Multiple banks. Different interest rates. Call it a "conflict of interest".
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    We found 1 ICICI Agriculture Loan

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    11.00% - 17.99% Fixed
    2.25% (min. ₹1149) One time fee
    20L Max
    1-5 Years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval option available
    What you'll love
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    Perks
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    Fees & Charges
    Good to Know
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    Customer Reviews

    ICICI Agriculture Loan is Rated as "Great!" by 14333 Users

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    Personal Loan BYTES FROM OUR KITCHEN

    Know the details about ICICI Agriculture Loan

    Farmers mainly depend on the harvest season to earn a few bucks that has to suffice for the whole year. With the change in climate, the produce decreases and it becomes hard for the farmer to meet his and his family’s financial requirements along with taking care of his farm. ICICI bank understands the problems faced by the farmers and the agriculturists and are offering tailor made schemes and loans to cater to their needs. The schemes and loans offered by ICICI Bank are as follows:

    Instant Gold Loan

    • You can use your gold to get an ICICI Bank Gold loan to avail finance. The loan amount can help you fulfil your financial needs such as education for your children, business expansion, working capital requirement, and down payment to purchase a property or a vehicle, agricultural need, medical emergency or to go on a holiday with your family. The documentation process is easy and fast.

    Farmer Finance

    • It is offers a wide range of agricultural loans . You can make use of the overdraft facility to meet cultivation cost and to meet expenses of working capital activities for farming and farming allied activities. Term loans are offered for buying cattle, purchasing equipment for irrigation purposes and to meet other agricultural requirements.

    There are two types of credit that is being offered

    • Retail Agri Loans – Kisan Credit/ Kisan Card: This is a credit card specifically designed for farmers. You can meet your day to day farming requirements through this card.
    • Long term loan for agriculture and allied activities (Agri Term Loan): You get term loan to buy cattle or agricultural equipment. The loan can be repaid over a period of 3-4 year through EMIs.

    Agri Traders and Processors

    There are two types of loans offered under this:

    • Working Capital loans: Working capital loans offered are Smart Cash Credit, Agri Credit Limit, Jet Overdraft, Micro Enterprise Credit, Agri Development Loan and Warehouse Construction Loan.
    • Loan against warehouse receipt: This loan caters to the financial requirements of those who are involved in commodities business, they are farmers, traders, processors and aggregations. The credit offered is a maximum of Rs.300 million to meet the financial requirements of agricultural operations. The maximum tenure offered is 12 months.

    Agro Corporates

    The following is offered by ICICI bank:

    • Mid cap credit, that caters to small and medium agribusiness enterprises to meet specific financing needs.
    • Forex and derivatives- Specialised parameterised program are offered for sanctioning forex and derivative facility to agriculture small and medium scale enterprises.
    • Factoring performs trade finance service by helping you convert your receivable to cash and therefore resolving the constraints of cash flow and working capital.
    • Agri investment banking solutions are offered after noticing the new trends of recent and global takeovers, acquisitions, mergers, diversification and strategic alliances that reflect agri Indian corporates and small and medium scale enterprises to the global market.

    Tractor Loan

    Hassle free tractor loans are offered to those having an agricultural land. The loan processing is quick and the repayment term is up to 5 years. You get flexible repayment options and the rate of interest is fixed through the tenure. The processing fee is low and so is the interest rate.

    Micro Banking

    ICICI Bank has created three simple products that are easily accessible by anyone. They are:

    • Self-Help Groups: You can get in touch with the bank through the NGOs for opening a savings account or to avail credit. The creditworthiness of the individual is assessed and based on various other parameters, the credit is sanctioned. ICICI Bank SHG loan requires the SHG to be in existence for at least 6 months, the group must include 10-20 women and the minimum saving corpus is set at Rs.5,000.
    • Micro Savings: ICICI Bank has partnered with NGOs, cooperative societies and trust to help you save money. The micro saving product offers security and convenience while you are earning interest on the money. You can make frequent deposits, access the account quickly and offers facility to handle small variable amounts. You can open fixed or recurring deposit accounts as well. To open ‘Apna Savings’ or a micro savings account, you require minimum paperwork.
    • Micro-Finance: Financial assistance is provided to microfinance customers in the form of term loan, overdraft and portfolio buyout facilities. The focus is to establish healthy and profitable lending business through relationships with select microfinance institutions and to invest in building deeper monitoring and control mechanisms to enable healthy growth of the microfinance sector.
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  • ICICI Agriculture Loan Reviews

