Multiple banks. Different interest rates. Call it a "conflict of interest".
    • Loading your search... Loading your search...
    • Axis Bank Gold Loan is Rated as "Excellent!" by 1952 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Personal Loan BYTES FROM OUR KITCHEN
    Write Review
    Icon for Personal Loan Eligibility
    Click here to
    Check your Eligibility!

    Axis Bank Gold Loan

    One-day approval. Paperless. And low interest rates!Explore Personal Loans

    Apply for Personal Loan

    Overview about Axis Bank Gold Loan

    Among the leading providers of loans against gold, Axis bank remains to be one of the most popular. Gold loans, also known as loans against gold, are loans which can be taken against gold (ornaments or jewellery). Gold loans may be used for fulfilling financial needs like a child’s education, down payment for a car or property, medical emergency, business expansion, a vacation with your family, etc.

    Perfect Personal Loan Deals for you

    The Axis Bank Gold Loan is accompanied by a host of attractive features like high loan amounts, quick loan processing, zero fore-closure charges, multiple repayment options to choose from and a chance to earn edge loyalty points. Read on to find out more about the Axis Bank Gold Loan.

    Cash crunch giving you the blues? A Personal Loan is the answer!Explore Now

    Features of Axis Bank Gold Loan

    • High Loan Amounts – The Axis Bank Gold Loan features high loan amounts so you can take care of any needs. This loan can be availed for a maximum amount as high as 20,00,000.
    • Loan Against Gold Ornaments – The purpose of a gold loan is to allow you to easily avail a loan with the help of the gold which you own. You can avail this loan against gold ornaments which you are in possession of.
    • Quick Loan Disbursal – With Axis Bank, you can your loan disbursed as early as the same day of your application. While loan disbursal is subject to approval by the bank, once it is approved, the loan will be disbursed the very same day.
    • Zero Loan Prepayment Charges – You may easily pre-close your gold loan with Axis Bank without having to pay any pre-payment charges.
    • Multiple Repayment Options - Axis Bank provides loan applicants with multiple options in terms of loan repayment. You may (i) Pay the interest upfront and repay the principal amount of the loan on the maturity date, or (ii) Pay interest on a monthly basis and make the repayment of the principal amount on the maturity date, or (iii) Repay the loan via EMIs or Equated Monthly Installments.
    • Safety of Gold Ornaments – Rest assured that your gold ornaments are completely safe at the Axis Bank vaults.
    • Chance To earn edge loyalty points – You stand a chance to earn up to 150 edge Loyalty points on the disbursement of your gold loan.

    Axis Bank Gold Loan Interest Rates

    Axis Bank currently provides an interest rate between 14.50 % to 17.00 %. On their gold loans. Only simple interest will be calculated on the loan.

    Apply for Personal Loan

    Eligibility criteria for Axis Bank Gold Loan

    Any individual aged between 18 years to 75 years is eligible to apply for an Axis Bank Gold Loan.

    One-day approval. Paperless. And low interest rates!Explore Personal Loans

    Documentation Required for Axis Bank Gold Loan

    In order to apply for this loan, applicant must submit the following documents:

    • Duly signed and completed Application Form.
    • Proof of identity, residence and signature of the applicant.
    • PAN Card or Form 60.
    • Proof of Age.
    • Post Disbursement Documents (if any)
    • 2 Passport sized photographs

    Axis Bank Gold Loan - Other Fees and Charges

    Loan processing Fee 1% of loan amount
    Loan Fore-closure charges No fore-closure charges
    Valuation Charges Rs 500
    Part payment Charges Nil
    Penal Interest 2% per month on the loan amount overdue.

    Axis Bank Gold Loan FAQs

    1. What is the maximum and minimum amount that I can get under the Axis Bank Gold Loan?

      The maximum and minimum amount which you may avail under the Axis Bank Loan against Rs.25,001 to Rs. 20 lakh respectively. However, the loan amount sanctioned / approved will be done based on factors like the applicant’s requirements, valuation of the gold and the applicant’s repayment capacity. Some of the factors we consider when

    2. What is the duration for which I can get the Axis Bank Gold Loan?

      You may avail a loan against gold for a flexible duration ranging between 6 months to 36 months.

    3. Do I need to have a co-applicant if I wish to apply for the Axis Bank gold loan?

      No, you do not need to have a co-applicant if you want to avail the Axis Bank gold loan.

    4. Is there any fee payable for the Axis Bank Loan against Gold?

      Yes, you will be required to pay loan processing fee (non-refundable) and Valuation fee.

    5. What is likely to happen if the borrower has missed making their loan payments or is unable to make the loan payment?

      For the benefit of their customers, Axis Bank provides timely reminders to borrowers of their loan dues. However, if a customer delays making payment on their loan, the bank will levy late payment charge, which will be will be applicable based on the terms and conditions of the loan.

