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    ICICI Agriculture Loan

    We found 1 ICICI Agriculture Loan

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    11.00% - 17.99% Fixed
    2.25% (min. ₹1149) One time fee
    20L Max
    1-5 Years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews

    ICICI Agriculture Loan is Rated as "Great!" by 13980 Users

    Personal Loan BYTES FROM OUR KITCHEN

    Know the details about ICICI Agriculture Loan

    Farmers mainly depend on the harvest season to earn a few bucks that has to suffice for the whole year. With the change in climate, the produce decreases and it becomes hard for the farmer to meet his and his family’s financial requirements along with taking care of his farm. ICICI bank understands the problems faced by the farmers and the agriculturists and are offering tailor made schemes and loans to cater to their needs. The schemes and loans offered by ICICI Bank are as follows:

    Instant Gold Loan

    • You can use your gold to get an ICICI Bank Gold loan to avail finance. The loan amount can help you fulfil your financial needs such as education for your children, business expansion, working capital requirement, and down payment to purchase a property or a vehicle, agricultural need, medical emergency or to go on a holiday with your family. The documentation process is easy and fast.

    Farmer Finance

    • It is offers a wide range of agricultural loans . You can make use of the overdraft facility to meet cultivation cost and to meet expenses of working capital activities for farming and farming allied activities. Term loans are offered for buying cattle, purchasing equipment for irrigation purposes and to meet other agricultural requirements.

    There are two types of credit that is being offered

    • Retail Agri Loans – Kisan Credit/ Kisan Card: This is a credit card specifically designed for farmers. You can meet your day to day farming requirements through this card.
    • Long term loan for agriculture and allied activities (Agri Term Loan): You get term loan to buy cattle or agricultural equipment. The loan can be repaid over a period of 3-4 year through EMIs.

    Agri Traders and Processors

    There are two types of loans offered under this:

    • Working Capital loans: Working capital loans offered are Smart Cash Credit, Agri Credit Limit, Jet Overdraft, Micro Enterprise Credit, Agri Development Loan and Warehouse Construction Loan.
    • Loan against warehouse receipt: This loan caters to the financial requirements of those who are involved in commodities business, they are farmers, traders, processors and aggregations. The credit offered is a maximum of Rs.300 million to meet the financial requirements of agricultural operations. The maximum tenure offered is 12 months.

    Agro Corporates

    The following is offered by ICICI bank:

    • Mid cap credit, that caters to small and medium agribusiness enterprises to meet specific financing needs.
    • Forex and derivatives- Specialised parameterised program are offered for sanctioning forex and derivative facility to agriculture small and medium scale enterprises.
    • Factoring performs trade finance service by helping you convert your receivable to cash and therefore resolving the constraints of cash flow and working capital.
    • Agri investment banking solutions are offered after noticing the new trends of recent and global takeovers, acquisitions, mergers, diversification and strategic alliances that reflect agri Indian corporates and small and medium scale enterprises to the global market.

    Tractor Loan

    Hassle free tractor loans are offered to those having an agricultural land. The loan processing is quick and the repayment term is up to 5 years. You get flexible repayment options and the rate of interest is fixed through the tenure. The processing fee is low and so is the interest rate.

    Micro Banking

    ICICI Bank has created three simple products that are easily accessible by anyone. They are:

    • Self-Help Groups: You can get in touch with the bank through the NGOs for opening a savings account or to avail credit. The creditworthiness of the individual is assessed and based on various other parameters, the credit is sanctioned. ICICI Bank SHG loan requires the SHG to be in existence for at least 6 months, the group must include 10-20 women and the minimum saving corpus is set at Rs.5,000.
    • Micro Savings: ICICI Bank has partnered with NGOs, cooperative societies and trust to help you save money. The micro saving product offers security and convenience while you are earning interest on the money. You can make frequent deposits, access the account quickly and offers facility to handle small variable amounts. You can open fixed or recurring deposit accounts as well. To open ‘Apna Savings’ or a micro savings account, you require minimum paperwork.
    • Micro-Finance: Financial assistance is provided to microfinance customers in the form of term loan, overdraft and portfolio buyout facilities. The focus is to establish healthy and profitable lending business through relationships with select microfinance institutions and to invest in building deeper monitoring and control mechanisms to enable healthy growth of the microfinance sector.
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  • ICICI Agriculture Loan Reviews

