.99% Fixed
    1% - 2% One time fee
    20L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless Approval Option Available
    What you'll love
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    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    11.00% - 17.99% Fixed
    2.25% (min. ₹1149) One time fee
    20L Max
    1-5 Years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval option available
    What you'll love
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    Perks
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    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.85% - 11.85% Floating
    0.5% One time fee
    50 K - 10 L
    1-5 Years
    Response Time Within 30 minutes
    Guarantor Required Paperless approval option available
    What you'll love
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    Good to Know
    Eligibility Criteria
    10.99% - 19.8% Fixed
    Up to 2.5% One time fee
    25L Max
    1-5 years
    Response Time Within 30 minutes
    Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.99% - 19% Fixed
    Up to ₹3000 One time fee
    25L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    17.25% - 37% Fixed
    1.5% to 6.0% One time fee
    15L Max
    1-4 Years
    Response Time Within 30 minutes
    Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    11.49% - 20.15% Fixed
    Up to 2%
    15L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.5% - 13.25% Fixed
    0 One time fee
    30L Max
    1-5 Years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria

    Quick Loans is Rated as "Great!" by 76020 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Personal Loan BYTES FROM OUR KITCHEN

    Quick loans are granted within no time unlike other loans which take quite some time to process. Quick loans can come to the rescue when you need emergency cash. Some of the quick loans are granted within a day or two’s time. Most of the quick loans are unsecured loans which means that the borrower needs no collateral to avail the loan.With quick loans, you don’t have to borrow from family and friends anymore when you need emergency cash.

    Types of quick loans

    There are different types of quick loans available and listed below are some of the quick loans.

    • Same day loans-Same day loans is a kind of quick loan that is granted the same day. Same Day Loan is your best bet when it comes to emergency cash.This requires minimal documentation and no credit check. Even people with a bad credit score or poor credit history can get a loan in no time.The interest rates on same day loans is much higher when compared to regular loans.
    • Payday loans- A payday loan is a short term unsecured loan that is granted in hours.One can even apply for payday loans online and get approved in minutes.The loans are granted in less than 48 hours and involves a hassle free procedure. The lenders usually charge a higher rate of interest since the loan is advanced with no financial background check and require no collateral.
    • Credit cards- Credit card can serve as a tool when it comes to getting quick loans. Many of the banks offer instant loans on credit cards for lower rate of interest. The loan is approved quick with minimal or no documentation. But one can’t avail loans on all the credit cards, it is important to check if the credit card you are opting for has a loan facility before buying it.
    • Quick no credit check loans- Quick no credit check loans are the best type of loans for people who need quick cash but have a bad credit history. Quick no credit check loans are granted as soon as the documentation is verified. This type of loan charges very high interest rates and is a short term loan.

    Advantages of quick loans

    Listed below are the advantages of quick loans

    • Speed- The loans are granted within 48 hours. Some loans are advanced within a few hours from the time of application.
    • No credit check- Most of the quick loans do not require the applicant to have a good credit score.
    • Minimal documentation-The loans require minimal documentation, hence the quick approval.
    • Unsecured- Most of the quick loans are unsecured loans, meaning that the loans are granted with no requirement for a collateral or security.
    • Available for non existing customers-The banks don’t require you to be an existing customer to avail the loan, even non existing customers can apply for the loan.
    • Online-One can apply for quick loans online with no hassles.
    • Lesser paperwork- Quick loans require minimal paperwork.
    • Available for self employed individuals-Quick loans are available for self employed individuals too.

    Disadvantages of quick loans

    Disadvantages of quick loan are listed below.

    • Higher interest rates-Quick loans charge a very high rate of interest. It is almost double the rate of interest offered for regular loans.Hence quick loans are far more expensive than regular loans.
    • Short term loans- Quick loans are short term loans that needs to be repaid back in a few weeks or months. Making heavier payments in a limited amount of time makes it difficult for the borrower.
    • Shady lenders-Some of the lenders who provide quick term loans are not official banks or financial institutions. Borrowing from a non certified lender can be risky.

    Quick loans in India

    The quick loans offered by the banks and financial institutions are different from the quick loans offered worldwide. There is no special kind of loans called quick loans in India but there are alternative loans with quick approval. Some of these loans are approved even within 10 seconds.These loans require simple documentation and have lenient requirement terms.

    Types of quick loans in India

    Listed below are the types of quick approved loans offered in India.

    • Personal loans- Personal Loan is the best alternative for quick cash loans. Most of the personal loans are unsecured loans that require very less documentation and are approved within days.Some personal loans are approved within hours and the borrower can get access to the loan amount the very same day of approval. HDFC, an Indian banking company offers personal loans that with a 10 second approval and is available for existing HDFC customers. It can be applied for online and the loan gets approved within seconds given that the correct information is provided by the borrower.Some of the personal loans offer special rates and discounts for women and senior citizens.
    Eligibility criteria-

    Listed below is the eligibility criteria for personal loans in India

    • Any salaried, non-salaried, self employed individual.
    • Resident of India.
    • Some banks require the applicant to earn a minimum income.
    • Some banks require the applicant to have a bank account with them

    Interest rates-The interest offered for personal loan is set by the bank and it depends on the loan amount, the tenure period and the repayment capacity of the applicant.

