Multiple banks. Different interest rates. Call it a "conflict of interest".
  •  Loading your search... Loading your search...
  • HDFC Bank Loan Against Securities Reviews

    • HDFC Bank Personal Loan
      "Overall good. Can be more sooner"
      0.5 4.0/5 "Great!"
      Though the process took some time like 14 to 16 days with HDFC Bank. Eventually and finally I got what I needed on the personal loan. They need to improve on the customer services and response. The interest rate and processing charges was also on the average side.
      Was this review helpful? 0
      , mumbai
      Reviewed on Sep 23, 2017
    • HDFC Bank Personal Loan
      "Overall good"
      0.5 4.0/5 "Great!"
      I have taken a personal loan from HDFC Bank and the process was good. The executive came over to my place and collected my documentation and after which they were fast. The interest rate was around 15% and the processing charges was also on the higher side.
      Was this review helpful? 0
      , mumbai
      Reviewed on Sep 23, 2017
    • HDFC Bank Personal Loan
      "Very good service"
      0.5 4.0/5 "Great!"
      I can give full rating to HDFC bank because they have given full information about the product, process and about the loan status. They disbursed my loan amount within 10mins of time. It was a pre approved loan, because I got a savings account with HDFC bank so I have got the personal loan via HDFC net banking , The rate of interest is nominal with the HDFC bank.
      Was this review helpful? 0
      , new delhi
      Reviewed on Sep 23, 2017
    • HDFC Bank Personal Loan
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      It was a very good process at HDFC Bank and I got 100% of the loan amount I needed. I have taken a personal loan and the interest rate was around 13.99% and the processing charges is also a bit high. I got the loan disbursal in one week. The after loan process is good.
      Was this review helpful? 0
      , kalka
      Reviewed on Sep 23, 2017
    • HDFC Bank Personal Loan
      "Nice experience"
      0.5 5.0/5 "Blown Away!"
      HDFC Bank has offered me a personal loan and the process is perfect. They have collected my paper work on time and the disbursement is also as needed. The interest rate and processing charges is nominal and the after loan services is good and smooth.
      Was this review helpful? 0
      , kolkata
      Reviewed on Sep 23, 2017
    • HDFC Bank Personal Loan
      "Approachable bank"
      0.5 4.0/5 "Great!"
      I have taken a personal loan from HDFC BANK. I applied for 5 lakhs with 10.99% rate of interest.The tenure for the approved amount is for 5 years with an EMI of 10800. The follow up from the bank end was really good.
      Was this review helpful? 0
      , mumbai
      Reviewed on Sep 23, 2017
    • HDFC Bank Personal Loan
      "Not satisfied"
      0.5 5.0/5 "Blown Away!"
      With HDFC bank, i have applied for a personal loan. The loan amount which the bank required was 2 lakhs. The tenure which the bank in need of was for three years which i was not satisfied with so i cancel the application with HDFC bank. I am not satisfied with the service of HDFC.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 22, 2017
    • HDFC Bank Personal Loan
      "Approachable bank"
      0.5 4.5/5 "Excellent!"
      HDFC bank provide me the personal loan with 11.39% rate of interest. It just taken one week to disburse the loan amount. The total amount i received from bank was 3.94 lakhs were they deducted the processing fees and the GST. I had a negotiation to reduce the RIO from 12 to 11.39%. At last they gave me for the same.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 22, 2017
    • HDFC Bank Personal Loan
      "Approachable bank"
      0.5 3.0/5 "Satisfactory"
      I had a requirement for a personal loan and i put up an inquiry with HDFC bank.They response was bit delayed and later my requirement was fulfilled from my own end. So i closed the application with HDFC bank. Service wise i always prefer hdfc bank.
      Was this review helpful? 0
      , delhi
      Reviewed on Sep 22, 2017
    • HDFC Bank Personal Loan
      "High interest rate"
      0.5 3.0/5 "Satisfactory"
      With HDFC BANK i have taken a personal loan. The disbursed loan amount is 1 lakh 70 thousand with a rate of interest of 16 to 18%, that was too high for me. Two years back i closed that loan. The tenure is for 3 years with an EMI of 4500.
      Was this review helpful? 0
      , angul
      Reviewed on Sep 22, 2017
    • HDFC Bank Personal Loan
      "Friendly service"
      0.5 5.0/5 "Blown Away!"
      From HDFC BANK i have taken a personal loan for 1 lakh 40 thousand. The monthly EMI is 47851 for 36 months. It just taken a week to approve my loan amount The processing fee that they charge me was 4000.They gave me good service and response. I can recommend this bank for personal loan to anyone.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 22, 2017
    • HDFC Bank Personal Loan
      "Good. Need to be more quick in the process"
      0.5 4.0/5 "Great!"
      HDFC Bank was good but there was a delay in the process. After the submission of documents, I got the personal loan after 12 days. I had to take the initiative and follow up with the executive for an update. The interest rate and processing charges is normal.
      Was this review helpful? 0
      , pune
      Reviewed on Sep 22, 2017
    • HDFC Bank Personal Loan
      "Satisfactory"
      0.5 4.0/5 "Great!"
      There were no issues with HDFC Bank for the personal loan. I got the loan on time and the process was also very convenient and easy. I got the interest rate was of 11.1% and the processing charges was normal. The after loan services is also great.
      Was this review helpful? 0
      , faridabad
      Reviewed on Sep 22, 2017
    • HDFC Bank Personal Loan
      "Average Service"
      0.5 4.0/5 "Great!"
      Experience with the HDFC BANK was an average one and even the service provided by them was the same. Too many wrong information was given to me and it was about the rate of interest . Firstly the executive called said that it was about 14% where as I saw it was around 10.99% lastly even the customer service was not that good .
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Sep 22, 2017
    • HDFC Bank Personal Loan
      "IT WAS OK ."
      0.5 4.0/5 "Great!"
      The experience and the service which I received from the bank was kind of OK . The bank delivered the information and contacted in a better way . My credit score was a showing a down flow of rupees 1860 i didn't pay some EMI after that they said we will recheck and come back to you and after that they never called back and it got cancelled .
      Was this review helpful? 0
      , mumbai
      Reviewed on Sep 22, 2017
    • HDFC Bank Personal Loan
      "Satisfactory"
      0.5 4.0/5 "Great!"
      HDFC Bank processed my personal loan on time. I got the funds and the person came to my house and collected my documents. The interest rate and processing charges are good, not excellent. The after loan services are good and in all I was at ease.
      Was this review helpful? 0
      , pune
      Reviewed on Sep 22, 2017
    • HDFC Bank Personal Loan
      "Best"
      0.5 4.0/5 "Great!"
      Rate of interest for the personal loan with the HDFC bank was around 13.5%, also am very well satisfied. I got the loan amount in ten days of time from the time, when I have applied. I would like to say that everything went in the good way.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 22, 2017
    • HDFC Bank Personal Loan
      "Satisfied"
      0.5 4.0/5 "Great!"
      Interest rate was okay for me with the HDFC bank for the personal loan. It took almost a week to get the loan. I have really felt that their customer service and other things are really fine one with the HDFC bank.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Sep 22, 2017
    • HDFC Bank Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      The customer service of HDFC bank has told me that I got low credit score so that was the reason I haven't processes with the HDFC bank. The customer service of HDFC bank is good, they gave good response to the customers. The rate of interest is average with HDFC bank.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 21, 2017
    • HDFC Bank Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I haven't got the loan from HDFC bank, because the document are not ready with me , so the executives were asking to submit the salary slips so that was the reason I haven't got the personal loan from HDFC bank. The rate of interest is high with HDFC bank.
      Was this review helpful? 0
      , kottayam
      Reviewed on Sep 21, 2017
    Common Loader Icon
    HDFC Bank Loan Against Securities is Rated as "Great!" by 13238 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Personal Loan BYTES FROM OUR KITCHEN

