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    HDFC Bank Professional Loans

    We found 1 HDFC Bank Professional Loans

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    10.99% - 19.8% Fixed
    Up to 2.5% One time fee
    25L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews

    HDFC Bank Professional Loans is Rated as "Great!" by 12314 Users

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    Promised Interest Rate

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    Personal Loan BYTES FROM OUR KITCHEN

    HDFC Bank Professional Loans

    Overview about HDFC Professional Loans

    The HDFC Professional Loans a personal loan product from HDFC Bank meant for working professionals to provide them with the ability to get finance to meet their requirements and also they are provide the applicant with a Credit Protect Insurance Plan. The loan will be sanctioned and disbursed in quick and efficient manner, the documentation involved is also extremely simple and also the bank provides you with the loan in a quick turnaround time.

    Where is the purpose of HDFC Professional Loans?

    The HDFC Professional Loans will work like a personal loan but meant only for working professionals, the uniqueness of this product is that along with a loan amount you can link your savings bank account and pay a nominal premium and get additional insurance plan called the Credit Protect Insurance Plan.

    What is the eligibility criteria for HDFC Professional Loans?

    Any working professionals are eligible for this loan such as Doctors, Chartered Accountants, and Architects, any professional who are consulting or run a self-practice. The criteria they need to match are:

    • The should have a minimum of 4 years’ experience, after they have completed their professional courses like Doctorate, Chartered Accountant, if they are Architects or even company secretaries they need to have 5 years’ experience
    • Their annual income should be at least Rs. 1 lakh per annum
    • They should be within the age of 25 - 65 years at the time of loan maturity.
    • The business they are running, should be running a profit for a minimum of 2 years.

    What is the maximum amount of loan I can avail?

    The amount of loan can be applied for a minimum of Rs. 50, 000 up to an amount of Rs. 40, 00, 000. The loan amount will be dependent on their income, their repaying capabilities, and the cap on the loan product.

    What is the rate of interest on HDFC Professional Loans?

    The average rate of interest offered for the applicant will range between 14.5% - 15.25% per annum.

    What are the documents required for HDFC Professional Loans?

    Documents required for this product will be:

    • Bank Statement of the last 6 months.
    • Proof of address such as passport, aadhar card, driver’s license.
    • Proof of identity such as voter’s id, passport, aadhar card, driver’s license.
    • A copy of your pan card
    • Proof of professional degree qualification
    • Proof of continuation such as Trade license, Sales tax certificate etc.
    • Other Mandatory Documents (Sole Prop. Declaration Or Certified Copy of Partnership Deed, Certified true copy of Memorandum & Articles of Association (certified by Director) & Board resolution (Original).

    What are the terms for HDFC Professional Loans?

    The charges available are:

    • Supervision charges will be in the range Rs. 500 - Rs. 2, 000.
    • Processing Fees of 2.50% of the loan amount
    • Pre-payment charges not applicable but will not be allowed before 6 EMIs
    • Service tax and other government levies, as applicable, would be charged additionally.

    How do I apply for this loan?

    Application process for this loan is very simple, all you need to do is fill in a loan application form with supporting documents and submit it to the nearest HDFC Bank branch. You can also apply for this loan via the HDFC Bank website by submitting an online application form with a few mandatory details.

    Can I apply for HDFC Professional Loans online?

    Online application is available for the HDFC Professional Loans, all you need to do is login to the HDFC Bank website by submitting an online application form with a few mandatory details.

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  • HDFC Bank Professional Loans Reviews

