Multiple banks. Different interest rates. Call it a "conflict of interest".
  •  Loading your search... Loading your search...
  • HDFC Agriculture Loan Reviews

    • HDFC Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      The HDFC bank has approved the loan within 48hours of time. The customer service is very good with HDFC bank. The rate of interest is nominal with HDFC bank. The processing fee and the charges are nominal with the HDFC bank. This loan tenure is for 4years.
      Was this review helpful? 0
      , kochi
      Reviewed on Sep 19, 2017
    • HDFC Bank Personal Loan
      "Good experience"
      0.5 5.0/5 "Blown Away!"
      I have taken my personal loan with HDFC bank. They have approached me immediately and processed it. Here the rate of interest was 14.5% which is bit high comparing to other banks . They are providing door step service for documentation collection. My overall experience was good.
      Was this review helpful? 0
      , kochi
      Reviewed on Sep 19, 2017
    • HDFC Bank Personal Loan
      "Professional Service"
      0.5 5.0/5 "Blown Away!"
      Four years back I took personal loan from HDFC through online channel, at the time they done a manual process. People from HDFC, came and collected my papers from my place and done the process within four days. They offered me the rate of interest around 11.99% for the loan amount around Rs. 5.10 lakhs, still running without any hassles.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 19, 2017
    • HDFC Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      The product information was not given on time by HDFC bank., The Loan documents were not shared by HDFC bank executive. They have disbursed my loan amount within 20days of time, They have sent their executive to my place to collect the documents on time. The rate of interest is high when compared with others banks.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 19, 2017
    • HDFC Bank Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      The HDFC bank has taken just 3 hours time to disburse my loan amount., They have offered me a pre approved loan because I am customer of HDFC bank ,. The rate of interest is high with HDFC bank when compared with others. The Fore Closure and the part payment option is available with HDFC bank personal loans.
      Was this review helpful? 0
      , kolkata
      Reviewed on Sep 19, 2017
    • HDFC Bank Personal Loan
      "Better service"
      0.5 3.0/5 "Satisfactory"
      I couldn't got HDFC bank personal loan because there is no proper address proof and the Id proof in my present residence so that was the reason I haven't got the loan with HDFC bank. The rate of interest which they have offered was nominal with HDFC bank.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 19, 2017
    • HDFC Bank Personal Loan
      "Its Excellent"
      0.5 5.0/5 "Blown Away!"
      I was not interested to avail any personal loan right now hence I didn't go head with HDFC. Therefore my loan application got closed, But I got good response from their end, they contacted me on loan process and also they gave me good rate of interest.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 19, 2017
    • HDFC Bank Personal Loan
      "Its Good"
      0.5 5.0/5 "Blown Away!"
      Already my existing car loan was running with AXIS, hence HDFC told me I don't have eligibility to take personal loan with them. I have requested the principal amount of Rs. 2 lakhs, atleast HDFC would have sanction lower principal amount. But I am fine with their service and rate of interest is good.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 19, 2017
    • HDFC Bank Personal Loan
      "Its Good"
      0.5 4.0/5 "Great!"
      I am a salary holder of HDFC hence I have closed my online channel application for Personal loan. I approached the HDFC directly by my existing account. They have approved my loan within a day and done the disbursement. I am very fine about quick process.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 19, 2017
    • HDFC Bank Personal Loan
      "Good loan"
      0.5 4.0/5 "Great!"
      HDFC Bank personal loan process is very nice and it is very good. Interest rate and processing fee charged by HDFC Bank was also good. Even the prepayment options were good. This loan is closed automatically as I completed paying all the EMI also I had received the closure letter from them on time.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 19, 2017
    • HDFC Bank Personal Loan
      "Interest rate is best in the market"
      0.5 3.0/5 "Satisfactory"
      I applied the HDFC personal loan through online channel, they said bank person would reach me for the loan process . But from the bank end there was no response. Then again I put request in other online channel they helped to connect with HDFC. I got disbursement with 10.99% for the principal amount of Rs.7.5 lakhs everything is fine, expect customer support, HDFC should work on it.
      Was this review helpful? 0
      , new delhi
      Reviewed on Sep 19, 2017
    • HDFC Bank Personal Loan
      "Average service"
      0.5 2.0/5 "Expected more"
      The HDFC executive gave a call on time and explained me about the product and they told that they send a executive to collect the documents but they never sent any one, so that was the reason I haven't got the loan with the HDFC bank. The rate of interest which was offered by HDFC bank was nominal but the HDFC bank is not willing to approve the loan .
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 19, 2017
    • HDFC Bank Personal Loan
      "Good service"
      0.5 3.5/5 "Pretty good"
      I got the personal loan with HDFC bank around 3 months ago. They have disbursed my loan amount within 1 week a time. This loan has the tenure of 4 years. The customer service gave prompt response from HDFC bank. The required loan amount has been disbursed by HDFC bank. The rate of interest is nominal with HDFC bank, when compared with others.
      Was this review helpful? 0
      , gulbarga
      Reviewed on Sep 18, 2017
    • HDFC Bank Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I got the personal loan from HDFC bank around 3 years ago. The service was excellent with HDFC bank. They have disbursed my loan within a week time. The customer service was very prompt in their response. The required loan amount was been disbursed by HDFC bank. The rate of interest is nominal from HDFC .
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 18, 2017
    • HDFC Bank Personal Loan
      "Interesting banking"
      0.5 4.0/5 "Great!"
      i have applied for a personal loan application with HDFC bank were the rate of interest is 14.99% while comparing with others it was too high. The approved loan amount from the bank is 3 lakhs 50 thousand rupees with 9700 as EMI for 4 years.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 18, 2017
    • HDFC Bank Personal Loan
      "Good not bad"
      0.5 4.0/5 "Great!"
      I have found HDFC process is a late process as we have to wait for a longer time. Also we have to wait for a long time. Documents needs to produced which has no secure we dont know which vendor they are with .Rate of interest is very high it would be great if they reduce rate of interest and compete with others in the market according to norms .
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 18, 2017
    • HDFC Bank Personal Loan
      "Best bank"
      0.5 5.0/5 "Blown Away!"
      HDFC Bank is the best bank that I had ever had. It is very nice it provides great services to customers. Other banks does not function like HDFC. HDFC respects their customers a lot. No mistakes till now. HDFC resolves the customer query in 24 hrs.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 18, 2017
    • HDFC Bank Personal Loan
      "Services are good with a high roi"
      0.5 4.0/5 "Great!"
      I have taken my personal loan from HDFC Bank and the process was nice. I got the loan as expected, just that the interest rate was on the higher side. The processing charges was also high. Else I received the funds on time and there were no hassles.
      Was this review helpful? 0
      , kolkata
      Reviewed on Sep 18, 2017
    • HDFC Bank Personal Loan
      "Recommendable"
      0.5 4.5/5 "Excellent!"
      I already bank with HDFC Bank, and the personal loan process was also smooth for me. Though there was a slight delay in between, it was okay. I got the loan through. I am comfortable with the interest rate and processing charges. It was around 10%.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 18, 2017
    • HDFC Bank Personal Loan
      "Overall good. Can reduce the ROI"
      0.5 4.5/5 "Excellent!"
      I received the personal loan within in one week from HDFC Bank. After the loan was disbursed I got the EMI details as well and the loan kit. There is a preclosure option after six month. The interest rate is high, it was of 13.99% and the processing charges was reasonable for me.
      Was this review helpful? 0
      , udaipur
      Reviewed on Sep 18, 2017
    Common Loader Icon
    HDFC Agriculture Loan is Rated as "Great!" by 13136 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Personal Loan BYTES FROM OUR KITCHEN

