Multiple banks. Different interest rates. Call it a "conflict of interest".
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    We found 31 SME (Small and Medium Enterprises) Loans

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    11.49% - 15.99% Fixed
    0.5%
    30L Max
    1-5 Years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free Ad
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    Perks
    Fees & Charges
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    Eligibility Criteria
    Customer Reviews
    10.99% - 14.49% Fixed
    0
    30L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free Ad
    What you'll love
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    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.99% - 19.8% Fixed
    Up to 2% One time fee
    25L Max
    1-5 years
    Response Time Within 30 minutes
    Paperless approval option available
    What you'll love
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    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.49% - 21.00% Fixed
    0 One time fee
    20L Max
    1-6 Years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    13.99% - 16.99% Fixed
    0 One time fee
    20L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless Approval Option Available
    What you'll love
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    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.99% - 17.99% Fixed
    2.25% (min. ₹1499 + applicable tax) One time fee
    20L Max
    1-5 Years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    12% - 18% Fixed
    Up to 1.5% One time fee
    15L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free INSTANT DECISION
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    Eligibility Criteria
    Customer Reviews
    12% - 19% Fixed
    Up to ₹3000 One time fee
    25L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval option available
    What you'll love
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    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.70% - 11.70% Floating
    0.5% One time fee
    50 K - 10 L
    1-5 Years
    Response Time Within 30 minutes
    Guarantor Required Paperless approval option available
    What you'll love
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    Eligibility Criteria
    14% - 33% Fixed
    1.5% to 6.0% One time fee
    15L Max
    1-4 Years
    Response Time Within 30 minutes
    Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    11% - 16.49% Fixed
    Up to 2.5%
    15L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free
    What you'll love
    Documents
    Perks
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    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.75% - 13.75% Fixed
    1% One time fee
    30L Max
    1-5 Years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria

    SME (Small and Medium Enterprises) Loans is Rated as "Great!" by 77152 Users

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    Personal Loan BYTES FROM OUR KITCHEN

    What is SME Loan?

    Small and medium enterprises are critical for the country’s economic and social development. SME is the biggest employment provider next to agriculture. The SME plays a major role in creating jobs and generating income for the low income group. SME fosters economic growth, social stability and contributes to the development of the private sector.

    Access to financial services is vital for the SME sector to survive in any economy. SME Loan is offered to fund small and medium sized enterprises. There are various banks in India that work hard to provide SME finance to the small and medium enterprises.

    Objective of SME Loan Policy

    The SME loan policy has been framed keeping in mind the following objectives:

    • To improve credit flow to SME sector.
    • To formulate norms to SME sector to ensure that the adequate and timely credit is available to the sector.
    • The SME Loan policy also provides guidelines to the branches offering credit to the SME sector and to formulate norms of lending to the SME sector.
    • To devise an organisational structure to handle SME credit portfolio in a focused manner.

    Scope of SME Loan policy

    The policy will cover the following:

    • Composition of the SME sector
    • Guidelines on lending to the SME sector
    • SME loan factory model
    • Policy on credit rating and pricing
    • Identifying thrust industries
    • Discretionary lending powers
    • Training needs
    • Reporting and monitoring system

    Classification of SME Segment

    SME Segment consists of the following:

    Micro Enterprises

    If it is a manufacturing enterprise, it will have up to Rs.25 lakh invested in plants and machineries. If it is a service sector enterprise, then up to Rs.10 lakh will be invested in equipment.

    Small Enterprises

    If it is a manufacturing enterprise, it will have above Rs.25 lakh and up to Rs.500 lakh invested in plants and machineries. If it is a service sector enterprise, then above Rs.10 lakh and up to Rs.200 lakh will be invested in equipment.

    Medium Enterprises

    If it is a manufacturing enterprise, it will have above Rs.500 lakh and up to Rs.1,000 lakh invested in plants and machineries. If it is a service sector enterprise, then above Rs.200 lakh and up to Rs.500 lakh will be invested in equipment.

    Target for SME Sector lending

    Banks are advised to fix their own targets to achieve the 20% yearly growth in credit to the SME sector. Banks are advised to ensure that 60% of the total advances to small enterprises must go to micro enterprises.

