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  • Capital First Personal Loan Diwali Offers Nov 2018 is Rated as "Great!" by 506 Users

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    Capital First Personal Loan Diwali Offers Nov 2018

    Diwali Offers on Capital First Personal Loan November 2018 - Grab Amazon Diwali Bonus Wali

    A personal loan from Capital First is one among the best-rated loans in the market, owing to the institutions’ amazing customer service and interest rates. The financial institution believes in offering the maximum loan quantum to meet your financial needs. Capital First is a leading non-banking financial corporation that extends numerous financial solutions to everybody.

    The 2 personal loan options offered by this NBFC include Personal Loan and Consumer Durable Loan. With a Capital First Personal Loan, you can meet any of your financial requirements without mentioning your purpose to the institution.

    When you go for a Capital First Consumer Durable Loan, you can purchase consumer durables including electronic gadgets such as smartphone, smartwatch, laptop, etc. You can also buy electronic appliances like television, home theatre system, refrigerator, washing machine, microwave oven, etc.

    Features of Capital First Personal Loan

    • The minimum age of the applicant should be 23 years for salaried employees and 28 years for self-employed persons.
    • The loan applicants should be below 58 years of age in case of salaried persons and 68 years in case of self-employed individuals, at the time of loan maturity.
    • For self-employed customers, the business must have been operational for at least 3 years and should have a positive profit after tax (PAT) for a minimum of past 2 years.
    • The loan amount available ranges between Rs.1 lakh and Rs.25 lakh.
    • The loan tenure under this scheme varies from 1 year to 5 years.
    • Top-up facility is available for existing customers.
    • Individuals can check their eligibility in 2 minutes and apply for instant loans online.
    • No collateral, co-signee, or guarantor is required.
    • This loan has a lock-in period of 6 months. After this time, the borrower can pre-close his or her loan.
    • The pre-closure charges for this loan is 5% of the outstanding principal amount.
    • Approved loan applications can be cancelled without any additional charges.

    Interest rates for Capital First Personal Loan

    Capital First charges reasonably priced interest rates for personal loans. The interest rates vary from applicant to applicant. The rate will be fixed according to the loan applicant’s income, loan tenure, loan amount, credit history, and credit score. The applicant and the institution’s representative can have a negotiation to set the interest rate as per the agreement. The Base Rate will also be taken into consideration while fixing the interest rate.

    You May Also Read: Personal Loan Interest Rates

    be taken into consideration while fixing the interest rate.

    Fees for Capital First Personal Loan

    The various fees and charges for personal loans from Capital First are fixed when the institution and the applicant enter into a loan agreement. These fees and charges will depend on the eligibility and repayment capacity of loan applicant.

    Enjoy Diwali Offers from BankBazaar on Capital First Personal Loan 2018

    Celebrate this Dhanteras or Diwali with exclusive promotions on your Capital First personal loan applications made via BankBazaar.com! When you apply for a personal loan or consumer durable loan through Capital First, you might enjoy additional discounts or benefits available during this festive season.

    1. Diwali Bonus Wali – Capital First Personal Loan

    You can enjoy this Diwali Bonus Wali offer by applying for a Capital First personal loan on the BankBazaar website. Once your loan gets disbursed after approval, you will receive an Amazon gift voucher worth Rs.750

    How to apply for this offer?

    • First, go to BankBazaar.com and then go to the Capital First Personal Loan segment. You can check the interest rate range and other details for this loan. If you are interested in the product, you will have to click ‘Get Approval’. You will get a response within 30 minutes.
    • Once your loan is accepted and disbursed, you will receive an Amazon gift voucher worth Rs.750.
    • You will get this voucher on your email ID that you have given while applying for the Capital First personal loan.
    • You can then visit the Amazon website or download the Amazon app in order to redeem your Amazon gift voucher.

    Terms and conditions for this offer

    • This Amazon Diwali Bonus Wali – Capital First Personal Loan offer is applicable from 1st November, 2018 to 30th November, 2018.
    • To be eligible for this offer, the loan applicant will have to be at least 18 years old.
    • This exclusive offer will be provided for personal loans disbursed on or before 15th January,2019.

