Multiple banks. Different interest rates. Call it a "conflict of interest".
  •  Loading your search... Loading your search...
  • HDFC Loan Against Property is Rated as "Great!" by 14002 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Personal Loan BYTES FROM OUR KITCHEN

    HDFC Loan Against Property

    Now, you can easily fulfill all your long cherished dreams with HDFC Bank loan against property. The bank offers loans against property at attractive rates of interest. You can use your property as security and receive higher amount to fulfill your personal and business related needs. It is very simple to get a loan against property from HDFC Bank. The bank maintains a speed process of approval and disbursement with minimal documentation. Since, the interest rates on loan against property is less, you can enjoy the benefit of paying lower EMIs.

    Key feature of HDFC Bank Loan against Property (Mortgage Loan)

    The loan against property offered by HDFC Bank comes with a number of attractive features including:

    • Interest rates: The bank offers attractive rate of interest on loan against property.
    • High loan amount: A borrower can receive higher loan amount against his/her property for longer tenure.
    • Faster processing and quick approvals with minimal documentation.
    • HDFC Bank accepts both residential and commercial properties as security.
    • The bank offer customized loan options for self-employed individuals.

    Benefits of HDFC Bank Loan against Property

    A borrower can avail the following benefits with an HDFC Bank Loan against Property (Mortgage Loan):

    • The amount received as loan against property can be used for funding personal as well as business needs.
    • You can choose your repayment options as per your convenience. You can repay via Dropline Overdraft Facility or Equated Monthly Installments.
    • The bank offers higher loan amount with lower monthly EMIs.

    Documents required for HDFC Loan against Property

    The following documents are required for salaried and self-employed individuals:

    For Salaried individuals

    • Proof of Residence ( Any one of the following documents will do - Ration Card , Telephone Bill, Electricity Bill or Voter's ID Card)
    • Proof of Identity – ( Voter's Card, Driver's License or Employer's – any of the following documents will be accepted )
    • Bank Statement / Passbook of last 6 months.
    • Salary slip of last 6 months.
    • Form 16 for previous 2 years.
    • Legal documents of the concerned property.

    For Self-employed individuals

    • Certified financial statement of last 3 years.
    • Proof of Residence – (Ration Card, Telephone Bill, Electricity Bill and Voters Card – any of the documents will do).
    • Proof of Identity - Voter's Card , Driver's License and Employer's Card - either of them will do)
    • Latest Bank Statement or Passbook.
    • Copies of all property documents which you want to use as collateral.

    HDFC Bank Loan against Property Interest Rate

    HDFC Bank charges the following rats of interest on loan against property:

    Property type

    Interest Rates

    Loan against Property / Loan for Commercial Property

    11.35% to 12.85%

    Loan against Rent Receivables

    11.35% to 12.85%

    Dropline Overdraft against Property / Commercial OD against Property

    12.10% to 13.35%

    The bank charges a processing fees of 1% of the total loan amount. The above-mentioned interest rates charged on loans against property are subject to change without giving any prior notification.

    HDFC Bank Loan against Property Eligibility

    The eligibility criteria for HDFC Bank Loan against Property include:

    • Salaried professionals working in government or private organizations are eligible.
    • Self-employed individuals engaged in different business activities. The bank offers exclusive offers and schemes for self-employed professionals.