    40% must got to micro manufacturing enterprises who have up to Rs.5 lakh invested in plant and machinery and micro service enterprises that have up to Rs.2 lakh invested in equipment.

    20% must got to micro manufacturing enterprises who have above Rs.5 lakh and up to Rs.25 lakh invested in plant and machinery and micro service enterprises that have above Rs.2 lakh and up to Rs.10 lakh invested in equipment.

    SME Finance for New Business

    SME loan is offered to finance a new business as well. The main reason why most small and medium enterprises shut down is that they don’t receive financial assistance at the need of hour and they won’t have working capital or any funds to buy plants and machinery to function.

    SME Loan Eligibility Criteria

    The following entities are eligible to avail SME loan:

    • Sole proprietorship firms
    • Partnership firms
    • Private limited companies
    • Public limited companies
    • Manufacturing, trading and service units
    • The firms must have made profits in the last two years
    • The firms must be defined under MSMED Act and by Reserve Bank of India.

    SME Finance Procedure

    The following procedure must be followed by the borrower:

    • Fill up the SME Loan application form and submit it with the bank.
    • Submit all the documents required to the bank as well.
    • Get the loan sanctioned and service it on time.

    Documents required for SME Loan

    The documents required are as follows:

    • Certified copy of Memorandum and Articles of Association or certificate of incorporation or certificate of commencement of the business as the case may be.
    • Audited last 3 years’ financial statement of the unit and of the associate concerns, if any.
    • Present shareholders list.
    • List of directors or partners.
    • IT or wealth tax assessment order or returns for the last 3 years.
    • Last three year’s sales tax return and assessment order.
    • Copy of ration card, passport, voter ID of promoters, directors or guarantors.
    • Photographs of promoters, directors or guarantors.
    • Bio-data and net worth statement of promoters, directors or guarantors.
    • Title documents of land and building on which the unit is being operated.
    • Government order to convert land to industrial land.
    • Site map of the land and the building plan.
    • Estimate of the building by the architect.
    • Quotations from machine suppliers for the plant and machinery.
    • Write up about marketing.
    • Copies of sanction letter for present credit facilities must be provided.
    • SSI registration certificate.
    • NOC from pollution department.
    • Power sanctioned and installed.
    • Detailed project report.
    • Details of technical personnel’s and key managers.
    • Manufacturing process and its flow chart.
    • Sale or lease deed copy of collateral securities.
    • List of plant and machinery.
    • Collaboration agreement, if required.
    • Agreement with technical consultants, if any.

    Factors the banks must consider while lending to SME Sector

    The bank must comply by the following focal points while lending to the SME Sector:

    • The application form must be free, easy to understand, simple and standardized.
    • The application form must be acknowledged in writing.
    • The loan applications are to be disposed of within a stipulated time. Credit limits up to Rs.2 lakh must be disposed within 2 weeks, credit limits up to Rs.5 lakh must be disposed within 4 weeks and credit limit exceeding Rs.5 lakh must be disposed within a reasonable time frame of 4 weeks.
    • The loans that are sanctioned must be disbursed within 2 working days.
    • If the application is rejected, then a written reason for the rejection should be conveyed to the applicant.
    • Collateral must not be insisted for credit up to Rs.10 lakh.
    • Working capital limits to SME manufacturing units is based on the minimum of 20% of its projected turnover.
    • If loan up to Rs.5 lakh is not sanctioned, then no processing charges to be recovered.
    • The credit rating system’s parameter is to be shared with the borrower.
    • Prepayment without prepayment charges is allowed for prepayment of loans up to Rs.5 lakh.
    • Deposits or third party products are not to be insisted for sanctioning credit.
    • To be in regular contact with the borrower and to provide counselling services to help borrower deal with their problems.

    Facilities offered to SME Units

    Following are the facilities offered to the SME units:

    • Term loan or demand loan or deferred payment guarantee
    • Working capital through cash credit, overdraft etc.
    • Bill purchase or discounting
    • Export credit facilities
    • Foreign or Inland letter of credit
    • Bank guarantees
    • Standby letter of credit

    SME Finance for Women

    Most of the women entrepreneurs are found in the small scale units. These units are managed by one or more women who have stake not less than 51% in the equity. The banks have realised that there are many such units that need help, hence specific products are offered to the women entrepreneurs to meet their working capital requirement, to expand their business, alteration and renovation of hotels, restaurants or lodges or to acquire plant and machinery, etc.