    Apply for any personal loan product from Capital First by visiting the BankBazaar website to celebrate the festival of lights with pomp! You may utilize this loan to make your dream come true. Be it a new scooter or a new laptop or a new room addition to your home, you can count on Capital First to make your celebration extra special.

    When you choose Capital First as your lender via BankBazaar, you can an excellent loan application process. You can enjoy door-step service and e-approval. Moreover, you do not have to make any arrangements for a guarantor. This is a great boon while applying for a loan.

    Personal Loan Reviews

    • Capital First Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I had taken this loan a long time back and the experience with them has been good. The loan process took nearly five minutes and there has not been any hassle faced. But the interest rate with them has been a little on the higher end and i had been making timely payments for the loan repayment.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Nov 13, 2018
    • Capital First Personal Loan
      "Hassle free service"
      0.5 5.0/5 "Blown Away!"
      The services are very fast and they processed the loan within a week. The interest rate is comprehensive , it was lower than ICICI. The consumer executive is very good and helpful.They mailed whatever documents are required and done it through online which is easy. It is a hassle free service. The loan duration is 3 years and payment mode is ECS.
      Was this review helpful? 0
      , haridwar
      Reviewed on Nov 02, 2018
    • Capital First Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have my personal account with CAPITAL FIRST there service so far i have experience is good and they provide me sufficient loan amount and there rate of interest was too high there tenure period is okay , and there customer support team is good and even processing fee is nominal.
      Was this review helpful? 3
      , coimbatore
      Reviewed on Oct 30, 2018
    • Capital First Personal Loan
      "Very Good Service"
      0.5 4.0/5 "Great!"
      The experience i had with this loan has been good and the loan amount whcih they had provided has been satisfactory as well. The interest rate with them has been nominal when compared with the market rate and there has not been any hassle with the services offered by them..
      Was this review helpful? 2
      , hyderabad
      Reviewed on Oct 29, 2018
    • Capital First Personal Loan
      "Their should be transparency and flexibility "
      0.5 2.0/5 "Expected more"
      I have taken personal loan of Rs 79000 from the Capital first3 years , where they have given high rate of interest 19% , where i make the payment through Ecs process . They are not transparent and flexibility to their customer as there was delay in payment from my side because of demonetization where the have charges penalty of rs 450 extra every month . While closing the loan they where asking extra !7300 rs for the penalty which they haven't told to me in starting As already based on their policy am paying extra amount for the loan where they are demanding more for the closure . And they are not even friendly to me .
      Was this review helpful? 2
      , hyderabad
      Reviewed on Oct 26, 2018
    • Capital First Personal Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      My experience with Capital First for personal loan was good, the rate of interest was nominal when compared to others in the market. The loan amount was for Rs 65000 with the tenure period of 3 years. Customer service was good and they collected documents on time.
      Was this review helpful? 6
      , ahmedabad
      Reviewed on Oct 22, 2018
    • Capital First Personal Loan
      "Very Good Service"
      0.5 4.0/5 "Great!"
      It has been a good experience in getting this loan from them. The loan amount which they had provided had been satisfactory and the interest rate with them has also been good when compared with the market rate, there has been some processing fee which has been charged by them but it has been nominal. Overall it was a good experience.
      Was this review helpful? 10
      , bangalore
      Reviewed on Oct 15, 2018
    • Capital First Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have been taken a personal loan with capital first and my experience was good with this non financial institute , the loan amount i got very soon they didn't took much time, the rate of interest and processing fee they have charged is nominal.
      Was this review helpful? 8
      , chennai
      Reviewed on Oct 11, 2018
    • Capital First Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan with Capital First and my experience was good, the loan amount was for Rs 1.90 lacs with 16% interest rate which is high. Customer service was good and they followed up on time. They charge 2.5% of principle amount for preclosure of loan.
      Was this review helpful? 4
