Multiple banks. Different interest rates. Call it a "conflict of interest".
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    We found 1 ICICI Agriculture Loan

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    10.99% - 17.99% Fixed
    2.25% (min. ₹1499 + applicable tax) One time fee
    20L Max
    1-5 Years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval option available
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    Fees & Charges
    Good to Know
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    Customer Reviews

    ICICI Agriculture Loan is Rated as "Great!" by 14800 Users

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    Know the details about ICICI Agriculture Loan

    Farmers mainly depend on the harvest season to earn a few bucks that has to suffice for the whole year. With the change in climate, the produce decreases and it becomes hard for the farmer to meet his and his family’s financial requirements along with taking care of his farm. ICICI bank understands the problems faced by the farmers and the agriculturists and are offering tailor made schemes and loans to cater to their needs. The schemes and loans offered by ICICI Bank are as follows:

    Instant Gold Loan

    • You can use your gold to get an ICICI Bank Gold loan to avail finance. The loan amount can help you fulfil your financial needs such as education for your children, business expansion, working capital requirement, and down payment to purchase a property or a vehicle, agricultural need, medical emergency or to go on a holiday with your family. The documentation process is easy and fast.

    Farmer Finance

    • It is offers a wide range of agricultural loans . You can make use of the overdraft facility to meet cultivation cost and to meet expenses of working capital activities for farming and farming allied activities. Term loans are offered for buying cattle, purchasing equipment for irrigation purposes and to meet other agricultural requirements.

    There are two types of credit that is being offered

    • Retail Agri Loans – Kisan Credit/ Kisan Card: This is a credit card specifically designed for farmers. You can meet your day to day farming requirements through this card.
    • Long term loan for agriculture and allied activities (Agri Term Loan): You get term loan to buy cattle or agricultural equipment. The loan can be repaid over a period of 3-4 year through EMIs.

    Agri Traders and Processors

    There are two types of loans offered under this:

    • Working Capital loans: Working capital loans offered are Smart Cash Credit, Agri Credit Limit, Jet Overdraft, Micro Enterprise Credit, Agri Development Loan and Warehouse Construction Loan.
    • Loan against warehouse receipt: This loan caters to the financial requirements of those who are involved in commodities business, they are farmers, traders, processors and aggregations. The credit offered is a maximum of Rs.300 million to meet the financial requirements of agricultural operations. The maximum tenure offered is 12 months.

    Agro Corporates

    The following is offered by ICICI bank:

    • Mid cap credit, that caters to small and medium agribusiness enterprises to meet specific financing needs.
    • Forex and derivatives- Specialised parameterised program are offered for sanctioning forex and derivative facility to agriculture small and medium scale enterprises.
    • Factoring performs trade finance service by helping you convert your receivable to cash and therefore resolving the constraints of cash flow and working capital.
    • Agri investment banking solutions are offered after noticing the new trends of recent and global takeovers, acquisitions, mergers, diversification and strategic alliances that reflect agri Indian corporates and small and medium scale enterprises to the global market.

    Tractor Loan

    Hassle free tractor loans are offered to those having an agricultural land. The loan processing is quick and the repayment term is up to 5 years. You get flexible repayment options and the rate of interest is fixed through the tenure. The processing fee is low and so is the interest rate.

    Micro Banking

    ICICI Bank has created three simple products that are easily accessible by anyone. They are:

    • Self-Help Groups: You can get in touch with the bank through the NGOs for opening a savings account or to avail credit. The creditworthiness of the individual is assessed and based on various other parameters, the credit is sanctioned. ICICI Bank SHG loan requires the SHG to be in existence for at least 6 months, the group must include 10-20 women and the minimum saving corpus is set at Rs.5,000.
    • Micro Savings: ICICI Bank has partnered with NGOs, cooperative societies and trust to help you save money. The micro saving product offers security and convenience while you are earning interest on the money. You can make frequent deposits, access the account quickly and offers facility to handle small variable amounts. You can open fixed or recurring deposit accounts as well. To open ‘Apna Savings’ or a micro savings account, you require minimum paperwork.
    • Micro-Finance: Financial assistance is provided to microfinance customers in the form of term loan, overdraft and portfolio buyout facilities. The focus is to establish healthy and profitable lending business through relationships with select microfinance institutions and to invest in building deeper monitoring and control mechanisms to enable healthy growth of the microfinance sector.

