How can I calculate my EMI amount?

You can visit the official website of Aeon Credit Service and use the EMI calculator provided to check the EMI you will have to pay based on the loan amount and the repayment tenure. You can also visit the official website of BankBazaar and under 'Personal Loan EMI Calculator' section you can calculate the EMI you will have to pay.

How can I check the status of my personal loan?

You can check the status of your personal loan by calling on the number 022- 6226 6800/ 022-4906-6800 or get in touch with the nearest Aeon Credit Service branch in order to know the status of your application for a personal loan.

I have a doubt related to personal loan. How can I get in touch with Aeon Credit Service?

You can call on the number 022 - 6226 6800 / 022-4906-6800 between 9 am to 7 pm in case of any query related to not only personal loan but also any other types of loans that you may avail from the company.

Can I take multiple loans from Aeon Credit Service?

Yes, you can take up to 3 loans from Aeon Credit Service. However, they all must be loans availed from different loan products.

Do I have the option of changing my EMI due date?

No, you do not have the option of changing your EMI due date.

My EMI for the month got debited twice from my account. What should I do?

You can call on the customer care number 022 - 6226 6800 / 022-4906-6800 or send an email to customercare@aeoncredit.co.in to either ask for a refund or get the extra EMI adjusted for the next month.

Aeon Credit Service Personal Loan

AEON Credit offers a personal loan at an interesting rate of 2.75% being levied on your EMIs on a monthly basis. You can download the AEON Fast mobile app and apply for a personal loan if you have expenses to meet and do not have a credit score to apply for one from a bank or any other lender in India.

Reasons why you must Avail a Personal Loan from Aeon Credit Service

Some of the reasons why you must avail a personal loan from Aeon Credit Service are given below:

A monthly interest rate of 2.75% is levied.
Processing fee of Rs.1,000 is applied depending on the loan amount and the repayment tenure chosen by you.
You are offered a longer tenure to repay the loan.
No need of providing any collateral.
No need of any guarantor.

Aeon Credit Service Personal Loan Details

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Criteria	Details
Age	Salaried: 22 to 58 years Self-Employed: 22 to 65 years
Monthly Income	Rs.18,000 and above
Finance Amount	Minimum: Rs.30,000 Maximum: Rs.5 lakh
Tenure	6 to 60 months
Job Condition	Permanent Staff: Minimum 6 months in current company Salaried/Self-Employed (less than 6 months): Minimum 2 years overall experience
Living Area	Rented: Minimum 6 months at current address Owned House: Minimum 1 day
Interest Rate	Monthly Reducing Balance Rate may vary based on the offer
Processing Fee	Rs.1,000 or 1% of loan amount (whichever is higher)

Eligibility Criteria for a Personal Loan from Aeon Credit Service

For a salaried individual the minimum age of eligibility is 22 years and the maximum age of eligibility is 58 years, while for a self-employed individual, the minimum age of eligibility is 22 years and the maximum age of eligibility is 65 years.
The minimum monthly income of the applicant should be Rs.18,000 and above.
If you are a permanent staff in your company, then you should have a minimum work experience of 6 months. If you are a salaried or a self-employed individual, then your work experience should not be less than 2 years.
You must be living in a rented house for at least 6 months. The house for which you pay your rent will be shown as your current address. If you have a house of your own, then you must have lived in that house for at least one day to be eligible for a personal loan from Aeon Credit Service.

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Other Fees and Charges for Aeon Credit Service

Category	Details
Type of fees	Amount charged
Bounce fee	Rs.500
Swap fee	Rs.500
Processing fee	Rs.1,000 or 1% of loan amount (whichever is higher)
Pick up fee	Rs.50
Late Payment Fee	Rs.150
Fee for NOC/NDC	Nil
Foreclosure Charges	0~6 months: 6% 7~12 months: 4% 13 months & Above: 3.5%

Document Required in order to avail a Personal Loan from Aeon Credit Service

The list of documents you will have to submit in order to avail a personal loan from Aeon Credit Service is given below:

ID proof such as your Aadhaar Card, PAN Card, Passport, or any document mentioning your date of birth.
Proof of address such as your passport, utility bills, Aadhaar Card, etc.
Proof of income such as savings account bank statement for the past 3 months or salary credit banking for the past 3 months.

Note: If the address proof is in the name of a member of your family, then you will have to furnish a proof of relation to that person.

How to Apply for a Personal Loan from Aeon Credit Service?

You will have to follow the steps given below in order to avail a personal loan from Aeon Credit Service:

Download the Aeon Fast App from the Google Playstore.
Fill in the basic details and submit the necessary documents.
Aeon will verify all the details and documents.
It will only take a minute to get your pre-approval credit limit.

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A good credit score can help you secure lower interest rates on loans and credit cards.

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FAQs on Aeon Credit Service Personal Loan

How can I calculate my EMI amount?
You can visit the official website of Aeon Credit Service and use the EMI calculator provided to check the EMI you will have to pay based on the loan amount and the repayment tenure. You can also visit the official website of BankBazaar and under 'Personal Loan EMI Calculator' section you can calculate the EMI you will have to pay.
How can I check the status of my personal loan?
You can check the status of your personal loan by calling on the number 022- 6226 6800/ 022-4906-6800 or get in touch with the nearest Aeon Credit Service branch in order to know the status of your application for a personal loan.
I have a doubt related to personal loan. How can I get in touch with Aeon Credit Service?
You can call on the number 022 - 6226 6800 / 022-4906-6800 between 9 am to 7 pm in case of any query related to not only personal loan but also any other types of loans that you may avail from the company.
Can I take multiple loans from Aeon Credit Service?
Yes, you can take up to 3 loans from Aeon Credit Service. However, they all must be loans availed from different loan products.
Do I have the option of changing my EMI due date?
No, you do not have the option of changing your EMI due date.
My EMI for the month got debited twice from my account. What should I do?
You can call on the customer care number 022 - 6226 6800 / 022-4906-6800 or send an email to customercare@aeoncredit.co.in to either ask for a refund or get the extra EMI adjusted for the next month.

Important Personal Loan Pages

Personal Loan Eligibility by Banks

Personal Loan Interest Rates by Bank

Personal Loan EMI Calculator by Bank

Personal Loan Customer Care by Bank

Personal Loan Status Track by Bank

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