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  • HDFC Loan Against Property is Rated as "Great!" by 14432 Users
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    HDFC Loan Against Property

    Now, you can easily fulfill all your long cherished dreams with HDFC Bank loan against property. The bank offers loans against property at attractive rates of interest. You can use your property as security and receive higher amount to fulfill your personal and business related needs. It is very simple to get a loan against property from HDFC Bank. The bank maintains a speed process of approval and disbursement with minimal documentation. Since, the interest rates on loan against property is less, you can enjoy the benefit of paying lower EMIs.

    Key feature of HDFC Bank Loan against Property (Mortgage Loan)

    The loan against property offered by HDFC Bank comes with a number of attractive features including:

    • Interest rates: The bank offers attractive rate of interest on loan against property.
    • High loan amount: A borrower can receive higher loan amount against his/her property for longer tenure.
    • Faster processing and quick approvals with minimal documentation.
    • HDFC Bank accepts both residential and commercial properties as security.
    • The bank offer customized loan options for self-employed individuals.

    Benefits of HDFC Bank Loan against Property

    A borrower can avail the following benefits with an HDFC Bank Loan against Property (Mortgage Loan):

    • The amount received as loan against property can be used for funding personal as well as business needs.
    • You can choose your repayment options as per your convenience. You can repay via Dropline Overdraft Facility or Equated Monthly Installments.
    • The bank offers higher loan amount with lower monthly EMIs.

    Documents required for HDFC Loan against Property

    The following documents are required for salaried and self-employed individuals:

    For Salaried individuals

    • Proof of Residence ( Any one of the following documents will do - Ration Card , Telephone Bill, Electricity Bill or Voter's ID Card)
    • Proof of Identity – ( Voter's Card, Driver's License or Employer's – any of the following documents will be accepted )
    • Bank Statement / Passbook of last 6 months.
    • Salary slip of last 6 months.
    • Form 16 for previous 2 years.
    • Legal documents of the concerned property.

    For Self-employed individuals

    • Certified financial statement of last 3 years.
    • Proof of Residence – (Ration Card, Telephone Bill, Electricity Bill and Voters Card – any of the documents will do).
    • Proof of Identity - Voter's Card , Driver's License and Employer's Card - either of them will do)
    • Latest Bank Statement or Passbook.
    • Copies of all property documents which you want to use as collateral.

    HDFC Bank Loan against Property Interest Rate

    HDFC Bank charges the following rats of interest on loan against property:

    Property type

    Interest Rates

    Loan against Property / Loan for Commercial Property

    11.35% to 12.85%

    Loan against Rent Receivables

    11.35% to 12.85%

    Dropline Overdraft against Property / Commercial OD against Property

    12.10% to 13.35%

    The bank charges a processing fees of 1% of the total loan amount. The above-mentioned interest rates charged on loans against property are subject to change without giving any prior notification.

    HDFC Bank Loan against Property Eligibility

    The eligibility criteria for HDFC Bank Loan against Property include:

    • Salaried professionals working in government or private organizations are eligible.
    • Self-employed individuals engaged in different business activities. The bank offers exclusive offers and schemes for self-employed professionals.

