Multiple banks. Different interest rates. Call it a "conflict of interest".
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    We found 1 HDFC Agriculture Loan

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    10.99% - 19.8% Fixed
    Up to 2% One time fee
    25L Max
    1-5 years
    Response Time Within 30 minutes
    Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews

    HDFC Agriculture Loan is Rated as "Great!" by 12811 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Personal Loan BYTES FROM OUR KITCHEN

    Overview about HDFC Agriculture Loan

    HDFC Bank is considerate and understanding of the farmers and agriculturists’ financial situation and how they require funding at the different phases of their farming process. The bank wants to ensure that the banking benefits are reaching various sectors of the country. The agricultural loans are provided to varying tenures to creditworthy customers who are engaged in farming, cash crops, horticulture, plantations, poultry, animal husbandry, dairying, seeds, warehousing, etc. The bank finances seeds, fertilisers, pesticides, micro nutrients and micro irrigation tools. They even consider, transport, storage and processing the food as a thrust area and are offering working capital to eligible customers. HDFC bank is expanding its rural presence to cater to the needs of the farmers and agriculturists.

    HDFC Bank offers the following schemes and Loans to the Farmers

    Crop Loans

    Crop term loans are provided to agriculturists for purposes of developing commercial horticulture, establishing orchards and plantations. It is also extended to farmers to grow field crops. The loan is sanctioned on the basis of project feasibility.

    Warehouse Receipt Financing

    This acts as a collateral against the stocks stored in the approved warehouse. HDFC bank funds a certain percentage of the value mentioned in the receipt. The target customers are farmers and small traders. The documentation process is simple and the loan amount is disbursed in a few hours from submitting the receipt to the bank. The borrower can stock the commodity in Central Warehouse Centres and State Warehouse Centres located in India. Borrower is allowed to stock the commodity in private warehouses that have been approved by the bank. To reduce the processing time a service provider will act as an intermediate between the bank and the borrower. He also assists the borrower in the documentation process and with other formalities.

    Retail Agri Loans- Kisan Card / Kisan Gold Card

    Kisan Gold card offers loan with tenure up to 84 months to the farmers. The documentation is easy and the approvals are done quickly. The card can be used to buy agricultural equipment and to meet other agricultural related expenses. The credit limit is set for a year and it can be renewed subsequently. You get crop production cover, post-harvest and domestic consumption requirements are met and other equipment related expenses are covered. A free Personal Accident Insurance cover of Rs.2 lakh is provided to the cardholder. You can make use of the daily withdrawals that has an upper limit of Rs.15,000 through all ATMs and of Rs.25,000 at merchant outlets.

    Tractor Loans

    These are available to farmers and non-farmers to buy new or used tractors. The loan is available without additional collateral security, the documentation process is easy and has a faster turnaround time. The interest rates are lower and it caters to all segments.

    Agri Business Credit

    You can avail working capital finance through short term or long term loans in agricultural commodities. This is a tailor made product for Agricultural input dealers.

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  • HDFC Agriculture Loan Reviews

