Multiple banks. Different interest rates. Call it a "conflict of interest".
  • loading

    We found 1 Capital First Personal Loan Diwali Offers Oct 2016
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    12% - 18% Fixed
    Up to 1.5% One time fee
    15L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free INSTANT DECISION
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    Capital First Personal Loan Diwali Offers Oct 2016 is Rated as "Pretty good" by 357 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Personal Loan BYTES FROM OUR KITCHEN

    Capital First Personal Loan Diwali Offers Oct 2016

    Capital First Personal Loan Diwali Offers Oct 2016 - Grab Gift Card & Gocash

    A personal loan from Capital First is one among the best rated loans in the market, owing to the institutions’ amazing customer service and interest rates. The financial institution believes in offering the maximum loan quantum to meet your financial needs.

    Key features for salaried individuals

    • Maximum loan amount of Rs.15 lakh can be availed from Capital First by eligible salaried applicants.
    • The interest rate of Capital First persona loans for salaried individuals is between 13% and 20%.
    • Loan tenure option is between one to five years.
    • Capital First charges a one-time processing fee of 1.5% of the loan amount (minimum Rs.1,150).
    • Pre-closure is only allowed after six months into the loan.

    Key features for Self-employed individuals

    • Maximum loan amount of Rs.10 lakh available for self-employed applicants.
    • Interest rate within the range of 22% to 25%.
    • Loan tenure option of one to four years.
    • Pre-closure only after six months.
    • One-time processing fee of up to 3%.

    BankBazaar Diwali Flash Sale Offer on Capital First Personal Loan 2016

    BankBazaar is running a Dhamal Diwali Flash Sale from 6th October, 2016 to 30th October, 2016. If you apply for a personal loan from Capital First through BankBazaar within this period, you can avail the following benefits:

    • An Amazon Gift Card of Rs.1,000, redeemable at the Amazon site, for any product of your choice.
    • Rs.1,000 worth Gocash from Goibibo, redeemable when you book flights and hotels.

    How to get the Diwali offer for Personal Loans?

    You can avail the offer on personal loans by following the steps given below:

    • Log on to BankBazaar.com and apply for the eligible personal loan.
    • Upon disbursal of the loan amount, you will get a Rs.1,000 gift voucher from Amazon as well as Rs.1,000 Go-cash voucher from Goibibo.
    • The coupon is sent to your email ID provided by you in the loan application, upon disbursal of the loan.
    • In order to redeem the gift voucher, you can either download the Amazon app or visit amazon.in.
    • The Go-cash points can be redeemed from the Goibibo app.

    How to use the Goibibo coupon code and Terms of Usage

    You can use the Goibibo coupon code in the following way:

    • Open the Goibibo app and enter the ‘My Go-cash’ section.
    • Apply the unique coupon code received before the validity date of the coupon.
    • Check the validity date of the coupon in your email.
    • The Go-cash points are added to your account and can be used within 180 days from the date they are added.
    • To know more about the usage of Go-cash, visit www.goibibo.com/gocash.

    How to use the Amazon coupon code and Terms of Usage

    Follow the steps given below to use the Amazon coupon code:

    • Log on to the Amazon website or open the app on your mobile.
    • Select the merchandise you wish to buy on the website and enter the unique coupon code at the time of billing.
    • Remember to check the validity date of the coupon in the email.
    • To know more about the terms and conditions of the voucher’s usage, visit the Amazon website.

    Additional Reading: Diwali Offers on Personal Loan

    Terms & Conditions:

