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IDBI Bank offers the Agri Gold Loan Scheme which, as the name suggests, is loan against gold for the purpose of meeting immediate agricultural or allied requirements. The loan amount availed against the gold pledged by the borrower can also be used for meeting social obligations and medical needs. This loan is also offered to traders, small businesses and to distributors in order to finance their business processes.
Minimum Loan Amount
The minimum loan amount that can be availed by a borrower under this scheme is Rs.10,000.
Maximum Loan Amount
The maximum loan amount that can be availed by a borrower under this scheme is Rs.5 lakh
Loan Tenure
The minimum loan tenure offered for the IDBI Agri Gold Loan Scheme is one month and the maximum loan tenure that is available for this scheme is 24 months.
A GST rate of 18% will be applicable on banking services and products from 01 July, 2017.
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