•  Loading your search... Loading your search...
  • HDFC Loan Against Property is Rated as "Great!" by 14711 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Personal Loan BYTES FROM OUR KITCHEN

    HDFC Loan Against Property

    Now, you can easily fulfill all your long cherished dreams with HDFC Bank loan against property. The bank offers loans against property at attractive rates of interest. You can use your property as security and receive higher amount to fulfill your personal and business related needs. It is very simple to get a loan against property from HDFC Bank. The bank maintains a speed process of approval and disbursement with minimal documentation. Since, the interest rates on loan against property is less, you can enjoy the benefit of paying lower EMIs.

    Key feature of HDFC Bank Loan against Property (Mortgage Loan)

    The loan against property offered by HDFC Bank comes with a number of attractive features including:

    • Interest rates: The bank offers attractive rate of interest on loan against property.
    • High loan amount: A borrower can receive higher loan amount against his/her property for longer tenure.
    • Faster processing and quick approvals with minimal documentation.
    • HDFC Bank accepts both residential and commercial properties as security.
    • The bank offer customized loan options for self-employed individuals.

    Benefits of HDFC Bank Loan against Property

    A borrower can avail the following benefits with an HDFC Bank Loan against Property (Mortgage Loan):

    • The amount received as loan against property can be used for funding personal as well as business needs.
    • You can choose your repayment options as per your convenience. You can repay via Dropline Overdraft Facility or Equated Monthly Installments.
    • The bank offers higher loan amount with lower monthly EMIs.

    Documents required for HDFC Loan against Property

    The following documents are required for salaried and self-employed individuals:

    For Salaried individuals

    • Proof of Residence ( Any one of the following documents will do - Ration Card , Telephone Bill, Electricity Bill or Voter's ID Card)
    • Proof of Identity – ( Voter's Card, Driver's License or Employer's – any of the following documents will be accepted )
    • Bank Statement / Passbook of last 6 months.
    • Salary slip of last 6 months.
    • Form 16 for previous 2 years.
    • Legal documents of the concerned property.

    For Self-employed individuals

    • Certified financial statement of last 3 years.
    • Proof of Residence – (Ration Card, Telephone Bill, Electricity Bill and Voters Card – any of the documents will do).
    • Proof of Identity - Voter's Card , Driver's License and Employer's Card - either of them will do)
    • Latest Bank Statement or Passbook.
    • Copies of all property documents which you want to use as collateral.

    HDFC Bank Loan against Property Interest Rate

    HDFC Bank charges the following rats of interest on loan against property:

    Property type

    Interest Rates

    Loan against Property / Loan for Commercial Property

    11.35% to 12.85%

    Loan against Rent Receivables

    11.35% to 12.85%

    Dropline Overdraft against Property / Commercial OD against Property

    12.10% to 13.35%

    The bank charges a processing fees of 1% of the total loan amount. The above-mentioned interest rates charged on loans against property are subject to change without giving any prior notification.

    HDFC Bank Loan against Property Eligibility

    The eligibility criteria for HDFC Bank Loan against Property include:

    • Salaried professionals working in government or private organizations are eligible.
    • Self-employed individuals engaged in different business activities. The bank offers exclusive offers and schemes for self-employed professionals.