    • Welcome to Dhamaal Diwali Offer on BankBazaar.com (“Program”), co-programmed by Amazon and Goibibo (“Merchant”) and effective from 6th October, 2016 to 30th October, 2016 (“Program Period”).
    • Get Amazon gift voucher worth Rs.500 (Rupees Five Hundred only) and Go-Cash Vouchers worth Rs.500 (Rupees Five Hundred only) (“Vouchers” / “e-Cash” interchangeably), on Approval of Credit Card product on or before 15th December, 2016.
    • Get Amazon gift voucher worth Rs.1000 (Rupees One Thousand only) and Go-Cash Vouchers worth Rs.1000 (Rupees One Thousand only) (“Vouchers” / “e-Cash” interchangeably), on Disbursal of Personal Loan product on or before 15th December, 2016.
    • Get Amazon gift voucher worth Rs.2500 (Rupees Two Thousand and five Hundred only) and Go-Cash Vouchers worth Rs.2500 (Rupees Two Thousand and five Hundred only) (“Vouchers” / “e-Cash” interchangeably), on Disbursal of Personal Loan product on or before 15th December, 2016.
    • Get Amazon gift voucher worth Rs.10,000 (Rupees Ten Thousand only) (“Vouchers”), on Disbursal of Home Loan product on or before 15th December, 2016.
    • On approval or issuance of the products as the case may be, the Vouchers and/or e-Cash will be emailed to your email address registered with BankBazaar.com. Please note that the Vouchers offered may be either promotional or gift Vouchers or both depending on the product against which they are issued. For more details of promotional Go-Cash Vouchers and usage limitations, please refer to the Go-Cash T&C below or visit www.goibibo.com. Similarly, for more details of Amazon Gift Vouchers and usage limitations, please visit www.amazon.in.
    • Descriptions of the Merchant’s Voucher advertised on BankBazaar.com are provided solely by the Merchant. BankBazaar.com does not investigate or vet any Merchant or Merchant’s Vouchers and is not responsible for any performance or quality claims associated with such description of the Merchant’s Voucher. All information provided on the Merchants Voucher is for informational purposes only and we encourage you to read all information presented on the Merchant’s website www.amazon.in and www.goibibo.com/gocash for warnings and directions that accompany the Voucher before use.
    • Redemption of the Voucher shall be completely governed by the Merchant’s Terms & Conditions and any query/claim/dispute may be referred to the Merchant alone. By use of this Voucher, you agree specifically to the terms on the Voucher and any additional terms as may be determined by the Merchant.
    • As the issuer of the Voucher, the Merchant shall be fully responsible to honour the Voucher, deliver customer services associated with it and resolve disputes, if any, in relation to the Voucher. BankBazaar.com does not make any warranty in relation to the Voucher, including, without limitation, their validity and/or value.
    • BankBazaar.com is not a party to any transaction that the Merchant and you may enter into as a result of you redeeming the Voucher. Shipment and tracking options may be stated in the Merchant terms and conditions and BankBazaar.com owns no liability on the same.
    • No Voucher requests will be entertained for any Personal Loan, Personal Loan, or Home Loan product disbursed after the expiry of the time lines mentioned above.
    • No Voucher requests will be entertained for any Credit Card product approved after the expiry of the time lines mentioned above.
    • The voucher is valid for select partners only. A banner displaying the Dhamaal Diwali Badge indicates that the offer is applicable for that particular product.
    • Participants should be 18 years and above as on date of submission of their application.
    • By obtaining the Vouchers through BankBazaar, you acquire only the right to use the same as per terms and conditions stipulated therein.
    • Participant must qualify the eligibility criteria, as may be laid down by partners and which may vary on product to product basis, for being eligible to participate and avail the offers under this Program.
    • BankBazaar shall not be liable for loss or damage of the Voucher once issued. Vouchers cannot be replaced or cancelled after issue.
    • This Program is valid for 1 order per product for a customer/participant during the Program Period.
    • In addition to the above, the Voucher is subject to the terms of use of BankBazaar and these additional terms and conditions
      • No cash or credit alternative in lieu of the Voucher is available under the Program.
      • Reproduction, resale, modification or trade of Voucher is prohibited.
      • Voucher once used cannot be reused.
      • BankBazaar reserves the right to add, modify or discontinue the terms and conditions of this Program at any time without prior notice.
      • BankBazaar reserves the right to verify the eligibility of participants. By taking part in this Program, participants confirm that they accept the terms and conditions set out herein.
    • The decision with respect to purchase of any financial product like Credit Card, Personal Loan, Personal Loan or Home Loan suitability or choice or the viability of any financial product or service shall always be the sole responsibility and decision of the user /subscriber/participant.
    • BankBazaar.com shall not be liable for any losses suffered by any participant/customer due to rejection of any application by the Partner Banks.
     Loading your search... Loading your search...
  • Personal Loan Reviews

