Multiple banks. Different interest rates. Call it a "conflict of interest".
  • Capital First Personal Loan Diwali Offers Nov 2018 is Rated as "Great!" by 534 Users

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    Capital First Personal Loan Diwali Offers Nov 2018

    Diwali Offers on Capital First Personal Loan November 2018 - Grab Amazon Diwali Bonus Wali

    A personal loan from Capital First is one among the best-rated loans in the market, owing to the institutions’ amazing customer service and interest rates. The financial institution believes in offering the maximum loan quantum to meet your financial needs. Capital First is a leading non-banking financial corporation that extends numerous financial solutions to everybody.

    The 2 personal loan options offered by this NBFC include Personal Loan and Consumer Durable Loan. With a Capital First Personal Loan, you can meet any of your financial requirements without mentioning your purpose to the institution.

    When you go for a Capital First Consumer Durable Loan, you can purchase consumer durables including electronic gadgets such as smartphone, smartwatch, laptop, etc. You can also buy electronic appliances like television, home theatre system, refrigerator, washing machine, microwave oven, etc.

    Features of Capital First Personal Loan

    • The minimum age of the applicant should be 23 years for salaried employees and 28 years for self-employed persons.
    • The loan applicants should be below 58 years of age in case of salaried persons and 68 years in case of self-employed individuals, at the time of loan maturity.
    • For self-employed customers, the business must have been operational for at least 3 years and should have a positive profit after tax (PAT) for a minimum of past 2 years.
    • The loan amount available ranges between Rs.1 lakh and Rs.25 lakh.
    • The loan tenure under this scheme varies from 1 year to 5 years.
    • Top-up facility is available for existing customers.
    • Individuals can check their eligibility in 2 minutes and apply for instant loans online.
    • No collateral, co-signee, or guarantor is required.
    • This loan has a lock-in period of 6 months. After this time, the borrower can pre-close his or her loan.
    • The pre-closure charges for this loan is 5% of the outstanding principal amount.
    • Approved loan applications can be cancelled without any additional charges.

    Interest rates for Capital First Personal Loan

    Capital First charges reasonably priced interest rates for personal loans. The interest rates vary from applicant to applicant. The rate will be fixed according to the loan applicant’s income, loan tenure, loan amount, credit history, and credit score. The applicant and the institution’s representative can have a negotiation to set the interest rate as per the agreement. The Base Rate will also be taken into consideration while fixing the interest rate.

    You May Also Read: Personal Loan Interest Rates

    be taken into consideration while fixing the interest rate.

    Fees for Capital First Personal Loan

    The various fees and charges for personal loans from Capital First are fixed when the institution and the applicant enter into a loan agreement. These fees and charges will depend on the eligibility and repayment capacity of loan applicant.

    Enjoy Diwali Offers from BankBazaar on Capital First Personal Loan 2018

    Celebrate this Dhanteras or Diwali with exclusive promotions on your Capital First personal loan applications made via BankBazaar.com! When you apply for a personal loan or consumer durable loan through Capital First, you might enjoy additional discounts or benefits available during this festive season.

    1. Diwali Bonus Wali – Capital First Personal Loan

    You can enjoy this Diwali Bonus Wali offer by applying for a Capital First personal loan on the BankBazaar website. Once your loan gets disbursed after approval, you will receive an Amazon gift voucher worth Rs.750

    How to apply for this offer?

    • First, go to BankBazaar.com and then go to the Capital First Personal Loan segment. You can check the interest rate range and other details for this loan. If you are interested in the product, you will have to click ‘Get Approval’. You will get a response within 30 minutes.
    • Once your loan is accepted and disbursed, you will receive an Amazon gift voucher worth Rs.750.
    • You will get this voucher on your email ID that you have given while applying for the Capital First personal loan.
    • You can then visit the Amazon website or download the Amazon app in order to redeem your Amazon gift voucher.

    Terms and conditions for this offer

    • This Amazon Diwali Bonus Wali – Capital First Personal Loan offer is applicable from 1st November, 2018 to 30th November, 2018.
    • To be eligible for this offer, the loan applicant will have to be at least 18 years old.
    • This exclusive offer will be provided for personal loans disbursed on or before 15th January,2019.

