Multiple banks. Different interest rates. Call it a "conflict of interest".
  • loading

    We found 1 IDBI Loan Against Property

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    12.55% Floating
    1% + applicable tax One time fee
    50K - 10L
    1-5 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Eligibility Criteria

    IDBI Loan Against Property is Rated as "Excellent!" by 32 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Personal Loan BYTES FROM OUR KITCHEN

    Overview

    IDBI offers a special loan scheme wherein the customers can avail loans against property. IDBI loan against property comes with interest saver. The loan amount can be used for business purpose, education needs and many other personal expenditure. There is no restriction on what the loan amount can be used for. The loan is available for salaried and self-employed professionals and non-professionals.

    Features of IDBI Loan against Property

    Listed below are the features of IDBI loan against property scheme.

    • The loan is sanctioned against existing property owned by the applicant.
    • The loan can be used for any purpose ranging from business expenditure to education needs.
    • Competitive rates
    • The loan comes in three options- Regular, interest saver and overdraft.
    • The loan account is linked to the applicant’s Flexi Current account with the bank.
    • The loan is available for salaried, self-employed professionals and non-professionals residing in India.
    • High loan amounts up to Rs.10 crore
    • Loan tenors up to 15 years
    • The loan can be applied for online
    • Easy and hassle free application process
    • Dedicated team of customer service

    Benefits of IDBI Loan against Property

    Listed below are the benefits of IDBI loan against property.

    • High loan amounts- The bank offers high loan amounts up to Rs.10 crore for its IDBI loan against property.
    • Long tenor-The loan comes ta high tenor periods of up to 15 years.
    • Utility-The loan can be utilised for any personal expenditure and there is no restriction on it.

    Eligibility criteria for IDBI loan against property

    Listed below is the eligibility criteria for IDBI loan against property.

    • Available for salaried individuals and self-employed professionals and non-professionals.
    • The applicant should be the owner of the property being mortgaged.

    Fees and charges for IDBI loan against property

    Listed below are the fees and charges for IDBI loan against property.

    • Prepayment charges- No prepayment charges after six months of final disbursement. Prepayment charges of 2% on principal outstanding amount is applicable within six months of final disbursement.
    • Processing fee- Up to 1% of the loan amount.

    IDBI loan against property interest rate

    • IDBI Regular loan against property interest rate- 11.25%
    • IDBI Loan against property with interest saver interest rate- 11.50%

    How to avail IDBI loan against property?

    It is very easy to avail IDBI loan against property schemes. One can apply for it online through the bank’s official website or visit one of the bank’s branches. The applicant can also apply for the loan through third party financial websites.

     Loading your search... Loading your search...
  • IDBI Loan Against Property Reviews

