Multiple banks. Different interest rates. Call it a "conflict of interest".
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    We found 1 HDFC Agriculture Loan

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    10.99% - 19.8% Fixed
    Up to 2% One time fee
    25L Max
    1-5 years
    Response Time Within 30 minutes
    Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews

    HDFC Agriculture Loan is Rated as "Great!" by 12717 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Personal Loan BYTES FROM OUR KITCHEN

    Overview about HDFC Agriculture Loan

    HDFC Bank is considerate and understanding of the farmers and agriculturists’ financial situation and how they require funding at the different phases of their farming process. The bank wants to ensure that the banking benefits are reaching various sectors of the country. The agricultural loans are provided to varying tenures to creditworthy customers who are engaged in farming, cash crops, horticulture, plantations, poultry, animal husbandry, dairying, seeds, warehousing, etc. The bank finances seeds, fertilisers, pesticides, micro nutrients and micro irrigation tools. They even consider, transport, storage and processing the food as a thrust area and are offering working capital to eligible customers. HDFC bank is expanding its rural presence to cater to the needs of the farmers and agriculturists.

    HDFC Bank offers the following schemes and Loans to the Farmers

    Crop Loans

    Crop term loans are provided to agriculturists for purposes of developing commercial horticulture, establishing orchards and plantations. It is also extended to farmers to grow field crops. The loan is sanctioned on the basis of project feasibility.

    Warehouse Receipt Financing

    This acts as a collateral against the stocks stored in the approved warehouse. HDFC bank funds a certain percentage of the value mentioned in the receipt. The target customers are farmers and small traders. The documentation process is simple and the loan amount is disbursed in a few hours from submitting the receipt to the bank. The borrower can stock the commodity in Central Warehouse Centres and State Warehouse Centres located in India. Borrower is allowed to stock the commodity in private warehouses that have been approved by the bank. To reduce the processing time a service provider will act as an intermediate between the bank and the borrower. He also assists the borrower in the documentation process and with other formalities.

    Retail Agri Loans- Kisan Card / Kisan Gold Card

    Kisan Gold card offers loan with tenure up to 84 months to the farmers. The documentation is easy and the approvals are done quickly. The card can be used to buy agricultural equipment and to meet other agricultural related expenses. The credit limit is set for a year and it can be renewed subsequently. You get crop production cover, post-harvest and domestic consumption requirements are met and other equipment related expenses are covered. A free Personal Accident Insurance cover of Rs.2 lakh is provided to the cardholder. You can make use of the daily withdrawals that has an upper limit of Rs.15,000 through all ATMs and of Rs.25,000 at merchant outlets.

    Tractor Loans

    These are available to farmers and non-farmers to buy new or used tractors. The loan is available without additional collateral security, the documentation process is easy and has a faster turnaround time. The interest rates are lower and it caters to all segments.

    Agri Business Credit

    You can avail working capital finance through short term or long term loans in agricultural commodities. This is a tailor made product for Agricultural input dealers.

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  • HDFC Agriculture Loan Reviews