    6. Can I make partial payments on my loan amount and interest?

      Yes, you may easily make part payments on your loan to lessen your loan burden. You are allowed to make a partial payment of a minimum of Rs. 10,000, for a maximum of 3 times, at any Axis Bank Loan against Gold Branch.

    A GST rate of 18% will be applicable on banking services and products from 01 July, 2017.

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar’s partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

     

    Axis Bank Gold Loan Reviews

    Write a Review
    • Axis Bank Personal Loan
      "not bad"
      0.5 4.0/5 "Great!"
      I have my personal loan with AXIS bank which was taken few months back. The loan amount was 3 lakhs and the rate of interest was 18% which was very high than other banks. The EMI period was 64 months . The customer service and responses was good. I am satisfied with the loan process also.
      Was this review helpful? 0

      Thank you for your vote

      Thanks, you've already rated this review

      , new delhi
      Reviewed on Oct 16, 2017
    • Axis Bank Personal Loan
      "Average exeperience"
      0.5 3.0/5 "Satisfactory"
      The Axis bank has disbursed my loan amount within a week time. The required loan amount has been disbursed and I am satisfied with the loan amount. The axis bank customer support is average , The rate interest and the charges are nominal with axis bank when compared with others.
      Was this review helpful? 0

      Thank you for your vote

      Thanks, you've already rated this review

      , chennai
      Reviewed on Oct 16, 2017
    • Axis Bank Personal Loan
      "Unhappy with the services"
      0.5 1.0/5 "Really Bad"
      I been a customer for six years at Axis Bank and I been approaching the bank for the last three months for a personal loan. The bank has not been flexible in providing me the loan and I have to approach the other banks for the same. It has not been a good experience.
      Was this review helpful? 0

      Thank you for your vote

      Thanks, you've already rated this review

      , jamshedpur
      Reviewed on Oct 16, 2017
    • Axis Bank Personal Loan
      "Good experience with AXIS"
      0.5 5.0/5 "Blown Away!"
      It was a breeze of experience, that I had with AXIS Bank. Communication part was very good and we can easily get our work done there. The time scales taken to process the loan was hardly a week, plus I was offered the best interest rate. Coming to partial payment option, AXIS Bank has got an option of making partial payments after 2 EMI'S and on top of all, that there are no charges when it comes to foreclosure.
      Was this review helpful? 0

      Thank you for your vote

      Thanks, you've already rated this review

      , vapi
      Reviewed on Oct 16, 2017
    • Axis Bank Personal Loan
      "Excellent services"
      0.5 5.0/5 "Blown Away!"
      After me applying at Axis Bank for the personal loan. The bank declined the application because of their norms. But when I went to them and verified the same they reopened the application and guided me and sorted out the reason and processed the loan. They took the extra effort for me to complete the loan.
      Was this review helpful? 0

      Thank you for your vote

      Thanks, you've already rated this review

      , mysore
      Reviewed on Oct 15, 2017
    • Axis Bank Personal Loan
      "Good experience"
      0.5 5.0/5 "Blown Away!"
      My personal loan was taken with AXIS bank 2 years back. The loan amount was 1 lakhs and the rate of interest was initially 17% then they have called me for the drop of interest rate which is 15.25% now . There is no pre closer charges here . They have provided door step service for the documentation collection and sanctioned the loan with the committed time also. The loan process was very easy and hassle free . The processing fee was 2,100 which is lowest in the market.
      Was this review helpful? 0

      Thank you for your vote

      Thanks, you've already rated this review

      , vapi
      Reviewed on Oct 14, 2017
    • Axis Bank Personal Loan
      "Excellent services"
      0.5 5.0/5 "Blown Away!"
      Axis Bank has offered me a personal loan and this experience was two years ago. Though I do not remember the exact interest rate and charges. It was surely a good experience and a fast process. The customer support was excellent and the after loan services are good too.
      Was this review helpful? 0

      Thank you for your vote

      Thanks, you've already rated this review

      , chennai
      Reviewed on Oct 14, 2017
    • Axis Bank Personal Loan
      "Good "
      0.5 4.0/5 "Great!"
      The experience with AXIS BANK for the personal loan was good only .as the amount provided to me was 8,73 lakh . Its been only three months i took the loan and the Rate of interest provided by them was 10.49% and processing fee charged was 10k. Further AXIS Bank provided some foreclosure options @ 0% interest. The customer service was real good from the bank side .
      Was this review helpful? 0

      Thank you for your vote

      Thanks, you've already rated this review

      , chennai
      Reviewed on Oct 14, 2017
    • Axis Bank Personal Loan
      "Average"
      0.5 1.0/5 "Really Bad"
      I have closed my personal loan with the Axis bank and the interest rate was around 15%, also the customer service was good one with them. Within two weeks of time, the loan amount got disbursed to my account.
      Was this review helpful? 0

      Thank you for your vote

      Thanks, you've already rated this review

      , chennai
      Reviewed on Oct 14, 2017
    • Axis Bank Personal Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      I am having the personal loan with the Axis bank and the interest rate is around 12.5%. Within seven days of time, the loan amount got disbursed. I would like to say that the response was an average one with them.
      Was this review helpful? 0