      , new delhi
      Reviewed on Oct 08, 2018
    • Capital First Personal Loan
      "Best Financial Service"
      0.5 5.0/5 "Blown Away!"
      I have take personal loan from the Capital first which they approved in 2-3 day and the amount is reflected in next day ,its instant approve process. As am satisfied with the rate of interest which is quiet nominal one They provided the tenure period of 1 year and i make the payment monthly though ECS.. There are some processing fees also.
      Was this review helpful? 3
      , bangalore
      Reviewed on Oct 06, 2018
    • Capital First Personal Loan
      "good service"
      0.5 5.0/5 "Blown Away!"
      My consumer durable loan was taken with CAPITAL FIRST , they charged very nominal rate of interest with this bank . The tenure period is 10month and there is no processing fee with this bank . So far it has been very good experience with CAPITAL FIRST.
      Was this review helpful? 10
      , delhi
      Reviewed on Sep 26, 2018
    • Capital First Personal Loan
      "Not satisfactory"
      0.5 2.5/5 "Just OK"
      My personal loan was taken with CAPITAL FIRST 7 months back. The loan amount was 1,50,000 and the interest rate was not satisfactory . The interest rate was not good . The tenure period was 36 months but i have requested for 24 months. The customer service and responses was bad. They did not give proper information regarding the same.
      Was this review helpful? 5
      , bangalore
      Reviewed on Sep 24, 2018
    • Capital First Personal Loan
      "Hassle free process"
      0.5 4.0/5 "Great!"
      I have taken a personal loan with Capital first. The customer services and response is good. The process to get the loan is good and the rate of interest and processing charges is normal too. The after loan services are also satisfactory. Good overall.
      Was this review helpful? 7
      , greater noida
      Reviewed on Sep 20, 2018
    • Capital First Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      My personal loan was taken with CAPITAL FIRST 5 months back. The loan amount was 1,50,000 and the interest rate was satisfactory . The tenure period was 3 years ,. The customer service and responses was good. I have not faced any issues and the processing fee was nominal.
      Was this review helpful? 11
      , mumbai
      Reviewed on Sep 08, 2018
    • Capital First Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken a personal loan with Capital First and my experience was good, the loan amount was for Rs 2.5 lacs with nominal interest rate. Customer service was good with Capital First and they responded on time. The tenure period for this loan is 6 years.
      Was this review helpful? 8
      , pune
      Reviewed on Sep 08, 2018
    • Capital First Personal Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I have taken a personal loan with Capital First and my loan experience was good, the loan amount was for Rs 1 lac with high interest rate when compared to others. Customer support was good and they followed up on time. The tenure period for this loan is 3 years.
      Was this review helpful? 10
      , hyderabad
      Reviewed on Sep 06, 2018
    • Capital First Personal Loan
      "Need to reduce ROI"
      0.5 4.0/5 "Great!"
      I have taken a personal loan with Capital First and my experience was good, the loan amount was for Rs 1.06 lacs with high interest rate when compared to others. Customer service was good and their response was prompt. It overall a smooth process with Capital first.
      Was this review helpful? 5
      , new delhi
      Reviewed on Aug 29, 2018
    • Capital First Personal Loan
      "Nice experience"
      0.5 5.0/5 "Blown Away!"
      I also have a personal loan with Capital first and they have been doing good in the services. The process to get the loan was good and the rate of interest and processing charges is normal too. The after loan services are also satisfactory. In all no issues.
      Was this review helpful? 4
      , hyderabad
      Reviewed on Aug 27, 2018
    • Capital First Personal Loan
      "Best service"
      0.5 5.0/5 "Blown Away!"
      I have taken personal loan from capital first , as the rate of interest is a promising one . Paying the payments through ECS . They took 24 hours for approval and documentation as instant approval process.The customer service and response is good . The processing fees are high for personal loan compare to other banks. The tenure period is 4 years.
      Was this review helpful? 16
      , ahmedabad
      Reviewed on Jul 25, 2018
    • Capital First Personal Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      I took personal loan for 1.25 lacs from the Capital First, I got the loan amount with in 2 days. The interest rate was normal. I never had any issues during the application and documentation process.
      Was this review helpful? 13
      , mumbai
      Reviewed on Jul 24, 2018
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