Multiple banks. Different interest rates. Call it a "conflict of interest".
  • Loading your search...
    Close

    Compare, check your eligibility and apply online instantly.

  • HDFC Agriculture Loan is Rated as "Great!" by 15252 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Personal Loan BYTES FROM OUR KITCHEN

    HDFC Agriculture Loan

    HDFC Bank is considerate and understanding of the farmers and agriculturists’ financial situation and how they require funding at the different phases of their farming process. The bank wants to ensure that the banking benefits are reaching various sectors of the country. The agricultural loans are provided to varying tenures to creditworthy customers who are engaged in farming, cash crops, horticulture, plantations, poultry, animal husbandry, dairying, seeds, warehousing, etc. The bank finances seeds, fertilisers, pesticides, micro nutrients and micro irrigation tools. They even consider, transport, storage and processing the food as a thrust area and are offering working capital to eligible customers. HDFC bank is expanding its rural presence to cater to the needs of the farmers and agriculturists.

    HDFC Bank offers the following schemes and Loans to the Farmers

    Crop Loans

    Crop term loans are provided to agriculturists for purposes of developing commercial horticulture, establishing orchards and plantations. It is also extended to farmers to grow field crops. The loan is sanctioned on the basis of project feasibility.

    Warehouse Receipt Financing

    This acts as a collateral against the stocks stored in the approved warehouse. HDFC bank funds a certain percentage of the value mentioned in the receipt. The target customers are farmers and small traders. The documentation process is simple and the loan amount is disbursed in a few hours from submitting the receipt to the bank. The borrower can stock the commodity in Central Warehouse Centres and State Warehouse Centres located in India. Borrower is allowed to stock the commodity in private warehouses that have been approved by the bank. To reduce the processing time a service provider will act as an intermediate between the bank and the borrower. He also assists the borrower in the documentation process and with other formalities.

    Retail Agri Loans- Kisan Card / Kisan Gold Card

    Kisan Gold card offers loan with tenure up to 84 months to the farmers. The documentation is easy and the approvals are done quickly. The card can be used to buy agricultural equipment and to meet other agricultural related expenses. The credit limit is set for a year and it can be renewed subsequently. You get crop production cover, post-harvest and domestic consumption requirements are met and other equipment related expenses are covered. A free Personal Accident Insurance cover of Rs.2 lakh is provided to the cardholder. You can make use of the daily withdrawals that has an upper limit of Rs.15,000 through all ATMs and of Rs.25,000 at merchant outlets.

    Tractor Loans

    These are available to farmers and non-farmers to buy new or used tractors. The loan is available without additional collateral security, the documentation process is easy and has a faster turnaround time. The interest rates are lower and it caters to all segments.

    Agri Business Credit

    You can avail working capital finance through short term or long term loans in agricultural commodities. This is a tailor made product for Agricultural input dealers.

