Multiple banks. Different interest rates. Call it a "conflict of interest".
Multiple banks. Different interest rates. Call it a "conflict of interest".
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  • Indian Bank Gold Loan is Rated as "Excellent!" by 19 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Personal Loan BYTES FROM OUR KITCHEN

    Indian Bank Gold Loan

    Overview about Indian Bank Gold Loan

    As Indians, gold is an important commodity that we have been investing in for centuries. The liquidity that gold offers is one of the main reasons that it is so popular. In times of need, gold can be sold or used as security to get a loan for the amount that it is worth. Any financial emergencies can be met with the Indian Bank Gold Loan.

    Indian Bank Gold Loan Eligibility

    Any individual can apply for a gold loan from Indian Bank as long as they have the jewellery to provide as security for the loan. Applicants must also prove that they are earning enough to repay the loan.

    Indian Bank Gold Loan Fees and Charges

    Processing fee: 0.56 % of the limit sanctioned.

    Indian Bank Gold Loan Features and Benefits

    The quantum of loan will be determined by the net weight of the jewel/ornament as well as the rate per gram fixed from time to time. Alternatively it could depend on 70 % of market value of the jewels to be pledged. The amount that is lower will be considered.

    Indian Bank Gold Loan Reviews

    • Indian Bank Personal Loan
      "Personal loan"
      0.5 1.0/5 "Really Bad"
      As a long time customer with Indian bank for the past 5 years they offered me a personal loan and I also availed the loan as I needed money at that time. It was a quick documentation and the processing time was also so quick to disburse the loan within an hour I got the funds.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 21, 2017
    • Indian Bank Personal Loan
      "Good service"
      0.5 4.5/5 "Excellent!"
      As a long time customer with Indian bank for the past 5 years they offered me a personal loan and I also availed the loan as I needed money at that time. It was a quick documentation and the processing time was also so quick to disburse the loan within an hour I got the funds.
      Was this review helpful? 0
      , pondicherry
      Reviewed on Nov 17, 2017
    • Indian Bank Personal Loan
      "good service"
      0.5 4.0/5 "Great!"
      I can say it was a good service from INDIAN bank for my personal loan service during the documentation part it was fine I have submitted all my documents directly in their branch and the rate of interest they offered was also low compared to others in the market ,I can say the overall service is good from INDIAN bank for my personal service.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 11, 2017
    • Indian Bank Personal Loan
      "Good Response"
      0.5 4.0/5 "Great!"
      About five years ago, I had taken the personal loan from Indian bank. I do not remember about the rate of interest but it is better. All the services are really better with Indian bank. When it comes to customer service, it is far better than IOB.
      Was this review helpful? 0
      , madurai
      Reviewed on Jun 24, 2017
    • Indian Bank Personal Loan
      "Excellent services"
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan from Indian bank. This is an easy loan facility, where I can renew the loan once I have completed my tenure. Else I can also pre close the same without a fee taken. The interest offered is very low on these loans as I am a government employee. There are no processing charges as well taken for the loan.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 15, 2016
    • Indian Bank Personal Loan
      "So easy to take a loan "
      0.5 4.0/5 "Great!"
      Since I am holding my salary account with INDIAN bank got my personal loan easily from them. Based on my P F amount they have offered this loan. 3.4 lakhs I have taken with the higher rate of interest. Monthly EMI is around 12k but I am planning to pre close this loan after some time. There is no pre closing charges with this bank.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 24, 2015
    • Indian Bank Personal Loan
      "More than happy..."
      0.5 5.0/5 "Blown Away!"
      Interest rate is about 1.5% per month in Indian bank for the personal loan. One time charge was 650 rupees for the loan amount 84 thousand. The tenure is 36 months. I received the personal loan amount from Indian bank within 2 days of time, which is very short duration.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 17, 2015
    • Indian Bank Personal Loan
      "Satisfied.."
      0.5 4.0/5 "Great!"
      Indian bank moved the personal loan immediately as they processed within 5 days. Indian bank offered me limit of one lakh but I got 50 thousand only. Interest rate was about 15%. In respect to customer service Indian Bank is not up to mark however branch banking is very good.
      Was this review helpful? 1
      , chennai
      Reviewed on Nov 17, 2015
    • Indian Bank Personal Loan
      "Zero processing fee"
      0.5 5.0/5 "Blown Away!"
