• Money View

    Money View provides collateral-free personal loans in a few hours. From application to disbursal, the loan application process on Money View is entirely digital. The app lets you track your loan status, understand verification information, and keeps you updated about your upcoming EMI payments.

    Features and Benefits of Money View Instant Loan

    Besides offering quick and easily accessible loans, it’s also bundled with several other benefits.

    • Check eligibility in 2 minutes
    • Paperless transactions
    • Loan amount deposited in your bank account within 24 hours after approval

    Money View Personal Loan Details

    Loan details
    Loan amount From Rs.10,000 to Rs.5 lakh
    Tenure From 3 to 36 months
    Interest rate From 16% p.a. (varies based on your spending patterns) up to 24% p.a.

    How to Apply a loan from Money View?

    To get started, you will have to download and install the Money View mobile app from Google Play Store. Once you’ve launched the app, fill in the details to begin the loan application process. You will have to upload certain documents as well, so Money View can evaluate your creditworthiness.

    Once your profile is assessed and verified, you will receive a NACH form. You will have to print the form, sign it, scan it, and then send it to Money View. By signing this form, you will enable the auto-debit facility, so you can pay your EMIs easily.

    After Money View receives your NACH form, you will receive the loan agreement on the app. You will have to go through the agreement, and if you’re pleased with the terms, submit it on the app itself. This concludes the application and approval process. You can expect the loan amount to be disbursed to your bank account in a few hours.

    Eligibility criteria

    Money View only disburses loans to salaried and self-employed individuals. In addition to this, you will have to meet the criteria mentioned below:

    • Age criteria:
      • Minimum age: 21 years
      • Maximum age: 57 years
    • You should receive your salary through a bank transfer.
    • Minimum income criteria for salaried employees are as follows:
      • If you don’t have a credit history or you’re located in Thane, Mumbai, or the NCR region, your minimum monthly income should be Rs.20,000.
      • If your CIBIL score is above 675 and you’re located in a metro city other than Mumbai or the NCR region, your minimum monthly income should be Rs.15,000.
      • If your CIBIL score is between 300 and 675, your minimum income should be Rs.25,000.
      • For others, your in-hand salary per month has to be Rs.13,500 and above.
    • If you’re self-employed, your monthly income has to be Rs.25,000 and above.

    Money View has their own proprietary credit scoring process to assess your creditworthiness and your risk level as a borrower in case your credit score is low.

    Documents required to Apply

    To apply for a loan through the app, you will need to upload the following documents:

    • ID Proof: Aadhar card or PAN card.
    • Present address proof if your Aadhar card doesn’t have your current address.
    • Bank statement of your salary account, showing the salary credits from the last 3 months.
    • Income Tax Return Verification Form for the last 2 years, if you’re self-employed.

    During the submission process, ensure the documents are valid.


    1. What factors will lead to a loan application rejection?

      There are several factors that could affect your loan application negatively. Let’s take a look at them:

      • The documents you submitted were incorrect or you don’t have access to all the documents required.
      • Your in-hand salary is less than Rs.15,000 per month. For self-employed individuals, the application will get rejected if the monthly income is less than Rs.25,000.
      • Your credit score is not higher than 650, which is standard.
      • You didn’t clear their credit process verification process.
    2. Will I have to submit any collateral as security for this loan?

      No. This is a collateral-free loan.

    3. Can I modify the loan amount once I have submitted my application?

      Once you’ve submitted your loan application, you cannot modify the loan amount through the Money View app. After you have gone through the loan agreement, you cannot change the terms either.

      However, you can send an email to loans@moneyview.in if you have made an error during your application process.

    4. Will I be charged any processing fee when I get the loan?

      Yes. You will have to pay a one-time processing fee between 2.5% and 4%. This is dynamically calculated.

    5. Is it possible to get several loans at once?

      No. Money View doesn’t provide multiple loans at once. What you can do is clear the dues of your existing loan and then apply for a new loan.

    6. How do I make the repayments?

      The amount you owe each month will be deducted automatically from your bank account. However, you will have to approve this request by filling out the NACH form during the application process.

    7. If I don’t want to enable the auto-debit facility, can I make manual payments?

      Yes. You can make the payment by selecting the ‘Pay Now’ button in the app.

    8. What if I fail to make my payment on time?

      If you have enabled the auto-debit facility, the EMI amount will be deducted from your account on the 5th of every month. However, if you don’t have sufficient balance, you’re given a 3-day grace period. You can then request for a Loan EMI transfer via the app.

      Payments not made during this grace period will then attract a late payment fee.

    9. Can I clear the entire loan amount with one payment?

      Yes. You won’t be charged any fees for pre-closure. However, you need to pay at least three EMIs before paying off your loan.

      If you have surpassed three EMI payments, you can contact Money View’s support team. They will inform you of the amount you need to pay to pre-close the loan. Do note that this is inclusive of the interest and principal amount.

      You can call them on +91-9972377893 or send them a mail at loans@moneyview.in.

    10. Are part payments allowed?

      No. According to the terms in the Loan Agreement, you have to pay the EMI in full before the due date.

    11. If I apply for this loan, will the enquiry reflect in my credit report?

      Since you are borrowing money from a lender, an enquiry will be created. This will also reflect in your credit report.

    12. I have applied for the loan, but I’m not interested now. Can I cancel it?

      If you have submitted the Loan Agreement form, you cannot cancel the loan. However, you can cancel if you haven’t submitted the Loan Agreement form yet.

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