    Loan are also provided for establishing catering units for selling tiffin or food or lunch packs. Other loans offered are:

    • Loan for beauty parlour
    • Loan for day care centre
    • SME easy loan to meet the working capital requirement
    • Loan against Property
    • Shree Shakti package

    SME Loan Interest rate

    If the loan is provided to the SME category, the rates applicable to Micro, Small and Medium enterprises are to be applied.

    The SME loan interest rate starts at 12% per annum. Please check with the bank, the rate they are offering before applying for the loan.

    Charges applicable on SME Loan

    Following are the applicable charges:

    Processing fee Up to 1% of the loan amount plus taxes.
    Renewal fee Up to 0.50% of the loan amount plus taxes.
    Commitment charges

    Average utilisation of the loan is more than 40% - Nil

    Average utilisation of the loan is less than 40% - 0.50% per annum on the difference in the actual amount utilised and average quarterly utilisation of 40%.

    This charge is applicable for cash credit and overdraft facility.

    Stamp duty charges As per the applicable laws
    Prepayment charges

    2% if loan is prepaid after 6 months from the date the loan was sanctioned.

    4% if loan is prepaid within 6 months from the date the loan was sanctioned.

    Penal interest 2% additional on existing rate of interest for not submitting insurance or stock statement.
    ROC filling charges Rs.3,000 per filing.
    Issuance of solvency certificate Rs.10,000 per solvency certificate.
    Cheque swap charges Rs.500
    Repayment schedule charges Rs.200
    Rebooking charges Rs.1,000

    SME Loan application

    The borrower will have to fill up the following sections in the SME loan application:

    General Details:

    • Name of the entity
    • Registered address of the entity
    • Operating address of the entity
    • Date of incorporation
    • Name of the contact person
    • Telephone and mobile number
    • Email address
    • Constitution code
    • Industry code
    • Nature of business
    • PAN number
    • Sales Tax or Service Tax number

    Financial Details:

    • Details of bank account and credit facility from banks
    • Details of associates and group entities
    • Financial information that includes net sales or total income, operating profit, net profit after tax and tangible net worth.
    • Credit facilities that you have applied for
    • Basis of cash credit limit applied
    • Details of machinery if it is a Term Loan
    • Security details of the company

    Other Details:

    • Details of promoters of the entity, which must include name, date of birth, gender, marital status, PAN number, nationality, residential address, contact number, email address, business experience, and shareholding and DIN number.
    • Personal details of guarantor. This includes name, date of birth, gender, marital status, PAN number, nationality, residential address, contact number, email address, net worth and relationship with the borrower.

    Additional Details:

    This section includes the statutory obligations status, such as:

    • Registration under Shop and Establishment Act
    • Registration under MSME
    • Drug License
    • Latest Sales Tax Return filed
    • Latest ITR filed
    • Any other stipulated dues remaining

      • You will also have to fill up details of premises held by entity and business details with corporates.

    Finally, the application form must be duly signed and the bank will give you the acknowledgement receipt of the loan application.

    Banks offering SME Loans

    ICICI Bank Offer SME Loans

    Following facilities are offered by ICICI Bank:

    • Cash credit or overdraft facility to provide working capital finance requirement.
    • Export Credit to pre-shipment and post-shipment finance
    • Bank guarantees
    • Term loans

    SBI Bank Offer SME Loans

    SBI offers SME Collateral Free Loan to meet working capital requirements and term loans for construction.

    IDBI Bank SME Loans

    IDBI Bank offers SME Smart Line of Credit and the following facilities are provides:

    • Term loan
    • Working capital loan, fund and non-fund based.