    • Capital First Personal Loan
      "Not Approachable service"
      0.5 2.0/5 "Expected more"
      I applied for a personal loan application with CAPITAL FIRST. I did not got any response from capital first end.After the application i just got one call from the bank end. And i waited for the representative to give a follow up. No one turned up and it got closed.
      Was this review helpful? 0
      , faridabad
      Reviewed on Sep 21, 2017
    • Capital First Personal Loan
      "Interest rate should be reduced"
      0.5 4.0/5 "Great!"
      The interest rate Which I got was high, they offered me around 12 to 14% for the personal loan. I was expecting the interest rate lesser than 10%, I would like to suggest them, they should give beneficiary service or better rates to the customer.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 21, 2017
    • Capital First Personal Loan
      "Process is good, but high on charges"
      0.5 4.0/5 "Great!"
      It was a nice experience with Capital first. I have taken a personal loan and I have also recommended them as well to others. I got the loan on time. Just that they were high on the interest rate and processing fees. The rate was around 14% and the processing fees was huge.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 18, 2017
    • Capital First Personal Loan
      "Good. Interest rates could be low"
      0.5 4.0/5 "Great!"
      The loan process was good at Capital first. I have taken a personal loan and the team processed it on time. I had no issues in the disbursement because it was as per my expectation. The interest rate and processing charges was on the higher side.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 14, 2017
    • Capital First Personal Loan
      "GOOD SERVICE"
      0.5 3.5/5 "Pretty good"
      All things went good with Capital First for my personal loan. They never caused any kind of trouble for my loan process. I was comfortable with their customer service, responsiveness Overall service provided by them is really good but I was not happy with the rate of interest when i contacted by the online channel, they offered me 12.5% and later when capital executives came and he offered 14% which is not fair.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 11, 2017
    • Capital First Personal Loan
      "Good service"
      0.5 4.5/5 "Excellent!"
      The person who coordinated with me on the personal loan was very much helpful and coordinative, Capital First totally had taken more than three weeks because of some miscommunication, finally my issue got resolved. Seriously I got best deal of 13.72% of interest for the amount of Rs.1.20 lakh.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 08, 2017
    • Capital First Personal Loan
      "Good Process"
      0.5 4.5/5 "Excellent!"
      I got wonderful service from Capital first for the personal loan process. Everything was ok even the interest rate is fine. But last four five times the executives were busy and they had kept my call on hold up to forty five minutes. Other than that the service is ok.
      Was this review helpful? 0
      , indore
      Reviewed on Sep 07, 2017
    • Capital First Personal Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      The process was smooth and no hassle found with Capital first in case of personal loan application being submitted.There was some additional charges applied in this loan like for processing fee .They took minimal time of a week for approval which can be minimized for better services
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 07, 2017
    • Capital First Personal Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      Capital First service is good, when I applied for the loan they helped to get the disbursement without any hassle. Only the concern is the interest rate, they offered me around 14% it is bit high hence, they could have offer lesser with that Capital First had taken the processing fee of Rs.8000 including insurance. They should have reduced the interest and processing fee.
      Was this review helpful? 0
      , mumbai
      Reviewed on Sep 07, 2017
    • Capital First Personal Loan
      "Good Experience"
      0.5 4.0/5 "Great!"
      My loan experience with Capital First is really good. They provided the personal loan with a good interest rate. The personal loan got disbursed on time and there was no single issue with them when my loan application is under- progress....
      Was this review helpful? 0
      , faridabad
      Reviewed on Sep 07, 2017
    • Capital First Personal Loan
      "Services are good & high on ROI"
      0.5 5.0/5 "Blown Away!"
      It was a very nice process with Capital first for the personal loan. The executive came over on time and collected my papers. The paper work was not much and I got the loan on time. The interest rate was around 16% which was high for me. The processing charges was also high.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 04, 2017
