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  • Indian Bank Gold Loan

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  • Indian Bank offers agricultural jewel loans which can be utilised by the borrowers for their short-term credit requirements. The credit can be used for multiple agricultural requirements such as purchase of pesticides, fertilisers, seeds, and so on.

    Name of Scheme Indian Bank Agricultural Jewel Loan Scheme
    Rate of Interest 7% Onwards (Based on the loan amount)
    Minimum Loan Amount Based on the valuation of the Jewel which is being pledged
    Loan Tenure Adjustment of loan amount within 2 months from the date of harvest of crops

    Benefits of Indian Bank Agricultural Jewel Loan Scheme

    • All farmers are eligible for this loan
    • Short term loan for meeting the requirements of regular agricultural expenses
    • Loan amount on the basis of the valuation of the jewel which is being pledged
    • Easy repayment of loan amount which allows adjustment after the harvest of crops

    Fees and Charges applicable to Indian Bank Agricultural Jewel Loan Scheme

    Processing Charges:

    • Up to Rs.25,000: Nil
    • More than Rs.25,000 but less than Rs.5 lakh: 0.30% of the loan amount, subject to a minimum of Rs.300
    • More than Rs.5 lakh but less than Rs.1 crore: 0.28% of the loan amount, subject to a minimum of Rs.1,500

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