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You have a brilliant business idea or have an idea to expand your business but the only thing stopping you is the shortage of funds. If you have a property that is being used to reside in or for used for commercial purposes, then Muthoot Capital will allow you to leverage your real estate to meet your financial requirements for working capital, fixed assets or for consumption.
The loan offered to businessmen, firms or companies to meet the financial requirements for working capital, to buy fixed assets or even for consumption.
Muthoot Finance offers loan against property for persons or firms or companies owning real estate property in the state of Kerala.
The borrower will have to provide security by mortgaging landed property having value that is at least 200% of the loan amount.
You will be required to submit the following documents along with your application form:
KYC documents includes identity and address proof like PAN card, passport, voter id, license, electricity and telephone bill, etc. You will be required to submit your income proof, salary proof, and copy of ITR for two years, bank statement copy, copy of last two years’ balance sheet, copy of educational qualification, copy of professional practice certificate, etc.
The features and benefits are as follows:
The interest rates depends on the purpose of the loan, amount of the loan and other relevant factors. Check with the nearest branch to know more about the interest rate.