    • HDFC Bank Personal Loan
      "Useless bank"
      0.5 0.5/5 "Unacceptable"
      Dont apply personal loan with HDFC. 1st they will call you telling, Sir you have a HDFC salary account so you are eligible PL for 3 lakhs, when i applied they said sir your personal loan is rejected as it did not met internal policies. My Cibil was 765 No other loans PAN CARD AADHAR is upto the mark Salary is 36K take home Address proof also is Authentic. Then why, they only say did not met internal criteria, if did not met that, why the hell you call at all asking us to take a loan with you(HDFC). Opt for ICICI or Axis guys don't use HDFC. Regards
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 21, 2017
    • HDFC Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      The HDFC bank service is really good in concern to my personal loan. The customer service and the response was good with HDFC bank. The rate of interest is nominal with HDFC bank. I have choose the HDFC bank for my personal loan because of their low interest rate.
      Was this review helpful? 0
      , pune
      Reviewed on Jul 19, 2017
    • HDFC Bank Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      HDFC bank just took 2 days of time to disburse my personal loan. The customer service and the response is really good with HDFC bank. The only problem with HDFC bank is I need to pay back the loan EMI only through Cheque. The required loan amount has been approved and given . The rate of interest is nominal with HDFC bank.
      Was this review helpful? 0
      , chennai
      Reviewed on Jul 19, 2017
    • HDFC Bank Personal Loan
      "Average Service"
      0.5 4.0/5 "Great!"
      I didn't choose HDFC bank for the personal loan because of the interest rate and charges. The customer service and the response is good with HDFC bank. The rate of interest need to be reduced in future. The service rendered by HDFC Bank is very much average.
      Was this review helpful? 0
      , sonepat
      Reviewed on Jul 18, 2017
    • HDFC Bank Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have got a call from HDFC bank executive they have explained me about the product, they have promised me that they will give a call back but no one turned up in concern to my personal loan application. The service need to be quick and fast with bank . The rate of interest is nominal with HDFC bank.
      Was this review helpful? 0
      , chennai
      Reviewed on Jul 18, 2017
    • HDFC Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      On a general note , I am happy with the service offered by HDFC. They gave response within 3 days of time. The customer service and the response was good with HDFC bank. I got to know about HDFC personal loan through a middlemen who supported me to get the loan. The rate of interest and the charges are better than ICICI bank. I would say HDFC bank gives very good service to their existing customers.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 18, 2017
    • HDFC Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      HDFC bank hardly took 3 days of time for the loan disbursal. They have offered the loan with an interest rate of 13.5%. The customer service and the response was good with HDFC bank. The required loan amount has been disbursed. I am happy and satisfied with the loan amount offered.
      Was this review helpful? 0
      , ariyalur
      Reviewed on Jul 18, 2017
    • HDFC Bank Personal Loan
      "Approachable Service"
      0.5 5.0/5 "Blown Away!"
      HDFC has completed the personal loan process in one and a half week. Also, they did not ask for too many documents. The loan process was very prompt and it was very good. Moreover the interest rate provided was 11.5% which is good when compared with other banks. Overall the service rendered by them is really good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 17, 2017
    • HDFC Bank Personal Loan
      "Good Process"
      0.5 5.0/5 "Blown Away!"
      It was a long back process with HDFC bank for the personal loan. I took this loan about two years ago. The bank quoted the corporate interest rate of 13.25%. The loan process went good with the bank and there was no challenge with the bank for the loan.
      Was this review helpful? 0
      , ankleshwar
      Reviewed on Jul 13, 2017
    • HDFC Bank Personal Loan
      "Response part has to be improved"
      0.5 1.0/5 "Really Bad"
      HDFC collected many documents from me like Aadhar card, pan card, bank statements, payslip, photos and cheque leaves etc. After collecting the documents there were no response from HDFC end. I tried reaching their landline number, which I got a call but call line was not connected. It would be great if they provides some direct mobile no to reach them for any queries.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Jul 13, 2017
    • HDFC Bank Personal Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      HDFC bank quoted 10.99% of interest rate for the personal loan with the processing fee of .99%. WHen I checked for the loan with ICICI bank where they quoted 17.99%. So my personal loan is almost done with HDFC bank. I am completely happy with the service rendered by HDFC.
      Was this review helpful? 0
      , jamshedpur
      Reviewed on Jul 13, 2017
    • HDFC Bank Personal Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      HDFC provided the personal loan in a form of preapproved loan. I got this loan with the interest rate of 18.25%. The bank sanctioned the loan on time and there was no issues during the loan process. Almost I had completed the loan, still few more EMIs are there to finish.
      Was this review helpful? 0
      , ariyalur
      Reviewed on Jul 13, 2017
    • HDFC Bank Personal Loan
      "Approachable "
      0.5 5.0/5 "Blown Away!"
      HDFC bank quoted 11.75% for the personal loan and I am comfortable with their rating so I applied with them for the loan. Now it is in process and I am getting good response and proper followups from the bank. Their customer service is good to approach.
      Was this review helpful? 3
      , salem
      Reviewed on Jul 12, 2017
    • HDFC Bank Personal Loan
      "Interest rate should be reduce"
      0.5 3.0/5 "Satisfactory"
      I didn't avail HDFC personal loan, because my requirement was fulfilled hence is no need to take it. But HDFC is very supportive they ready to sanction the required amount but I denied, service wise is also good, they have called and gave me list of documents for the personal loan.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jul 12, 2017
    • HDFC Bank Personal Loan
      "Better Service"
      0.5 3.5/5 "Pretty good"
      When I applied for the personal loan with HDFC bank. My requirement was not fulfilled. Actually I applied for 3.5 lakhs but the bank approved the loan for 1.5 lakhs so I dropped the plan. Otherwise the responses are good and they are very much approchable too,
      Was this review helpful? 0
      , pune
      Reviewed on Jul 12, 2017
    • HDFC Bank Personal Loan
      "Dissatisfied"
      0.5 1.0/5 "Really Bad"
      I had applied for personal loan with HDFC Bank and it has not been a satisfactory experience. I am not happy with the way they handle customers. They have contacted once and they have said my loan cannot be processed because they do not provide loan only for personal not for commercial use. This process was not accepted by the bank.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 12, 2017
    • HDFC Bank Personal Loan
      "Prompt Service"
      0.5 5.0/5 "Blown Away!"
      During the year 2013, I availed the personal loan from HDFC bank. The interest rate for the loan is around 12% which is nominal when compared with other banks. Even their customer service is very much approachable. The bank sanctioned the loan and it was very much on time.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jul 12, 2017
    • HDFC Bank Personal Loan
      "Very good service"
      0.5 4.0/5 "Great!"
      I am going to get the loan amount from HDFC bank soon, the personal loan got approved within a week time and they are ready to disburse the loan at present. The rate of interest is nominal with HDFC . The customer service and the response is good with HDFC bank. I am very much happy with the loan amount which was offered by HDFC.
      Was this review helpful? 0
      , gulbarga
      Reviewed on Jul 12, 2017
    • HDFC Bank Personal Loan
      "Better service"
      0.5 5.0/5 "Blown Away!"
      I got a call from HDFC bank executive after applying for personal loan. They asked to submit all the required documents. The customer service and the response part with HDFC need to be quick and fast in future. The rate of interest is nominal with HDFC bank. I would say it is a better service.
      Was this review helpful? 0
      , khammam
      Reviewed on Jul 12, 2017
    • HDFC Bank Personal Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      I preferred HDFC bank for the personal loan and I applied for the loan with the help of third party website. But I had to postpon my plan and I am willing to take the loan during the month of November. Due to some reason I postponed it otherwise I do not have any issues with HDFC. In fact, I received good response from the bank.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jul 12, 2017
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