      Thank you for your vote

      Thanks, you've already rated this review

      , bhopal
      Reviewed on Oct 13, 2017
    • Axis Bank Personal Loan
      "High on ROI and charges"
      0.5 5.0/5 "Blown Away!"
      The interest rate and processing charges are very high at Axis Bank. The bank is high when compared to Kotak Mahindra Bank. The process was perfect and the documentation was taken on time and the disbursement was also satisfactory. They could provide lesser rates.
      Was this review helpful? 0

      Thank you for your vote

      Thanks, you've already rated this review

      , new delhi
      Reviewed on Oct 12, 2017
    • Axis Bank Personal Loan
      "Average"
      0.5 4.0/5 "Great!"
      My personal loan was taken with AXIS bank. The loan amount was 1.50 lakhs and Its a pre approved loan, the rate of interest was 24% which was high than other banks. The EMI period was 1 year. They have provided door step service for the documentation collection and sanctioned the loan with the committed time.
      Was this review helpful? 0

      Thank you for your vote

      Thanks, you've already rated this review

      , pune
      Reviewed on Oct 10, 2017
    • Axis Bank Personal Loan
      "Its Average"
      0.5 4.0/5 "Great!"
      I took the personal loan with AXIS before five years, at the time I done lot of paper works. Totally AXIS took two weeks to complete the entire loan process. Interest rate was high for the principal amount of Rs.5.5 lakhs for the tenure of five years.
      Was this review helpful? 0

      Thank you for your vote

      Thanks, you've already rated this review

      , chennai
      Reviewed on Oct 10, 2017
    • Axis Bank Personal Loan
      "EXCELLENT"
      0.5 3.5/5 "Pretty good"
      I am having the personal loan with the Axis bank and the interest rate is bit a high when compared with others.The loan amount got disbursed within five days of time The rate of interest was 16.2% The processing charges was 2500 and EMI is around 2482 and it is for 60 months
      Was this review helpful? 0

      Thank you for your vote

      Thanks, you've already rated this review

      , hyderabad
      Reviewed on Oct 09, 2017
    • Axis Bank Personal Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      My personal loan was taken with AXIS bank. The loan amount was 1 lakh and the rate of interest was 11-12% which was average . The EMI period was 2 years. They have provided doors step service for the documentation service and They have sanctioned the loan with the committed time also.My overall experience was good.
      Was this review helpful? 0

      Thank you for your vote

      Thanks, you've already rated this review

      , chandigarh
      Reviewed on Oct 09, 2017
    • Axis Bank Personal Loan
      "Very poor"
      0.5 2.0/5 "Expected more"
      Axis bank is doing a good service to the customers. I have taken a personal loan, I am paying my loan regularly from 2011 but rate of interest is high. They have sanctioned 2 lakh rupees. Though they easily provide loans, customer service is very bad.
      Was this review helpful? 0

      Thank you for your vote

      Thanks, you've already rated this review

      , new delhi
      Reviewed on Oct 09, 2017
    • Axis Bank Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      The axis bank has approved my loan within a week time. The customer service was prompt with Axis bank , they gave good response in regards to my personal loan application. The required loan amount has been disbursed by axis bank. The rate of interest is nominal with Axis bank when compared with others.
      Was this review helpful? 0

      Thank you for your vote

      Thanks, you've already rated this review

      , bangalore
      Reviewed on Oct 06, 2017
    • Axis Bank Personal Loan
      "Average"
      0.5 2.0/5 "Expected more"
      I took a Personal loan with Axis bank one and half years back. The representative helped me a lot, he came to my place to collect the documents. Rate of interest is really high they charging around 16% for personal loan. I make my payment through ECS.
      Was this review helpful? 0

      Thank you for your vote

      Thanks, you've already rated this review

      , bangalore
      Reviewed on Oct 06, 2017
    • Axis Bank Personal Loan
      "Very good service"
      0.5 5.0/5 "Blown Away!"
      Axis bank has disbursed my loan amount with 2 days of time. In regards to my personal loan axis bank has fulfilled their promises. The customer service was prompt from axis bank. The rate of interest is average with axis bank when compare with other banks.
      Was this review helpful? 0

      Thank you for your vote

      Thanks, you've already rated this review

      , chennai
      Reviewed on Oct 06, 2017
    • Axis Bank Personal Loan
      "Simple loan process"
      0.5 4.0/5 "Great!"
      My holding salary account with AXIS, hence I processed my personal loan with the same bank, documentation process is very userfriendly and also with less paper work. Now my personal loan is under process, I didn't get the reference no yet from the AXIS bank.
      Was this review helpful? 0

      Thank you for your vote

      Thanks, you've already rated this review

      , hapur
      Reviewed on Oct 06, 2017
    Read More
    Common Loader Icon
    • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.