    • HDFC Bank Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      The HDFC bank executives has disbursed my personal loan within 24 hours. I have applied the personal loan through HDFC net banking, The executive came and collected the documents.they have disbursed the loan within 24 hours of time. The required loan amount has been given and I am satisfied with it. The rate of interest is high with HDFC personal loan.
      Was this review helpful? 0
      , srinagar
      Reviewed on Aug 14, 2017
    • HDFC Bank Personal Loan
      "High interest rate"
      0.5 3.0/5 "Satisfactory"
      I was looking for balance transfer from HDFC to other banks. The actual reason for I transferred my personal loan to other bank is because of the high interest rate. HDFC bank quoted 16% of interest rte which is high for the personal loan, so I done balance transfer.
      Was this review helpful? 0
      , rajahmundry
      Reviewed on Aug 14, 2017
    • HDFC Bank Personal Loan
      "Hassles Free"
      0.5 4.0/5 "Great!"
      I could say it is quite hassles free service because I do not have anything to say that the bank is not good for the loan process. Because I had received a good response, no challenges during the process, interest rate & customer service is good, so everything is good with HDFC bank for the personal loan.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 14, 2017
    • HDFC Bank Personal Loan
      "Very simple documentation part"
      0.5 5.0/5 "Blown Away!"
      HDFC Bank personal loan process went very smoothly, I already hold an account with HDFC and it was very easy for me to avail the loan. However there was no pref entail rate offered by them. On the contrary there were not in need of many documents.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 14, 2017
    • HDFC Bank Personal Loan
      "It was good"
      0.5 5.0/5 "Blown Away!"
      My personal loan experience with HDFC bank was really good expect for the prepayment options. As of now there are no options, to prepay the loan before one year with HDFC bank which I dislike the most also I am not sure how other bank works too.
      Was this review helpful? 0
      , chennai
      Reviewed on Aug 14, 2017
    • HDFC Bank Personal Loan
      "Good but Delayed Service "
      0.5 3.0/5 "Satisfactory"
      Time management is very important for everyone especially when it comes to banking services. I recently approached HDFC bank for the personal loan requirement. Everything went good with the bank but they did not done with the process on time. They were delayed for two to three days. Actually I called the bank for document collection but they did not pick up the call for three days. So the entire process got delayed for three days.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 14, 2017
    • HDFC Bank Personal Loan
      " Everything was good no time delay"
      0.5 5.0/5 "Blown Away!"
      With HDFC, I am actually holding a salary account it is very easy reach out to them, they are fast, rate of interest offered was per the market standard . I was in need of funds urgently at that time when I required it they offered as per my expectation and nothing much. They took around 3 days of time to disburse the amount. Everything was good and there was no time delay too.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 14, 2017
    • HDFC Bank Personal Loan
      "Average Service"
      0.5 2.0/5 "Expected more"
      The HDFC bank executive didn't attend my call in concern to my personal loan application. They haven't come to collect my required documents on time, so that was the reason I haven't processed with HDFC bank personal loan. It would be great if HDFC bank executives collects the document on assigned date and time. The rate of interest is high with HDFC bank when compared with ICICI bank.
      Was this review helpful? 0
      , varanasi
      Reviewed on Aug 14, 2017
    • HDFC Bank Personal Loan
      "Be Responsive"
      0.5 3.5/5 "Pretty good"
      In the beginning I had received good response from HDFC bank for the personal loan. But later on I did not receive proper response for the further process like document collection and everything. I am quite disappointed because the bank had closed the application but they did not provide the proper explanation for that.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 14, 2017
    • HDFC Bank Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      HDFC Bank has offered me a personal loan and the overall experience was great at that moment. They were quick in the response and the process was also very quick. I got a good deal on the interest rate and processing fees too. The after loan services are also nice.
      Was this review helpful? 0
      , karaikal
      Reviewed on Aug 14, 2017
    • HDFC Bank Personal Loan
      "High on ROI"
      0.5 3.0/5 "Satisfactory"
      After me applying for a personal loan with HDFC Bank. I did receive a proper response from them and I was given the details. The rate of interest was on the higher side. I was offered a rate of around 17%. I was also told that the bank would negotiate on the same and finally that they did not happen. So I cancelled my application.
      Was this review helpful? 0
      , karaikal
      Reviewed on Aug 14, 2017
    • HDFC Bank Personal Loan
      "Good services"
      0.5 4.0/5 "Great!"
      I have taken a personal loan from HDFC Bank. The process and documentation was simple. The services were quick. The disbursement was also on time and in all I had no issues to get the loan through. The after loan services are also good and satisfactory.
      Was this review helpful? 0
      , indore
      Reviewed on Aug 14, 2017
    • HDFC Bank Personal Loan
      "Verbal communication part should be improved"
      0.5 3.0/5 "Satisfactory"
      I have submitted all the documents to the HDFC bank, then I didn't receive the confirmation call from them for the personal loan. Before collecting the documents, their service was good then post process was not upto the mark. It would be great if they improve their communication part.
      Was this review helpful? 0
      , new delhi
      Reviewed on Aug 12, 2017
    • HDFC Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      The HDFC bank has asked me my Cheque leafs to proceed with the personal loan. The customer service was good from HDFC bank. The loan locking period was around 1 year with HDFC bank , so that was the reason I have choose ICICI bank. The rate of interest is low with Hdfc when compared with ICICI bank.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Aug 12, 2017
    • HDFC Bank Personal Loan
      "High on ROI and charges. But smooth process"
      0.5 4.0/5 "Great!"
      My personal loan is from HDFC Bank, the best is the quick response. As soon as I placed my request, they contacted me and collected my papers on time. I also got the funds immediately and it was smooth. But the drawback is the bank is high on the interest rate and processing charges.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 12, 2017
    • HDFC Bank Personal Loan
      "Satisfied with the services"
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan from HDFC Bank and the process to get this loan was smooth. I have also closed the loan. I did not have any issues to close the loan. It was a nice experience overall. The interest rate and processing charges was normal.
      Was this review helpful? 0
      , jaipur
      Reviewed on Aug 12, 2017
    • HDFC Bank Personal Loan
      "On time process"
      0.5 5.0/5 "Blown Away!"
      Actually I was waiting for the response from ICICI bank for the personal loan but when I found that they are taking too much of time to initiate the process, I just canceled the application and I went with HDFC bank. HDFC is my existing bank for the salaried account. So I approached them and got good service. Not only that they processed the loan in a short span of time and disbursed the loan on time.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 12, 2017
    • HDFC Bank Personal Loan
      "Better service"
      0.5 4.0/5 "Great!"
      Compared to other banks HDFC gave decent interest rate in regards to my personal loan application. They have disbursed my loan amount within 10 days of time. The customer service is really good with HDFC bank. Minimum of 1 year is the locking period to this loan
      Was this review helpful? 0
      , vellore
      Reviewed on Aug 12, 2017
    • HDFC Bank Personal Loan
      "Satisfactory services"
      0.5 5.0/5 "Blown Away!"
      My personal loan with HDFC Bank and as always, I received this loan immediately. I got the loan within 3 three minutes. After I placed a request the bank checks on my payment history and offers me the loan without any delay. The interest and charges are also normal.
      Was this review helpful? 0
      , tirunelveli
      Reviewed on Aug 12, 2017
    • HDFC Bank Personal Loan
      "Not Satisfied with the services"
      0.5 2.0/5 "Expected more"
      HDFC Bank initially contacted me and informed me the details for the personal loan. After which there were no follow calls and it has not been a very good process for me, though I am an existing customer of the bank. The interest rate and processing charges was also high.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 12, 2017
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