Multiple banks. Different interest rates. Call it a "conflict of interest".
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  • HDFC Retail Agri Loans Reviews

    • HDFC Bank Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      The customer service of HDFC bank has told me that I got low credit score so that was the reason I haven't processes with the HDFC bank. The customer service of HDFC bank is good, they gave good response to the customers. The rate of interest is average with HDFC bank.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 21, 2017
    • HDFC Bank Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I haven't got the loan from HDFC bank, because the document are not ready with me , so the executives were asking to submit the salary slips so that was the reason I haven't got the personal loan from HDFC bank. The rate of interest is high with HDFC bank.
      Was this review helpful? 0
      , kottayam
      Reviewed on Sep 21, 2017
    • HDFC Bank Personal Loan
      " Good Experience"
      0.5 4.0/5 "Great!"
      HDFC Offered me 14.5% of interest for the personal loan, I took the amount of Rs.85,000 totally tenure would be 36 months, now 31 months got completed yet to pay remaining five months. HDFC charged very less processing fee. I am satisfactory with them.
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      , khammam
      Reviewed on Sep 21, 2017
    • HDFC Bank Personal Loan
      "Average service"
      0.5 2.0/5 "Expected more"
      The HDFC bank customer support gave a call and explained me about the product and they collected the documents as well and they haven't gave any response after the documentation, that was the reason I haven't got the loan with HDFC bank , The Rate Of Interest is high when compared with others.
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      , panaji
      Reviewed on Sep 21, 2017
    • HDFC Bank Personal Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      In the beginning the customer service was good with HDFC bank they gave better response initially but later they haven't gave any kind of response in regards to my personal loan application,so that was the reason I haven't got the loan with HDFC bank.The rate of interest is nominal with HDFC bank.
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      , bangalore
      Reviewed on Sep 21, 2017
    • HDFC Bank Personal Loan
      "Perfect Banking"
      0.5 5.0/5 "Blown Away!"
      With HDFC bank i have taken a personal loan and that experience gave me immense pleasure. That was really a tension free approach. Once i requested for the loan the sanctioned the loan amount of 1 lakhs with rate of interest 11%. The monthly EMI is 3556 for 36 months.
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      , aurangabad
      Reviewed on Sep 21, 2017
    • HDFC Bank Personal Loan
      "Poor response"
      0.5 5.0/5 "Blown Away!"
      Already i have a previous experience in taking a personal loan with HDFC BANK. So i applied for a personal loan again. But this time i got a very disappointing service from HDFC. They did not even responded to my application. Other than that i am happy with their service.
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      , aurangabad
      Reviewed on Sep 21, 2017
    • HDFC Bank Personal Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      The HDFC bank executive have told that my credit score is low to process with my personal loan application so that was the reason I haven't proceeded with the HDFC bank personal loan. The rate of interest which they have offered was nominal when compared with other banks .
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      , hyderabad
      Reviewed on Sep 21, 2017
    • HDFC Bank Personal Loan
      "Looking for better service and offers"
      0.5 3.0/5 "Satisfactory"
      HDFC reached me on time for the loan process but coordinating was missing from their end. They kept calling me to collect one by one documents, hence loan process got delay and also they offered me around 14% of interest, hence I denied to get disbursement.
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      , kollam
      Reviewed on Sep 21, 2017
    • HDFC Bank Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      The HDFC bank gives an excellent service. They have approved my loan amount within 10minutes of time, because it was an pre approved loan, I hold salaried account with HDFC bank, so that was the reason I have disclosed the amount within 10minutes of time. The rate of interest is nominal with HDFC bank.
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      , secunderabad
      Reviewed on Sep 21, 2017
    • HDFC Bank Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I got the immediate approval in regards to my personal loan from HDFC bank. It was an pre approved loan from HDFC ., They have disbursed the loan amount within 10minutes of time. I haven't submitted any kind documents because I hold a salaried account from HDFC bank. The rate of interest is nominal with HDFC bank
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      , tiruchirapalli
      Reviewed on Sep 21, 2017
    • HDFC Bank Personal Loan
      "Response part has to be improved"
      0.5 1.0/5 "Really Bad"
      HDFC took one month to reach on the loan process. I have submitted all the documents very first day the person came to get the signature from me. But again they never responded when I had a issue on my cheque, I would like to suggest them they should revert back to the customer on their request.
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      , gurgaon
      Reviewed on Sep 21, 2017
    • HDFC Bank Personal Loan
      "Good"
      0.5 3.0/5 "Satisfactory"
      Everything was okay at HDFC Bank. I have taken a personal loan from them. The process was good and they provided a good service and response. The interest rate was also as mentioned earlier and the processing charges is normal. In all I am satisfied as customer.
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      , mumbai
      Reviewed on Sep 21, 2017
    • HDFC Bank Personal Loan
      "Average"
      0.5 2.0/5 "Expected more"
      I have got the personal loan with the HDFC bank and I would like to say that they have to be get improved. I would like to say that the processing time also need to be get improved and the charges were really huge.
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      , bangalore
      Reviewed on Sep 21, 2017
    • HDFC Bank Personal Loan
      "Overall good"
      0.5 5.0/5 "Blown Away!"
      HDFC Bank was fast in the process and the documentation was normal. I am satisfied with the customer services and the overall experience for the personal loan. The interest rate is of 15% and the processing charges is of 2K. The processing fees was on the higher side.
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      , coimbatore
      Reviewed on Sep 21, 2017
    • HDFC Bank Personal Loan
      "Satisfied"
      0.5 5.0/5 "Blown Away!"
      Rate of interest for the personal loan with the HDFC bank was around 1.35% per month. I would like to say that the response is an excellent one for me and I have not got the demand draft yet as it for my disbursal
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      , chennai
      Reviewed on Sep 21, 2017
    • HDFC Bank Personal Loan
      "Not satisfied"
      0.5 2.5/5 "Just OK"
      I have taken my personal loan with HDFC bank. Their rate of interest was 17,5% which is very high when compared to other banks. I have taken of just 2 lakhs and I am looking for another 4 lakhs for which they have asked me to apply after 4 months. They must improve their customer service and responsiveness, also they have to respond to me properly.
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      , ranchi
      Reviewed on Sep 20, 2017
    • HDFC Bank Personal Loan
      "Adding other banking products while applying for loan"
      0.5 3.0/5 "Satisfactory"
      Recently, I applied for personal loan with HDFC Bank. While during the process of loan approval, the bank executive insisted me to add insurance to my loan. To the best of my knowledge, this is not mentioned anywhere in the terms and condition for applying loan. So it is better not to insist customers for taking insurance with loan.
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      , hyderabad
      Reviewed on Sep 20, 2017
    • HDFC Bank Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      It was a superb experience with HDFC BANK Personal loan process . The served me properly it was actually a faster process . As the bank provided me a rate of interest of 11.49% and also i got a processing fee of 0 .99% and also i got approved within few days . All in all it was a superb and a warming experience .
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      , delhi
      Reviewed on Sep 20, 2017
    • HDFC Bank Personal Loan
      "Not satisfied"
      0.5 4.0/5 "Great!"
      I have approached HDFC bank for my personal loan but they have rejected my application because I am a proprietor of my company and The loan process is only for employers which was quite disappointing. Their rate of interest was good and satisfactory .
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      , pollachi
      Reviewed on Sep 20, 2017
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    HDFC Retail Agri Loans is Rated as "Great!" by 13202 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Personal Loan BYTES FROM OUR KITCHEN