    HDFC Bank Offer SME Loans

    The following facilities are offered:

    • Working capital finance
    • Working capital for contractors
    • Term loan
    • Loan against assets
    • Commercial or construction equipment finance
    • Business loan
    • Healthcare or medical finance
    • Rural loans
    • Working capital finance to transporters
    • Loans for professionals
    • Commercial vehicle finance
    • Dealer finance

    Axis Bank Offer SME Loans

    SME Fast Track loan offers the following facilities:

    • Financing non-priority sector entities
    • Overdraft against property
    • Financing priority sector entities
    • Term loan against property
    • Lease rent discounting
    • Zero collateral loans to SSI units
    • Business loans for property
    • SmartSwipe Credit Line

    PNB Bank Offer SME Loans

    The schemes offered are as follows:

    • SME Sahayog scheme
    • PNB Artisan Credit card
    • PNB Laghu Udyami Credit Card
    • Scheme for Advances to Small Road Transport Operators
    • Scheme for Advances to Owner-Driver of Taxi
    • PNB General Credit Card Scheme
    • Scheme for Financing of Individual Business Correspondent agents deployed by the Bank for carrying out Financial Inclusion works.

    Bank of India Offer SME Loans

    The following facilities are offered by Bank of India:

    • Star SME Liquid Plus
    • Star SME Auto Express
    • Contractor Line of Credit
    • Star SME Education Plus
    • Star SME Term Loan
    • Star SME LAghu Udyami Samekit Loan

    Bank of Baroda (BOB) Offer SME Loans

    Following products are offered to the SME Sector:

    • Baroda SME Gold Card
    • Baroda SME Loan Pack
    • Baroda Overdraft against Land and Building
    • Baroda Vidyasthali Loan
    • Baroda Arogyadham Loan
    • Scheme for financing existing SME Customer or Current Account holder for purchase of new vehicles.

    Canara Bank Offer SME Loans

    Various schemes are offered for:

    • Capital investment
    • Working capital
    • Composite requirements
    • Others

    Indian Bank Offer SME Loans

    Indian Bank participates in the following schemes:

    • Prime Minister’s Employment Generation Programme
    • Revival, Reform and Restructuring Package for Handloom Sector
    • Weaver’s Credit Card Scheme
    • Artisan Credit Card Scheme
    • Credit linked Capital Subsidy Scheme for Technology Upgradation of Micro, Small and Medium Enterprises
    • Credit Linked Capital Subsidy Scheme for Technology Upgradation Fund Scheme for Textile Units
    • CGTMSE

    Union Bank of India Offer SME Loans

    Union SME Plus is offered to meet:

    • Working capital requirement.
    • To meet the increase in cost of raw materials.
    • Genuine credit to tide over liquidity crunch.
    • To realization of book debts.

    Tamilnad Mercantile Bank (TMB) Offer SME Loans

    MSME Credit scheme is offered to:

    • Provide working capital requirement.
    • To provide Fund Based and Non-Fund Based Limits to provide credit to Micro, Small and Medium Enterprises.
    • Credit Guarantee Fund Scheme for SSI.

    Small Industries Development Bank of India (SIDBI) Offer SME Loans

    The following are the schemes offered by SIDBI:

    • National Equity Fund Scheme
    • Technology Development and Modernisation Fund Scheme
    • Composite Loan Scheme
    • MAhila Udyam Nidhi Scheme
    • Scheme for Financing activities relating to marketing
    • Equipment Finance Scheme
    • Venture Capital Scheme
    • ISO 9000 Scheme
    • Micro Credit Scheme

    News About SME Personal Loan

    • SMEs demand reduction in interest rates

      Industrial Associations of Nagpur have opined that the small and medium scale enterprises should be getting loans at a reduced rate. They also expect a Union Budget announcement on rate cut off for loans offered by banks to SMEs. According to the associations, companies in India get loans at interest rates from 13% to 16%, which is much higher when compared to the global standards. However, large corporations are able to negotiate the amount to acceptable terms. Such a negotiation is not possible for SMEs and they have to settle for the terms and conditions put forward by the banks.