    • ICICI Bank Personal Loan
      "Prompt service"
      0.5 5.0/5 "Blown Away!"
      ICICI bank offered high interest rate for the personal loan which is 12.75%. Th services are very prompt and they are really good in processing the loan application. I did not have any issues with them in the entire process. All things went good with them.
      Was this review helpful? 0
      , pune
      Reviewed on May 27, 2017
    • ICICI Bank Personal Loan
      "Unhappy with the banking services"
      0.5 1.0/5 "Really Bad"
      I had applied for a personal loan with ICICI bank and it was not up to the mark. The customer support needs to be more professional and though I received a response, I am not happy with the overall services. I did not go to the extent to talk about the interest rate and charges.
      Was this review helpful? 0
      , raipur
      Reviewed on May 27, 2017
    • ICICI Bank Personal Loan
      "Good in response"
      0.5 5.0/5 "Blown Away!"
      I did not go ahead with ICICI bank for the personal loan as I arranged the funds through another source. The services was prompt and they informed me all the details and also checked on my requirement. The interest rate and processing charges was average.
      Was this review helpful? 0
      , delhi
      Reviewed on May 27, 2017
    • ICICI Bank Personal Loan
      "Better Service"
      0.5 3.0/5 "Satisfactory"
      The responses and customer service are good with ICICI bank. Recently I approached the bank for the personal loan. I am not ok with the processing fee and the loan process. They are taking some more time. Hence I closed the loan application with them.
      Was this review helpful? 0
      , kolkata
      Reviewed on May 27, 2017
    • ICICI Bank Personal Loan
      "Excellent job done"
      0.5 5.0/5 "Blown Away!"
      I would appreciate Mr. Hari from ICICI Bank as he was excellent in the process. He done a great job for me and helped me get the disbursement on time. The overall experience was good for the personal loan, as I also got a reasonable rate of interest and the processing charges was normal too.
      Was this review helpful? 0
      , coimbatore
      Reviewed on May 27, 2017
    • ICICI Bank Personal Loan
      "Good in response"
      0.5 5.0/5 "Blown Away!"
      Since my requirement was met through another source, I did not go ahead for the personal loan at ICICI Bank. But the services and the response was excellent. They were on time and they also had a good deal on the interest rate and processing charges.
      Was this review helpful? 0
      , panchkula
      Reviewed on May 27, 2017
    • ICICI Bank Personal Loan
      "Not happy with the services"
      0.5 1.0/5 "Really Bad"
      ICICI Bank has not been up to the mark for the personal loan. They contacted me initially and informed me the details for the loan. After which they were supposed to follow up but there were no calls. So I went ahead with another bank. The interest rate was on the higher side.
      Was this review helpful? 0
      , chennai
      Reviewed on May 27, 2017
    • ICICI Bank Personal Loan
      "Good in Response"
      0.5 5.0/5 "Blown Away!"
      I had submitted my personal loan application with ICICI bank through online source. But then I did not take the loan as I cleared my requirement by my own. I received good response from the bank for my loan application and their customer service is good.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 27, 2017
    • ICICI Bank Personal Loan
      "Loan process has to be changed"
      0.5 4.0/5 "Great!"
      I had already salary account within ICICI for 15 years, on the loan process they came and collected all the documents but still they kept asking many documents. Being an existing customer there is no necessary to collect my documents but even after collecting also they gave inconvenient service. Hence I didn't proceed further with them.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 27, 2017
    • ICICI Bank Personal Loan
      "Clear process"
      0.5 5.0/5 "Blown Away!"
      My earlier experience with ICICI Bank was excellent for the personal loan. The process was clear and the team was consistent in the details they provided. I got the loan on time and as required. The overall experience was good even after the loan got disbursed.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 27, 2017
    • ICICI Bank Personal Loan
      "Not consistent in rates"
      0.5 3.0/5 "Satisfactory"