    HDFC Agriculture Loan

    Overview about HDFC Agriculture Loan

    HDFC Bank is considerate and understanding of the farmers and agriculturists’ financial situation and how they require funding at the different phases of their farming process. The bank wants to ensure that the banking benefits are reaching various sectors of the country. The agricultural loans are provided to varying tenures to creditworthy customers who are engaged in farming, cash crops, horticulture, plantations, poultry, animal husbandry, dairying, seeds, warehousing, etc. The bank finances seeds, fertilisers, pesticides, micro nutrients and micro irrigation tools. They even consider, transport, storage and processing the food as a thrust area and are offering working capital to eligible customers. HDFC bank is expanding its rural presence to cater to the needs of the farmers and agriculturists.

    HDFC Bank offers the following schemes and Loans to the Farmers

    Crop Loans

    Crop term loans are provided to agriculturists for purposes of developing commercial horticulture, establishing orchards and plantations. It is also extended to farmers to grow field crops. The loan is sanctioned on the basis of project feasibility.

    Warehouse Receipt Financing

    This acts as a collateral against the stocks stored in the approved warehouse. HDFC bank funds a certain percentage of the value mentioned in the receipt. The target customers are farmers and small traders. The documentation process is simple and the loan amount is disbursed in a few hours from submitting the receipt to the bank. The borrower can stock the commodity in Central Warehouse Centres and State Warehouse Centres located in India. Borrower is allowed to stock the commodity in private warehouses that have been approved by the bank. To reduce the processing time a service provider will act as an intermediate between the bank and the borrower. He also assists the borrower in the documentation process and with other formalities.

    Retail Agri Loans- Kisan Card / Kisan Gold Card

    Kisan Gold card offers loan with tenure up to 84 months to the farmers. The documentation is easy and the approvals are done quickly. The card can be used to buy agricultural equipment and to meet other agricultural related expenses. The credit limit is set for a year and it can be renewed subsequently. You get crop production cover, post-harvest and domestic consumption requirements are met and other equipment related expenses are covered. A free Personal Accident Insurance cover of Rs.2 lakh is provided to the cardholder. You can make use of the daily withdrawals that has an upper limit of Rs.15,000 through all ATMs and of Rs.25,000 at merchant outlets.

    Tractor Loans

    These are available to farmers and non-farmers to buy new or used tractors. The loan is available without additional collateral security, the documentation process is easy and has a faster turnaround time. The interest rates are lower and it caters to all segments.

    Agri Business Credit

    You can avail working capital finance through short term or long term loans in agricultural commodities. This is a tailor made product for Agricultural input dealers.

  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.