      3rd February 2017

    • Indian Bank plans to disburse Rs.100 crore retail and SME loan in Bengaluru zone

      Indian Bank has been conducting a loan mela from 1st September, which will run until 31st December at Peenya Industries Association premises. The zonal manager of the bank, Sudhir Ghaie, said that Rs.100 crore will be disbursed at the mega loan mela being held on 25th September, through retail and SME loans in the Bengaluru zone. The bank has already disbursed Rs.37 crore until now and has sent another Rs.70 crore for approval to its headquarters.

      20th September 2016

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  • SME (Small and Medium Enterprises) Loans Reviews

    • Bank Bazaar Customer Support
      "Easy to find the solution"
      0.5 4.0/5 "Great!"
      Very easy to get solution for any loan or credit card even Cibil scores also. we can trust them at all times and support from customer care is really good and they were guiding us in an appropriate manner. Good one - I will recommend this site at all the times to my friends and colleagues.
      Was this review helpful? 0
      , lucknow
      Reviewed on Jul 26, 2017
    • Bank Bazaar Customer Support
      "Good Service"
      0.5 4.0/5 "Great!"
      I had received a proper information and proper service from bankbazaar when I applied for the loan. They are very much responsive and forwarded my application to the bank. Bankbazaar website is good to use and it is informative. I had no issues with the service and this was my very first experience
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 26, 2017
    • ICICI Bank Personal Loan
      "SATISFACTORY"
      0.5 3.0/5 "Satisfactory"
      The reason why I was unable to opt for the personal loan from ICICI bank was because, there was a home loan running for me from some other bank, so that was the reason, they have rejected my application for the loan amount I applied for one lakhs rupees. On the other hand, the customer service and the response provided by ICICI bank is really good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 26, 2017
    • Bank Bazaar Customer Support
      "Good Service"
      0.5 4.0/5 "Great!"
      I got proper service from bankbazaar when I approached them for the loan requirement. The website is easy to navigate and it is easy to check the information for the loan as well. I had received good response for my personal loan application and after applying the very next day got a call from them good response as well
      Was this review helpful? 0
      , kota
      Reviewed on Jul 26, 2017
    • ICICI Bank Personal Loan
      "AVERAGE"
      0.5 3.0/5 "Satisfactory"
      I approached ICICI bank for the personal loan. I received proper response from the bank's end on my personal loan application.But bank executives where saying that there was dual pan card showing in my account I have told them that I have misplaced my pan card this card is new which is reflecting and the loan amount I had applied for 5 lakhs rupees.
      Was this review helpful? 0
      , kota
      Reviewed on Jul 26, 2017
    • Bajaj Finserv Personal Loan
      "SATISFACTORY"
      0.5 3.0/5 "Satisfactory"
      I have recently taken a personal loan from Bajaj Finserv, it was good experience with them. Less documentation and easy processing but what I did not like about them is Intially they told me that there was no processing fee charges later on after some days they said processing fee will be charged for around 2000 rupees, So I told them I am not interested please cancel the loan later after some days they called and said no processing fee would be charge you can process the loan.
      Was this review helpful? 0
      , pune
      Reviewed on Jul 26, 2017
    • Bank Bazaar Customer Support
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      It was really an amazing experience. The site is well managed and great. I logged in very quickly and I got the information which I required. It's really great where you get a chance to compare among various products and know more about them and this was my very first experience.
      Was this review helpful? 0
      , pune
      Reviewed on Jul 26, 2017
    • Tata capital Personal Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      The response time from Tata capital limited has been good. I have not taken my personal loan from them because they where not having pre payment option and the loan got approved from other resources and I have applied for loan amount of 1 lakh rupees, over all it was good experience applying loan from tata capital
      Was this review helpful? 0
      , pune
      Reviewed on Jul 26, 2017
    • Bank Bazaar Customer Support
      "Thanx giving"
      0.5 4.5/5 "Excellent!"
      Nice place to apply for a loan ...will tell my friends to use it... nice and user friendly. Helps me to submit all my documents at one go with very easy steps. There is small suggestion if u guyz can give an end to end sevice i.e. u guyz deal with the bank and give us the loan on behalf of them then it will be a very good sevice and also it would be less time consuming. Hope one day we will be able to receive it from your end.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jul 26, 2017
    • Bank Bazaar Customer Support
