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  • HDFC Agriculture Loan is Rated as "Great!" by 14432 Users
    Personal Loan BYTES FROM OUR KITCHEN

    HDFC Agriculture Loan

    HDFC Bank is considerate and understanding of the farmers and agriculturists’ financial situation and how they require funding at the different phases of their farming process. The bank wants to ensure that the banking benefits are reaching various sectors of the country. The agricultural loans are provided to varying tenures to creditworthy customers who are engaged in farming, cash crops, horticulture, plantations, poultry, animal husbandry, dairying, seeds, warehousing, etc. The bank finances seeds, fertilisers, pesticides, micro nutrients and micro irrigation tools. They even consider, transport, storage and processing the food as a thrust area and are offering working capital to eligible customers. HDFC bank is expanding its rural presence to cater to the needs of the farmers and agriculturists.

    HDFC Bank offers the following schemes and Loans to the Farmers

    Crop Loans

    Crop term loans are provided to agriculturists for purposes of developing commercial horticulture, establishing orchards and plantations. It is also extended to farmers to grow field crops. The loan is sanctioned on the basis of project feasibility.

    Warehouse Receipt Financing

    This acts as a collateral against the stocks stored in the approved warehouse. HDFC bank funds a certain percentage of the value mentioned in the receipt. The target customers are farmers and small traders. The documentation process is simple and the loan amount is disbursed in a few hours from submitting the receipt to the bank. The borrower can stock the commodity in Central Warehouse Centres and State Warehouse Centres located in India. Borrower is allowed to stock the commodity in private warehouses that have been approved by the bank. To reduce the processing time a service provider will act as an intermediate between the bank and the borrower. He also assists the borrower in the documentation process and with other formalities.

    Retail Agri Loans- Kisan Card / Kisan Gold Card

    Kisan Gold card offers loan with tenure up to 84 months to the farmers. The documentation is easy and the approvals are done quickly. The card can be used to buy agricultural equipment and to meet other agricultural related expenses. The credit limit is set for a year and it can be renewed subsequently. You get crop production cover, post-harvest and domestic consumption requirements are met and other equipment related expenses are covered. A free Personal Accident Insurance cover of Rs.2 lakh is provided to the cardholder. You can make use of the daily withdrawals that has an upper limit of Rs.15,000 through all ATMs and of Rs.25,000 at merchant outlets.

    Tractor Loans

    These are available to farmers and non-farmers to buy new or used tractors. The loan is available without additional collateral security, the documentation process is easy and has a faster turnaround time. The interest rates are lower and it caters to all segments.

    Agri Business Credit

    You can avail working capital finance through short term or long term loans in agricultural commodities. This is a tailor made product for Agricultural input dealers.

