Multiple banks. Different interest rates. Call it a "conflict of interest".
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  • Capital First Personal Loan Diwali Offers Oct 2017 is Rated as "Pretty good" by 419 Users

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    Capital First Personal Loan Diwali Offers Oct 2017

    Diwali Offers on Capital First Personal Loan October 2017- Grab Amazon Diwali Bonus Wali and Vantage Circle Points

    A personal loan from Capital First is one among the best-rated loans in the market, owing to the institutions’ amazing customer service and interest rates. The financial institution believes in offering the maximum loan quantum to meet your financial needs. Capital First is a leading non-banking financial corporation that extends numerous financial solutions to everybody.

    The 2 personal loan options offered by this NBFC include Personal Loan and Consumer Durable Loan. With a Capital First Personal Loan, you can meet any of your financial requirements without mentioning your purpose to the institution.

    When you go for a Capital First Consumer Durable Loan, you can purchase consumer durables such as electronic gadgets like smartphone, smartwatch, laptop, etc. You can also buy electronic appliances like television, home theatre system, refrigerator, washing machine, microwave oven, etc.

    Interest rates for Capital First Personal Loan

    Capital First charges reasonably priced interest rates for personal loans. The interest rates vary from applicant to applicant. The rate will be fixed according to the loan applicant’s income, loan tenure, loan amount, credit history, and credit score. The applicant and the institution’s representative can have a negotiation to set the interest rate as per the agreement. The Base Rate will also be taken into consideration while fixing the interest rate.

    You May Also Read: Personal Loan Interest Rates

    Fees for Capital First Personal Loan

    The various fees and charges for personal loans from Capital First are fixed when the institution and the applicant enter into a loan agreement. These fees and charges will depend on the loan applicant.

    Enjoy Diwali Offers from BankBazaar on Capital First Personal Loan 2017

    Celebrate this Dhanteras or Diwali with exclusive promotions on your Capital First personal loan applications made via BankBazaar.com!

    You May Also Read: Personal Loan Diwali Offers

    1. Diwali Bonus Wali – Capital First Personal Loan

    You can enjoy this Diwali Bonus Wali offer by applying for a Capital First personal loan on the BankBazaar website. Once your loan gets disbursed after approval, you will receive an Amazon gift voucher worth Rs.1,000

    How to apply for this offer?

    • First, go to BankBazaar.com and then go to the Capital First Personal Loan segment. You can check the interest rate range and other details for this loan. If you are interested in the product, you will have to click ‘Get Approval’. You will get a response within 30 minutes.
    • Once your loan is accepted and disbursed, you will receive an Amazon gift voucher worth Rs.1,000.
    • You will get this voucher on your email ID that you have given while applying for the Capital First personal loan.
    • You can then visit the Amazon website or download the Amazon app in order to redeem your Amazon gift voucher.

    Terms and conditions for this offer

    • This Amazon Diwali Bonus Wali – Capital First Personal Loan offer is applicable from October 1, 2017 until October 31, 2017.
    • To be eligible for this offer, the loan applicant will have to be at least 18 years old.
    • This exclusive offer will be provided for personal loans disbursed on or before December 15, 2017.

    2. Vantage Circle Points for Capital First Personal Loan

    Apply for a Capital First personal loan via the BankBazaar website through any promotional campaign conducted by Vantage Circle, and you will get exclusive Vantage Points. Once your personal loan application gets approved and your loan amount is disbursed, you will receive Vantage Points worth Rs.1,000.

    How to apply for this offer?

    • You will first need to go to the Capital First Personal Loan segment on BankBazaar.com and then click on ‘Get Approval’. You will get a response within 30 minutes.
    • If your loan application gets sanctioned and approved, you will receive Vantage Points on your user ID registered with Vantage Circle.
    • You will then be required to log on to the Vantage website to redeem your Vantage points.