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  • ICICI Agriculture Loan Reviews

    • ICICI Bank Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I got the loan from ICICI bank . Because I hold a ICICI bank salaried account . They have disbursed my loan within 10 days time. The customer service was good with ICICI bank . They gave better response in concern to my personal loan application. The interest rate and the charges are high when compared with others,. I am satisfied with the loan amount.
      Was this review helpful? 0
      , lucknow
      Reviewed on Aug 21, 2017
    • ICICI Bank Personal Loan
      "Dissatisfactory"
      0.5 2.0/5 "Expected more"
      I was not happy with ICICI, because they were offered me 15.49% of interest on personal loan. But HDFC offered me 11.29% of interest. Though I am an existing customer of ICICI, they not agreed to reduce the interest. I have their credit card, saving account etc, I would like to close it.
      Was this review helpful? 0
      , pilani
      Reviewed on Aug 21, 2017
    • ICICI Bank Personal Loan
      "Very Good service"
      0.5 5.0/5 "Blown Away!"
      ICICI personal loan service was nice but the interest rate was little higher and the final disposal was bit slow so the bank in need of a better interest rate and they should concentrate on the disposal of amount other than the interest and the service provided by them is really good
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 21, 2017
    • ICICI Bank Personal Loan
      "Need to quick and fast"
      0.5 3.5/5 "Pretty good"
      The ICICI bank has declined my personal loan application, and they never informed me why it got cancelled . The customer service need to be improved with ICICI bank. The response need to be quick and fast from ICICI. The interest rate and the charges are nominal with ICICI bank.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Aug 21, 2017
    • ICICI Bank Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      The personal loan service from ICICI bank was very good. They have disbursed my loan within 6 to 7 days time , but they have promised me just 3 days disbursement. The rate of interest is nominal when compared with others. The processing fee was high when compared with others. The charges need to be decreased with ICICI bank, the required loan amount has been disbursed and I am very much satisfied with it.
      Was this review helpful? 0
      , hubli
      Reviewed on Aug 21, 2017
    • ICICI Bank Personal Loan
      "Response need to improved "
      0.5 2.5/5 "Just OK"
      The ICICI bank response is not up to the mark in regards to my personal loan application. If I check through ICICI online portal it shows I am eligible but there is no proper response given from ICICI executive in my application. The Interest rate and the charges are nominal with ICICI bank.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Aug 21, 2017
    • ICICI Bank Personal Loan
      "Nice Experience"
      0.5 4.5/5 "Excellent!"
      I have my first loan experience with ICICI bank and the first impression is really good with the bank. The bank provided such a fantastic service for my personal loan requirement. I am happy about the rate of interest and their response and services are excellent.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 21, 2017
    • ICICI Bank Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      The local address proof was not available with me, so that was the reason ICICI have closed my personal loan application, other than that the service which was rendered by ICICI was good, I got better response in concern to my person loan application from ICICI. The ICICI executives haven't informed me about the interest and their charges.
      Was this review helpful? 0
      , tuticorin
      Reviewed on Aug 21, 2017
    • ICICI Bank Personal Loan
      "Average Service"
      0.5 5.0/5 "Blown Away!"
      There was no loan requirement at present so that was the reason I haven't got the personal loan from ICICI bank. The way they treat the customers is very good with ICICI. The rate of interest and the processing charges are nominal with ICICI bank.
      Was this review helpful? 0
      , rohtak
      Reviewed on Aug 21, 2017
    • ICICI Bank Personal Loan
      "Ever thing is good "
      0.5 4.0/5 "Great!"
      ICICI Customer service was very good, even though, I received the loan quickly in hand I am not happy with the rate of interest. Documentation process was quick enough,. Over all the service provided by them was really good.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 21, 2017
    • ICICI Bank Personal Loan
      "DISSATISFIED"
      0.5 1.0/5 "Really Bad"
      The service provided by ICICI bank was not good so i closed the personal loan application from them.The bank did not approach me being after a month also later i called to call so many time to bank executive to know what is the status of my application which I had applied for..Then later they have updated me that my loan cannot be processed because I had a EMI bounce earlier.
