Multiple banks. Different interest rates. Call it a "conflict of interest".
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    We found 1 ICICI Agriculture Loan

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    10.99% - 17.99% Fixed
    2.25% (min. ₹1499 + applicable tax) One time fee
    20L Max
    1-5 Years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval option available
    What you'll love
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    Customer Reviews

    ICICI Agriculture Loan is Rated as "Great!" by 14530 Users

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    Promised Interest Rate

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    Personal Loan BYTES FROM OUR KITCHEN

    Know the details about ICICI Agriculture Loan

    Farmers mainly depend on the harvest season to earn a few bucks that has to suffice for the whole year. With the change in climate, the produce decreases and it becomes hard for the farmer to meet his and his family’s financial requirements along with taking care of his farm. ICICI bank understands the problems faced by the farmers and the agriculturists and are offering tailor made schemes and loans to cater to their needs. The schemes and loans offered by ICICI Bank are as follows:

    Instant Gold Loan

    • You can use your gold to get an ICICI Bank Gold loan to avail finance. The loan amount can help you fulfil your financial needs such as education for your children, business expansion, working capital requirement, and down payment to purchase a property or a vehicle, agricultural need, medical emergency or to go on a holiday with your family. The documentation process is easy and fast.

    Farmer Finance

    • It is offers a wide range of agricultural loans . You can make use of the overdraft facility to meet cultivation cost and to meet expenses of working capital activities for farming and farming allied activities. Term loans are offered for buying cattle, purchasing equipment for irrigation purposes and to meet other agricultural requirements.

    There are two types of credit that is being offered

    • Retail Agri Loans – Kisan Credit/ Kisan Card: This is a credit card specifically designed for farmers. You can meet your day to day farming requirements through this card.
    • Long term loan for agriculture and allied activities (Agri Term Loan): You get term loan to buy cattle or agricultural equipment. The loan can be repaid over a period of 3-4 year through EMIs.

    Agri Traders and Processors

    There are two types of loans offered under this:

    • Working Capital loans: Working capital loans offered are Smart Cash Credit, Agri Credit Limit, Jet Overdraft, Micro Enterprise Credit, Agri Development Loan and Warehouse Construction Loan.
    • Loan against warehouse receipt: This loan caters to the financial requirements of those who are involved in commodities business, they are farmers, traders, processors and aggregations. The credit offered is a maximum of Rs.300 million to meet the financial requirements of agricultural operations. The maximum tenure offered is 12 months.

    Agro Corporates

    The following is offered by ICICI bank:

    • Mid cap credit, that caters to small and medium agribusiness enterprises to meet specific financing needs.
    • Forex and derivatives- Specialised parameterised program are offered for sanctioning forex and derivative facility to agriculture small and medium scale enterprises.
    • Factoring performs trade finance service by helping you convert your receivable to cash and therefore resolving the constraints of cash flow and working capital.
    • Agri investment banking solutions are offered after noticing the new trends of recent and global takeovers, acquisitions, mergers, diversification and strategic alliances that reflect agri Indian corporates and small and medium scale enterprises to the global market.

    Tractor Loan

    Hassle free tractor loans are offered to those having an agricultural land. The loan processing is quick and the repayment term is up to 5 years. You get flexible repayment options and the rate of interest is fixed through the tenure. The processing fee is low and so is the interest rate.

    Micro Banking

    ICICI Bank has created three simple products that are easily accessible by anyone. They are:

    • Self-Help Groups: You can get in touch with the bank through the NGOs for opening a savings account or to avail credit. The creditworthiness of the individual is assessed and based on various other parameters, the credit is sanctioned. ICICI Bank SHG loan requires the SHG to be in existence for at least 6 months, the group must include 10-20 women and the minimum saving corpus is set at Rs.5,000.
    • Micro Savings: ICICI Bank has partnered with NGOs, cooperative societies and trust to help you save money. The micro saving product offers security and convenience while you are earning interest on the money. You can make frequent deposits, access the account quickly and offers facility to handle small variable amounts. You can open fixed or recurring deposit accounts as well. To open ‘Apna Savings’ or a micro savings account, you require minimum paperwork.
    • Micro-Finance: Financial assistance is provided to microfinance customers in the form of term loan, overdraft and portfolio buyout facilities. The focus is to establish healthy and profitable lending business through relationships with select microfinance institutions and to invest in building deeper monitoring and control mechanisms to enable healthy growth of the microfinance sector.
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  • ICICI Agriculture Loan Reviews