    • ICICI Bank Personal Loan
      "High on ROI & good services"
      0.5 3.0/5 "Satisfactory"
      The service provided was really good by ICICI Bank and the process was on time. I received the personal loan within five days. The bank was high on the rate of interest, it was around 14%. The processing charges were also high. The documents were collected on time as it was promised as well.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 24, 2017
    • ICICI Bank Personal Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      ICICI Bank contacted me for the personal loan and since I could not provide any documentation from my end at that moment, I cancelled my application. The interest rate and processing charges is normal. The overall experience is good and smooth.
      Was this review helpful? 0
      , jagdalpur
      Reviewed on Jun 24, 2017
    • ICICI Bank Personal Loan
      "Not Satisfied with the services"
      0.5 3.0/5 "Satisfactory"
      ICICI Bank contacted me for the personal loan, and I gave them a time frame and asked them to call back because I was out of town. But I received no calls. It has not been a satisfactory experience. The rate of interest and processing charges is normal.
      Was this review helpful? 0
      , rajahmundry
      Reviewed on Jun 24, 2017
    • ICICI Bank Personal Loan
      "Needs improvement in loan process"
      0.5 3.0/5 "Satisfactory"
      ICICI bank delayed the process with regards to my personal loan application . The process was very slow and they took much of time to do the process my personal loan application. The rate of interest was nominal with ICICI bank. The response time with ICICI bank need to be quick and fast , they need to stick on to their promises.
      Was this review helpful? 0
      , lucknow
      Reviewed on Jun 24, 2017
    • ICICI Bank Personal Loan
      "Not Satisfactory"
      0.5 1.0/5 "Really Bad"
      Since, I am paying an EMI on my credit card regularly and there is an outstanding balance on my card. Therefore, ICICI Bank has not proceeded with my personal loan. It has not been a good experience as I was not informed about the reason properly and I am an existing customer as well. I wish their services could have been much more better.
      Was this review helpful? 0
      , tiruchirapalli
      Reviewed on Jun 24, 2017
    • ICICI Bank Personal Loan
      "Need Improvement"
      0.5 1.0/5 "Really Bad"
      I have never received any call back from ICICI bank in regards to my personal loan application . I would like to suggest the ICICI bank to give proper response to the customer, because many of the customers are dissatisfied due to no response from ICICI bank. The rate of interest was nominal with ICICI bank.
      Was this review helpful? 0
      , tanuku
      Reviewed on Jun 24, 2017
    • ICICI Bank Personal Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      I had postponed my personal loan plan because there was no loan requirement at the moment. The customer service and the response was good with ICICI bank. The rate of interest is nominal with ICICI bank. The service which was rendered by ICICI bank is really good and I am very much satisfied with it.
      Was this review helpful? 0
      , kanchipuram
      Reviewed on Jun 24, 2017
    • ICICI Bank Personal Loan
      "High on ROI"
      0.5 5.0/5 "Blown Away!"
      The response was on time from ICICI Bank after I had applied for a personal loan. The bank provided all the details I needed and since I did not have the proof of the local address I live at, I was asked to get a rental agreement, which again was not possible because the owner was not willing to provide me with one.
      Was this review helpful? 0
      , kanchipuram
      Reviewed on Jun 24, 2017
    • ICICI Bank Personal Loan
      "Not Satisfactory"
      0.5 2.0/5 "Expected more"
      There was a delayed response from ICICI Bank for the personal loan. The bank took two plus days to contact me, in the mean time I have taken the loan from my personal bank and received the funds as well. The interest rate was high, it was around 13%.
      Was this review helpful? 0
      , thiruvananthapuram
      Reviewed on Jun 24, 2017
    • ICICI Bank Personal Loan
      "No Response"
      0.5 1.0/5 "Really Bad"
      Once I had applied for the personal loan with ICICI bank. Actually I applied through online source. I had received response only from the third party source but the bank is least bothered to reply back on my loan application. I was contacted by the bank, however they closed my application.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 24, 2017
    • ICICI Bank Personal Loan
      "Fast process"
      0.5 5.0/5 "Blown Away!"
