You can avail the Cent Gold Loan scheme from Central Bank of India in order to meet various financial needs of yours. The process to apply for this gold loan scheme is very easy as you have to pledge gold and avail gold loan at attractive rates of interest. You can pledge either 22 carat Gold or gold coins sold by Central Bank of India.
You can avail this gold loan scheme to meet personal expenses such as marriage, medical, and education needs other than for agricultural needs.
You can avail a gold loan from Central Bank of India by pledging gold ornaments of 22 carats purity or a maximum of 50 grams of gold coins.
The repayment tenure should not exceed one year from the date of sanctioning of the loan.
Processing fee
0.5% of the loan amount + GST + applicable fees
Rate of interest
MCLR (1 year) +2.00 % p.a. floating
The rate of interest calculated is 10.20% onwards
You can apply for a gold loan from Central Bank of India by visiting the official website of the lender and under Cent Gold Loan section click on form and download the relevant form. You can either download it in word or pdf format. Fill the form and attach the necessary documents. You can then visit the nearest branch of Central Bank of India and submit the application form and the documents.
You can also visit BankBazaar's official website and use the portal to apply for a gold loan from Central Bank of India. All you have to do is provide the necessary details, fill the application form, and submit the documents. If the application form and documents submitted by you is correct, the bank will get in touch with you. If you meet all the requirements, the lender will disburse the loan amount to your bank account as soon as possible.
You can also visit the nearest branch of Central Bank of India along with the necessary documents, and gold as security you will be pledging. A representative from the bank will get in touch with you and will help you with the process of applying for a gold loan.
In case you need more information regarding the gold loan offered by Central Bank of India, you can either contact the bank's nearest branch or call on the toll-free number 1800 22 1911.
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