    • ICICI Bank Personal Loan
      "SATISFACTORY"
      0.5 3.0/5 "Satisfactory"
      The reason why I was unable to opt for the personal loan from ICICI bank was because, there was a home loan running for me from some other bank, so that was the reason, they have rejected my application for the loan amount I applied for one lakhs rupees. On the other hand, the customer service and the response provided by ICICI bank is really good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 26, 2017
    • ICICI Bank Personal Loan
      "AVERAGE"
      0.5 3.0/5 "Satisfactory"
      I approached ICICI bank for the personal loan. I received proper response from the bank's end on my personal loan application.But bank executives where saying that there was dual pan card showing in my account I have told them that I have misplaced my pan card this card is new which is reflecting and the loan amount I had applied for 5 lakhs rupees.
      Was this review helpful? 0
      , kota
      Reviewed on Jul 26, 2017
    • ICICI Bank Personal Loan
      "SATISFACTORY"
      0.5 3.0/5 "Satisfactory"
      I have applied for the personal loan with ICICI bank, it got rejected because of the area under negative, and the bankers said the criteria was not match as per norms both customer service and response is average with ICICI.I have applied for 20 lakhs rupees.
      Was this review helpful? 0
      , gondia
      Reviewed on Jul 26, 2017
    • ICICI Bank Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I haven't got the ICICI bank personal loan, because the executive asked to apply for the loan after 3 months, based on my profile I had a Cheque bounce in my previous product. The customer service and the response is very good with ICICI bank. The rate of interest is nominal with ICICI.
      Was this review helpful? 0
      , thiruvananthapuram
      Reviewed on Jul 25, 2017
    • ICICI Bank Personal Loan
      "Average Service"
      0.5 4.0/5 "Great!"
      ICICI bank personal loan was rejected but then they haven't revealed the reason why it got rejected. The customer service and the response need to be transparent in future with ICICI bank. The rate of interest is nominal with ICICI bank. I would say ICICI bank gave a average service.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 25, 2017
    • ICICI Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I haven't received the personal loan from ICICI bank, the ICICI executives has told that I have already held up with certain EMI with other products, so that was the reason I haven't got the personal loan with ICICI bank. The customer service and the response part is good with ICICI bank. The rate of interest is low when compared with others.
      Was this review helpful? 0
      , chennai
      Reviewed on Jul 25, 2017
    • ICICI Bank Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      At the start when I approached ICICI bank there was no job stability and that was the prime reason why my personal loan application has been closed. The customer service and the response was good with ICICI bank. The rate of interest is nominal with ICICI bank. I would say ICICI bank offered me a satisfactory service.
      Was this review helpful? 0
      , thanjavur
      Reviewed on Jul 25, 2017
    • ICICI Bank Personal Loan
      "Better Service"
      0.5 3.5/5 "Pretty good"
      Right from day one I had received a good response from ICICI bank on my personal loan request. ICICI was good in terms of customer service and responsiveness. I never faced any kind of issues with the bank but, I did not take the loan due to the personal issues.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Jul 25, 2017
    • ICICI Bank Personal Loan
      "Average "
      0.5 4.0/5 "Great!"
      My requirement was already fulfilled as I have already got the loan through some other sources and that's why I have not taken the personal loan from the ICICI bank, also the rate of interest was huge one with them. Customer service was good one with the ICICI bank.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jul 24, 2017
    • ICICI Bank Personal Loan
      "Better Response"
      0.5 3.0/5 "Satisfactory"
      ICICI bank good in response and customer service but they denied the loan when I applied. Recently I applied for the personal loan but that had been denied due to some reason. I approached the bank through third party online source for the loan.
      Was this review helpful? 0
      , lucknow
      Reviewed on Jul 24, 2017
    • ICICI Bank Personal Loan
      "No Responsive"
      0.5 3.0/5 "Satisfactory"