      I had taken the personal loan from ICICI Bank, also the bank was very fast in collecting my documents. The process was quick too and I got the loan within three to four days. I had got a good deal on the interest rate which was around 15% and the processing charges were very much normal too.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 24, 2017
    • ICICI Bank Personal Loan
      "Response part has to be improved"
      0.5 2.0/5 "Expected more"
      Due to improper coordination from ICICI, the loan application got closed. From Bank end there was no response on right time. They reached me after three days of my request and collected the documents finally it got closed without any intimation.
      Was this review helpful? 1
      , kolkata
      Reviewed on Jun 23, 2017
    • ICICI Bank Personal Loan
      "Below average service"
      0.5 1.0/5 "Really Bad"
      I haven't got any kind of response from the ICICI bank . It was me who took initiative and made a follow up with the ICICI bank executives to get the personal loan but still no one gave proper responsefrom ICICI bank, that was the reason I haven't proceed my personal loan application with ICICI bank. The rate of interest is bit high , when compared with others. I would say it was a below average service.
      Was this review helpful? 1
      , lucknow
      Reviewed on Jun 23, 2017
    • ICICI Bank Personal Loan
      "High on ROI & charges"
      0.5 3.0/5 "Satisfactory"
      I did not go ahead with ICICI Bank because I was offered a high rate of interest. I got a rate of around 15% where as I was getting lesser rates from other banks for the personal loan. The services and response was on time and there were couple of follow up calls too.
      Was this review helpful? 1
      , ernakulam
      Reviewed on Jun 23, 2017
    • ICICI Bank Personal Loan
      "Loan process should be fleixible"
      0.5 2.0/5 "Expected more"
      ICICI was looking for last six bank transactions, I have an account with SBI but I have a transaction around five years. Hence ICICI have rejected my personal loan application. I have submitted all of my documents, they have check my credit score as well finally they rejected it.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 23, 2017
    • ICICI Bank Personal Loan
      "Better Service"
      0.5 4.0/5 "Great!"
      The ICICI bank gave a call and asked me from which company I am receiving the salary and I told my company name but I am receiving the salary from 2 different company names , so very next day I got a text from ICICI bank saying that My personal loan application got cancelled. The customer service and the response was good with ICICI bank. The rate of interest is nominal with ICICI bank. I would say it was an average service from ICICI bank.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 23, 2017
    • ICICI Bank Personal Loan
      "Interest rate should be flexible"
      0.5 1.0/5 "Really Bad"
      Initially when I applied for the personal loan through online channel, they committed I would be getting the interest rate around 14% for the principal amount of Rs. 1.5 lakhs but ICICI bank offered me 17% of interest. First time my loan application got closed but again I approached ICICI and took the loan due to emergency purpose.
      Was this review helpful? 0
      , bhilwara
      Reviewed on Jun 23, 2017
    • ICICI Bank Personal Loan
      "Average Service"
      0.5 2.0/5 "Expected more"
      The major issue with ICICI was, there were in need of a permanent address proof, however I keep traveling from one place to another as that was my job nature, also they were in need of permanent office address proof as I dont hold one ICICI Bank refused to approve the loan a latter stage. Their customer service executive needs to know what needs to be done in order for the customer to get the loan. Also their interest rate is high when compared with others.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 23, 2017
    • ICICI Bank Personal Loan
      "Provide the reason for declining"
      0.5 2.0/5 "Expected more"
      ICICI bank contacted me for the personal loan and the executive came over and collected the documents. The process was on and later the loan was rejected. They have not given me the reason of rejection, which was not satisfactory. The interest rate and charges were very much normal.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 23, 2017
    • ICICI Bank Personal Loan
      "Average service"
      0.5 2.5/5 "Just OK"
      ICICI Bank was very keen when it comes to documents collection, they were in need of more number of documents. I had submitted all the relevant documents with ICICI. Rate of interest was in line with the market rate. Also I had got an average service from ICICI.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 23, 2017
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