Multiple banks. Different interest rates. Call it a "conflict of interest".
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    We found 1 HDFC Loan Against Property

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    10.99% - 19.8% Fixed
    Up to 2.5% One time fee
    25L Max
    1-5 years
    Response Time Within 30 minutes
    Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews

    HDFC Loan Against Property is Rated as "Great!" by 12604 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Personal Loan BYTES FROM OUR KITCHEN

    Overview

    Now, you can easily fulfill all your long cherished dreams with HDFC Bank loan against property. The bank offers loans against property at attractive rates of interest. You can use your property as security and receive higher amount to fulfill your personal and business related needs. It is very simple to get a loan against property from HDFC Bank. The bank maintains a speed process of approval and disbursement with minimal documentation. Since, the interest rates on loan against property is less, you can enjoy the benefit of paying lower EMIs.

    Key feature of HDFC Bank Loan against Property (Mortgage Loan)

    The loan against property offered by HDFC Bank comes with a number of attractive features including:

    • Interest rates: The bank offers attractive rate of interest on loan against property.
    • High loan amount: A borrower can receive higher loan amount against his/her property for longer tenure.
    • Faster processing and quick approvals with minimal documentation.
    • HDFC Bank accepts both residential and commercial properties as security.
    • The bank offer customized loan options for self-employed individuals.

    Benefits of HDFC Bank Loan against Property

    A borrower can avail the following benefits with an HDFC Bank Loan against Property (Mortgage Loan):

    • The amount received as loan against property can be used for funding personal as well as business needs.
    • You can choose your repayment options as per your convenience. You can repay via Dropline Overdraft Facility or Equated Monthly Installments.
    • The bank offers higher loan amount with lower monthly EMIs.

    Documents required for HDFC Loan against Property

    The following documents are required for salaried and self-employed individuals:

    For Salaried individuals

    • Proof of Residence ( Any one of the following documents will do - Ration Card , Telephone Bill, Electricity Bill or Voter's ID Card)
    • Proof of Identity – ( Voter's Card, Driver's License or Employer's – any of the following documents will be accepted )
    • Bank Statement / Passbook of last 6 months.
    • Salary slip of last 6 months.
    • Form 16 for previous 2 years.
    • Legal documents of the concerned property.

    For Self-employed individuals

    • Certified financial statement of last 3 years.
    • Proof of Residence – (Ration Card, Telephone Bill, Electricity Bill and Voters Card – any of the documents will do).
    • Proof of Identity - Voter's Card , Driver's License and Employer's Card - either of them will do)
    • Latest Bank Statement or Passbook.
    • Copies of all property documents which you want to use as collateral.

    HDFC Bank Loan against Property Interest Rate

    HDFC Bank charges the following rats of interest on loan against property:

    Property type

    Interest Rates

    Loan against Property / Loan for Commercial Property

    11.35% to 12.85%

    Loan against Rent Receivables

    11.35% to 12.85%

    Dropline Overdraft against Property / Commercial OD against Property

    12.10% to 13.35%

    The bank charges a processing fees of 1% of the total loan amount. The above-mentioned interest rates charged on loans against property are subject to change without giving any prior notification.

    HDFC Bank Loan against Property Eligibility

    The eligibility criteria for HDFC Bank Loan against Property include:

    • Salaried professionals working in government or private organizations are eligible.
    • Self-employed individuals engaged in different business activities. The bank offers exclusive offers and schemes for self-employed professionals.
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  • HDFC Loan Against Property Reviews