      This personal loan was offered by INDIAN Bank. They did not provide any discount on the interest rate. Processing fee has been waived that is one notable feature of the loan. Process was very simple. There is no drawback and they have not provided any papers works for this loan and however they had got the document signed by me.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 20, 2015
    • Indian Bank Personal Loan
      "Best rate of interest "
      0.5 4.5/5 "Excellent!"
      INDIAN bank is the best to provide less rate of interest for the personal loans. For quite long I am holding my salary account with them. In 2014 I have taken this personal loan from them and still 15 months EMI need to pay. The bank branch is located very near to my office.The best part is they will inform the customers about the documents list to keep it ready.
      Was this review helpful? 2
      , vellore
      Reviewed on Oct 15, 2015
    • Indian Bank Personal Loan
      "Closed it"
      0.5 4.0/5 "Great!"
      INDIAN bank is very smooth in personal loan processing. I have my savings account with them. It was quite long back I closed my personal loan with them, When I took this loan I was not much aware about private banks. This is the only bank option I got that time and it was better experience to me.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 12, 2015
    • Indian Bank Personal Loan
      "Good service "
      0.5 4.0/5 "Great!"
      I had a very good experience with Indian Bank based on the personal loan experience.I havenâ??t faced any difficulties with the Bank based on the process.The charges and rate applied for the loan was quite nominal as they are a government bank.They have taken around a months time to process and its a hassle free process with Indian Bank.The manager was very responsive towards the customer.
      Was this review helpful? 1
      , bangalore
      Reviewed on Sep 18, 2015
    • Indian Bank Personal Loan
      "Not recommended"
      0.5 0.5/5 "Unacceptable"
      I am not interested in taking a personal loan with Indian Bank because they are very poor towards the customer in response.I am not at all comfortable with the service and they are dominating customer who come for loan process.They donâ??t even hear to customer words.I will never recommend about this bank to others.
      Was this review helpful? 5
      , bangalore
      Reviewed on Aug 24, 2015
    • Indian Bank Personal Loan
      "Good"
      0.5 5.0/5 "Blown Away!"
      The main reason I have taken my loan from Indian Bank is because of the rate of interest. The bank has a facilitated system where they have given my loan for my business purpose. They have helped me at the time of my requirement. The services was good from them and the process was quick.
      Was this review helpful? 1
      , kolkata
      Reviewed on Jul 09, 2015
    • Indian Bank Personal Loan
      "best banking services"
      0.5 5.0/5 "Blown Away!"
      I got the personal loan with Indian bank.Its the best bank because I got the loan in the same day when I applied with them.The rate of interest is around 10%. Clearly saying that I applied with them by 10:30 pm and I got the loan in the same day of 1:30pm.
      Was this review helpful? 1
      , pondicherry
      Reviewed on Jun 08, 2015
    • Indian Bank Personal Loan
      "Fantastic"
      0.5 5.0/5 "Blown Away!"
      I recently had a fantastic experience of availing a personal loan from Indian bank. The documentation was very simple as there were no much documents requested by the bank and the processing was very fast. They disbursed my loan in just 2 days of time. Also they offered me the lowest interest rate of all the banks.
      Was this review helpful? 2
      , chennai
      Reviewed on Nov 06, 2014
    • Indian Bank Personal Loan
      "Mind blowing services!!"
      0.5 5.0/5 "Blown Away!"
      I got this personal loan before 2 years and had submitted the renewal form to this bank. The loan amount eligible is only 60,000 because of not having salary account with Indian bank. Interest rate around 13% and then per month 3300 has to be paid. There are no pre closure charges. Services are so nice. Through this Internet banking, i can see all information.
      Was this review helpful? 3
      , chennai
      Reviewed on Aug 22, 2014
    • Indian Bank Personal Loan
      "Excellent response through Online"
      0.5 4.5/5 "Excellent!"
      Indian bank replies to their customer within 4 hours and immediately take neccessary actions. loved their responses. And they provided some 9% interest for Fixed deposits which they have reduced it to 8.75% now was somewhat a backlog for the customers but overall its a good bank to invest!
      Was this review helpful? 2
    • Indian Bank Personal Loan
      "safe banking"
      0.5 5.0/5 "Blown Away!"
      I have my salary account in Indian Bank and they provided me personal loan which is exclusively for salaried employees and the interest charged is very less when a comparison is done with the other banks. Indian Bank's netbanking is secured,for all transactions that i do,I receive one time password and only with that i can proceed further for the money transfer.
      Was this review helpful? 3
      , kanchipuram
      Reviewed on Apr 21, 2014
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