    HDFC Retail Agri Loans

    Apply for Personal Loan

    Overview about HDFC Retail Agri Loans

    The HDFC Retail Agri Loans is an initiative for the bank to provide finance to the farmers of the country. The farmers have the ability to now get finance to meet their agricultural needs. They have introduced cards like Kisan Card / Kisan Gold Card. With this loan the sanction and disbursal of the loan is quick and easy, the documentation involved is also extremely simple and also the bank provides you with service at your doorstep.

    Where is the purpose of HDFC Retail Agri Loans?

    The HDFC Retail Agri Loans with the use of the Kisan Card / Kisan Gold Card, will allow you to cover expenses of crop productions, domestic consumption, post-harvest expenses, and equipment related expenses.

    What is the eligibility criteria for HDFC Retail Agri Loans?

    Any farmer who owns agricultural land in his name, who is farming on this land and generating crops. They will be eligible for this Kisan Card / Kisan Gold Card.

    What are the types of financing available?

    The loan will be available to finance all aspects of a farmer’s needs for agricultural development.

    What is the maximum amount of loan I can avail?

    For the loan amounts you can get Rs. 2 lakhs of personal accident insurance, since this will be a card facility with an upper limit of Rs. 15, 000.

    What is the rate of interest on HDFC Retail Agri Loans?

    The average rate of interest offered for the applicant in the time period of July 2015 - September 2015, will be minimum rate being 9.45% with a maximum rate of 15.85%. The accounts will be exclusive only for accounts under government scheme.

    What are the documents required for HDFC Retail Agri Loans?

    Documents required will be as per the bank’s requirement.

    What are the terms for HDFC Retail Agri Loans?

    The charges available are:

    Supervision charges will be in the range Rs. 500 - Rs. 2, 000. Processing Fees of Rs. 250 and also 1% at the time of enhancement. Foreclosure charges up to 4%. Service tax and other government levies, as applicable, would be charged additionally.

    How do I apply for this loan?

    Application process for this loan is very simple, all you need to do is fill in a loan application form with supporting documents and submit it to the nearest HDFC Bank branch. You can also apply for this loan via the HDFC Bank website by submitting an online application form with a few mandatory details.

    Can I apply for HDFC Retail Agri Loans online?

    Online application is available for the HDFC Retail Agri Loan, all you need to do is login to the HDFC Bank website by submitting an online application form with a few mandatory details.

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