The ASA International India Microfinance Limited is a regulated micro finance institution that is active in the regions of Assam, West Bengal, Tripura, Meghalaya, Uttar Pradesh, and Bihar. The institution was founded in July 2008 and is headquartered in Kolkata. The institute aims to uplift the backward classes with sound financial products that help bring an improvement in their standard of living. ASAI-India is committed to enhance and strengthen the status of the economically challenged sections of the society by facilitating, dispensing, and extending microfinance products.
The Netherland-based ASA International supports ASAI India which is partnered with Oikocredit since 2009.
ASAI-India offers loan under two categories – Primary Loan and Special Loan, the features of which have been listed below:
The purpose of this loan is 2 fold. The primary purpose of the loan is for income generation and the secondary purpose of the loan is for agriculture.
The borrowers of this loan can only be women. The household income of the borrower should be lesser than Rs 1, 20,000 and depending on the loan amount in some cases the household income needs to be lesser than Rs 60,000
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