    Apply for any personal loan product from Capital First by visiting the BankBazaar website to celebrate the festival of lights with pomp! You may utilize this loan to make your dream come true. Be it a new scooter or a new laptop or a new room addition to your home, you can count on Capital First to make your celebration extra special.

    When you choose Capital First as your lender via BankBazaar, you can an excellent loan application process. You can enjoy door-step service and e-approval. Moreover, you do not have to make any arrangements for a guarantor. This is a great boon while applying for a loan.

    Personal Loan Reviews

    • Capital First Personal Loan
      "Good product and they are aggressive"
      0.5 5.0/5 "Blown Away!"
      I had a personal loan with Capital First. I have availed in the month of January 2018. The interest rates were huge and the processing fee was nominal. They given me a interest rate 24% and I'm not happy about this. After availed the loan only i came to know about the interest rate since i have availed in online.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jan 09, 2019
    • Capital First Personal Loan
      "Not satisfied"
      0.5 2.0/5 "Expected more"
      I am not satisfied with personal loan experience from Capital first, loan amount was sufficient and the rate of interest was high when compared to others. Customer service was good and they responded on time. Tenure period for this loan is for 4 years.
      Was this review helpful? 5
      , jaipur
      Reviewed on Jan 03, 2019
    • Capital First Personal Loan
      "Best service"
      0.5 5.0/5 "Blown Away!"
      I have been using my personal loan with Capital first, there service is good, they have given me sufficient loan amount , i am satisfied with my loan amount ,but there rate of interest they have charged me was bit high i felt and even there processing fee was also bit high, but they have not charged any hidden charges, there overall service is good.
      Was this review helpful? 2
      , hyderabad
      Reviewed on Dec 24, 2018
    • Capital First Personal Loan
      "ROI and charges can be reduced"
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan from Capital first. The rate of interest and processing charges is high when compared to the other banks and they need to work on that. The documentation is smooth. There are no hassles after the loan was processed too. Good overall.
      Was this review helpful? 2
      , bangalore
      Reviewed on Dec 22, 2018
    • Capital First Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken my personal loan with capital first, there rate of interest is too high,like for 1,00,000 loan they are charging half of loan amount itself , they will be charging up to 50,000 for three years, it quite expensive, and they have charged me processing fee , like i had applied for 1,10,000 as loan they have just given me up to 92,000 rest they said they have charged me for processing fee and insurance,now more 4 months is there to close this personal loan.
      Was this review helpful? 7
      , bangalore
      Reviewed on Dec 20, 2018
    • Capital First Personal Loan
      "Good experience"
      0.5 4.0/5 "Great!"
      I was looking for a personal loan then i found and applied with Capital First. I got the loan amount of Rs. 2 lakhs and i bpight this loan 4 months before. I used to pay the EMI of Rs. 11000. I have chosen the tenure period of 2 years. The service is fine in Capital first.
      Was this review helpful? 4
      , chennai
      Reviewed on Dec 19, 2018
    • Capital First Personal Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      My experience with personal loan from Capital first was good, the loan amount was for Rs 1 lac with tenure period of 34 months. The process took 1 week to complete and the rate of interest was nominal. There are no preclosure charges for this loan.
      Was this review helpful? 3
      , chennai
      Reviewed on Dec 19, 2018
    • Capital First Personal Loan
      "Good Experience"
      0.5 5.0/5 "Blown Away!"
      I have not seen the interest of the Tata Capital, I have taken the loan for business purpose. The documentation process is good, within two days of time, they have disbursed the amount. The customer service is good in capital first, I am happy with them.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Dec 18, 2018
    • Capital First Personal Loan
      "Need to be less in ROI"
      0.5 2.0/5 "Expected more"
      My first loan with Capital first was also not a good experience. I had taken a loan of 65K and I repaid an extra amount of 50K. The rate of interest and charges are very high and they need to work on the same when compared to the other banks. Overall not recommendable.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Dec 18, 2018
    • Capital First Personal Loan
      "High on ROI"
      0.5 2.0/5 "Expected more"
      I have my personal loan with Capital first. The process was okay. But the rate of interest is too much high. I was offered a interest rate of 38% which is extremely high and the processing charges are high too. It is of 5K. I have taken a loan of one lakh and I paid back 1.70 lakh.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 18, 2018
