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If you have a commercial property which you have rented out, you can get a loan from HDFC Bank against the rent receivables. You can avail a loan of up to 50% of the commercial property value and repay it in a maximum of 108 months.
Before you apply for a loan against rental receivables from HDFC Bank, it is advised that you calculate the amount you must pay as equated monthly instalments (EMIs). Doing so will help you assess your affordability and help you plan your budget better. You can calculate the EMI on your loan against rental receivables by using the EMI Calculator tool available on the bank’s official website or on the BankBazaar website. On entering details such as loan amount, interest rate, and the tenure, the tool will calculate the EMI amount and display it to you.
Application process for this loan is very simple, all you need to do is fill in a loan application form with supporting documents and submit it to the nearest HDFC Bank branch. You can also apply for this loan via the HDFC Bank website by submitting an online application form with a few mandatory details.
A GST rate of 18% will be applicable on banking services and products from 01 July, 2017.
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