    HDFC Loan Against Property Reviews

    • HDFC Bank Personal Loan
      "Nice experience"
      0.5 5.0/5 "Blown Away!"
      It was very convenient to get the personal loan from HDFC Bank. The customer services are good and they are responsive as well. The documentation is not much as I am a existing customer and the rate of interest and processing charges are normal when compared to the other banks.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 23, 2018
    • HDFC Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      HDFC bank has approved a personal loan around a year ago. The customer support service is good with the HDFC bank. The banking service is better with the HDFC BANK ,. They have disbursed the loan within 10mins of time because it is a pre approved loan.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 23, 2018
    • HDFC Bank Personal Loan
      "Good to go"
      0.5 5.0/5 "Blown Away!"
      I got the personal loan from the HDFC bank very recently. The customer support service is good with the HDFC bank and they gave me better response in regards to my personal loan application. The loan amount got disbursed within 10 to 15 days of time. The required loan amount has been approved but I haven't got the required loan amount.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 23, 2018
    • HDFC Bank Personal Loan
      "Satisfied with the services"
      0.5 4.5/5 "Excellent!"
      I also bank with HDFC Bank for the personal loan. This process was also smooth like my other experiences with the bank. They have always been good in the customer services. They are responsive as well. The rate of interest was on a higher side of around 12 to 13%. Good overall.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 23, 2018
    • HDFC Bank Personal Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      The service is average with the HDFC bank . The processing fee and the rate of interest is very high with the HDFC bank personal loan services. I have got the personal loan from the HDFC bank around 2 years ago. The customer support service is average with the HDFC bank.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 22, 2018
    • HDFC Bank Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      Rate of the interest for the personal loan with the HDFC bank was not aware from my end. The loan amount got disbursed within a week of time. Response time and other aspects are really perfect one with the HDFC bank. I am really happy with the HDFC bank.
      Was this review helpful? 0
      , mumbai
      Reviewed on Feb 22, 2018
    • HDFC Bank Personal Loan
      "Good"
      0.5 4.0/5 "Great!"
      I am having the personal loan with the HDFC bank and the interest rate is around 14%. Customer service is also good and I have not contacted them as much. As per my experience, they have provided the service aspects up to the mark. I have not experienced their offers as much.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 21, 2018
    • HDFC Bank Personal Loan
      "Satisfied"
      0.5 5.0/5 "Blown Away!"
      HDFC Bank has offered me a personal loan and it was a convenient process. The customer services and response is good and the document process was on time too. The interest rate and processing charges was also normal. The after loan services is also good.
      Was this review helpful? 0
      , faridabad
      Reviewed on Feb 20, 2018
    • HDFC Bank Personal Loan
      "Very good service"
      0.5 4.0/5 "Great!"
      Around a year ago, I have got the personal loan from the HDFC bank. The customer support service is good with the HDFC bank, They have approved my required loan amount. The HDFC bank executives came to my place to collect the documents on time.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 20, 2018
    • HDFC Bank Personal Loan
      "Good Services"
      0.5 5.0/5 "Blown Away!"
      Since HDFC is with the Good banking service I have taken Personal Loan with the affordable amount of 1,50,000 . The interest rate for this personal loan is able to pay to on time , The Loan details where clearly given by the customer service, Overall the Hdfc Banking service is very Good. hdfc transfer
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 20, 2018
    • HDFC Bank Personal Loan
      "Good Experience"
      0.5 5.0/5 "Blown Away!"
      I have two personal loans from HDFC bank, both loans has good rate of interest. First loan I took it for Rs. 1.80 lakh it going to close next month and second loan fro the amount of Rs.4.5 lakhs. The documentation process was easy, they done the process on time.
      Was this review helpful? 0
      , lucknow
      Reviewed on Feb 20, 2018
    • HDFC Bank Personal Loan
      "Good Loan"
      0.5 5.0/5 "Blown Away!"
      With the HDFC bank recently I have Taken Personal Loan compared to other banks service and the Interest rate Hdfc bank is providing good service, Customer is very helpful Clearly Informed about the Loan details,documents where collected and submitted on time,The Loan which I have expected was not Given but this affordable amount to use. Overall the HDFC banking service for customers is Good.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 19, 2018
    • HDFC Bank Personal Loan
      "Nice experience"
      0.5 4.0/5 "Great!"
      My personal loan is with HDFC Bank. It was a good experience and there were no issues in the process. The customer services are good and there are no hassles in the process. The interest rate and charges are also normal and overall a smooth experience.
      Was this review helpful? 0
      , mumbai
      Reviewed on Feb 17, 2018
    • HDFC Bank Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      It was an excellent experience with HDFC Bank for the personal loan. The customer services are good and the rate of interest is low and the best is that the bank show what ever they charge. There is nothing hidden. The process was good and the documentation process was really smooth.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 17, 2018
    • HDFC Bank Personal Loan
      "Process is easy"
      0.5 4.0/5 "Great!"
      My personal loan is with HDFC Bank and the process was easy as thee was minimal documentation. The rate of interest and processing charges are normal. I have no hassles in the after loan services too. Being an existing customer there is no issues with the bank.
      Was this review helpful? 0
      , pune
      Reviewed on Feb 17, 2018
    • HDFC Bank Personal Loan
      "Good"
      0.5 2.0/5 "Expected more"
      Before, I have taken the personal loan with the HDFC bank.Customer service was not good one with the HDFC bank. I would like to say that the processing charges is on higher end. Everything is good one with the HDFC bank.
      Was this review helpful? 0
      , kolkata
      Reviewed on Feb 17, 2018
    • HDFC Bank Personal Loan
      "Good Experience"
      0.5 5.0/5 "Blown Away!"
      I got preapproved loan within a week they collected limited documents, the customer care have done disbursed the amount on time. I was taken the amount around Rs. 1.89 I applied for Rs. 2 lakhs. Interest rate charged me on 14% per annum, processing and insurance was Rs. 3000 from the disbursement.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 16, 2018
    • HDFC Bank Personal Loan
      "Process should be improved"
      0.5 4.0/5 "Great!"
      One year back I closed HDFC loan, the loan process taken some time. Their executive came and collect the papers, I took the loan amount of Rs. 3 lakhs it has tenure of 5 years. I make auto debit payment, its going well without any difficulties. Interest rate is also nominal as other loan products.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 16, 2018
    • HDFC Bank Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan with HDFC bank,The loan amount is one lakh,the EMI amount is 4800,its been two months since i have taken this loan.The rate of interest is 16% nominal as compared to others.The tenure is for three years.They have deducted a minimum charges processing fees.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 16, 2018
    • HDFC Bank Personal Loan
      "Great experience"
      0.5 5.0/5 "Blown Away!"
      My personal loan is running with HDFC BANK. The total duration was 3 years and I have completed 1.5 years. It is a pre approved loan. The rate of interest is nominal and they charged processing fee separately and its minimum amount. Monthly 18K will be auto debited from the account.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 16, 2018
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