    • HDFC Bank Personal Loan
      "Good Bank"
      0.5 4.0/5 "Great!"
      When I applied for a personal loan with HDFC bank, my credit score is not been updated so I could not able to avail the loan. I am waiting for a month, after which I will apply for the loan again. Everything was good with HDFC like their responsiveness and their customer service too.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 23, 2017
    • HDFC Bank Personal Loan
      "Satisfied"
      0.5 4.0/5 "Great!"
      There was no necessity to get the personal loan on that time because I had sorted out the reason for the personal loan. Rate of interest was around 11.99% for the personal loan with the HDFC bank and the customer services are always good and the response is very good too.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 23, 2017
    • HDFC Bank Personal Loan
      "Good Bank"
      0.5 5.0/5 "Blown Away!"
      Interest rate for the personal loan is 11.29% with HDFC bank. They done with the process in five days. The processing fee for the loan is around 999. I am very much happy with HDFC bank for the loan. The customer service of HDFC bank is really a standard one.
      Was this review helpful? 0
      , kanchipuram
      Reviewed on May 23, 2017
    • HDFC Bank Personal Loan
      "Need to improve"
      0.5 2.0/5 "Expected more"
      From HDFC bank bank, nobody have contacted me for the personal loan and I have seen the interest rate as 14% for the personal loan, also am okay with that. I would like to suggest that they need to contact the customers, if they are interested in the products.
      Was this review helpful? 0
      , silchar
      Reviewed on May 23, 2017
    • HDFC Bank Personal Loan
      "Need improvement in customer support"
      0.5 1.0/5 "Really Bad"
      I am trying to reach HDFC executive but they are not picking my call to give my personal loan status. I had for the applied personal loan a month ago, still I haven't got any status for my personal loan application. The rate of interest is nominal with HDFC bank. I would like to suggest that they need to improve their customer support service .
      Was this review helpful? 0
      , chennai
      Reviewed on May 23, 2017
    • HDFC Bank Personal Loan
      "Very worsk Banks for loans"
      0.5 0.5/5 "Unacceptable"
      I took 280000 and when i tried to prepay the loan in the second year they charged me 4.6%. Although 4 % is only mentioned in the Loan documents.Such a pathetic bank to take loan. Worst HDFC.Never evre think of taking loan from HDFC. No partpayment facility ...nothing..Helll!!!!
      Was this review helpful? 0
      , chennai
      Reviewed on May 23, 2017
    • HDFC Bank Personal Loan
      "The Fastest Service"
      0.5 5.0/5 "Blown Away!"
      I had taken a personal loan fro HDFC bank. They processed the loan within ten minutes when I applied for the loan. This is the fastest service I ever received. Interest rate is something low at that time but then when I compared with other banks, it can be reduced even more.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 23, 2017
    • HDFC Bank Personal Loan
      "Average service"
      0.5 2.0/5 "Expected more"
      My credit score is fine, there by I am very much eligible to apply for a personal loan but in my report, it shows my earlier personal loan is pending with Axis, that was the reason I haven't got the loan from HDFC bank. The Hdfc executive advised me to check after 2 months, I can apply for the personal loan also the rate of interest levied is very much nominal.
      Was this review helpful? 0
      , mysore
      Reviewed on May 23, 2017
    • HDFC Bank Personal Loan
      "Good in Response"
      0.5 5.0/5 "Blown Away!"
      My personal loan is in process with HDFC bank. Initially I applied for the loan with another bank but when I did not receive proper response, I moved to HDFC where I am getting good response towards my personal loan application. Till date I do not have any issues with HDFC for the loan process.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 23, 2017
    • HDFC Bank Personal Loan
      "Fantastic"
      0.5 5.0/5 "Blown Away!"
      I had taken a personal loan with the HDFC bank this is for an interest rate as 13%. The loan amount got credited to my account within a week of time. Customer service is good one with them and I have not found any issues with them till now and the response is good one and the processing charged was around 8k.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 23, 2017
    • HDFC Bank Personal Loan
      "Better Service"
      0.5 3.0/5 "Satisfactory"
      I tried with HDFC bank for the personal loan with the help of online source but I did not receive the loan. I submitted my application with them. Actually the bank refused to provide the loan. Hence I went to SBI where I got the personal loan also they were able to provide good service.
      Was this review helpful? 0
      , dimapur
      Reviewed on May 23, 2017
    • HDFC Bank Personal Loan
      "Preclosure process not good"
      0.5 2.0/5 "Expected more"
      Getting a personal loan at HDFC Bank is not a tedious process. The response is on time and the disbursement happens is on time too. But the process in closing the loan is not easy and not satisfactory too. The bank does not stick to the terms and conditions initially informed.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 23, 2017
    • HDFC Bank Personal Loan
      "Efficient and cost effective"
      0.5 4.0/5 "Great!"
      It was really efficient and cost effective, I will recommend Hdfc bank personal loan for sure. Within a week time they have disbursed my personal loan, the rate of interest is low with HDFC bank. I am happy with the loan amount. The loan lock is for a lock in period up to 1 year, which should be reduced, the prepayment option is available after 1 year. Overall I am happy with their service.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 23, 2017
    • HDFC Bank Personal Loan
      "Good services"
      0.5 4.0/5 "Great!"
      HDFC Bank did contact me for a personal loan and I could not proceed with it as I postponed my plans and kept this requirement on hold. The rate of interest and processing charges was average for me. It was around 11%. The overall response was nice and on time.
      Was this review helpful? 0
      , pune
      Reviewed on May 23, 2017
    • HDFC Bank Personal Loan
      "Good "
      0.5 3.0/5 "Satisfactory"
      I already got the personal loan with the HDFC bank and the rate of interest was around 11.99% and the processing charges were around 1500 Rupees, also it was not up to the percentage calculation. Within a week of time, I got the loan amount to be get credited to my account.
      Was this review helpful? 0
      , jamshedpur
      Reviewed on May 23, 2017
    • HDFC Bank Personal Loan
      "Very good"
      0.5 4.0/5 "Great!"
      I got the personal loan with the HDFC bank and the interest rate was around 15%. Loan amount got disbursed on same day itself . It was pre approved loan and the services are fine one with them and there are no worries, also I have not found any bad experience with them.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 22, 2017
    • HDFC Bank Personal Loan
      "Rock star"
      0.5 5.0/5 "Blown Away!"
      I got the personal loan from HDFC bank and the interest rate was around 13.5%. The loan amount got disbursed to my account within fifteen days of time and the response is fine one for me. One of the executive from HDFC bank had mentioned and explained each and everything in a clear way to deal with. I would like to suggest that they need to reduce the processing charges.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 22, 2017
    • HDFC Bank Personal Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      I had taken a personal loan from HDFC bank. Actually the bank has provided a preapproved loan. The loan amount was two lakhs and four thousand rupees. The interest rate what they provide is 9.5% which is very normal the tenure of three years. I am happy with the loan process and the service provided by them.
      Was this review helpful? 0
      , chittoor
      Reviewed on May 22, 2017
    • HDFC Bank Personal Loan
      "Very Good Service"
      0.5 5.0/5 "Blown Away!"
      HDFC bank is really good in approaching the customers and providing the best service to the people. They are too good when compared with Kotak Mahindra bank. They are really approachable and they are too supportive. I had taken a personal loan from them.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 22, 2017
    • HDFC Bank Personal Loan
      "Good in Processing the Loan"
      0.5 5.0/5 "Blown Away!"
      I availed a personal loan from HDFC bank. First I applied with ICICI bank but I got delayed service also the bank rejected my loan application. Hence I applied with HDFC bank where I got good response also they processed my personal loan without any hassles. The loan process with HDFC is much faster than ICICI bank. They were really very good throughout the loan process.
      Was this review helpful? 0
      , hospet
      Reviewed on May 22, 2017
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