      To be very honest I did not receive any kind of response from ICICI bank for my personal loan application. I associated with ICICI bank since 2012 but then I did not receive any response when I applied for the loan. So I was very upset with ICICI bank.
      Was this review helpful? 0
      , lucknow
      Reviewed on Jul 24, 2017
    • ICICI Bank Personal Loan
      "Below Average service"
      0.5 4.0/5 "Great!"
      Initially, I have applied for the personal loan with ICICI bank, it got rejected because of the documentation and second time I have applied with same ICICI bank and it got rejected due to low credit score. I don't know for what reason my personal loan application has got rejected. The ICICI bank need to show transparency in their service. The ICICI bank executives told that they will come and collects the documents but no one turned up. Summary, both customer service and response is falling below average with ICICI.
      Was this review helpful? 0
      , thiruvananthapuram
      Reviewed on Jul 24, 2017
    • ICICI Bank Personal Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      Since I did not receive any call from ICICI Bank. I could not go ahead for the personal loan. I also did not worry much to try contacting them from my end. It was an average experience. Overall the bank is good, just that the process did not work out this time.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Jul 24, 2017
    • ICICI Bank Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I preferred ICICI bank for the personal loan. Once I applied for the loan, their executive was very prompt in processing my loan application and I got a good response from them. But interest rate is little bit high but no issues with that. The entire loan process went smooth.
      Was this review helpful? 0
      , belgaum
      Reviewed on Jul 24, 2017
    • ICICI Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      The reason why I was unable to opt for the personal loan from ICICI bank was because, I Can't pick the ICICI executive's call, so that was the reason, they have rejected my application . On the other hand, the customer service and the response provided by ICICI bank is really good. Even the rate of interest is pretty much normal with ICICI.
      Was this review helpful? 0
      , nellore
      Reviewed on Jul 24, 2017
    • ICICI Bank Personal Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      I approached ICICI bank for the personal loan. I never received proper response from the bank end for my personal loan application I have applied for three lakh rupees when I checked with the nearest bank they confirmed its under progress..
      Was this review helpful? 0
      , indore
      Reviewed on Jul 24, 2017
    • ICICI Bank Personal Loan
      "High Interest Rate"
      0.5 1.0/5 "Really Bad"
      I had applied for the personal loan with ICICI bank. Interest rate is too high with them which is 17.99% for two lakhs this is for a tenure for three years. Where other banks are providing the personal loan with below 11%. However the customer service offered by them was nice.
      Was this review helpful? 0
      , jammu
      Reviewed on Jul 24, 2017
    • ICICI Bank Personal Loan
      "No Response"
      0.5 1.0/5 "Really Bad"
      I applied for the personal loan with ICICI through third party online source. A representative from third party said that I will be contacted by the bank in order to proceed further for my loan application and will then forward my application to the bank. So I had to visit the bank directly for the further process. It would be good if the bank is prompt in contacting the applicants.
      Was this review helpful? 0
      , gorakhpur
      Reviewed on Jul 24, 2017
    • ICICI Bank Personal Loan
      "Overall a good experience"
      0.5 4.0/5 "Great!"
      Due to banking norms, ICICI Bank could not proceed ahead for the personal loan. The bank contacted me and provided the details on time. I got to know the status without any delay too. The interest rate and processing charges were very much normal when compared with other banks.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jul 23, 2017
    • ICICI Bank Personal Loan
      "Overall a good experience"
      0.5 5.0/5 "Blown Away!"
      Since I have just switched companies and my current company is a proprietorship firm, it did not match the criteria of ICICI Bank for the personal loan. Else the process and services was good at the bank. They contacted me on time and informed me the details.
      Was this review helpful? 0
      , indore
      Reviewed on Jul 23, 2017
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