Multiple banks. Different interest rates. Call it a "conflict of interest".
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    We found 1 HDFC Loan Against Property

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    10.99% - 19.8% Fixed
    Up to 2% One time fee
    25L Max
    1-5 years
    Response Time Within 30 minutes
    Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews

    HDFC Loan Against Property is Rated as "Great!" by 12905 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Personal Loan BYTES FROM OUR KITCHEN

    Overview

    Now, you can easily fulfill all your long cherished dreams with HDFC Bank loan against property. The bank offers loans against property at attractive rates of interest. You can use your property as security and receive higher amount to fulfill your personal and business related needs. It is very simple to get a loan against property from HDFC Bank. The bank maintains a speed process of approval and disbursement with minimal documentation. Since, the interest rates on loan against property is less, you can enjoy the benefit of paying lower EMIs.

    Key feature of HDFC Bank Loan against Property (Mortgage Loan)

    The loan against property offered by HDFC Bank comes with a number of attractive features including:

    • Interest rates: The bank offers attractive rate of interest on loan against property.
    • High loan amount: A borrower can receive higher loan amount against his/her property for longer tenure.
    • Faster processing and quick approvals with minimal documentation.
    • HDFC Bank accepts both residential and commercial properties as security.
    • The bank offer customized loan options for self-employed individuals.

    Benefits of HDFC Bank Loan against Property

    A borrower can avail the following benefits with an HDFC Bank Loan against Property (Mortgage Loan):

    • The amount received as loan against property can be used for funding personal as well as business needs.
    • You can choose your repayment options as per your convenience. You can repay via Dropline Overdraft Facility or Equated Monthly Installments.
    • The bank offers higher loan amount with lower monthly EMIs.

    Documents required for HDFC Loan against Property

    The following documents are required for salaried and self-employed individuals:

    For Salaried individuals

    • Proof of Residence ( Any one of the following documents will do - Ration Card , Telephone Bill, Electricity Bill or Voter's ID Card)
    • Proof of Identity – ( Voter's Card, Driver's License or Employer's – any of the following documents will be accepted )
    • Bank Statement / Passbook of last 6 months.
    • Salary slip of last 6 months.
    • Form 16 for previous 2 years.
    • Legal documents of the concerned property.

    For Self-employed individuals

    • Certified financial statement of last 3 years.
    • Proof of Residence – (Ration Card, Telephone Bill, Electricity Bill and Voters Card – any of the documents will do).
    • Proof of Identity - Voter's Card , Driver's License and Employer's Card - either of them will do)
    • Latest Bank Statement or Passbook.
    • Copies of all property documents which you want to use as collateral.

    HDFC Bank Loan against Property Interest Rate

    HDFC Bank charges the following rats of interest on loan against property:

    Property type

    Interest Rates

    Loan against Property / Loan for Commercial Property

    11.35% to 12.85%

    Loan against Rent Receivables

    11.35% to 12.85%

    Dropline Overdraft against Property / Commercial OD against Property

    12.10% to 13.35%

    The bank charges a processing fees of 1% of the total loan amount. The above-mentioned interest rates charged on loans against property are subject to change without giving any prior notification.

    HDFC Bank Loan against Property Eligibility

    The eligibility criteria for HDFC Bank Loan against Property include:

    • Salaried professionals working in government or private organizations are eligible.
    • Self-employed individuals engaged in different business activities. The bank offers exclusive offers and schemes for self-employed professionals.
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  • HDFC Loan Against Property Reviews