      Was this review helpful? 0
      , udala
      Reviewed on Aug 21, 2017
    • ICICI Bank Personal Loan
      "Unnecessary Deductions are there"
      0.5 3.0/5 "Satisfactory"
      Whenever we are thinking about the loan, the first priority would be the rate of interest. If we are satisfied in the rate then will move to the next step. The same way, I approached the ICICI bank for the personal loan but unfortunately the bank quoted such a high interest rate which is close to 18%. But then due to the requirement, I had to avail the loan. During the loan process, I did not face any problem but after the disbursement, I am facing some issues in ECS mandate. Moreover, while disbursement, the bank deducted the some amount for the policy related thing but that was not conveyed to me earlier, so I am quite disappointed.
      Was this review helpful? 0
      , howrah
      Reviewed on Aug 21, 2017
    • ICICI Bank Personal Loan
      "Average service"
      0.5 4.0/5 "Great!"
      The ICICI bank executive has told that my salary has not met their eligibility criteria , so that was the reason I haven't got the personal loan from ICICI bank. The service which was rendered by ICICI bank was good . The rate of interest is high when compared with others .
      Was this review helpful? 0
      , guwahati
      Reviewed on Aug 21, 2017
    • ICICI Bank Personal Loan
      "DISSATISFIED"
      0.5 1.0/5 "Really Bad"
      It was not a good experience with ICICI bank for the personal loan as I had applied for a two lakhs and they had given me the loan amount of 1.5 lakhs which I was not happy and the rate of interest was kin of okay for me with13.99% and processing fee and charges what they have charged was around 2500 rupees, and loan got approved in 5 days.
      Was this review helpful? 0
      , amritsar
      Reviewed on Aug 21, 2017
    • ICICI Bank Personal Loan
      "DISSATISFIED"
      0.5 1.0/5 "Really Bad"
      My experience with ICICI bank was not good but now I am not much satisfied because I approached them for personal loan where they unable to process. It was a zero response from the bank to me, later they said my salary is 14500 and they the salary of 15000 then they can process the loan and I have told them that I have my existing loan running from the same bank but still they did not proceed further.
      Was this review helpful? 0
      , amritsar
      Reviewed on Aug 21, 2017
    • ICICI Bank Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I am working in a insurance company and I want to start a business, so because of this reason ICICI bank haven't approved my personal loan . The customer service is good with ICIC bank. They gave good response in concern to my personal loan application. The rate of interest was low when compared with others.
      Was this review helpful? 0
      , guwahati
      Reviewed on Aug 21, 2017
    • ICICI Bank Personal Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      The loan amount I had opted for 3 laksh with processing fee of around 6000 rupees and tenure is for 5 years of time and the representative was very efficient and very helpful in collecting the documents and filling the form for the personal loan.Everything went on very smooth without any hassle. Maximum time taken by ICICI bank was 2 days. Rates offered was 17% was quit a bit high since I required that amount I had to go for it.
      Was this review helpful? 0
      , nizamabad
      Reviewed on Aug 20, 2017
    • ICICI Bank Personal Loan
      "Not satisfied"
      0.5 3.0/5 "Satisfactory"
      Documentation process was done from my end and the verification were done by my end to the ICICI bank for the personal loan, which I have applied. ICICI bank have done the process for the personal loan but it was not done on appropriate way.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 19, 2017
    • ICICI Bank Personal Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      ICICI Bank could not proceed for the personal loan due to the banking norms. Since I have other existing loans, the bank has asked me to approach them after closing the existing loan. The interest rate and processing charges was normal. Good response overall.
      Was this review helpful? 0
      , shyamnagar
      Reviewed on Aug 19, 2017
    • ICICI Bank Personal Loan
      "Very Good"
      0.5 5.0/5 "Blown Away!"
      I have applied for the personal loan with the ICICI bank and the customer service was really good one for me but there were some issues were from my end. Response was fine one and it was instant too. I don't have any issues with them till now.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 19, 2017
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