    Terms and conditions for this offer

    • This Vantage Circle offer is valid from September 15, 2017 until October 31, 2017.
    • These Vantage points are applicable only if the applicant chooses a Capital First personal loan through any promotional campaign organized by Vantage Circle.
    • This voucher will be valid only if your Capital First personal loan is offered to you on or before November 30, 2017.
    • Your Vantage Points voucher will be sent to you through email on the email ID that you would have given while applying on BankBazaar.com.
    • You will receive the Vantage points on the ID that is registered with Vantage Circle.
    • To be eligible for this offer, you will need to be at least 23 years old (as per the institution’s eligibility criteria).

    Apply for any personal loan product from Capital First by visiting the BankBazaar website to celebrate the festival of lights with pomp! You may utilize this loan to make your dream come true. Be it a new scooter or a new laptop or a new room addition to your home, you can count on Capital First to make your celebration extra special.

    When you choose Capital First as your lender via BankBazaar, you can an excellent loan application process. You can enjoy door-step service and e-approval. Moreover, you do not have to make any arrangements for a guarantor. This is a great boon while applying for a loan.

    Personal Loan Reviews

    • Capital First Personal Loan
      "Rate of Interest was high"
      0.5 5.0/5 "Blown Away!"
      I applied for a Personal Loan with Capital First, and had to opt out of it due to tenure disagreement. I wanted a Loan of Rs.1.50 Lakhs and was ready to give back the Loan within a Year. Unfortunately they were ready to give me a 3 Year tenure, which I was not okay with. Their Rate of Interest was also high.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Nov 22, 2017
    • Capital First Personal Loan
      "Rate of Interest was high"
      0.5 5.0/5 "Blown Away!"
      I applied for a Personal Loan with Capital First, and had to opt out of it due to tenure disagreement. I wanted a Loan of Rs.1.50 Lakhs and was ready to give back the Loan within a Year. Unfortunately they were ready to give me a 3 Year tenure, which I was not okay also the rate of interest is high.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Nov 22, 2017
    • Capital First Personal Loan
      "Unhappy with the services. "
      0.5 2.0/5 "Expected more"
      Capital First has not been up to the mark. I had applied for a personal loan and there was a complete zero response. There was no acknowledgement done and no information given about the interest rate and charges. I would not want to recommend them.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 22, 2017
    • Capital First Personal Loan
      "Good coorpation"
      0.5 5.0/5 "Blown Away!"
      When a Personal Loan need raised Capital First quickly came into the frame and provided me with a Loan of Rs.55000. The process for the Loan was pretty short and had no slug aligned to it. The Rate of Interest of 16% is a bit high compared to the Market standard. The overall experience with them was good.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 21, 2017
    • Capital First Personal Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      The service was average with CAPITAL FIRST for my personal loan the interest they offered 14 % it was little high compare to other banks in the market the documents collected from my door step the payments ecs the customer service was average.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 21, 2017
    • Capital First Personal Loan
      "Rate of Interest was high"
      0.5 4.0/5 "Great!"
      I had a good experience with Capital First Bank for my Personal Loan application. The Loan got approved very quickly and they made things happen smoothly. Only thing that I feel is lagging with this Bank is their higher rate of interest, which could be cut short a little.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 20, 2017
    • Capital First Personal Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      It was been about one month I have taken the personal loan service from CAPITAL FIRST they offered me a interest rate of 13 % which was fine compare to others in the market the documents have been collected dirtectly from my door step they asked for three cheques of my account during the documentation part also the customer service was prompt with CAPITAL FIRST personal loan service.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 20, 2017
    • Capital First Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have applied for a personal loan with CAPITAL FIRST. They collected the documents immediately and within a week my personal loan got approved and disbursed my funds after my documents submission. Initially they offered me the loan with 12% as rate of interest but it got changed to 18% when the loan is disbursed and there is no processing fees.
      Was this review helpful? 0
      , faridabad
      Reviewed on Nov 18, 2017
    • Capital First Personal Loan
      "Very good service"
      0.5 5.0/5 "Blown Away!"
