Multiple banks. Different interest rates. Call it a "conflict of interest".
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    HDFC Agriculture Loan

    We found 1 HDFC Agriculture Loan

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    10.99% - 19.8% Fixed
    Up to 2.5% One time fee
    25L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews

    HDFC Agriculture Loan is Rated as "Great!" by 12284 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Personal Loan BYTES FROM OUR KITCHEN

    Overview about HDFC Agriculture Loan

    HDFC Bank is considerate and understanding of the farmers and agriculturists’ financial situation and how they require funding at the different phases of their farming process. The bank wants to ensure that the banking benefits are reaching various sectors of the country. The agricultural loans are provided to varying tenures to creditworthy customers who are engaged in farming, cash crops, horticulture, plantations, poultry, animal husbandry, dairying, seeds, warehousing, etc. The bank finances seeds, fertilisers, pesticides, micro nutrients and micro irrigation tools. They even consider, transport, storage and processing the food as a thrust area and are offering working capital to eligible customers. HDFC bank is expanding its rural presence to cater to the needs of the farmers and agriculturists.

    HDFC Bank offers the following schemes and Loans to the Farmers

    Crop Loans

    Crop term loans are provided to agriculturists for purposes of developing commercial horticulture, establishing orchards and plantations. It is also extended to farmers to grow field crops. The loan is sanctioned on the basis of project feasibility.

    Warehouse Receipt Financing

    This acts as a collateral against the stocks stored in the approved warehouse. HDFC bank funds a certain percentage of the value mentioned in the receipt. The target customers are farmers and small traders. The documentation process is simple and the loan amount is disbursed in a few hours from submitting the receipt to the bank. The borrower can stock the commodity in Central Warehouse Centres and State Warehouse Centres located in India. Borrower is allowed to stock the commodity in private warehouses that have been approved by the bank. To reduce the processing time a service provider will act as an intermediate between the bank and the borrower. He also assists the borrower in the documentation process and with other formalities.

    Retail Agri Loans- Kisan Card / Kisan Gold Card

    Kisan Gold card offers loan with tenure up to 84 months to the farmers. The documentation is easy and the approvals are done quickly. The card can be used to buy agricultural equipment and to meet other agricultural related expenses. The credit limit is set for a year and it can be renewed subsequently. You get crop production cover, post-harvest and domestic consumption requirements are met and other equipment related expenses are covered. A free Personal Accident Insurance cover of Rs.2 lakh is provided to the cardholder. You can make use of the daily withdrawals that has an upper limit of Rs.15,000 through all ATMs and of Rs.25,000 at merchant outlets.

    Tractor Loans

    These are available to farmers and non-farmers to buy new or used tractors. The loan is available without additional collateral security, the documentation process is easy and has a faster turnaround time. The interest rates are lower and it caters to all segments.

    Agri Business Credit

    You can avail working capital finance through short term or long term loans in agricultural commodities. This is a tailor made product for Agricultural input dealers.

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  • HDFC Agriculture Loan Reviews