    HDFC Loan Against Property Reviews

    • HDFC Bank Personal Loan
      "Need improvement"
      0.5 1.0/5 "Really Bad"
      The HDFC bank executives promised me that they will send the executive to collect the documents but no came to collect the documents. The customer support is average with HDFC bank. They need to stick on their promises. The service need to be improved with HDFC bank.
      Was this review helpful? 0
      , chittoor
      Reviewed on Nov 22, 2017
    • HDFC Bank Personal Loan
      "Special experience"
      0.5 5.0/5 "Blown Away!"
      The experience with HDFC in regards to my Personal Loan was special. They gave me the loan within 1-2 days and the documentation required was minimal. The Rate of Interest offered by them are very nominal too. Their communication was also good with me.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 22, 2017
    • HDFC Bank Personal Loan
      "Needs to improve"
      0.5 1.0/5 "Really Bad"
      My personal loan experience was not good with HDFC bank, there are lot of hidden charges and those charges are not informed prior to taking the loan. The loan amount was for 3 lakhs with the rate of interest of 14% which is high when compared to other banks. Document was collected door step and the loan amount was approved within a week. Customer service was not up to the mark, they did not keep their commitments.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 22, 2017
    • HDFC Bank Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan with Hdfc bank.The loan amount is one lakh.The rate of interest is 15% low compared to other banks.Tenure is for 3 years.The monthly EMI is 3400,they had deducted processing fees of an amount 500.The net banking service is good.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 22, 2017
    • HDFC Bank Personal Loan
      "Easy Loan option"
      0.5 5.0/5 "Blown Away!"
      I took the personal loan based on saving account, they offered Rs. 1.5 lakh for the tenure of three years. Interest rate was nominal as per market standard. There was no documentation process, through netbanking I applied and taken instant loan on my account.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 22, 2017
    • HDFC Bank Personal Loan
      "Can be more proactive in the services"
      0.5 3.0/5 "Satisfactory"
      HDFC Bank needs to be more proactive when it comes to the customer services. I have taken a personal loan and the rate of interest was of 11.99% and the processing charges are normal. They could be more quick in the process and the disbursement has to happen on time.
      Was this review helpful? 0
      , kolkata
      Reviewed on Nov 21, 2017
    • HDFC Bank Personal Loan
      "Very Good service"
      0.5 4.5/5 "Excellent!"
      The personal loan service was excellent with HDFC bank, they have approved my required loan amount. They have disbursed my loan amount within 10 seconds of time, because it is an pre approved loan. I never submitted any documents in regards to my HDFC bank personal loan concern. The rate of interest and the charges are nominal with HDFC bank.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 21, 2017
    • HDFC Bank Personal Loan
      "Very good"
      0.5 5.0/5 "Blown Away!"
      My personal loan was taken with HDFC Bank. They were very co operative and their representative was kind and helpful to me. The rate of interest is 17% which was quite high compared to others. They sanctioned the loan on the promised time. The executive came to place and collected the documents.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Nov 21, 2017
    • HDFC Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      As I'm a long time customer with HDFC bank they offered me a personal loan which I have accepted it and availed it. HDFC bank offered me this personal loan with around 14% as rate of interest. There was some processing fees but I don't remember it. Loan got disbursed immediately like within a week or so. The documentation was hassle free as I'm a salary account holder with them.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Nov 21, 2017
    • HDFC Bank Personal Loan
      "Best service"
      0.5 5.0/5 "Blown Away!"
      My personal loan experience with HDFC bank was good, they provided the services on time and there was no delay, the process was very smooth and easy, my loan amount was approved within 2 days. The loan amount was for Rs 2 lakhs with the rate of interest of 11% which was the best rate in the market. Customer service was good and they responded on time.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 21, 2017
    • HDFC Bank Personal Loan
      "Very good services & response"
      0.5 5.0/5 "Blown Away!"
      The services at HDFC Bank is excellent in the process for the personal loan. I did not face any hassles and they are very clear in the process. I have taken a loan amount of 4.5 lakhs and the rate of interest was of 12.5% and the processing charges are normal.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 21, 2017
    • HDFC Bank Personal Loan
      "Average service"
      0.5 4.0/5 "Great!"
      I have applied for th personal loan from HDFC bank, my loan application was closed because i already have an existing on going loan with other bank. Customer service part was average, there was no call back from them, i personally called them and their response was good from their side. The rate of interest is high when compared to other banks.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 21, 2017
    • HDFC Bank Personal Loan
      "Satisfied with the services"
      0.5 3.5/5 "Pretty good"
      The process at HDFC Bank for the personal loan is good. The customer services are satisfactory and my experience was also smooth. The disbursement was on time and the interest rate and charges was normal. Overall the process was good with no inconvenience.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 21, 2017
    • HDFC Bank Personal Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I have applied for a personal loan with HDFC bank, but no one from the HDFC bank visited to my place for collecting the required documents. They offered me the loan with 19.8% as rate of interest which is high and the processing fees was 1 or 2 % plus service tax which is normal. But part payment facility is not there.
      Was this review helpful? 0
      , nagpur
      Reviewed on Nov 20, 2017
    • HDFC Bank Personal Loan
      "Needs to improve"
      0.5 4.0/5 "Great!"
      I have applied for the personal loan from HDFC bank, my loan application was closed because there was no proper follow up after the application was submitted. I have changed the company recently so they said they will check and let me know whether the company is listed or not. Customer service was good but they did not respond on time. I am not aware of the rate of interest.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Nov 20, 2017
    • HDFC Bank Personal Loan
      "Good Experience"
      0.5 5.0/5 "Blown Away!"
      HDFC disbursed the personal loan amount on time, I took the principal amount of Rs.3.5 lakhs, they quoted me 11.75% of interest for the tenure of four years,. HDFC took taken Rs.14,000 as processing fee and insurance from the disbursement. HDFC has part payment and preclosure option.
      Was this review helpful? 0
      , madurai
      Reviewed on Nov 20, 2017
    • HDFC Bank Personal Loan
      "Better"
      0.5 3.0/5 "Satisfactory"
      I was asking for 2 lakh Rupees as personal loan while they have committed that they can give only lesser amount. I would like to say taht the customer service is good with the HDFC bank, also am really okay with them till now.
      Was this review helpful? 0
      , agra
      Reviewed on Nov 20, 2017
    • HDFC Bank Personal Loan
      "Good. Can do better"
      0.5 3.0/5 "Satisfactory"
      I have taken a personal loan from HDFC Bank and the process to get the loan was good and I got it on time. The rate of interest and processing charges is normal. But the foreclosing process was not convenient. I was repeatedly asked to come and it the job was not done on one day.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 20, 2017
    • HDFC Bank Personal Loan
      "Very Good service"
      0.5 5.0/5 "Blown Away!"
      I got the Personal loan from HDFC bank with in 10 seconds, because it is a pre-approved loan . I never submitted any documents they already have my documents with my savings account. The rate of interest and the charges are average with HDFC bank. The required loan amount has been given and I am satisfied with it.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 20, 2017
    • HDFC Bank Personal Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      I have taken a personal loan service from HDFC the documents part was very easy they collected from my door step the interest rate they offered me was 16 % fine the customer service was prompt with HDFC it was totally a good experience with HDFC for my personal loan service.
      Was this review helpful? 0
      , srikakulam
      Reviewed on Nov 20, 2017
    Common Loader Icon
  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.