E-commerce website Flipkart in partnership with Axis Bank is offering its customers a personal loan which can be availed by an individual to meet their personal needs. The loan amount ranges between Rs.50,000 and Rs.10 lakh with the repayment tenure between 6 months and 5 years.
Loan amount | Rs.50,000 - Rs.10 lakh |
Repayment Tenure | 6 months-5 years |
Interest Rate | At the discretion of the bank |
Given below are the steps you will have to follow to apply for a personal loan from Flipkart:
Once your video KYC is done and all the details provided by you is verified, the loan amount will be disbursed to your bank account.
The eligibility criteria you will need to fulfil to apply for a personal loan from Flipkart is given below:
There are various factors that will determine the loan amount offered by Flipkart. They are:
You can contact Axis Bank through the following channels:
In case of any grievance, you can follow the steps given below by getting in touch with the grievance officer who can help you with resolving your issue. The details are given below:
Contact Person: Mr. Shremanth M
Position: Senior Manager
Address: Flipkart Internet Pvt Ltd Block B (Begonia), 8th Floor Embassy Tech Village, Outer Ring Road, Devarabeesanahalli Village, Varthur Hobli, Bengaluru East Taluk Bengaluru District, Karnataka: 560103, India
Email: grievances@flipkartadvanz.com
Phone: 044-45614700
Hours: Monday to Saturday (09:00 a.m. to 06:00 p.m.)
Customers seeking personal loans from Axis Bank have various channels through which they can reach out to the bank for assistance, including phone calls, email, or by visiting branch or loan centers. Axis Bank aims to respond to customer queries within a maximum of 10 days. If a customer is dissatisfied with the response received, they have the option to escalate the complaint to Level 2.
Contact Information:
Call Centre Numbers: 1860-419-5555, 1860-500-5555
Email: email.services@axisbank.com
Axis Support: Visit https://application.axisbank.co.in/webforms/axis-support/index.aspx
Branches/Loan Centres: Customers can locate the nearest branch or loan center by visiting the ‘Locate Us’ section of the website (www.axisbank.com).
If a customer remains dissatisfied with the resolution provided at Level 1, they have the option to contact the bank's Nodal officers for further assistance. The bank commits to responding within 10 days, and if the customer finds the response unsatisfactory, they can escalate the matter to Level 3.
Customers can reach out to the Nodal Officer via email, letter, or phone call:
Detail | Call | |
Name: Mr. Ashok SunarDesignation: Asst Vice PresidentAddress: Axis Bank Limited, NPC1, 5th Floor, Gigaplex, Plot No I.T.5, MIDC, Airoli Knowledge Park, Airoli, Navi Mumbai - 400708 | Phone number: 080-61865200Timings: 09.30 a.m. to 05.30 p.m.Monday to Saturday (except 2nd and 4th Saturdays and bank holidays) |
If the customer remains unsatisfied with the resolution offered at Level 2, they can escalate the matter to the bank’s Principal Nodal Officer through the channels provided below.
Detail | Call | |
Name: Mr. Parag DeshpandeDesignation: Senior Vice President - IIAddress: Axis Bank Limited, NPC1, 5th Floor, Gigaplex, Plot No I.T.5, MIDC, Airoli Knowledge Park, Airoli, Navi Mumbai - 400708 | Phone number: 080 61865098Timings: 09.30 a.m. to 05.30 p.m.Monday to Saturday (except 2nd and 4th Saturdays and bank holidays) |
If your query or complaint remains unresolved after 30 days, you can file a complaint through the Complaint Management System (CMS) portal under the Reserve Bank-Integrated Ombudsman Scheme (RB-IOS).
The lender for personal loans on Flipkart is Axis Bank Ltd.
Throughout the loan process, the loan amount, rate of interest, loan tenure, and EMI amount will be visible.
The loan will be deposited into your bank account within 12 hours of a successful Video KYC.
No, to obtain a personal loan, you are not required to offer any security or collateral.
To receive an OTP, your cellphone number needs to be seeded with Aadhar. You can give it another go later. Please get your cellphone number registered with Aadhar if it isn't already.
For a personal loan, the EMI payback date cannot be altered.
For non-Axis Bank customers, the product's repayment period can be between 6 months and 36 months, while for existing Axis Bank customers, it can be between 12 months and 60 months.
The Electronic National Automated Clearing House is called E-NACH. This makes it possible for consumers to make regular reparation payments to financial institutions like banks and NBFCs. The amount is withheld for a specified number of months based on the chosen EMI repayment period.
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