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You can apply for a personal loan if you are just starting out in your career and have expenses to meet. You can visit the official website of Oye Loans and apply for a personal loan at an interest rate ranging up to 2.5% p.m.
|Loan amount||Rs.10,000 – Rs.1 lakh|
|Processing fee||3% of the loan amount|
|Interest rate||1.5% p.m. to 2.5% p.m.|
There are two ways through which you can apply for a personal loan from Oye Loans. One is by downloading the Oye Loans mobile app and the other is by visiting the official website of Oye Loans.
The steps to apply for a personal loan from Oye Loans are given below:
There are various reasons why you must apply for a personal loan from Oye Loans. Some of them are given below:
The eligibility criteria that needs to be fulfilled in order to avail a personal loan from Oye Loans is:
The cities in which Oye Loans is operational are:
Once you have submitted the loan application with all the necessary documents, it will take only 1 business day for you to know the status of your application.
No, you cannot prepay your loan as Oye Loans does not levy any pre-payment charge.
Oye Loans will charge a processing fee of 3% + GST on the loans availed by you along with an interest rate of 2.5% on a monthly basis. In case you delay in repaying the loan in time then a late payment fee of 1% + GST or Rs.500, whichever is higher, is levied on your existing loan amount.
You can set up an ECS/NACH mandate where the loan EMI is debited directly from your account on the due date post approval of the loan. You can also use the auto debit feature by getting in touch with your bank. The required EMI amount will be debited directly from your bank account. You can also transfer the said amount to the account of Oye Loans via NEFT/IMPS.
In case you are unable to pay the required amount on time, it is recommended you inform OYE Loans by either calling on the number +91 7339111454 between 9 a.m. to 7 p.m. (Monday to Friday) or send a mail to email@example.com. The company will get in touch with you and provide you a solution for the same.
A GST rate of 18% will be applicable on banking services and products from 01 July, 2017.
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