    • Capital First Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have been using my personal loan with Capital first, the loan amount they have charged me was sufficient, they have given me up to 15,00,000, i happy with my loan amount, and the rate of interest they have charged me was nominal and the processing fee they have charged me which was nominal, overall service is good.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Dec 17, 2018
    • Capital First Personal Loan
      "Very bad service"
      0.5 2.5/5 "Just OK"
      I have been using my personal loan with Capital first , there service is not up to the mark, there executive have came to take my document they have directly asking for bribe, that was very ridiculously , and even there customer service is not good, i ask that executive to give land line number or team leader number ,he did not provided that, and i call to there customer care, they said it is under process and they said i need to pay 750 rupees as the extra charges without getting any idea, they said they are taken for registration purpose, there service is worst i have experience , i will not blame capital first bank for this, might be that branch is not good.
      Was this review helpful? 1
      , bangalore
      Reviewed on Dec 16, 2018
    • Capital First Personal Loan
      "Higher Interest Rates"
      0.5 3.0/5 "Satisfactory"
      I was looking for a loan and with the help of On-line sources i applied for it. My application was taken care and there was no delay. But the interest rates which i have on my loan amount is bit high i feel. Its somewhere around 17% and thats really high. If the interest rates comes down a bit it would be of great help.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 15, 2018
    • Capital First Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      The experience with this loan has been not that great. The interest rate with them has been very high when compared with the market rate, and there has been some additional charges which they had made. There has also been processing fee and insurance charges made as well.
      Was this review helpful? 3
      , hyderabad
      Reviewed on Dec 13, 2018
    • Capital First Personal Loan
      "Good loan experience"
      0.5 3.0/5 "Satisfactory"
      My personal loan was taken with Capital first 1.5 years back. I have chosen the loan amount of Rs. 2.40 approximately. They have provided the interest rate of 17.5% which is fine for me. I have selected the EMI period of 36 months. I have paid the premium amount of Rs. 10395. I have received the loan on time.
      Was this review helpful? 4
      , hyderabad
      Reviewed on Dec 03, 2018
    • Capital First Personal Loan
      "Good personal loan experience"
      0.5 4.5/5 "Excellent!"
      Purchased my personal loan with Capital First which is taken 1 year before. I have got the loan amount of Rs. 1.50 lakhs. They have offered me a interest rate of 18% which is little bit high compared to other banks. They have charged me Rs. 1200 as a processing fee. I have chosen the tenure period of 3 years. I pay the premium amount of Rs. 6658.
      Was this review helpful? 4
      , bangalore
      Reviewed on Dec 02, 2018
    • Capital First Personal Loan
      "Interest rate should be reduced"
      0.5 1.0/5 "Really Bad"
      Capital First gave me the personal loan interest around 12% its very higher than other banks, they have disbursed the amount now I am don't have interest to continue, because of interest. I am going to clear the loan may be charges should be applicable.
      Was this review helpful? 2
      , bangalore
      Reviewed on Dec 01, 2018
    • Capital First Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have been taken a personal loan with capital first and my experience was good with this non financial institute , the loan amount i got very soon they didn't took much time, the rate of interest and processing fee they have charged is nominal.
      Was this review helpful? 5
      , hyderabad
      Reviewed on Nov 29, 2018
    • Capital First Personal Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      My experience with Capital First for personal loan was good, the loan amount was based on my requirement and the rate of interest was nominal when compared to others. Customer service was good and they followed up on time. Tenure period for this loan was for 1 year.
      Was this review helpful? 4
      , hyderabad
      Reviewed on Nov 29, 2018
    • Capital First Personal Loan
      "Need an improvement"
      0.5 2.0/5 "Expected more"
      I have taken a personal loan with Capital First and its on going. I am not satisfied with the interest rate and processing charges. Initially the person said 1% and after that they have deducted 2% on the amount. I have called the customer support and the response was not good.
      Was this review helpful? 1
      , bangalore
      Reviewed on Nov 29, 2018
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