      My personal loan experience with CAPITAL FIRST was very good, i have taken loan for Rs 50000 with the rate of interest of 13.00% which is nominal when compared to other sources in the market. Customer service was good and they responded on time, they provided door step service to collect the documents. The process was very smooth and my loan amount was approved within a week.
      Was this review helpful? 0
      , surat
      Reviewed on Nov 18, 2017
    • Capital First Personal Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      I have taken a personal loan with CAPITAL FIRST it was been three years I have taken the service the documents part was easy it have collected from my door step and the interest rate they offered me was 19% which was reasonable compare to others it was totally a good experience with CAPITAL FIRST for my personal loan service.
      Was this review helpful? 0
      , secunderabad
      Reviewed on Nov 17, 2017
    • Capital First Personal Loan
      "Wonderful"
      0.5 5.0/5 "Blown Away!"
      I have got the personal loan with the Capital first limited and the loan amount got disbursed within a month of time. I would like to say that the customer service and other things are really good one too. I am happy with the Capital first limited.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 16, 2017
    • Capital First Personal Loan
      "Wonderful"
      0.5 5.0/5 "Blown Away!"
      I have got the personal loan with the Capital first limited. The customer service is good one too. The loan amount got disbursed within ten to fifteen days of time, also am really happy with the Capital first limited for the personal loan.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 16, 2017
    • Capital First Personal Loan
      "Very Good"
      0.5 4.0/5 "Great!"
      My personal loan was taken with CAPITAL FIRST.The loan amount was 1.50 lakhs and the interest rate was 14% which was high than other banks. The processing fee was 2,500 and here the loan process was satisfactory. The customer service and responsiveness was up to the mark .
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 15, 2017
    • Capital First Personal Loan
      "Interest rate has to be reduced for the personal loan"
      0.5 3.0/5 "Satisfactory"
      Interest rate was very huge with Capital first personal loan, they gave 20% of interest for the amount of Rs.60,000. It has tenure of 36 months, they gave me part payment and preclosure option. The service is good, they disbursed the amount on time but only concern about the interest.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 14, 2017
    • Capital First Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      It was been for the past four months I have started the service from CAPITAL FIRST for my personal loan service the payments where through ecs and the customer service was good and the interest rate they offered me was 18 % it was a good experience with CAPITAL FIRST for my personal loan service.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Nov 14, 2017
    • Capital First Personal Loan
      "Best personal loan offer"
      0.5 5.0/5 "Blown Away!"
      I had taken a personal loan from Capital First.The loan amount is 50,000,Rate of interest is 18% very higher as compared to others,tenure is for 4 years.They had deducted Rs 400 as processing fees.Net banking is good and efficient to use,my only concern about the rate of interest.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Nov 11, 2017
    • Capital First Personal Loan
      "Unhappy"
      0.5 2.0/5 "Expected more"
      I had applied for a personal loan with Capital First and would say that it has been a very bad experience for me with them as i found no response and no initiative taken to contact me.There was no response and also o information on the closed status of my application.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Nov 09, 2017
    • Capital First Personal Loan
      "Good Loan facility"
      0.5 5.0/5 "Blown Away!"
      Personal loan was give easily by Capital First.. Based on a Two Wheeler Loan that I took with them, Capital First readily provided me with this Personal Loan of Rs.2.25 Lakhs. The experience with them has pretty good, I have made 8 installments now and I have not faced until now.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 09, 2017
    • Capital First Personal Loan
      "Worst service"
      0.5 1.0/5 "Really Bad"
      There was no proper response from CAPITAL FIRST for my personal loan service ,once I applied for the loan they called me after ten days I got the better offer before they process the loan I feel CAPITAL FIRST needs to improve their process ,I am not much happy with the service of CAPITAL FIRST personal loan service.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 08, 2017
    • Capital First Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      It was a excellent experience from CAPITAL FIRST for my personal loan service the documents part was very easy with CAPITAL FIRST compare to others in the market also the customer service is good but it was disappointed that the interest rate they offered was little higher than the market value still it was totally a good experience with CAPITAL FIRST for my personal loan service.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 08, 2017
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