      There were a lot of confusion with ICICI Bank for a personal loan. I was initially told that the interest rate was around 12% instead of 11.59%. I was taking a balance transfer loan and the rate for that was actually 11%. So I cancelled my application and when ahead with another bank.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 27, 2017
    • ICICI Bank Personal Loan
      "Not Satisfactory"
      0.5 2.0/5 "Expected more"
      ICICI bank were ready to provide the personal loan for 3.5 lakhs but I was in a need of nearly 5 lakhs. When I approached other banks they agreed to give the loan up to 6 lakhs but ICICI not ready to provide as per my requirement. Hence I cancelled the loan application. Their way of approach is also not good, I had not received good response from the bank.
      Was this review helpful? 0
      , chennai
      Reviewed on May 27, 2017
    • ICICI Bank Personal Loan
      "Loan proess has to be improved"
      0.5 1.0/5 "Really Bad"
      Initially ICICI committed interest rate would be 11.59% but when I was processing my application they gave the interest rate around 17 to 19% it is high. Their customer care didn't give clear information about the loan process, they are not transparent. Hence I requested them to close the application.
      Was this review helpful? 0
      , coimbatore
      Reviewed on May 27, 2017
    • ICICI Bank Personal Loan
      "Average experience"
      0.5 2.0/5 "Expected more"
      I did not go ahead with ICICI bank because the bank was not meeting my requirement. I had applied for six lakhs and the bank was offering me three lakhs, because I was trying other banks simultaneously which is quite normal with all customers when they apply for a personal loan.
      Was this review helpful? 0
      , chennai
      Reviewed on May 27, 2017
    • ICICI Bank Personal Loan
      "Response part has to be improved"
      0.5 2.0/5 "Expected more"
      I have applied for personal loan in ICICI for the amount of Rs. 2 lakhs, I have received only one call from them, then that executive said they will get back but there was no from them. Finally I checked my application status it was closed, without informing ICICI closed my loan application.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 26, 2017
    • ICICI Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      The ICICI bank interest rate are really high when compared with other banks, that was the reason I haven't got the personal loan with ICICI bank. The response and the customer service was good with ICICI. I would like to suggest to decrease the interest rate in future. Overall, I am satisfied with the ICICI service.
      Was this review helpful? 0
      , patna
      Reviewed on May 26, 2017
    • ICICI Bank Personal Loan
      "Its Awesome"
      0.5 5.0/5 "Blown Away!"
      Previously there was a need, hence I applied for the personal loan then I don't have requirement to take loan. Therefore I denied to avail loan from ICICI. Their service is good they confirmed me all the loan process and they kept updated about the interest rate and other charges too.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 26, 2017
    • ICICI Bank Personal Loan
      "Need to improvement with customer support "
      0.5 1.0/5 "Really Bad"
      I have sent mails and try calling and reaching ICICI customer service to know about my personal loan application status. N one gave any response from their end. There was no response from ICICI end, hence I did not proceed with them. Overall I would like to say ICICI need to concentrate with the customer support.
      Was this review helpful? 0
      , dwarka
      Reviewed on May 26, 2017
    • ICICI Bank Personal Loan
      "Loan process should be faster for an existing customer"
      0.5 4.0/5 "Great!"
      I am very fine with ICICI service because I am an existing customer of it. Their interest rate is also good but service was getting delay. I was an emergency situation, hence I approached other bank for the personal loan process and I got the disbursement.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 26, 2017
    • ICICI Bank Personal Loan
      "DISSATISFIED"
      0.5 1.0/5 "Really Bad"
      ICICI bank did not contacted me properly during my personal loan process with them. And I actually needed an immediate loan of 1 lakh and since the bank did not respond me at the right time I just dropped my loan process I wasn't having my payslips so they said they cannot process my loan and the documentation part bank executive did not explained me anything about it in fact I have asked them in all in detail
      Was this review helpful? 0
      , udaipur
      Reviewed on May 26, 2017
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