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      The bank bazaar gives a prompt response and the regular follow to their customers. I really appreciate the bank bazaar effort which was given to the customer in terms the service, follow up in any case. The customer service and the response is really good with bank bazaar. The bank bazaar web site is easy to use and user friendly my friend filled all my detail in behalf of me and the very next day I received the call.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jul 26, 2017
    • HDFC Bank Personal Loan
      "SATISFACTORY"
      0.5 3.0/5 "Satisfactory"
      I didn't avail HDFC personal loan, because when I was in need of loan that time they have not offered me anything, they where like you have to bring this document all etc, even though I have told them I don't have address proof here because I am from Gujarat, later they said they can process the loan but it will take 1 to 2 months, so I have dropped the plan of taking it.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jul 26, 2017
    • Bank Bazaar Customer Support
      "Requirement"
      0.5 3.0/5 "Satisfactory"
      If i am providing my aadhaar then why this is not easy to get loan or card at any place in india There is no proof bigger than aadhaar. There must be some changes which needs to be made in your policy. Also why there is not availability of cards or loan in rural area . Bank has got all the details of me then why there are a lot of verification process while I am not having much time though.
      Was this review helpful? 0
      , lucknow
      Reviewed on Jul 26, 2017
    • HDFC Bank Personal Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      HDFC Is very fast, they are too good in understanding the customer. More over they are helpful and customer friendly. The best part, I like their service when I applied for the personal loan they done fast process and fulfilled my needs. I have applied through net banking the very next moment executive came and collected all the documents and the loan got approved with in a span of 5 minutes of time.
      Was this review helpful? 0
      , dausa
      Reviewed on Jul 26, 2017
    • Bank Bazaar Customer Support
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      My experience with Bankbazaar has been great. They were pretty much fast and as soon as I placed my request, I was contacted and I got the details of all the bank options available. The website is good and overall it was a very nice smooth process
      Was this review helpful? 0
      , dausa
      Reviewed on Jul 26, 2017
    • HDFC Bank Personal Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      I applied for personal loan with HDFC bank and the loan amount was 2.50 lakhs bu they did not approve the loan and they never share the reason also, I would suggest HDFC bank to share the reason behind so that next time can make sure that nothing goes wrong.
      Was this review helpful? 0
      , dausa
      Reviewed on Jul 26, 2017
    • Bank Bazaar Customer Support
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      I had received a proper information and proper service from bankbazaar when I applied for the loan. They are very much responsive and forwarded my application to the bank. Bankbazaar website is good to use and it is informative. I had no issues with the service.
      Was this review helpful? 0
      , gondia
      Reviewed on Jul 26, 2017
    • ICICI Bank Personal Loan
      "SATISFACTORY"
      0.5 3.0/5 "Satisfactory"
      I have applied for the personal loan with ICICI bank, it got rejected because of the area under negative, and the bankers said the criteria was not match as per norms both customer service and response is average with ICICI.I have applied for 20 lakhs rupees.
      Was this review helpful? 0
      , gondia
      Reviewed on Jul 26, 2017
    • Standard Chartered Bank Personal Loan
      "Very good service"
      0.5 4.0/5 "Great!"
      The Standard charted bank offered me a best rate in regards to my personal loan with the lowest charges. The customer service and the response is average with SCB. They have disbursed the loan within 5 days of time, they made it within the promised time. The required loan amount has been disbursed and I am satisfied with the loan amount.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 25, 2017
    • HDFC Bank Personal Loan
      "Average Service"
      0.5 3.0/5 "Satisfactory"
      Basically I have got a text message from HDFC bank to get the personal loan with 11.99 % interest rate, but later when I approached them they have increased the rate of interest upto 12.99% , in case if we need a higher loan amount. The customer service and the response is very much average with HDFC bank. The Hdfc bank need to stick on to their promises.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 25, 2017
    • Citibank Personal Loan
      "Very good service"
      0.5 4.0/5 "Great!"
      I got the personal loan within 55 hours of time from Citibank. They have disbursed the loan after submitting my documents. The customer service and the response with CITIBANK is average. The required loan amount has been disbursed. The rate of interest is low when compared with others. I am satisfied with the Citibank service.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jul 25, 2017
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