    • HDFC Bank Personal Loan
      "Hassle free experience"
      0.5 4.0/5 "Great!"
      HDFC done very fast personal loan process, within two to three days they have sanctioned the loan and they have fulfilled my requirement. I was looking for Rs.10 lakhs of loan amount, HDFC offered me the same for the tenure of five years and with the interest rate around 11% its good.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 22, 2017
    • HDFC Bank Personal Loan
      "Below average service"
      0.5 1.0/5 "Really Bad"
      The HDFC didn't give any kind of response in concern to my personal loan application. I was trying to reach their executives several times, but they are not giving any response. At least they need to give the status of the product to the customers. The rate of interest is nominal with HDFC bank. The HDFC service need to be improved a lot.
      Was this review helpful? 0
      , patna
      Reviewed on Jun 22, 2017
    • HDFC Bank Personal Loan
      "Best"
      0.5 5.0/5 "Blown Away!"
      I had closed the personal loan from HDFC bank and the interest rate was around 14.5%, also I did not get the NOC papers because I used to get the notification through online itself. I used to take the loan through only offers like nil processing charges or a lesser one.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 22, 2017
    • HDFC Bank Personal Loan
      "Friendly and Fast process"
      0.5 4.0/5 "Great!"
      HDFC processing fee is low, but interest rate was on the higher side when compared with CITI Bank for the personal loan. I took the amount of Rs. 8 lakhs and this was for a tenure of five years. I am very satisfied with HDFC service, they had processed the loan fast without any delay.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 22, 2017
    • HDFC Bank Personal Loan
      "Good Interest rate"
      0.5 4.0/5 "Great!"
      I made an inquiry with HDFC bank for the personal loan. The interest rate offered was 11% for the personal loan and the loan amount is 5.5 lakhs. When compared with other banks and other financial competitor, HDFC is better in terms of the interest rate especially when it comes to personal loan.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 22, 2017
    • HDFC Bank Personal Loan
      "Provide as promised"
      0.5 4.0/5 "Great!"
      I had taken my personal loan from HDFC Bank and the process was not completed within two days as I was informed at the beginning. The process was finally done in two weeks. The interest rate and processing charges was on the higher side as well.
      Was this review helpful? 0
      , jaipur
      Reviewed on Jun 22, 2017
    • HDFC Bank Personal Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      The response was good with HDFC bank personal loan. The loan process was good with HDFC bank. They took around 24 hours to disburse my personal loan. The rate of interest is nominal with HDFC bank. I am very much happy with the loan amount. I am satisfied with the HDFC banking service.
      Was this review helpful? 0
      , jamshedpur
      Reviewed on Jun 22, 2017
    • HDFC Bank Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      The level of service offered by HDFC bank is really great. My personal loan got approved within 10 minutes of time, after approving the loan got disbursed within 2 minutes. I would say it was a pre-approved personal loan on my salaried account with HDFC bank. I have never submitted any kind of document with respect to my personal loan. I am happy about the loan amount. The rate of interest was nominal with HDFC bank. I am very much satisfied with HDFC bank service.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 22, 2017
    • HDFC Bank Personal Loan
      "Overall good"
      0.5 4.0/5 "Great!"
      After I applied for a personal loan with HDFC Bank, I appreciate the response, that I got from them unlike ICICI. The team contacted me immediately and also processed my details on time. It was my decision to back out from the loan process. The interest rate and charges were very much normal.
      Was this review helpful? 0
      , salem
      Reviewed on Jun 22, 2017
    • HDFC Bank Personal Loan
      "Response part has to be improved"
      0.5 1.0/5 "Really Bad"
      I never got any response from HDFC, no body contacted me. Almost I waited there for three weeks of time, there was no response from the bank's end. Finally my application got closed without proper service, I am very much unhappy with their service too.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 22, 2017
    • HDFC Bank Personal Loan
      "Not Satisfactory"
      0.5 2.0/5 "Expected more"
      HDFC Bank has not been up to the mark in the terms and conditions for the personal loan. So I declined my application with them. The interest rate and processing charges were very high. It was around 17%. It has not been a good experience for me. I am not happy with the services too.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 22, 2017
