Multiple banks. Different interest rates. Call it a "conflict of interest".
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  • HDFC Retail Agri Loans is Rated as "Great!" by 13541 Users

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    HDFC Retail Agri Loans

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    Overview about HDFC Retail Agri Loans

    The HDFC Retail Agri Loans is an initiative for the bank to provide finance to the farmers of the country. The farmers have the ability to now get finance to meet their agricultural needs. They have introduced cards like Kisan Card / Kisan Gold Card. With this loan the sanction and disbursal of the loan is quick and easy, the documentation involved is also extremely simple and also the bank provides you with service at your doorstep.

    Where is the purpose of HDFC Retail Agri Loans?

    The HDFC Retail Agri Loans with the use of the Kisan Card / Kisan Gold Card, will allow you to cover expenses of crop productions, domestic consumption, post-harvest expenses, and equipment related expenses.

    What is the eligibility criteria for HDFC Retail Agri Loans?

    Any farmer who owns agricultural land in his name, who is farming on this land and generating crops. They will be eligible for this Kisan Card / Kisan Gold Card.

    What are the types of financing available?

    The loan will be available to finance all aspects of a farmer’s needs for agricultural development.

    What is the maximum amount of loan I can avail?

    For the loan amounts you can get Rs. 2 lakhs of personal accident insurance, since this will be a card facility with an upper limit of Rs. 15, 000.

    What is the rate of interest on HDFC Retail Agri Loans?

    The average rate of interest offered for the applicant in the time period of July 2015 - September 2015, will be minimum rate being 9.45% with a maximum rate of 15.85%. The accounts will be exclusive only for accounts under government scheme.

    What are the documents required for HDFC Retail Agri Loans?

    Documents required will be as per the bank’s requirement.

    What are the terms for HDFC Retail Agri Loans?

    The charges available are:

    Supervision charges will be in the range Rs. 500 - Rs. 2, 000. Processing Fees of Rs. 250 and also 1% at the time of enhancement. Foreclosure charges up to 4%. Service tax and other government levies, as applicable, would be charged additionally.

    How do I apply for this loan?

    Application process for this loan is very simple, all you need to do is fill in a loan application form with supporting documents and submit it to the nearest HDFC Bank branch. You can also apply for this loan via the HDFC Bank website by submitting an online application form with a few mandatory details.

    Can I apply for HDFC Retail Agri Loans online?

    Online application is available for the HDFC Retail Agri Loan, all you need to do is login to the HDFC Bank website by submitting an online application form with a few mandatory details.