    HDFC Agriculture Loan Reviews

    • HDFC Bank Personal Loan
      "Best service"
      0.5 5.0/5 "Blown Away!"
      I have taken my personal loan with HDFC BANK my experience was excellent with his bank there rate of interest and there processing fee is nominal and even they gave me good tenure period as i want and they don't take any hidden charges with interest rate. even support team response well.
      Was this review helpful? 2
      , mumbai
      Reviewed on Oct 20, 2018
    • HDFC Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken my personal loan with HDFC BANK my experience was excellent with his bank there rate of interest and there processing fee is nominal and even they gave me good tenure period as i want and they don't take any hidden charges with interest rate. even support team response well.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 20, 2018
    • HDFC Bank Personal Loan
      "Not Satisfactory"
      0.5 1.0/5 "Really Bad"
      The experience with this loan has been good and loan amount has been less. The interest rate has been high when compared with the market rate and there has not been a good response from their side. The customer support has not made any follow ups during the process as well.
      Was this review helpful? 0
      , noida
      Reviewed on Oct 19, 2018
    • HDFC Bank Personal Loan
      "High on ROI"
      0.5 4.0/5 "Great!"
      HDFC Bank has processed my personal loan on time. The rate of interest is pretty high. It is of 17.5% and the processing fees is approximately 2%. The loan amount processed was not as per my requirement. I needed two lakhs, but I got only 1.36 Lakh.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Oct 18, 2018
    • HDFC Bank Personal Loan
      "Overall good"
      0.5 4.0/5 "Great!"
      The experience at HDFC Bank is overall good. I have taken a personal loan and the process was on time. I also received the loan as per my requirement. The rate of interest is around 13% and there was a processing fee too. The documents were collected on time.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 18, 2018
    • HDFC Bank Personal Loan
      "Best Financial Service"
      0.5 5.0/5 "Blown Away!"
      I have taken personal loan from Hdfc bank . Am satisfied with the rate of interest which they have provided Is high . There is nominal processing fees for the loan which is nominal one. I make the payments through Ecs every month. They did quick documentation and received the loan.
      Was this review helpful? 6
      , chennai
      Reviewed on Oct 17, 2018
    • HDFC Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      It has been a good experience in getting a personal loan from them where the process in getting the loan had been smooth and easy. The loan amount which they had provided had been sufficient and fulfilled the requirements. The interest rate with them was also not too high compared with the market rate.
      Was this review helpful? 5
      , kolkata
      Reviewed on Oct 17, 2018
    • HDFC Bank Personal Loan
      "Best service"
      0.5 5.0/5 "Blown Away!"
      My personal loan was taken with HDFC BANK , they charged 10.99% rate of interest and they have not Charge processing fee with this bank . I got best service through this bank the process was very smooth and easy . They provide me sufficient tenure period .
      Was this review helpful? 5
      , navi mumbai
      Reviewed on Oct 17, 2018
    • HDFC Bank Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have taken my personal loan with HDFC BANK my exoerience was excellent with his bank there rate of interest and there processing fee is nominal and even they gave me good tenure period as i want and they don't take any hidden charges with interest rate. even support team response well.
      Was this review helpful? 3
      , chennai
      Reviewed on Oct 15, 2018
    • HDFC Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken a personal loan with HDFC bank and my experience with this bank was good,the loan which i expected i got even rate of interest and processing fee is nominal compared to other banks.customer support team is good and they response to me very well.
      Was this review helpful? 3
      , chennai
      Reviewed on Oct 11, 2018
    • HDFC Bank Personal Loan
      "Need to reduce ROI"
      0.5 5.0/5 "Blown Away!"
      It was a good experience with HDFC bank for personal loan, documents were collected on time and the process was completed within 1 week. The loan amount was for Rs 2.5 lacs for 4 years with little high interest rate. Customer service was good and they followed up on time.
      Was this review helpful? 5
      , hyderabad
      Reviewed on Oct 11, 2018
    • HDFC Bank Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      It has been a good experience i had with this loan where the process in getting this loan has been smooth and easy. The interest rate which they had offered has been less when compared with the market rate and the loan amount which they had provided has been satisfactory as well. Their customer support also had been helpful during the process as well.
      Was this review helpful? 4
      , mumbai
      Reviewed on Oct 11, 2018
    • HDFC Bank Personal Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan with HDFC bank and my experience was good, the loan amount was for Rs 1 lac with nominal interest rate when compared to other banks. Customer service was good and they responded on time. The tenure period for this loan is for 3 years.
      Was this review helpful? 6
      , bangalore
      Reviewed on Oct 11, 2018
    • HDFC Bank Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      HDFC Bank process for the personal loan was good. The customer support is good and they are responsive as well. The rate of interest and processing charges is fine. The after loan services are good too. It has always been a good experience for me with the bank.
      Was this review helpful? 5
      , hyderabad
      Reviewed on Oct 10, 2018
    • HDFC Bank Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      It had been a good experience with this loan and the loan amount which they had been provided has been good. I was satisfied with the loan amount whcih they had provided and the interest rate with them has been nominal when compared with the market rate as well. There has been some charges and there has also been a processing fee which has been nominal.
      Was this review helpful? 3
      , bangalore
      Reviewed on Oct 10, 2018
    • HDFC Bank Personal Loan
      "Good Financial service"
      0.5 4.0/5 "Great!"
      I have taken personal loan from Hdfc bank . Am satisfied with the rate of interest which they have provided . There is processing fees for the loan which is nominal one. I make the payments through Ecs every month . They gave the tenure period of 2.5 years . They did quick documentation and received the loan.
      Was this review helpful? 3
      , hyderabad
      Reviewed on Oct 10, 2018
    • HDFC Bank Personal Loan
      "Experience is good"
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan earlier with HDFC Bank. The process was very smooth and easy and there were no issues to get the loan. The customer support and response is good and the rate of interest and processing charges is normal too. Overall good.
      Was this review helpful? 4
      , mumbai
      Reviewed on Oct 10, 2018
    • HDFC Bank Personal Loan
      "Good Financial service"
      0.5 4.5/5 "Excellent!"
      Its instant paperless approval personal loan which i got from Hdfc bank. As the rate of interest is satisfactory based on the market price. Their customer service is way good an response was quick .I have chosen the tenure period of1 years and there is nil processing fees.
      Was this review helpful? 3
      , gurgaon
      Reviewed on Oct 10, 2018
    • HDFC Bank Personal Loan
      "Very Good Service"
      0.5 4.0/5 "Great!"
      It has been a good experience i had with this loan where the interest rate of interest with them has been low when compared with the market rate, where it was around 11% to 12%. The loan amount which they had provided had been satisfactory as well as there has not been any sort of additional charges which have been made by them but there was processing fee which was nominal.
      Was this review helpful? 5
      , new delhi
      Reviewed on Oct 09, 2018
    • HDFC Bank Personal Loan
      "Best In Service"
      0.5 5.0/5 "Blown Away!"
      I was in a Emergency need and applied a Personal loan with HDFC. At the Beginning had a limited response as i was not eligible in few parameters, but keeping all those aside they understood my emergency concern and provided me loan. Thankful to HDFC for understanding a Customer's need.
      Was this review helpful? 1
      , secunderabad
      Reviewed on Oct 09, 2018
    Common Loader Icon

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.