How long will it take for ATL to process my application for a loan?

This depends on the authenticity of the documents you have and the information you are ready to share. If you have submitted accurate information, it should take a minute for ATL to approve your loan application.

Can I extend my personal loan tenure?

Yes, you can. However, you can only extend the tenure of your loan a maximum of two times. You will also have to pay a certain amount as processing fees and the accrued interest.The extension period can be a minimum of one day and a maximum of 30 days.

What are the extension or roll over processing fees?

Depending on the type of loan you have borrowed from ATL, the processing fees for extension will vary. Listed below are additional details:.Personal loan - Extension fee of Rs.1,000 or 2% of the last outstanding balance (whichever is higher). K 12 Education Loan - No extension fees. MSME loan - Extension fee of Rs.3,500 or 2% of the last outstanding balance. This is only available for bullet repayment.

What are the benefits of choosing One Time Membership. Lifetime No Hardships?

With this membership, you have to submit your application only once. The LOBOT system will then approve your membership so you can get a loan whenever you want. You don't have to submit all the documents or other collateral to borrow a loan from ATL. The loan will also be disbursed in a minute.

Will I get a better rate of interest if I have a good credit score?

Yes. A good score, a clean financial record, and meeting ATL's eligibility criteria may get you loans from lenders at a lower rate of interest.

AnyTimeLoan.in

AnyTimeLoan.in, also known as ATL, is a peer-to-peer lending platform. You can borrow unsecured loans by connecting with an array of lending partners like banks or individuals. Till date, ATL has disbursed over Rs.1 billion in loans and has 715 registered lenders.

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Through this platform, you can borrow three types of quick loans—personal loan, education loan, and MSME loan. More details listed below:

Personal loan

Product	Membership	Loan amount	Fees	Rate of Interest	Tenure
Personal loan	Silver	Minimum - Rs.1,000 Maximum - Rs.50,000	Processing fee - Rs.750 or 1.5% of the loan amount	0.07% per day (up to 25.55% p.a.)	1 to 6 days
				0.1% per day (up to 36.5% p.a.)	7 to 14 days
				0.15% per day (up to 54.75% p.a.)	15 to 30 days
	Gold	Minimum - Rs.1,000 Maximum - Rs.70,000	Processing fee - Rs.750 or 1.5% of the loan amount	0.05% per day (up to 18.25% p.a.)	1 to 6 days
				0.07% per day (up to 25.55% p.a.)	7 to 14 days
				0.1% per day (up to 36.5% p.a.)	15 to 30 days
	Platinum	Minimum - Rs.1,000 Maximum - Rs.1 lakh	Processing fee - Rs.750 or 1.5% of the loan amount	0.05% per day (up to 18.25% p.a.)	1 to 6 days
				0.07% per day (up to 25.55% p.a.)	7 to 14 days
				0.1% per day (up to 36.5% p.a.)	15 to 30 days

K 12 Education Loan

Product	Loan amount	Fees	Rate of Interest	Repayment
K 12 Education Loan	Minimum - Rs.1,000 Maximum - Rs.5 lakh	Processing fee - Rs.3,000 or 1.5% of the loan amount	3% p.m. (up to 36% p.a.)	2 EMIs

MSME loan

Product	Loan amount	Fees	Rate of Interest	Repayment
MSME loan	Minimum - Rs.1,000 Maximum - Rs.10 lakh	Processing fee - Rs.3,000 or 2% of the loan amount	3% p.m. (up to 36% p.a.)	Bullet and EMIs

How does it Work?

To get an instant loan on ATL, you will have to register your profile. This process requires you to share information about yourself and what you do. Once you're done with this, you will have to upload certain documents for verification. These documents include address proof, bank statement, occupation proof, and PAN.

Post this, you will have to accept the loan terms. Since this is an on-demand P2P loan, the amount you request will get credited to your bank account by the registered lenders. This could be either the investors on the platform or even the banks ATL has partnered with.

You can repay your loan on time and any time you want. The payments can be processed in one click. You can also sign up for the membership to avoid the application process every time you need a quick loan.

How to Apply : Download the AnyTimeLoan.in mobile app and register your profile with your preferred social media account.

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Documents

Listed below are the documents required by ATL to process your instant loan.

For salaried individuals:

PAN card
Present address proof
Latest 6 months bank statement
Latest 3 months pay slips
Occupation proof

For self-employed individuals:

PAN card
Present address proof
Business address proof
Latest 12 months bank statement
Business proof

Features and Benefits

The features and benefits for a loan from AnyTimeLoans.in are:

100% unsecured loans for various financial needs.
Loans available for borrowing 24/7.
Loan amount of up to Rs.10 lakh.
No foreclosure charges, prepayment charges, or hidden terms.
Rate of interest as low as 5 paise per day.
One-time application for all loans with the One Time Membership Lifetime no Hardships.
Average loan disbursal time of four minutes.

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A good credit score can help you secure lower interest rates on loans and credit cards.

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FAQs on AnyTimeLoan

How long will it take for ATL to process my application for a loan?
This depends on the authenticity of the documents you have and the information you are ready to share. If you have submitted accurate information, it should take a minute for ATL to approve your loan application.
Can I extend my personal loan tenure?
Yes, you can. However, you can only extend the tenure of your loan a maximum of two times. You will also have to pay a certain amount as processing fees and the accrued interest.
The extension period can be a minimum of one day and a maximum of 30 days.
What are the extension or roll over processing fees?
Depending on the type of loan you have borrowed from ATL, the processing fees for extension will vary. Listed below are additional details:
1. Personal loan - Extension fee of Rs.1,000 or 2% of the last outstanding balance (whichever is higher).
2. K 12 Education Loan - No extension fees.
3. MSME loan - Extension fee of Rs.3,500 or 2% of the last outstanding balance. This is only available for bullet repayment.
What are the benefits of choosing One Time Membership. Lifetime No Hardships?
With this membership, you have to submit your application only once. The LOBOT system will then approve your membership so you can get a loan whenever you want. You don't have to submit all the documents or other collateral to borrow a loan from ATL. The loan will also be disbursed in a minute.
Will I get a better rate of interest if I have a good credit score?
Yes. A good score, a clean financial record, and meeting ATL's eligibility criteria may get you loans from lenders at a lower rate of interest

Important Personal Loan Pages

Personal Loan Eligibility by Banks

Personal Loan Interest Rates by Bank

Personal Loan EMI Calculator by Bank

Personal Loan Customer Care by Bank

Personal Loan Status Track by Bank

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