    HDFC Retail Agri Loans Reviews

    • HDFC Bank Personal Loan
      "Not good"
      0.5 2.5/5 "Just OK"
      My personal loan is with HDFC bank taken before 1 years . I have taken 4 lakhs and the rate of interest was 13% which was bit high in the market . The EMI period was 4 years. They have provided door step service for he documentation collection and the loan process is also easy. It took 2 weeks for the verifying the documents so they did not sanction the loan with the committed time.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 21, 2017
    • HDFC Bank Personal Loan
      "Good Experience"
      0.5 5.0/5 "Blown Away!"
      HDFC gave me quick loan process, I am very much satisfied with them. I have taken the loan amount of Rs.2 lakhs for the tenure of two years. I felt their interest and processing fee was also quite nominal as per the market. Overall I don't have any issue with them.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 21, 2017
    • HDFC Bank Personal Loan
      "For ordinary people"
      0.5 3.0/5 "Satisfactory"
      HDFC Bank personal loan process is okay, the reason for choosing HDFC Bank was because I hold a salary account with the same bank , also the bank was kind enough in providing this loan as the offer was good therefore I had utilized it. Parallelly , I did not get any discount on the interest rate but the processing fee was reasonable.
      Was this review helpful? 0
      , palladam
      Reviewed on Oct 21, 2017
    • HDFC Bank Personal Loan
      "Expensive interest rate"
      0.5 3.0/5 "Satisfactory"
      My personal loan was taken with HDFC bank. The rate of interest was very expensive, the one and only reason is their processing time is very short. The customer service and response was satisfactory.They have processed my loan within 48 hours. The emi period is 3 years and I took loan amount of 2lakhs.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 21, 2017
    • HDFC Bank Personal Loan
      "Foreclosure charges should be waived off"
      0.5 5.0/5 "Blown Away!"
      HDFC personal loan process was very fast, I don't get a chance to reach the customer care. But if I want to close the loan I need to pay 2% of charges from the principal amount it was really bad. It would be if they avoid collecting foreclosure charges.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 21, 2017
    • HDFC Bank Personal Loan
      "Need to respond quickly"
      0.5 4.0/5 "Great!"
      I took the loan amount of Rs.1.5 lakhs from HDFC BANk for the tenure of two years. The response was very slow and they took long time for the verification process. The loan process took place for around 20 to 30days. The rate of interest was satisfactory. The EMI amount will be auto debited from the salary account.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 21, 2017
    • HDFC Bank Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan with HDFC Bank. The customer service and response was good. The executive collected the documents at door step. They have disbursed the loan within 2days. ROI was very less and it was satisfactory. The EMI period is 5 years and payment done through net banking.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 21, 2017
    • HDFC Bank Personal Loan
      "average service"
      0.5 2.5/5 "Just OK"
      I have a ongoing loan from HDFC the service is not good which I expected from HDFC their process was very slow also they need lot of documents during the loan process but they collected the documents from my door step the rate of interest was 11.7 which was fine compare to others in the market I will say the service of HDFC is average for my personal loan service.
      Was this review helpful? 0
      , kolkata
      Reviewed on Oct 21, 2017
    • HDFC Bank Personal Loan
      "Average service"
      0.5 2.0/5 "Expected more"
      I am not very much happy about the service of HDFC I have already uploaded all my documents through online still they asked for my physical documents also they asked me to take insurance which was not at all needed for me they said it was mandatory to take the insurance also they were not much professional when comes for the interest rate they were bargaining for the interest rate . I would summarize that the service provided by HDFC Bank is average.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 20, 2017
    • HDFC Bank Personal Loan
      "worst service"
      0.5 1.0/5 "Really Bad"
      I am not happy with the service of HDFC for my personal loan service the process was very slow from the date I applied for my personal loan they takes one month to complete my loan process ,I feel they need to improve their service ,HDFC service is is not much as I expected from them.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 20, 2017
    • HDFC Bank Personal Loan
      "very good"
      0.5 5.0/5 "Blown Away!"
      My personal loan was taken with HDFC bank 3 months back. The loan amount was 1.5 lakhs and the EM,I period was 3 years . The rate of interest was 14% which is bit high in the market. The loan process was easy and hassle free. Its completely paperless also, They have sanctioned the loan with the committed time and provided door step service for the documentation collection.
      Was this review helpful? 0
      , mumbai
      Reviewed on Oct 20, 2017
    • HDFC Bank Personal Loan
      "Good Experience"
      0.5 5.0/5 "Blown Away!"
      I have taken personal loan two times from HDFC, their service is excellent. Even their interest rate is also nominal as per other banks. I took the amount of Rs. 1.5 lakh and second time I done a top up of Rs. 90,000. Processing time is very short and hassle free.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 20, 2017
    • HDFC Bank Personal Loan
      "Satisfactory services"
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan from HDFC Bank and the process for the loan was smooth. Being an existing customer the documentation process was easy. The interest rate and processing charges are normal and the after loan services are good too.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 20, 2017
    • HDFC Bank Personal Loan
      "Good services"
      0.5 4.0/5 "Great!"
      HDFC Bank is good in the process for the personal loan. They have been proactive and been supportive as well. The customer services are good and there are no hassles. The process has not completed and it is still on. The bank in also offering me a reasonable rate and fee.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 20, 2017
    • HDFC Bank Personal Loan
      "Good Experience"
      0.5 5.0/5 "Blown Away!"
      Hdfc done a good job, they only taken seven days to disburse the amount. They gave me door step service, executive came to my place and collected the documents. I took principal amount of Rs. 5.6 lakhs, with good interest rate and processing fee.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 20, 2017
    • HDFC Bank Personal Loan
      "Its Good"
      0.5 4.0/5 "Great!"
      Earlier I taken personal loan of Rs. 3 lakhs from HDFC for the tenure of two years. They done very good loan process, totally they have taken only four days to sanction the personal loan. I paid all the dues and closed the loan without any hassles.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 20, 2017
    • HDFC Bank Personal Loan
      "Good. Can do better in charges"
      0.5 4.0/5 "Great!"
      HDFC Bank is not up to the mark for the personal loan, because there is a lock in period for the foreclosure and the charges are very high for it as well. There are insurance charges too taken for it. Else to avail the loan there is no issues in the process.
      Was this review helpful? 0
      , mumbai
      Reviewed on Oct 20, 2017
    • HDFC Bank Personal Loan
      "High on ROI and charges"
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan from HDFC Bank earlier and the process to get the loan was very quick and easy. The customer services was good and they completed the disbursement was on time. The bank was high on the rate of interest and processing charges.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 19, 2017
    • HDFC Bank Personal Loan
      "Personal loan process is good"
      0.5 5.0/5 "Blown Away!"
      HDFC Bank Personal loan process is good, I like everything, they send all correspondence through mail. It is an ongoing loan. ECS is getting debited from my account every month without any hiccups. Interest rate and processing fee charged by HDFC Bank is quite satisfactory
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 19, 2017
    • HDFC Bank Personal Loan
      "Customer friendly"
      0.5 4.0/5 "Great!"
      HDFC documentation procedure was good, their executive have communicated everything on time. The loan disbursement was also happed on time, I felt HDFC service is upto the mark. But I didn't get the certain principal amount which I was expected, it would great if they send mail regarding to the principal amount change.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 19, 2017
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