    HDFC Bank Loan Against Securities

    Apply for Personal Loan

    Overview about HDFC Loan against Securities

    This loan is provided to individuals against their held securities, instead of selling their shares when in need of finance. With this product an applicant can get finance with pledging their share and securities for finance from HDFC Bank. The securities can be equity shares, mutual funds, deposit certificates for gold, National Savings certificates, Kisan Vikas Patra, or Debentures that are non-convertible

    What is the eligibility criteria for HDFC Loan Against Securities?

    In order to apply for the HDFC Loan against Securities, the applicant needs to match the following criteria:

    • The applicant must be a resident of the country
    • The applicant can be Resident Indians, NRI, HUF, Sole Proprietorship, Partnership firm, Pvt. Ltd. Company for certain types of securities.

    What is the maximum amount of loan I can avail?

    The loan amount provided will be a minimum of Rs. 2, 00, 000/-

    What is the rate of interest on HDFC Loan against Securities?

    Product

    Interest Rate range

    Loan against equity securities

    10.15% - 13.95%

    Loan against debt securities

    9.45% - 13.00%

    What are the documents required for HDFC Loan against Securities?

    HDFC Bank Loan against Securities Documents required will be

    • Proof of identity
    • Signature proof
    • Proof of residence
    • In the case of HUF, Sole Proprietorship, Partnership firm, Pvt. Ltd. Company, a copy of the Balance Sheet, last 2 years Profit and Loss accounts, and IT returns for 2 years.

    What are the terms for HDFC Loan against Securities?

    1. Pre-payment charges will be allowed only post 6 months, and will be charged 2% will be charged if pre-closed before end of tenor.
    2. Processing fee of 1.00% of the loan amount or a minimum of Rs. 2000, and standard taxes and charges like stamp duty will be applicable as well.
    3. The loan amount will only be disbursed after the documents are submitted along with the pledge
    4. Pledging fees of up to Rs.5/- per NSC/KVP/Bond/Insurance Policy/MF Unit Certificate
    5. The margin requirement will be reviewed on a regular basis.
    6. The applicant will need to provide the bank with details on the change of job or home address if any.

    How do I apply for this loan?

    The application form can be downloaded from the website, but you will also need to visit the branch nearest to you with the form and related documents. You can also apply for this loan via net banking in 3 simple steps:

    1. Login to your net banking using your credentials.
    2. Click on the Demat tab, then click request
    3. Click on loan against securities, and select their shares from your Demat account.
  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.