Multiple banks. Different interest rates. Call it a "conflict of interest".

    Indian Bank Gold Loan

    As Indians, gold is an important commodity that we have been investing in for centuries. The liquidity that gold offers is one of the main reasons that it is so popular. In times of need, gold can be sold or used as security to get a loan for the amount that it is worth. Any financial emergencies can be met with the Indian Bank Gold Loan.

    Indian Bank Gold Loan Eligibility

    Any individual can apply for a gold loan from Indian Bank as long as they have the jewellery to provide as security for the loan. Applicants must also prove that they are earning enough to repay the loan.

    Indian Bank Gold Loan Fees and Charges

    Processing fee: 0.56 % of the limit sanctioned.

    Indian Bank Gold Loan Features and Benefits

    The quantum of loan will be determined by the net weight of the jewel/ornament as well as the rate per gram fixed from time to time. Alternatively it could depend on 70 % of market value of the jewels to be pledged. The amount that is lower will be considered.


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