Multiple banks. Different interest rates. Call it a "conflict of interest".
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    Gold Loan Calculator

    Gold loans are provided to customers looking for immediate liquidity by pledging their gold and related jewelleries and ornaments against a fixed amount. This amount can be repaid in flexible forms such as EMIs or bulk payments. The loans are offered by major private and public sector financial institutions in India. Gold loans are a great means to get liquidity in a hassle-free manner.

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    Gold Loan Interest Calculator

    Gold loan calculators are available from some of the providers with a significant online presence. These calculators are simple tools that allow you to make permutations regarding the loan amount, repayment tenure or interest rates. The calculator allows you to get a perspective on the actual financials of your transactions.

    A general gold loan calculator will have the following fields:

    • Loan amount – This is the overall principal amount of the loan you are seeking or have availed.
    • Repayment tenure – The repayment tenure denotes the period of time over which you will be repaying the loan amount. You can select the number of months that you are comfortable repaying the loan in.
    • Interest rate – This is the rate of interest you will be charged on your loan. This figure will vary from provider to provider.

    All you need to do is enter the relevant information and click on submit. You will be shown the monthly repayment amount that you have to give as well as the break-up of principal and interest amounts.

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