    • Credit card loans- One can avail a pre approved loan on their credit card with very low interest charges. This is called an insta loan and is approved within a matter of few hours. It requires minimal or no documentation and the loan amount will be credited to the borrower’s bank account as soon as the loan is approved.The loan can be repaid in flexible tenures.
    Eligibility criteria-

    Listed below is the eligibility criteria for credit card loans in India

    • The customer should own the credit card
    • Good credit repayment history
    • The credit card needs to be upgraded in some cases

    Interest rate- The rate of interest offered for the loan on credit card depends on the loan amount and the predetermined rate of interest(if any).

    Tips on choosing quick loans

    With so many options available for quick loans, it can be confusing when it comes to choosing the right one. If you want a loan for a higher amount, you should opt for a personal loan as the loan amount advanced in the case of personal loan is much higher than the loan amount advanced for loan on credit cards. Other important factors to be considered while opting for a quick approved loans are the rate of interest and the tenure period. One can choose the right kind of loan by using online financial comparative websites through which they can get all the necessary details required.

    FAQ

    • Can self employed people get personal loans?

      Yes, self employed individuals are eligible for personal loans.

    • Is there a need for collateral with personal loans?

      There is no need for collateral with personal loans except for secured personal loans.

    • How can one apply for a loan on credit card?

      One can apply for a personal loan online or through a call.

    • Are payday loans offered in India?

      Payday loans are not offered in India.

    • Is there a restriction on what purpose the personal loan can be used for?

      There are no restrictions on what the personal loan can be used for.

    • How are EMIs calculated for personal loans?

      The EMIs on personal loans is calculated based on the loan amount and tenure period.

