Multiple banks. Different interest rates. Call it a "conflict of interest".
IDBI Bank offers personal loans at interest rates which start at just 10.15% p.a. It offers loans to pension account holders who are ex-employees of the bank as well as to other individuals who hold a salary or pension account (with overdraft facility).
If you have applied for a personal loan through IDBI Bank, you can check the status of your loan application.
After you have successfully applied for a personal loan through IDBI Bank, the bank will provide an application number or reference number against the loan application. This number is usually communicated through the email ID and/or mobile phone number which is registered by you at the time of making the application.
You will be required to provide this number when you want to check the status of your personal loan application.
You can check the status of your IDBI Bank personal loan through the official website of the bank. The steps mentioned below have to be followed to check the status of your loan application:
IDBI Bank has a few mobile applications to make your banking experience smoother and better. The ‘IDBI Bank GO Mobile+’ smartphone application is one of them. This app can be downloaded from the Google Play Store for your Android smartphone. You have to log in to the app using your login credentials. Once you are logged in, you can check the status of your personal loan application through the app itself.
You can opt for both online and offline modes if you want to check the status of your IDBI Bank personal loan application.
To check the status of your IDBI Bank personal loan application, you can visit the branch office of the bank where you have applied for the loan. You would be required to provide the application number or reference number to track the status.
On the other hand, all IDBI Bank customers can also get in touch with the bank through one of these 3 phone numbers –
You can provide your application number to the customer care executive over the phone and know the status of your personal loan application.
1) What is the maximum loan amount that I can avail through IDBI Bank?
A: You can avail a loan amount of up to Rs.10 lakh if you are a salaried individual or SEP/SENP. If you are a pensioner, you can avail a maximum loan amount of Rs.5 lakh.
2) What are the maximum and minimum loan repayment tenures for IDBI Bank personal loans?
A: The minimum and maximum loan repayment tenures for IDBI Bank personal loans are 12 months and 60 months respectively.
3) What is the minimum age requirement to be able to apply for a personal loan through IDBI Bank?
A: In order to be able to apply for a personal loan through IDBI Bank, the minimum age requirement is 21 years.
4) Why was my IDBI Personal Loan application rejected?
A: Rejection of a personal loan can be caused by a number of reasons. The most common factors which cause the rejection of a personal loan application are as follows:
If your IDBI Personal Loan application has been rejected, one of these might be one of the possible reasons.
5) What are the documents required for the application process of a personal loan through IDBI Bank?
A: The requirement of documents for the application process differs from lender to lender. Some of the most common documents that are required for the purpose of application are being listed below:
In addition to these, the applicant of the loan might also be required to provide other documents as per the requirement of the bank.
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