    • HDFC Bank Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      HDFC offered 13.75% of interest on personal loan it is nominal, but still other banks are giving lower interest rate. My loan amount is Rs.1.9 lakhs with the tenure of three years but for the foreclosure option some charges are applicable with HDFC.
      Was this review helpful? 1
      , mangalore
      Reviewed on May 19, 2017
    • HDFC Bank Personal Loan
      "Excellent "
      0.5 4.0/5 "Great!"
      My experience with the HDFC bank was very good and it was fast too. HDFC bank executives have really worked well for me , also they have explained about the personal loan process very clearly. Rate of interest was not a constraint for me on that time.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 19, 2017
    • HDFC Bank Personal Loan
      "Good overall"
      0.5 3.0/5 "Satisfactory"
      I have taken a personal loan earlier with HDFC Bank and I am happy that I faced no hassles in getting my loan through. The customer support is good and the papers was minimal. The rate of interest and processing charges was average. Overall a good experience.
      Was this review helpful? 0
      , chennai
      Reviewed on May 19, 2017
    • HDFC Bank Personal Loan
      "High ROI & charges"
      0.5 5.0/5 "Blown Away!"
      The services was excellent from HDFC Bank and they contacted me immediately for the personal loan. I could not proceed ahead for it because of my existing loans with the bank. The rate of interest was very high. It was around 17% and the processing charges are high too.
      Was this review helpful? 0
      , chennai
      Reviewed on May 19, 2017
    • HDFC Bank Personal Loan
      "Its Wounderful Experience"
      0.5 5.0/5 "Blown Away!"
      HDFC entire service is good, they gave hassle free experenice and their executives are very friendly. I j ust visited to the branch to submit the documents, within a week they disbursed the amount. They offered high interest, but I am fine with that.
      Was this review helpful? 0
      , porbandar
      Reviewed on May 19, 2017
    • HDFC Bank Personal Loan
      "Need to be customer centric in future"
      0.5 4.0/5 "Great!"
      I had applied for personal with HDFC bank, they had approved and disbursed the loan with higher interest rates, Within 15 to 20 days my personal loan was disbursed. The hdfc bank charges the pre-closure charge along with the interest amount, They need to surely improve on this aspect.
      Was this review helpful? 0
      , pune
      Reviewed on May 19, 2017
    • HDFC Bank Personal Loan
      "Convenient process"
      0.5 5.0/5 "Blown Away!"
      The process was pretty smooth for me at HDFC Bank for the personal loan. The customer services has been good and they were very much responsive as well all through my process. I got the loan within five days. The rate of interest was around 14% and the processing charges were very much normal.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 19, 2017
    • HDFC Bank Personal Loan
      "Okay "
      0.5 4.0/5 "Great!"
      I got the personal loan with the HDFC bank and the interest rate was around 12%. Tenure is around two years of time and the foreclosure charges and partial payment charges are good, also there are no worries with them. Processing charges are okay for me.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 18, 2017
    • HDFC Bank Personal Loan
      "Average Service"
      0.5 3.0/5 "Satisfactory"
      Except Hdfc bank, Other banks are giving less interest rates. The response part was quite average with HDFC service, They took around more than 15 to 20 days to disburse my personal loan, which is very long time, previously I had loan experience which HDFC bank, just took a day to disburse my loan. Overall the service was average at present.
      Was this review helpful? 0
      , amravati
      Reviewed on May 18, 2017
    • HDFC Bank Personal Loan
      "Indeed! Not supportive"
      0.5 2.0/5 "Expected more"
      I applied for personal loan with HDFC bank for two times. All the times I had submitted my application along with the documents. But the bank had not been accepted my loan application but they rejected it. That is because of HDFC bank only, my documents been misused by them. My experience with HDFC is not good.
      Was this review helpful? 0
      , vijayawada
      Reviewed on May 18, 2017
    • HDFC Bank Personal Loan
      "Good Process"
      0.5 4.0/5 "Great!"
      HDFC bank did not take much time to process my personal loan application. I am pretty much happy with the bank as I had not gone through any kind of issues. I cannot say anything about interest rate because what they could offer, they offered it. But the process went good without any constrains.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 18, 2017
    • HDFC Bank Personal Loan
      "Very Good"
      0.5 4.0/5 "Great!"
      Good experience with HDFC Bank for my personal loan. Documentation process was smooth. Rate of Interest was 12.5%, they had charged around 6000 rs for processing fees and other charges. I have applied for 3 laks rupees loan but I received 2.40 laks , they had also provided very friendly services, also they are cooperative.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on May 18, 2017
    • HDFC Bank Personal Loan
      "Better "
      0.5 4.0/5 "Great!"
      I got the rate of interest as 11.49% and the loan amount got disbursed within three to four days of time from the date of disbursement with the HDFC bank. I have not seen any difficulties with the HDFC bank because I already got the loan with them before two years of time.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 18, 2017
    • HDFC Bank Personal Loan
      "Good "
      0.5 4.0/5 "Great!"
      My experience with the HDFC bank was really good and it was quick too. Services was also good one with them . The loan amount got disbursed to my account within a week of time. Response was quick enough with them. Services and other aspects are good with them.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 17, 2017
    • HDFC Bank Personal Loan
      "Supportive Service"
      0.5 4.0/5 "Great!"
      Executives of HDFC bank was very cooperative when I approached them for my personal loan. They responded well actually. Even they disbursed the loan at the earliest. Also I have no issues with their rate of interest. I am satisfied with their service.
      Was this review helpful? 0
      , thiruvananthapuram
      Reviewed on May 17, 2017
    • HDFC Bank Personal Loan
      "HDFC Personal loan FRAUD"
      0.5 0.5/5 "Unacceptable"
      HDFC IS A CHEATER..I TOOK PERSONAL LOAN FROM THEM THEY CHEATED ME BY INCREASING LOAN TENURE WITHOUT INFORMING ME.LOAN NUMBER 28500619.The tenure of this was suppose to be 2 years but in my surprise i find it to be for 4 years. I am not sure why have you changed the tenure of loan. I request you to do proper analysis between what was agreed when loan was given and what is actually been offered to me.If there is some mistake on entry side please correct it at the earliest. FIGHTING FROM PAST 1 AND HALF YEAR..SOME ONE PLEASE HEAR..
      Was this review helpful? 0
      , bangalore
      Reviewed on May 17, 2017
    • HDFC Bank Personal Loan
      "Fast process"
      0.5 5.0/5 "Blown Away!"
      My earlier experience with HDFC Bank has been excellent. I got the personal loan within four days. The rate of interest was of 12.5% and the processing charges was minimal too. Overall I received the loan when I needed it and it was a convenient process.
      Was this review helpful? 0
      , pune
      Reviewed on May 17, 2017
    • HDFC Bank Personal Loan
      "Delayed process"
      0.5 3.0/5 "Satisfactory"
      HDFC Bank took a long time for the personal loan. After the collection of documents the bank took like two weeks for the disbursement and they were not picking up my calls. I had to follow up. I also had to resubmit my documentation towards the later part. I got a rate around 11%.
      Was this review helpful? 0
      , pune
      Reviewed on May 17, 2017
    • HDFC Bank Personal Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      My personal loan is with HDFC Bank and it was a average experience as I requested them for five lakhs and I was given only 3.9 Lakh. The reason was that I had another live loan and I told them that I was to close it in a day or two as I had only 10K pending. But HDFC Bank was not willing to wait and provided the lesser loan amount.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 17, 2017
    • HDFC Bank Personal Loan
      "Quick Response"
      0.5 5.0/5 "Blown Away!"
      I got quick service from HDFC bank for my personal loan. This is the second time I am getting this loan from HDFC bank. I got very good response from the bank. Interest rate is quite better which is around 14% something. And their way of service is good.
      Was this review helpful? 0
      , tiruchirapalli
      Reviewed on May 17, 2017
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