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  • quick loans Reviews

    • Bank Bazaar Customer Support
      "Love to Use Bank Bazaar website"
      0.5 4.0/5 "Great!"
      I am happy with Bank Bazaar, whatever the coordination which they gave is great. I love Bank Bazaar website always to use. Its very convenient to use and access. It has all options to check on financial needs. But I would like to suggest, Bank Bazaar executives should be more clear with their process.
      Was this review helpful? 1
      , kolkata
      Reviewed on Jun 23, 2017
    • ICICI Bank Personal Loan
      "Response part has to be improved"
      0.5 2.0/5 "Expected more"
      Due to improper coordination from ICICI, the loan application got closed. From Bank end there was no response on right time. They reached me after three days of my request and collected the documents finally it got closed without any intimation.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jun 23, 2017
    • HDFC Bank Personal Loan
      "Instant loan "
      0.5 4.0/5 "Great!"
      They have started a new process with the HDFC personal loan. We can apply the Personal Loan through net banking and we just need to apply the documents in the portal and within 15 hours they have provided me a credentials id & password where I have tracked my personal loan application . The loan got approved within 24 hours of time. The banking service is really good and giving instant service to the customers. I am happy about the loan amount. The required amount has been given by HDFC bank. The Value added service like vouchers and online purchasing offers were given. The rate of interest is nominal with HDFC bank.
      Was this review helpful? 0
      , lucknow
      Reviewed on Jun 23, 2017
    • Bank Bazaar Customer Support
      "Customer oriented service"
      0.5 5.0/5 "Blown Away!"
      The bank bazaar gives a prompt response and the regular follow to their customers. I really appreciate the bank bazaar effort which was given to the customer in terms the service, follow up in any case. The customer service and the response is really good with bank bazaar. The bank bazaar web site is easy to use and user friendly.
      Was this review helpful? 0
      , lucknow
      Reviewed on Jun 23, 2017
    • HDFC Bank Personal Loan
      "They be clear about the percentage"
      0.5 4.0/5 "Great!"
      HDFC charged me 14.75% of interest for the amount of Rs.5 lakhs it is higher side compared to other competitor. But Initially they committed they were providing around 11% but finally it was processed it for 14.75%, But I am happy with their service, they done fast loan. process. I would like to suggest them, to clear information about the interest rates.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 23, 2017
    • Bank Bazaar Customer Support
      "Overall good"
      0.5 4.0/5 "Great!"
      The customer services are good and very much satisfactory at Bankbazaar. I was contacted instantly and the process is smooth. The website is overall good, it would be better if there are more options of banks on the portal to choose from with a lesser rate of interest.
      Was this review helpful? 0
      , ernakulam
      Reviewed on Jun 23, 2017
    • ICICI Bank Personal Loan
      "Below average service"
      0.5 1.0/5 "Really Bad"
      I haven't got any kind of response from the ICICI bank . It was me who took initiative and made a follow up with the ICICI bank executives to get the personal loan but still no one gave proper responsefrom ICICI bank, that was the reason I haven't proceed my personal loan application with ICICI bank. The rate of interest is bit high , when compared with others. I would say it was a below average service.
      Was this review helpful? 0
      , lucknow
      Reviewed on Jun 23, 2017
    • ICICI Bank Personal Loan
      "High on ROI & charges"
      0.5 3.0/5 "Satisfactory"
      I did not go ahead with ICICI Bank because I was offered a high rate of interest. I got a rate of around 15% where as I was getting lesser rates from other banks for the personal loan. The services and response was on time and there were couple of follow up calls too.
      Was this review helpful? 0
      , ernakulam
      Reviewed on Jun 23, 2017
    • Bank Bazaar Customer Support
      "Userfriendly website"
      0.5 4.0/5 "Great!"
      As per the loan application status, Bank Bazaar gave me good follow up and I got good response from Bank Bazaar. I am using Bank Bazaar website is good to compare the interest rate. I would like to suggest Bank Bazaar should give multiple option, so the customer will have a choice to chose an another bank.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 23, 2017
    • ICICI Bank Personal Loan
      "Loan process should be fleixible"
      0.5 2.0/5 "Expected more"
      ICICI was looking for last six bank transactions, I have an account with SBI but I have a transaction around five years. Hence ICICI have rejected my personal loan application. I have submitted all of my documents, they have check my credit score as well finally they rejected it.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 23, 2017
    • Bank Bazaar Customer Support
      "Good service"
      0.5 5.0/5 "Blown Away!"
      Excellent very very good service provided by bank bazaar .com and very very happy for simple loan apply process and sanction your amount and fast service and any executive service and fast information & loan section and comfortable with any language.
      Was this review helpful? 1
      , patna
      Reviewed on Jun 23, 2017
    • Bank Bazaar Customer Support
      "The best"
      0.5 5.0/5 "Blown Away!"
      The services at Bankbazaar has been great and the process is smooth. They are very professional and they are the best in handling a customer. The follow up calls was much and they showed interest and they valued the customer. The website is good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 23, 2017
    • Bank Bazaar Customer Support
      "Its Good"
      0.5 5.0/5 "Blown Away!"
      Bank Bazaar is an excellent service provider, I am getting good and satisfactory service. Whenever I looks for any financial products through Bank Bazaar. I am happy about that, I came to know Bank Bazaar through google search. I have been using it for three years its good.
      Was this review helpful? 0
      , noida
      Reviewed on Jun 23, 2017
    • Bank Bazaar Customer Support
      "Perfect service"
      0.5 5.0/5 "Blown Away!"
      My friend has referred me to go with bank bazaar to get an credit card and I have downloaded bank bazaar mobile application and I have started applying for credit cards and personal loan. The bank bazaar mobile application is easy to use and user friendly rather I would say it is also useful for the financial management,. The customer service with bank bazaar is very good and supportive to the customers.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 23, 2017
    • ICICI Bank Personal Loan
      "Better Service"
      0.5 4.0/5 "Great!"
      The ICICI bank gave a call and asked me from which company I am receiving the salary and I told my company name but I am receiving the salary from 2 different company names , so very next day I got a text from ICICI bank saying that My personal loan application got cancelled. The customer service and the response was good with ICICI bank. The rate of interest is nominal with ICICI bank. I would say it was an average service from ICICI bank.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 23, 2017
    • Standard Chartered Bank Personal Loan
      "Looking for better feature"
      0.5 3.0/5 "Satisfactory"
      Standard Chartered customer service is good, when I applied for the personal loan they called and collected my documents. They done a verification process over the phone call but they have not visited my place to verification. Loan process got delay, Then I almost waited for two weeks, the time which they committed to disbursed the amount, I did not receive it and finally my application got closed.
      Was this review helpful? 0
      , noida
      Reviewed on Jun 23, 2017
    • Bank Bazaar Customer Support
      "Very Good service"
      0.5 4.0/5 "Great!"
      Looks like the site is loaded with full of information. I am expecting bankbazaar to bring in more partner banks. I got to know about bankbazaar through advertisements. I am with bankbazaar for a long time. I had applied for a personal loan through this channel the site is very much easy to use and user friendly.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 23, 2017
    • Standard Chartered Bank Personal Loan
      "Satisfactory service"
      0.5 4.0/5 "Great!"
      SCB took around a week's time to disburse my personal loan. Both customer service and response e was really good with SCB. I initially approached online and later changed the channel and I got the loan through some other channel. Rate of interest is very much nominal with SCB. The required loan amount was disbursed by SCB and I am very much happy about it.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 23, 2017
    • HDFC Bank Personal Loan
      "Good experience"
      0.5 5.0/5 "Blown Away!"
      My personal loan is from HDFC Bank and the I got the loan in a jiffy. The bank has offered me a good deal on the interest rate and they were decent in the charges as well. The paper work is simple and overall I have no issues even for the after loan services.
      Was this review helpful? 0
      , nagpur
      Reviewed on Jun 23, 2017
    • Standard Chartered Bank Personal Loan
      "Dissatisfied service"
      0.5 1.0/5 "Really Bad"
      First time I received a call from Standard chartered and they visited took my document from me. Then there was no response from Standard chartered end, their customer service is very bad, after getting my documents they didn't communicate anything about the application status.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jun 23, 2017
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