    • HDFC Bank Personal Loan
      "Excellent "
      0.5 5.0/5 "Blown Away!"
      I have closed the personal loan with the HDFC bank and the interest rate was an average one on that time. Processing charges were also a nominal one and there was no annual charges. They have disbursed the loan amount within a month of time.
      Was this review helpful? 0
      , nagpur
      Reviewed on Jun 21, 2017
    • HDFC Bank Personal Loan
      "Wonderful "
      0.5 5.0/5 "Blown Away!"
      Interest rate with the HDFC bank was nominal one for the personal loan. The loan amount got disbursed to my account within seven days of time. Services and other aspects are good one with the HDFC bank, also the processing charges were nominal one.
      Was this review helpful? 0
      , nagpur
      Reviewed on Jun 21, 2017
    • HDFC Bank Personal Loan
      "They should give comfortable service to the customer"
      0.5 3.0/5 "Satisfactory"
      I got a call from HDFC, they asked me to send the documents to their email id, then I sent, but called and informed it was not clear. Again they asked me to submit the documents directly, But unfortunately I don't have time to visit hence my loan application got closed. It would be great if they provide customer satisfactory service.
      Was this review helpful? 0
      , cuddalore
      Reviewed on Jun 21, 2017
    • HDFC Bank Personal Loan
      "Need Improvement and customer oriented ,need speedy process"
      0.5 2.0/5 "Expected more"
      Basically the HDFC bank didn't ready to provide the loan amount which is required, and moreover the maximum tenure they are offering for the loan for 5 years and I wanted the loan with 2 years of tenure, they are not letting me to take the loan with 2 years tenure. The representative who was in touch with me was completely irresponsible and they were forcing me take up the 5 year tenured loan because of the interest rate. The time taken by the HDFC bank is too long, initially they told they can finish the process within 2 to 3 days but they took around 3 weeks, so I asked them to closed my application. The rate of interest is competitive with HDFC bank.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 21, 2017
    • HDFC Bank Personal Loan
      "Good Response"
      0.5 4.0/5 "Great!"
      Initially I applied for the car loan with HDFC bank for a particular car model. But later I have decided to go for Nissan for which I got minimum rate of interest from other bank so I did not proceed my car loan with HDFC. Otherwise I do not have any issues with the bank.
      Was this review helpful? 0
      , nagpur
      Reviewed on Jun 21, 2017
    • HDFC Bank Personal Loan
      "Its Good"
      0.5 3.0/5 "Satisfactory"
      I approached the HDFC through my personal banker, from Bangalore zone I used to get a call from Relationship manager. I have requested for personal loan, within three to four days they have disbursed the amount. I have submitted the documents through online. I have taken the amount of Rs.2 lakhs for three years. They gave interest 11.49% and taken Rs.1000 as processing fee from disbursement.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 21, 2017
    • HDFC Bank Personal Loan
      "Average Service"
      0.5 5.0/5 "Blown Away!"
      The time scales taken to process the personal loan needs to be improved or reduced. HDFC Bank disbursed my personal loan within a span of 9 days of time which is higher than the normal one. Where as other banks normally takes only 3 to 4 days. The rate of interest for the personal loan was around 11.29% when compared with other banks that is the best interest rate in the market. Though HDFC Bank was unable to offer the complete loan amount I am in need of, but still I am happy with the way my loan was processed.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 21, 2017
    • HDFC Bank Personal Loan
      "Its Good"
      0.5 4.0/5 "Great!"
      I was looking for the interest rate of 10.99% but HDFC offered me the interest rate around 15% it is higher side for the personal loan. Hence I don't have an idea to process my loan with HDFC, it would be better if they provide least interest rate for low salary holders.
      Was this review helpful? 0
      , haveri
      Reviewed on Jun 21, 2017
    • HDFC Bank Personal Loan
      "Very Good service"
      0.5 5.0/5 "Blown Away!"
      The Personal loan process with HDFC bank was smooth, Within 5 days the loan got disbursed in my account. The documentation process was done quite good. The HDFC executive came to my place and collected the required documents. The rate of interest was low, when compared with others. I happy about the loan amount.
      Was this review helpful? 0
      , noida
      Reviewed on Jun 21, 2017
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