    HDFC Loan Against Property Reviews

    • HDFC Bank Personal Loan
      "Good. Can do better in the ROI"
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan from HDFC bank and the process was smooth and easy to get the loan through. The documentation was minimal and I got the loan with ease. The rate of interest and processing charges are on the higher side when compared to the other banks.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 24, 2018
    • HDFC Bank Personal Loan
      "Very good service"
      0.5 5.0/5 "Blown Away!"
      I took a personal loan from the HDFC bank for 3.25 lacs. Being an employee the whole application process was very easy and hassle free. The whole process too just days and got the loan approved instantly. It was a fast and easy loan experience.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 24, 2018
    • HDFC Bank Personal Loan
      "Unhappy with the services"
      0.5 2.5/5 "Just OK"
      I have taken a personal loan from HDFC Bank earlier. It was not a satisfactory experience, a lot of documents was required and the process was not smooth. The rate of interest and processing charges is also on the higher side when compared to the other banks.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 24, 2018
    • HDFC Bank Personal Loan
      "More than satisfactory"
      0.5 5.0/5 "Blown Away!"
      The experience is very good with HDFC Bank. I have taken a personal loan. The first emi has been deducted and they been supportive to collect the documentation. The rate of interest is around 11.5%, though I am not too sure of it. The processing fees was very low.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 24, 2018
    • HDFC Bank Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      My personal loan was taken with HDFC bank 4 years back. The loan amount was 4.14 lakhs .The interest rate was 12.995 which is bit high than other banks. The customer service and responses was really good.My overall experience was satisfactory so Its recommendable.
      Was this review helpful? 0
      , chennai
      Reviewed on May 24, 2018
    • HDFC Bank Personal Loan
      "Process is good. ROI is high"
      0.5 4.0/5 "Great!"
      It was a good experience with HDFC Bank for the personal loan. The customer services and response is good and there were no issues I faced. I got the loan within 10 days. The rate of interest is high, it is around 17% and I am not sure on the processing fee. I have taken a loan amount of 2.38 lakhs for the tenure of four years.
      Was this review helpful? 0
      , purnia
      Reviewed on May 24, 2018
    • HDFC Bank Personal Loan
      "Average experience"
      0.5 3.0/5 "Satisfactory"
      It was not a up to the mark experience with HDFC Bank for the personal loan. The documentation process was not taken at one go. I had to keep resubmitting my paper work. The rate of interest is on the higher side, it is around 17%. The process for the loan was done in eight days.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 24, 2018
    • HDFC Bank Personal Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      I have taken a personal loan with HDFC Bank earlier and it was a average experience. I would suggest that the bank has to improve on the overall services and the interest rate and processing charges is also on the higher side when compared to the other banks.
      Was this review helpful? 0
      , chennai
      Reviewed on May 24, 2018
    • HDFC Bank Personal Loan
      "EXCELENT"
      0.5 5.0/5 "Blown Away!"
      The over all experience is very good. When it comes to the interest rate it is high the interest rate is 15.05%. MY INSURANCE is for 3 years, and i have to pay it for 3 years i would be paying for my loan through on line I am satisfied with the limit that they are provided in my loan.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 23, 2018
    • HDFC Bank Personal Loan
      "Not up to the mark"
      0.5 1.0/5 "Really Bad"
      The experience at HDFC Bank was not up to the mark. I had taken a personal loan. They were no transparent in the process and what ever they spoke to me regarding the charges was not consistent. I was charged extra at the end and they have no been able to clarify the same with me. Initially the interest rate was around 13.5% to 14% and finally they have processed the loan for 14.5%.
      Was this review helpful? 0
      , darbhanga
      Reviewed on May 22, 2018
    • HDFC Bank Personal Loan
      "Good overall"
      0.5 4.0/5 "Great!"
      It was a good experience with HDFC Bank for the personal loan. I have got the loan within a week, they were quick to collect the documents and process the same. The rate of interest is around 10.99% and the processing charges is average. The loan amount disbursed is as per my requirement and it is for the tenure two years.
      Was this review helpful? 0
      , chennai
      Reviewed on May 22, 2018
    • HDFC Bank Personal Loan
      "Process is good"
      0.5 5.0/5 "Blown Away!"
      I am happy with the services of HDFC Bank. They have completed the process on time and the loan was also provided the loan as per my requirement. The rate of interest was around 10.99% and the processing charges was normal. In all a good experience.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 22, 2018
    • HDFC Bank Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      The HDFC bank has offered me a personal loan based on my requirement. The customer support service and the response is good from the HDFC bank, it was a pre approved loan which I got from the HDFC bank, and I have not submitted any documents as well.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 21, 2018
    • HDFC Bank Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      The HDFC bank was ready to approve the personal loan on time. But I haven't got the loan ,because I have postponed my plan, that was the reason I haven't got the loan from them. The rate of interest and the charges are average when compared with others.
      Was this review helpful? 0
      , paradip
      Reviewed on May 21, 2018
    • HDFC Bank Personal Loan
      "Need to reduce charges"
      0.5 3.5/5 "Pretty good"
      My personal loan experience was good with HDFC bank, the loan amount was sufficient but the rate of interest was high when compared to other banks. Customer service was good and they followed up on time. I prelcosed this loan due to personal reason and i had to pay a penalty for it.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 21, 2018
    • HDFC Bank Personal Loan
      "HDFC BANK Personal Loan"
      0.5 5.0/5 "Blown Away!"
      I have my personal loan wit HDFC bank which was taken in few days. The loan amount was 50,000 and the interest rate was 15.75% which is too high . The tenure period was 12 months. The customer service and responses was really good. The loan was approve on time and I have not faced any inconvenience with the process,.
      Was this review helpful? 0
      , noida
      Reviewed on May 21, 2018
    • HDFC Bank Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have applied for the personal loan three times and the loan amount which I have got was 2laks, the HDFC bank executives will come and collect the documents on time and they will process the loan within 2 to 3 days of time. The rate of interest and the charges are bit high with the HDFC bank.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 21, 2018
    • HDFC Bank Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have my personal loan wit HDFC bank which was taken 1 year back. The loan amount was 3 lakhs and the interest rate was 10.99% which is average . The tenure period was 36 months. The customer service and responses was really good. The loan was approve don time and I have not faced any inconvenience with the process,.
      Was this review helpful? 0
      , thane
      Reviewed on May 20, 2018
    • HDFC Bank Personal Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I took a personal loan from the HDFC bank. The loan application was completely paperless. The loan amount was credited to my account quickly. Overall the whole application process was really fast and hassle free. It is so easy to apply for personal with HDFC
      Was this review helpful? 0
      , secunderabad
      Reviewed on May 20, 2018
    • HDFC Bank Personal Loan
      "Very good"
      0.5 5.0/5 "Blown Away!"
      My personal loan was taken with HDFC bank few months back. The loan amount was 5 lakhs and the interest rate was 10.99% which is average . The tenure period was 5 years and the process easy very smooth. They have sanctioned the loan with the committed time.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 20, 2018
    Common Loader Icon
  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.