• Karnataka Bank Gold Loan

    Karnataka Bank offers three gold loan schemes, Agri Gold Loan, General Gold Loan, and KBL Gold en CASH-OD to meet your various financial needs. The loans are offered at attractive interest rates and come comes with a flexible repayment tenure. You can apply for these schemes by visiting the nearest Karnataka Bank branch.

    Features of KBL Agri Gold Scheme

    • Types:
      1. Agri Gold Loan
      2. General Gold Loan
    • Karnataka Bank Interest Rate:

      The interest on gold loan is

      • Agri Gold Scheme: 8.19% p.a.
      • General Gold Loan:
        1. Up to Rs.2 lakh: 8.49% p.a.
        2. Above Rs.2 lakh – Rs.25 lakh: 8.79% p.a.
      • KBL GOLD en CASH-OD: 8.74% p.a.
    • Loan Tenure

      The period of the loan ranges between 6 months and up to 12 months.

    • Maximum Loan Amount

      The maximum loan amount that is offered as gold loan is Rs.25 lakh per borrower.

    • Security

      Hypothecation of assets or crops is required as primary security. Collateral security is the gold ornaments that have been pledged with the Bank for the loan amount.

    • Type of Gold

      All gold ornaments or jewellery are accepted, especially minted gold coins that are sold by Banks, but this should not exceed 50 grams per borrower.

      Check Latest - Gold Rate Today

    • Repayment

      The repayment of the gold loan principal amount should be made on or before the maturity date of the loan. Interest is to be paid out by the due date/ yearly.

    Eligibility for Karnataka Bank Agri Gold Loan

    In order to avail a gold loan, the applicants should either be HUFs (Hindu Undivided Families), Corporates or Farmers. Farmers can apply for a gold loan either individually or jointly.

    Karnataka Gold Loan

    You can avail a gold loan from Karnataka Bank to meet your immediate financial requirements.


    • Mode of repayment available are term repayment, bullet repayment, and overdraft.
    • For general gold loans, repayment can be done on the due date where the servicing of the interests will be done on a monthly basis.

    Karnataka Bank Gold Loan Interest Rates

    BL Gold Loan schemes Interest rates
    KBL-Agri Gold Loan 8.19% p.a.
    General Gold Loan
    • 8.49% for loan amount of up to Rs.2 lakh
    • 8.79% p.a. for loan amount ranging between Rs.2 lakh and Rs.20 lakh
    KBL Gold en-Cash OD 8.74% p.a.

    FAQs on Karnataka Bank Gold Loan

    1. What is the maximum period of the KBL Agri Gold loan?

      The maximum period of the loan is 12 months.

    2. What is Agri gold loan?

      This loan lets you get finance against security of gold ornaments for agriculture purpose.

    3. What is the maximum amount that I can borrow when it comes to KBL Agri Subvention loan?

      Under Agri Subvention, the maximum loan amount you can borrow is Rs.3 lakh. It needs to be mentioned here that the loan can be borrowed from only rural and semi-urban branches of the bank.

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    This Page is BLOCKED as it is using Iframes.