    HDFC Agriculture Loan Reviews

    • HDFC Bank Personal Loan
      "Nice experience"
      0.5 5.0/5 "Blown Away!"
      It was very convenient to get the personal loan from HDFC Bank. The customer services are good and they are responsive as well. The documentation is not much as I am a existing customer and the rate of interest and processing charges are normal when compared to the other banks.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 23, 2018
    • HDFC Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      HDFC bank has approved a personal loan around a year ago. The customer support service is good with the HDFC bank. The banking service is better with the HDFC BANK ,. They have disbursed the loan within 10mins of time because it is a pre approved loan.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 23, 2018
    • HDFC Bank Personal Loan
      "Good to go"
      0.5 5.0/5 "Blown Away!"
      I got the personal loan from the HDFC bank very recently. The customer support service is good with the HDFC bank and they gave me better response in regards to my personal loan application. The loan amount got disbursed within 10 to 15 days of time. The required loan amount has been approved but I haven't got the required loan amount.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 23, 2018
    • HDFC Bank Personal Loan
      "Satisfied with the services"
      0.5 4.5/5 "Excellent!"
      I also bank with HDFC Bank for the personal loan. This process was also smooth like my other experiences with the bank. They have always been good in the customer services. They are responsive as well. The rate of interest was on a higher side of around 12 to 13%. Good overall.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 23, 2018
    • HDFC Bank Personal Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      The service is average with the HDFC bank . The processing fee and the rate of interest is very high with the HDFC bank personal loan services. I have got the personal loan from the HDFC bank around 2 years ago. The customer support service is average with the HDFC bank.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 22, 2018
    • HDFC Bank Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      Rate of the interest for the personal loan with the HDFC bank was not aware from my end. The loan amount got disbursed within a week of time. Response time and other aspects are really perfect one with the HDFC bank. I am really happy with the HDFC bank.
      Was this review helpful? 0
      , mumbai
      Reviewed on Feb 22, 2018
    • HDFC Bank Personal Loan
      "Good"
      0.5 4.0/5 "Great!"
      I am having the personal loan with the HDFC bank and the interest rate is around 14%. Customer service is also good and I have not contacted them as much. As per my experience, they have provided the service aspects up to the mark. I have not experienced their offers as much.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 21, 2018
    • HDFC Bank Personal Loan
      "Satisfied"
      0.5 5.0/5 "Blown Away!"
      HDFC Bank has offered me a personal loan and it was a convenient process. The customer services and response is good and the document process was on time too. The interest rate and processing charges was also normal. The after loan services is also good.
      Was this review helpful? 0
      , faridabad
      Reviewed on Feb 20, 2018
    • HDFC Bank Personal Loan
      "Very good service"
      0.5 4.0/5 "Great!"
      Around a year ago, I have got the personal loan from the HDFC bank. The customer support service is good with the HDFC bank, They have approved my required loan amount. The HDFC bank executives came to my place to collect the documents on time.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 20, 2018
    • HDFC Bank Personal Loan
      "Good Services"
      0.5 5.0/5 "Blown Away!"
      Since HDFC is with the Good banking service I have taken Personal Loan with the affordable amount of 1,50,000 . The interest rate for this personal loan is able to pay to on time , The Loan details where clearly given by the customer service, Overall the Hdfc Banking service is very Good. hdfc transfer
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 20, 2018
    • HDFC Bank Personal Loan
      "Good Experience"
      0.5 5.0/5 "Blown Away!"
      I have two personal loans from HDFC bank, both loans has good rate of interest. First loan I took it for Rs. 1.80 lakh it going to close next month and second loan fro the amount of Rs.4.5 lakhs. The documentation process was easy, they done the process on time.
      Was this review helpful? 0
      , lucknow
      Reviewed on Feb 20, 2018
    • HDFC Bank Personal Loan
      "Good Loan"
      0.5 5.0/5 "Blown Away!"
      With the HDFC bank recently I have Taken Personal Loan compared to other banks service and the Interest rate Hdfc bank is providing good service, Customer is very helpful Clearly Informed about the Loan details,documents where collected and submitted on time,The Loan which I have expected was not Given but this affordable amount to use. Overall the HDFC banking service for customers is Good.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 19, 2018
    • HDFC Bank Personal Loan
      "Nice experience"
      0.5 4.0/5 "Great!"
      My personal loan is with HDFC Bank. It was a good experience and there were no issues in the process. The customer services are good and there are no hassles in the process. The interest rate and charges are also normal and overall a smooth experience.
      Was this review helpful? 0
      , mumbai
      Reviewed on Feb 17, 2018
    • HDFC Bank Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      It was an excellent experience with HDFC Bank for the personal loan. The customer services are good and the rate of interest is low and the best is that the bank show what ever they charge. There is nothing hidden. The process was good and the documentation process was really smooth.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 17, 2018
    • HDFC Bank Personal Loan
      "Process is easy"
      0.5 4.0/5 "Great!"
      My personal loan is with HDFC Bank and the process was easy as thee was minimal documentation. The rate of interest and processing charges are normal. I have no hassles in the after loan services too. Being an existing customer there is no issues with the bank.
      Was this review helpful? 0
      , pune
      Reviewed on Feb 17, 2018
    • HDFC Bank Personal Loan
      "Good"
      0.5 2.0/5 "Expected more"
      Before, I have taken the personal loan with the HDFC bank.Customer service was not good one with the HDFC bank. I would like to say that the processing charges is on higher end. Everything is good one with the HDFC bank.
      Was this review helpful? 0
      , kolkata
      Reviewed on Feb 17, 2018
    • HDFC Bank Personal Loan
      "Good Experience"
      0.5 5.0/5 "Blown Away!"
      I got preapproved loan within a week they collected limited documents, the customer care have done disbursed the amount on time. I was taken the amount around Rs. 1.89 I applied for Rs. 2 lakhs. Interest rate charged me on 14% per annum, processing and insurance was Rs. 3000 from the disbursement.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 16, 2018
    • HDFC Bank Personal Loan
      "Process should be improved"
      0.5 4.0/5 "Great!"
      One year back I closed HDFC loan, the loan process taken some time. Their executive came and collect the papers, I took the loan amount of Rs. 3 lakhs it has tenure of 5 years. I make auto debit payment, its going well without any difficulties. Interest rate is also nominal as other loan products.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 16, 2018
    • HDFC Bank Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan with HDFC bank,The loan amount is one lakh,the EMI amount is 4800,its been two months since i have taken this loan.The rate of interest is 16% nominal as compared to others.The tenure is for three years.They have deducted a minimum charges processing fees.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 16, 2018
    • HDFC Bank Personal Loan
      "Great experience"
      0.5 5.0/5 "Blown Away!"
      My personal loan is running with HDFC BANK. The total duration was 3 years and I have completed 1.5 years. It is a pre approved loan. The rate of interest is nominal and they charged processing fee separately and its minimum amount. Monthly 18K will be auto debited from the account.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 16, 2018
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