Kerala Financial Corporation

To offer financial aid to new and existing enterprises to fulfill their long-term project requirements.

2. Working Capital Revolving Fund Loan

To offer working capital to new and existing enterprises on a revolving basis.

3. Scheme for Financing Construction Activities & Housing Projects

To offer financial support to enterprises who have a CIBIL score of at least 600 and are engaged in construction activities and housing projects.

4. Short Term Loan Scheme

To provide financial assistance to new and existing business units that are prompt in servicing their liabilities.

5. Scheme for Special Working Capital Assistance to Hotels

To offer short term working capital to well managed hotels.

6. Modified Scheme for Financial Assistance to Contractors

To offer financial support to contractors.

7. Scheme for Financial Assistance for Producing Feature Films & TV Serials

To extend financial aid (short-term) to fulfil costs in producing documentaries, short films, and TV serials.

8. Vehicle Loan Scheme

To provide loans for the purchase of commercial vehicles including two-wheelers provided the number is at least ten.

9. Scheme for Modernisation, Upgradation, Expansion and Diversification of Existing Manufacturing Units/Hotel

To offer financial support to existing enterprises to upgrade, modernise, expand, and diversify their business units.

10. Special Revolving Fund Scheme for Existing Customers

To fulfill the urgent credit needs of the existing customers of the corporation.

11. Receivable Finance Scheme

To reduce the cash flow burden of MSME units through the discounting of bills for a maximum period of 180 days.

12. Liberalised Scheme for Financing up to Rs 100 lakhs to Units under KSEDM

To fund the scaling/expansion of enterprises established under KSEDM to fulfil their requirements for marketing, purchase of fixed assets, and other tangible and intangible expenses.

13. Startup Support Scheme

To extend financial assistance to startups.

14. Scheme for Financing Working Capital Requirements of Start-ups for Executing Purchase Orders

To fund startups to execute purchase orders from reputed firms.

15. Scheme for Funding Venture Debt for IT Hardware & Software Enterprises

To fund enterprises in the IT and Software sector.

16. NDPREM Scheme (Norka Department Project for Rehabilitation of Return Emigrants)

To offer credit based on the need of beneficiaries to establish and operate any activity related to manufacturing/service that falls under MSME.

Special Package for Women Entrepreneur

Besides the above-given schemes, KFC also extends special scheme to the women entrepreneurs in Kerala. Under this scheme, enterprises that are owned and managed by women entrepreneur/entrepreneurs are eligible to avail the loan. Interested women borrowers can contact the nearest branch of KFC for more information on the scheme.

Branch Offices of Kerala Finance Corporation

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