Multiple banks. Different interest rates. Call it a "conflict of interest".
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  • HDFC Bank Loan Against Rent Receivables Reviews

    • HDFC Bank Personal Loan
      "Overall good. Can be more sooner"
      0.5 4.0/5 "Great!"
      Though the process took some time like 14 to 16 days with HDFC Bank. Eventually and finally I got what I needed on the personal loan. They need to improve on the customer services and response. The interest rate and processing charges was also on the average side.
      Was this review helpful? 0
      , mumbai
      Reviewed on Sep 23, 2017
    • HDFC Bank Personal Loan
      "Overall good"
      0.5 4.0/5 "Great!"
      I have taken a personal loan from HDFC Bank and the process was good. The executive came over to my place and collected my documentation and after which they were fast. The interest rate was around 15% and the processing charges was also on the higher side.
      Was this review helpful? 0
      , mumbai
      Reviewed on Sep 23, 2017
    • HDFC Bank Personal Loan
      "Very good service"
      0.5 4.0/5 "Great!"
      I can give full rating to HDFC bank because they have given full information about the product, process and about the loan status. They disbursed my loan amount within 10mins of time. It was a pre approved loan, because I got a savings account with HDFC bank so I have got the personal loan via HDFC net banking , The rate of interest is nominal with the HDFC bank.
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      , new delhi
      Reviewed on Sep 23, 2017
    • HDFC Bank Personal Loan
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      It was a very good process at HDFC Bank and I got 100% of the loan amount I needed. I have taken a personal loan and the interest rate was around 13.99% and the processing charges is also a bit high. I got the loan disbursal in one week. The after loan process is good.
      Was this review helpful? 0
      , kalka
      Reviewed on Sep 23, 2017
    • HDFC Bank Personal Loan
      "Nice experience"
      0.5 5.0/5 "Blown Away!"
      HDFC Bank has offered me a personal loan and the process is perfect. They have collected my paper work on time and the disbursement is also as needed. The interest rate and processing charges is nominal and the after loan services is good and smooth.
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      , kolkata
      Reviewed on Sep 23, 2017
    • HDFC Bank Personal Loan
      "Approachable bank"
      0.5 4.0/5 "Great!"
      I have taken a personal loan from HDFC BANK. I applied for 5 lakhs with 10.99% rate of interest.The tenure for the approved amount is for 5 years with an EMI of 10800. The follow up from the bank end was really good.
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      , mumbai
      Reviewed on Sep 23, 2017
    • HDFC Bank Personal Loan
      "Not satisfied"
      0.5 5.0/5 "Blown Away!"
      With HDFC bank, i have applied for a personal loan. The loan amount which the bank required was 2 lakhs. The tenure which the bank in need of was for three years which i was not satisfied with so i cancel the application with HDFC bank. I am not satisfied with the service of HDFC.
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      , chennai
      Reviewed on Sep 22, 2017
    • HDFC Bank Personal Loan
      "Approachable bank"
      0.5 4.5/5 "Excellent!"
      HDFC bank provide me the personal loan with 11.39% rate of interest. It just taken one week to disburse the loan amount. The total amount i received from bank was 3.94 lakhs were they deducted the processing fees and the GST. I had a negotiation to reduce the RIO from 12 to 11.39%. At last they gave me for the same.
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      , hyderabad
      Reviewed on Sep 22, 2017
    • HDFC Bank Personal Loan
      "Approachable bank"
      0.5 3.0/5 "Satisfactory"
      I had a requirement for a personal loan and i put up an inquiry with HDFC bank.They response was bit delayed and later my requirement was fulfilled from my own end. So i closed the application with HDFC bank. Service wise i always prefer hdfc bank.
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      , delhi
      Reviewed on Sep 22, 2017
    • HDFC Bank Personal Loan
      "High interest rate"
      0.5 3.0/5 "Satisfactory"
      With HDFC BANK i have taken a personal loan. The disbursed loan amount is 1 lakh 70 thousand with a rate of interest of 16 to 18%, that was too high for me. Two years back i closed that loan. The tenure is for 3 years with an EMI of 4500.
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      , angul
      Reviewed on Sep 22, 2017
    • HDFC Bank Personal Loan
      "Friendly service"
      0.5 5.0/5 "Blown Away!"
      From HDFC BANK i have taken a personal loan for 1 lakh 40 thousand. The monthly EMI is 47851 for 36 months. It just taken a week to approve my loan amount The processing fee that they charge me was 4000.They gave me good service and response. I can recommend this bank for personal loan to anyone.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 22, 2017
    • HDFC Bank Personal Loan
      "Good. Need to be more quick in the process"
      0.5 4.0/5 "Great!"
      HDFC Bank was good but there was a delay in the process. After the submission of documents, I got the personal loan after 12 days. I had to take the initiative and follow up with the executive for an update. The interest rate and processing charges is normal.
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      , pune
      Reviewed on Sep 22, 2017
    • HDFC Bank Personal Loan
      "Satisfactory"
      0.5 4.0/5 "Great!"
      There were no issues with HDFC Bank for the personal loan. I got the loan on time and the process was also very convenient and easy. I got the interest rate was of 11.1% and the processing charges was normal. The after loan services is also great.
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      , faridabad
      Reviewed on Sep 22, 2017
    • HDFC Bank Personal Loan
      "Average Service"
      0.5 4.0/5 "Great!"
      Experience with the HDFC BANK was an average one and even the service provided by them was the same. Too many wrong information was given to me and it was about the rate of interest . Firstly the executive called said that it was about 14% where as I saw it was around 10.99% lastly even the customer service was not that good .
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      , ghaziabad
      Reviewed on Sep 22, 2017
    • HDFC Bank Personal Loan
      "IT WAS OK ."
      0.5 4.0/5 "Great!"
      The experience and the service which I received from the bank was kind of OK . The bank delivered the information and contacted in a better way . My credit score was a showing a down flow of rupees 1860 i didn't pay some EMI after that they said we will recheck and come back to you and after that they never called back and it got cancelled .
      Was this review helpful? 0
      , mumbai
      Reviewed on Sep 22, 2017
    • HDFC Bank Personal Loan
      "Satisfactory"
      0.5 4.0/5 "Great!"
      HDFC Bank processed my personal loan on time. I got the funds and the person came to my house and collected my documents. The interest rate and processing charges are good, not excellent. The after loan services are good and in all I was at ease.
      Was this review helpful? 0
      , pune
      Reviewed on Sep 22, 2017
    • HDFC Bank Personal Loan
      "Best"
      0.5 4.0/5 "Great!"
      Rate of interest for the personal loan with the HDFC bank was around 13.5%, also am very well satisfied. I got the loan amount in ten days of time from the time, when I have applied. I would like to say that everything went in the good way.
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      , chennai
      Reviewed on Sep 22, 2017
    • HDFC Bank Personal Loan
      "Satisfied"
      0.5 4.0/5 "Great!"
      Interest rate was okay for me with the HDFC bank for the personal loan. It took almost a week to get the loan. I have really felt that their customer service and other things are really fine one with the HDFC bank.
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      , navi mumbai
      Reviewed on Sep 22, 2017
    • HDFC Bank Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      The customer service of HDFC bank has told me that I got low credit score so that was the reason I haven't processes with the HDFC bank. The customer service of HDFC bank is good, they gave good response to the customers. The rate of interest is average with HDFC bank.
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      , chennai
      Reviewed on Sep 21, 2017
    • HDFC Bank Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I haven't got the loan from HDFC bank, because the document are not ready with me , so the executives were asking to submit the salary slips so that was the reason I haven't got the personal loan from HDFC bank. The rate of interest is high with HDFC bank.
      Was this review helpful? 0
      , kottayam
      Reviewed on Sep 21, 2017
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    HDFC Bank Loan Against Rent Receivables is Rated as "Great!" by 13238 Users