    • Capital First Personal Loan
      "Moderate Service"
      0.5 3.0/5 "Satisfactory"
      Capital first provides a good service for the personal loan but the data maintenance is not effective. If someone takes loan with the same name and date of birth of other person, then this loan will be added in other person's account. Also their services are very much delayed.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Aug 30, 2017
    • Capital First Personal Loan
      "Good Response"
      0.5 4.0/5 "Great!"
      Though I had received a proper response from Capital First for the personal loan process, their territory is not covering my residential place. So I could not take the loan from Capital First. At the same time, when I had submitted my loan application with Capital, they were responsive.
      Was this review helpful? 0
      , nagpur
      Reviewed on Aug 30, 2017
    • Capital First Personal Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan from CAPITAL FIRST because I also had a good experience for the two wheeler loan earlier ,I use to get regular followup as a text to my mobile before the due date ,So it was very helpful for me till now without any pending amount ,so totally it was an very good service from CAPITAL FIRST for my loan processes
      Was this review helpful? 0
      , chennai
      Reviewed on Aug 28, 2017
    • Capital First Personal Loan
      "Good service with high interest"
      0.5 5.0/5 "Blown Away!"
      The overall personal loan service with Capital first was good, rather I would say it is an hassle free service. They have disbursed my loan within 4 to 5 days time. The rate of interest was high with Capital first. The processing fee was average with capital first.
      Was this review helpful? 0
      , new delhi
      Reviewed on Aug 24, 2017
    • Capital First Personal Loan
      "Interest rate is high"
      0.5 5.0/5 "Blown Away!"
      I would be much happy if the interest rate is little bit low but actually to say the rate is high. Excluding interest rate, the support and the service was really good from Capital First for the personal loan. Moreover, the loan got sanctioned on time.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 23, 2017
    • Capital First Personal Loan
      "Not satisfied"
      0.5 1.0/5 "Really Bad"
      Rate of interest was relatively high with the capital first when compared with others and the customer service was fine with the capital first limited for the personal loan. I would like to suggest that they need to improve their service a little more.
      Was this review helpful? 0
      , new delhi
      Reviewed on Aug 21, 2017
    • Capital First Personal Loan
      "Much better than banks"
      0.5 4.0/5 "Great!"
      Based on the consumer loans, Capital first provided the personal loan for me. The loan amount is automatically credited in to my account in just 48 hours. Not only that, they provided the loan with low interest rate. I feel capital first is much better than the banks when it comes to loan.
      Was this review helpful? 0
      , chennai
      Reviewed on Aug 21, 2017
    • Capital First Personal Loan
      "Not Approachable"
      0.5 1.0/5 "Really Bad"
      I accept that the Capital First provided the information for the loan process instantly. But openly saying, they failed to keep up what they committed to me from the beginning for the loan process. I filled the personal loan form where I clearly mentioned that the tenure is for four years. Executive from Capital first visited my place and he confirmed that the loan period would be for four years. But after disbursement, I got shocked when I saw the message from their end because they provided the loan with the period of 3 years. Immediately I sent a mail to Capital First, on the receipt of my mail, an executive called me and she tried to convince me however she disconnected the call. Moreover, the guy who collected my documents, collected 400 rupees extra from me initially. Again he called me after the loan process and asked me to pay 500 to 1000 rupees for his service. I do not see any kind of seriousness in the process and I would conclude stating that they are not customer oriented.
      Was this review helpful? 0
      , chennai
      Reviewed on Aug 19, 2017
    • Capital First Personal Loan
      "Proper service"
      0.5 5.0/5 "Blown Away!"
      Actually for the second time I applied for the personal loan with Capital First. Already I had taken the personal loan from same capital first. I got a good service from them. The process was very proper and there was no problem at all. They were too good in loan process.
      Was this review helpful? 0
      , indore
      Reviewed on Aug 17, 2017
    Common Loader Icon
  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.