    • HDFC Bank Personal Loan
      "They should be transparent in their process"
      0.5 2.5/5 "Just OK"
      HDFC did not meet my expectation, they told me 12% of interest but charged me 13% for the principle amount of Rs. 4 lakhs for the tenure of four years, whatever they committed they have not provided that, Hence I am not that much happy with their service.
      Was this review helpful? 0
      , pune
      Reviewed on Aug 21, 2017
    • HDFC Bank Personal Loan
      "Moderate Service"
      0.5 3.5/5 "Pretty good"
      Interest rate is something moderate when compared with other banks. I approached HDFC bank for my personal loan and got the loan from the bank without any issues. All I do have savings account with the same bank and I never faced any issues with the bank till date.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Aug 21, 2017
    • HDFC Bank Personal Loan
      "Good process"
      0.5 4.0/5 "Great!"
      HDFC offered a good interest rate when I had applied for the personal loan. The bank handled the entire loan process promptly and they had delivered such a good service which is really approachable. Customer support is really good and helpful.
      Was this review helpful? 0
      , pune
      Reviewed on Aug 21, 2017
    • HDFC Bank Personal Loan
      "Happy with the interest rate"
      0.5 4.0/5 "Great!"
      I am happy to share my experience about HDFC bank for the personal loan process. The rate of interest which is of 10.40% for the loan and it is too good than the other banks. Entire loan process was fine. The process was quite fast and the customer service and support is much approachable.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 21, 2017
    • HDFC Bank Personal Loan
      "Moderate Service"
      0.5 3.0/5 "Satisfactory"
      I thought the interest rate for the personal loan would be around 13 to 14% and I had expected the same when I was applying for the loan. But the HDFC quoted 15% for the personal loan so it is little higher than the other banks in the market. Apart the interest rate, rest of the services are good.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Aug 21, 2017
    • HDFC Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I had a loan experience from HDFC bank about 4 years ago. They have disbursed my loan within 15 days of time. The rate of interest was high when compared with others. The processing fee and the additional charges are also high with HDFC personal loan. The required loan amount has been disbursed and I am satisfied with it.
      Was this review helpful? 0
      , pune
      Reviewed on Aug 21, 2017
    • HDFC Bank Personal Loan
      "Very quick process"
      0.5 3.0/5 "Satisfactory"
      Received a Personal loan from HDFC bank a year ago. The customer service was good with HDFC , they gave proper response in concern to my personal loan. They have approved my loan and disbursed it within a day time, because I have applied through HDFC net banking. It is a pre approved loan. Around 1 % they have made in my loan processing fee and charges. The interest rate was nominal when I was getting the loan from HDFC bank. I am satisfied with the loan amount.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Aug 21, 2017
    • HDFC Bank Personal Loan
      "Interest rate is high"
      0.5 2.5/5 "Just OK"
      A drawback of HDFC bank is the interest rate. I have the personal loan with HDFC bank with 15% of interest rate. In that way, Standard Chartered bank is good because they provided lower interest rate than HDFC bank. But when it comes to the service, HDFC is good.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 21, 2017
    • HDFC Bank Personal Loan
      "Good rate of interest "
      0.5 5.0/5 "Blown Away!"
      When compared to ICICI the rate of interest in HDFC bank is low, I am extremely happy that I completed the loan with in a span of two years. The service and documentation process was very good with HDFC when compared to ICICI.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 21, 2017
    • HDFC Bank Personal Loan
      "Good experience but system should be updated"
      0.5 4.5/5 "Excellent!"
      I am very fine with loan process of HDFC, everything is good. But after my loan disbursement. I were getting a call from same bank for new personal loan. I hope they were not updated their system, they should work on it. Remaining all good and satisfactory.
      Was this review helpful? 0
      , mumbai
      Reviewed on Aug 21, 2017
    • HDFC Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      HDFC giving good service, I have taken personal loan last year, at the time they offered me the interest rate of 11.49% for the principal amount of Rs.15 lakhs. HDFC gave me the tenure period of four year, entirely I am quite happy with HDFC as it provides competitive rate as per the market.
      Was this review helpful? 0
      , mumbai
      Reviewed on Aug 21, 2017
    • HDFC Bank Personal Loan
      "AVERAGE"
      0.5 3.0/5 "Satisfactory"
      I was about to take a personal loan from HDFC I received call from bank and they asked all the details later I told i required the loan of 2 to 3 lakhs but the bankers said they cannot offer that much, So later on I told them Iam not interested
      Was this review helpful? 0
      , nizamabad
      Reviewed on Aug 20, 2017
    • HDFC Bank Personal Loan
      "DISSATISFIED"
      0.5 5.0/5 "Blown Away!"
      HDFC bank personal loan was kind of ok for me because of their customer service and their assistance what they provide is a better one but they have contacted very later the loan amount I had idea of talking it 2.50 so I have approached direct to the bank and opted for the personal loan
      Was this review helpful? 0
      , hoshiarpur
      Reviewed on Aug 20, 2017
    • HDFC Bank Personal Loan
      "DISSATISFIED"
      0.5 1.0/5 "Really Bad"
      I have got the personal loan with the HDFC bank and the rate of interest was around 15% There was some discrepancies with the customer service, I have asked them tenured for 5 years bu they have offered me 3 years later I called them nay time no answer, over all it was very bad experience and will not recommend anyone for this.
      Was this review helpful? 0
      , mumbai
      Reviewed on Aug 20, 2017
    • HDFC Bank Personal Loan
      "Not recommendable product"
      0.5 1.0/5 "Really Bad"
      HDFC loan sanctioning process was fast but interest rate was high and their executive was not upto the mark. I have missed two payment because financial issue but their recovery agent did not understand that, they spoke very rude on call . Therefore, I am very dissatisfied with their service.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 19, 2017
    • HDFC Bank Personal Loan
      "Approachable"
      0.5 3.0/5 "Satisfactory"
      Exactly in the last year I had taken the personal loan from HDFC bank. I could not remember the interest rate accurately but at that time I had received the loan in expected time. The process was quick. Customer service is approachable as always.
      Was this review helpful? 0
      , salem
      Reviewed on Aug 19, 2017
    • HDFC Bank Personal Loan
      "Nice Experience"
      0.5 5.0/5 "Blown Away!"
      HDFC Bank has been good in the personal loan process. It was overall nice and it was on time as well. The documentation was collected from my residence and it was as promised. The rate of interest was around 13% and the processing charges were very much normal.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 19, 2017
    • HDFC Bank Personal Loan
      "Fast process"
      0.5 5.0/5 "Blown Away!"
      The personal loan process was done within three to four business days. HDFC Bank has been good and the executive came to my doorstep and collected the documents which was a excellent service. The interest rate and the processing charges was also nominal.
      Was this review helpful? 0
      , shyamnagar
      Reviewed on Aug 19, 2017
    • HDFC Bank Personal Loan
      "Nice Experience"
      0.5 5.0/5 "Blown Away!"
      I am comfortable and happy with HDFC Bank and the overall experience is good. I have taken a personal loan and the customer services are good. They were responsive as the process was on time. The interest rate and processing charges were very much normal.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 19, 2017
    • HDFC Bank Personal Loan
      "Prompt in all aspects"
      0.5 4.0/5 "Great!"
      Previous to Capital First, I had taken the personal loan from HDFC bank. HDFC has proper channels for all kind of financial services. There is no place for wrong commitments. Even they never ever disconnect the call if the customer is talking to them. Such a fantastic service. Moreover, they have a brilliant customer support team.
      Was this review helpful? 0
      , chennai
      Reviewed on Aug 19, 2017
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