    Fees & Charges

    Promised Interest Rate

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    Responsiveness

    Personal Loan BYTES FROM OUR KITCHEN

    HDFC Bank Loan Against Rent Receivables

    Apply for Personal Loan

    Overview about HDFC Loans against Rent Receivables

    The HDFC Loans against Rent Receivables a loan product from HDFC Bank meant for individuals who are expecting cash flows from Rent Receivables. The loan will be sanctioned and disbursed in quick and efficient manner, the documentation involved is also extremely simple and also the bank provides you with the loan in a quick turnaround time. The current loan to fulfill a requirement of personal nature, or get into a new business, get more funds for your current account.

    Where is the purpose of HDFC Loans against Rent Receivables?

    The HDFC Loans against Rent Receivables The current loan to fulfill a requirement of personal nature, or get into a new business, get more funds for your current account.

    What is the eligibility criteria for HDFC Loans against Rent Receivables?

    The criteria they need to match are:

    • The applicant should own a property listed in their name.
    • The applicant needs to be at least 18 years of age
    • Must be a Indian resident
    • If you represent Companies/Proprietorships/Partnership firms you will need to submit an audited Balance Sheet, Profit & Loss Account for last two years. You will also have to submit IT returns of the last 2 years

    What is the maximum amount of loan I can avail?

    The amount of loan can be applied for a maximum of 50% of the property’s market value. This will also be dependent on the various parameters like CIBIL rating, documents being clear, etc the balance tenure of the rental agreement, and the net rentals as well.

    What are the documents required for HDFC Loans against Rent Receivables?

    Documents required for this product will be:

    • Bank Statement of the last 12 months in which rents have been deposited
    • Property documents
    • Proof of identity and address as well, documents accepted will be voter’s id, passport, aadhar card, driver’s license.
    • Leave and license agreement copy
    • A copy of your pan card
    • Other Mandatory Documents (Sole Prop. Declaration Or Certified Copy of Partnership Deed, Certified true copy of Memorandum & Articles of Association (certified by Director) & Board resolution (Original).

    How do I apply for this loan?

    Application process for this loan is very simple, all you need to do is fill in a loan application form with supporting documents and submit it to the nearest HDFC Bank branch. You can also apply for this loan via the HDFC Bank website by submitting an online application form with a few mandatory details.

    Can I apply for HDFC Loans against Rent Receivables online?

    Online application is available for the HDFC Loans against Rent Receivables, all you need to do is login to the HDFC Bank website by submitting an online application form with a few mandatory details.

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