    • IDBI Personal Loan
      "Good Process"
      0.5 5.0/5 "Blown Away!"
      About fifteen years ago I had taken the personal loan from IDBI bank. The interest rate for the personal loan is around 15.5%. Document part is very simple and the bank sanctioned the loan amount on time. I am very much happy with IDBI for the personal loan.
      Was this review helpful? 2
      , indore
      Reviewed on Jun 22, 2017
    • IDBI Personal Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      IDBI is good in the rate of interest. I got the interest rate of 9.8% for the personal loan with the processing fee of 1% of the loan amount. Documentation process is very simple and it is surely a recommendable bank. Even they maintain good customer service.
      Was this review helpful? 2
      , bangalore
      Reviewed on May 27, 2017
    • IDBI Personal Loan
      "Fabulous"
      0.5 5.0/5 "Blown Away!"
      I got the personal loan with the IDBI and they have provided me around 13% as interest rate . Customer service is good and the processing charges were around 3500 Rupees , which does not inclusive of insurance . The loan amount got disbursed to my account within ten days of time.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 26, 2017
    • IDBI Personal Loan
      "Smooth process"
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan from IDBI and it was a smooth process. I got a good offer on the rate and charges and the process was very clear and on time. I also got the loan I was needing and the after loan services was also smooth. The documentation was also nominal.
      Was this review helpful? 1
      , kolkata
      Reviewed on Dec 27, 2016
    • IDBI Personal Loan
      "Dont apply before a year"
      0.5 2.0/5 "Expected more"
      A general piece of advise to all, dont approach IDBI if you dont hold an account with them nor if the age of your account is less than one year. As it happened in my case when I had placed a request for this online I did not get any sort of response from them. When I phoned the bank I got to know that they were unable to process my loan as the age of my account is less than a year.
      Was this review helpful? 0
      , pune
      Reviewed on Oct 17, 2016
    • IDBI Personal Loan
      "Easy process for loan"
      0.5 5.0/5 "Blown Away!"
      I am a existing customer at IDBI Bank. The services are good from them. I have taken a personal loan and it was a simple process. They provided a good rate of interest on the loan. It was of 11.75%. The processing charges was of 1%. It was completed with minimal documentation too.
      Was this review helpful? 1
      , jajpur
      Reviewed on Aug 17, 2016
    • IDBI Personal Loan
      "Instant approval on loan"
      0.5 4.0/5 "Great!"
      The service provided was really good with IDBI related to the personal loan application being submitted.The interest rate applied was high with IDBI which was around 18%.They are best in processing the documents related to the loan application.
      Was this review helpful? 1
      , jamshedpur
      Reviewed on May 06, 2016
    • IDBI Personal Loan
      "Low in rate for loan...."
      0.5 4.0/5 "Great!"
      First and foremost thing to approach the IDBI bank is their customer service. Next to that the interest rate for the personal loan where that is around 13.25% on reducing basis. Nothing shared about insurance so I have not taken insurance for the loan.
      Was this review helpful? 0
      , tiruchirapalli
      Reviewed on Feb 19, 2016
    • IDBI Personal Loan
      "Best offer for their account holders...."
      0.5 5.0/5 "Blown Away!"
      I am an employe of IDBI Bank so, they offered staff loan which is personal loan. I got my loan without any interest as well as processing. But the thing loan amount which was very less. They offered only 2000rs even though I would recommend them to others.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 09, 2016
    • IDBI Personal Loan
      "Very responsive..."
      0.5 4.0/5 "Great!"
      I just approach IDBI Bank over through phone in terms of personal loan. They responded well. Their service also good when I visited the branch. After the verification they updated every thing about my loan. Rate of interest offered by them was 11 to 12% and I am comfortable with them.
      Was this review helpful? 0
      , rajapalayam
      Reviewed on Jan 22, 2016
    • IDBI Personal Loan
      "TAT was very short..."
      0.5 5.0/5 "Blown Away!"
      I have taken the personal loan amount of 2 lakhs and for that they provided interest rate of 12.25%. Actually I have an account with IDBI so the processing charge is zero percent. Customer service is too good. Total process took only a week time post my application.
      Was this review helpful? 1
      , mudhol
      Reviewed on Jan 15, 2016
    • IDBI Personal Loan
      "Excellent Services"
      0.5 5.0/5 "Blown Away!"
      My personal loan is from IDBI Bank. The services was very good from them. The response is good too. They offered a very good rate of interest. The processing charges was good too. I received the loan within seven days. Very good experience.
      Was this review helpful? 2
      , karnal
      Reviewed on Nov 23, 2015
    • IDBI Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I took the personal loan from IDBI with the rate of interest of 12% and they took only 15 days to disbursed the loan amount. We can do the pre closure of the loan soon after 3 months also without any charges.
      Was this review helpful? 0
      , kolkata
      Reviewed on Oct 01, 2015
    • IDBI Personal Loan
      "Quickly Done"
      0.5 5.0/5 "Blown Away!"
      I closed my Personal Loan with IDBI bank. They have quickly processed my loan amount which I have taken 3-4 lakhs from them. Since I am holding my saving account with them there was no much documents collected from me. The bank executive has visited me for signing my papers and I just given 2 photo copies of mine.
      Was this review helpful? 4
      , mumbai
      Reviewed on Aug 27, 2015
    • IDBI Personal Loan
      "Great Service!"
      0.5 5.0/5 "Blown Away!"
      I took a personal loan with IDBI Bank in Feb 2015. I took a loan amount of 2 lakhs with the tenure of 3 years. Since I am holding a salary account with them, they collected only minimal documents. I got the loan amount dispersed in 15 days.Apart from that the customer service and response was well offered from them.
      Was this review helpful? 2
      , ahmedabad
      Reviewed on Aug 19, 2015
    • IDBI Personal Loan
      "Personal Loan IDBI Bank"
      0.5 4.5/5 "Excellent!"
      IDBI Bank (Industrial Development Bank of India) is one of Indiaâ??s leading public sector banks. Primarily established for providing credit to Indian industry, it has now started focusing on retail consumers too. I feel the service was very prompt. Interest rate was competitive.
      Was this review helpful? 5
      , jodhpur
      Reviewed on Jul 08, 2015
    • IDBI Personal Loan
      "Good interest rate"
      0.5 4.0/5 "Great!"
      My opinion about IDBI Bank personal loan process is good. Processing fee was less. Interest rate offered by them was the least in the market which is 10%. I am holding this loan for 2 months now. Service offered by them was good. The loan was quickly processed and they offered the loan within 15 days. The response provided by them was good.
      Was this review helpful? 3
      , bangalore
      Reviewed on Jul 03, 2015
    • IDBI Personal Loan
      "Average service "
      0.5 2.0/5 "Expected more"
      I tried to get a personal loan with IDBI and due to some personal loan reason I was unable to get the same loan.The customer service provided was good and they responded immediately towards the loan application.I would say overall it was a average experience and I am unable to recollect the interest rate and charges offered.
      Was this review helpful? 2
      , mumbai
      Reviewed on Jul 01, 2015
    • IDBI Personal Loan
      "Good"
      0.5 5.0/5 "Blown Away!"
      IDBI Bank personal loan process is really good. The interest rate offered by them was 13.66% which is really good. The best portion about this bank is they are very quick in disbursing the loan. They hardly took 3 days of time to provide this loan. Processing fee charged by them was very nominal which is 1%. What ever amount I have requested they agreed to provide the same amount.
      Was this review helpful? 1
      , sri ganganagar
      Reviewed on May 26, 2015
    • IDBI Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      The personal loan which I have taken from IDBI Bank is very good. The customer service offered by the Bank is very good. It was a very fast processing as my loan got sanctioned within a week and it got disbursed soon. The best part about the Bank is they take only less time to process and also the executive of the Bank cooperated well with me.
      Was this review helpful? 2
      , hyderabad
      Reviewed on May 09, 2015
    Common Loader Icon
  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.