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Uttrayan Financial Service Pvt Ltd started out in February 2009 as an NBFC-MFI (non-banking financial company – micro financing institution) with the aim to improve the livelihood of the deprived women in India. The group started out with small ticket size loans to deprived women in rural and semi-urban areas through group scheme, who possess the skills but are limited by financial requirements to earn through their skills. The group is based out of West Bengal and currently has over 77,000 clients with plans to expand to other regions in the future.
This product is aimed at the deprived women of the society so that they are financially empowered and can work towards a better life standard. The loan is available only for activities that generate income for the women or their households. The microfinance product has following features: