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    ICICI Personal Loan EMI Calculator

    We found 1 ICICI Personal Loan EMI Calculator

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    11.00% - 17.99% Fixed
    2.25% (min. ₹1149) One time fee
    20L Max
    1-5 Years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
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    Customer Reviews

    ICICI Personal Loan EMI Calculator is Rated as "Great!" by 13980 Users

    Personal Loan BYTES FROM OUR KITCHEN

    Overview of ICICI Personal Loan EMI Calculator

    The standard of living of an average Indian has undergone unbelievable changes and still continues to be so. The flourishing middle class is one of the major target clients of small scale to multinational brands. Thanks to the IT boom, a marked escalation of disposable earnings in the hands of the youth has been seen in the last couple of decades. This resulted in a considerable change in lifestyle expenses and tastes. What was considered extravagance in the eighties and early nineties, has become the inevitability now. As the transactions of black, white and grey merchandises went up, the customer appliances segments has also went through an exceptional progress.

    Dreams and desires and fulfilling them with the next pay cheque or personal loan has become a normal thing. These days you do not have to save up for ages to invest in expensive electronic items such as a LED TV or even an international holiday. Personal loans are the way out if you are short of cash or do not want to use your savings. Personal Loans provided by ICICI, the top private lender in the country, assuage much of the difficulties that come with traditional loans such as cumbersome paperwork, time taken in approval and disbursement, compulsory guarantor and of course hypothecation of the property/item pledged. It is indeed a multipurpose loan for your individual use. In effect this type of loans shall be utilized for a genuine purposes of any kind and is a distinctive retail loan scheme offered by ICICI.

    Estimating your personal loan EMI repayments and Interest

    Have you been eying that DSLR for months? Are you determined that you will go for that Euro trip no matter what this year? Do you feel frustrated that you simply couldn’t save enough to renovate your house? ICICI Personal Loan is your answer for all these woes. See how below.

    • Avail easy repayment term choices ranging from one to five years
    • You need to repay in interest starting from 11.49 percent
    • If the paperwork is done accordingly, you will get your loan sanctioned in less than three days

    More on putting the ICICI Personal Loan EMI Calculator to good use

    i. Determining the loan sum: On the ICICI Personal Loan page, you can see a slider. You can choose the amount you are looking for using this. For instance, if you wish to borrow INR 15,000, slide to that amount.

    ii. Rate of interest: ICICI Bank offers you a Personal Loan at the rate of 11.49 percent, which is certainly a competitive rate comparatively. It is not required to change this rate to gauge your EMI (amount to be repaid every month). The bank’s Personal Loan EMI Calculator is automated and virtual and will give you your EMI options in seconds.

    iii. Tenure of Loan: Using the same slider, you can also choose a term to repay the loan as per the EMI figured out. If you opt for a longer tenure, EMI will be less and vice versa. The lender can even waive off pre-closure charges at its discretion.

    Explaining ICICI Personal Loan EMI

    EMI is the more known abbreviation for Equated Monthly Instalment and this is quite a convenient option for those who want borrow a large amount. This is the money you have to pay out every month until the end of the loan tenure you have opted.

    EMI Calculation is done on the basis of the below parameters:

    • What the amount you want to borrow from the bank is
    • What the personal loan interest levied by the bank is
    • What tenure options do you have and how comfortable it is
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  • Personal Loan Reviews

    • ICICI Bank Personal Loan
      "Prompt service"
      0.5 5.0/5 "Blown Away!"
      ICICI bank offered high interest rate for the personal loan which is 12.75%. Th services are very prompt and they are really good in processing the loan application. I did not have any issues with them in the entire process. All things went good with them.
      Was this review helpful? 0
      , pune
      Reviewed on May 27, 2017
    • ICICI Bank Personal Loan
      "Unhappy with the banking services"
      0.5 1.0/5 "Really Bad"
      I had applied for a personal loan with ICICI bank and it was not up to the mark. The customer support needs to be more professional and though I received a response, I am not happy with the overall services. I did not go to the extent to talk about the interest rate and charges.
      Was this review helpful? 0
      , raipur
      Reviewed on May 27, 2017
    • ICICI Bank Personal Loan
      "Good in response"
      0.5 5.0/5 "Blown Away!"
      I did not go ahead with ICICI bank for the personal loan as I arranged the funds through another source. The services was prompt and they informed me all the details and also checked on my requirement. The interest rate and processing charges was average.
      Was this review helpful? 0
      , delhi
      Reviewed on May 27, 2017
    • ICICI Bank Personal Loan
      "Better Service"
      0.5 3.0/5 "Satisfactory"
      The responses and customer service are good with ICICI bank. Recently I approached the bank for the personal loan. I am not ok with the processing fee and the loan process. They are taking some more time. Hence I closed the loan application with them.
      Was this review helpful? 0
      , kolkata
      Reviewed on May 27, 2017
    • ICICI Bank Personal Loan
      "Excellent job done"
      0.5 5.0/5 "Blown Away!"
      I would appreciate Mr. Hari from ICICI Bank as he was excellent in the process. He done a great job for me and helped me get the disbursement on time. The overall experience was good for the personal loan, as I also got a reasonable rate of interest and the processing charges was normal too.
      Was this review helpful? 0
      , coimbatore
      Reviewed on May 27, 2017
    • ICICI Bank Personal Loan
      "Good in response"
      0.5 5.0/5 "Blown Away!"
      Since my requirement was met through another source, I did not go ahead for the personal loan at ICICI Bank. But the services and the response was excellent. They were on time and they also had a good deal on the interest rate and processing charges.
      Was this review helpful? 0
      , panchkula
      Reviewed on May 27, 2017
    • ICICI Bank Personal Loan
      "Not happy with the services"
      0.5 1.0/5 "Really Bad"
      ICICI Bank has not been up to the mark for the personal loan. They contacted me initially and informed me the details for the loan. After which they were supposed to follow up but there were no calls. So I went ahead with another bank. The interest rate was on the higher side.
      Was this review helpful? 0
      , chennai
      Reviewed on May 27, 2017
    • ICICI Bank Personal Loan
      "Good in Response"
      0.5 5.0/5 "Blown Away!"
      I had submitted my personal loan application with ICICI bank through online source. But then I did not take the loan as I cleared my requirement by my own. I received good response from the bank for my loan application and their customer service is good.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 27, 2017
    • ICICI Bank Personal Loan
      "Loan process has to be changed"
      0.5 4.0/5 "Great!"
      I had already salary account within ICICI for 15 years, on the loan process they came and collected all the documents but still they kept asking many documents. Being an existing customer there is no necessary to collect my documents but even after collecting also they gave inconvenient service. Hence I didn't proceed further with them.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 27, 2017
    • ICICI Bank Personal Loan
      "Clear process"
      0.5 5.0/5 "Blown Away!"
      My earlier experience with ICICI Bank was excellent for the personal loan. The process was clear and the team was consistent in the details they provided. I got the loan on time and as required. The overall experience was good even after the loan got disbursed.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 27, 2017
    • ICICI Bank Personal Loan
      "Not consistent in rates"
      0.5 3.0/5 "Satisfactory"
      There were a lot of confusion with ICICI Bank for a personal loan. I was initially told that the interest rate was around 12% instead of 11.59%. I was taking a balance transfer loan and the rate for that was actually 11%. So I cancelled my application and when ahead with another bank.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 27, 2017
    • ICICI Bank Personal Loan
      "Not Satisfactory"
      0.5 2.0/5 "Expected more"
      ICICI bank were ready to provide the personal loan for 3.5 lakhs but I was in a need of nearly 5 lakhs. When I approached other banks they agreed to give the loan up to 6 lakhs but ICICI not ready to provide as per my requirement. Hence I cancelled the loan application. Their way of approach is also not good, I had not received good response from the bank.
      Was this review helpful? 0
      , chennai
      Reviewed on May 27, 2017
    • ICICI Bank Personal Loan
      "Loan proess has to be improved"
      0.5 1.0/5 "Really Bad"
      Initially ICICI committed interest rate would be 11.59% but when I was processing my application they gave the interest rate around 17 to 19% it is high. Their customer care didn't give clear information about the loan process, they are not transparent. Hence I requested them to close the application.
      Was this review helpful? 0
      , coimbatore
      Reviewed on May 27, 2017
    • ICICI Bank Personal Loan
      "Average experience"
      0.5 2.0/5 "Expected more"
      I did not go ahead with ICICI bank because the bank was not meeting my requirement. I had applied for six lakhs and the bank was offering me three lakhs, because I was trying other banks simultaneously which is quite normal with all customers when they apply for a personal loan.
      Was this review helpful? 0
      , chennai
      Reviewed on May 27, 2017
    • ICICI Bank Personal Loan
      "Response part has to be improved"
      0.5 2.0/5 "Expected more"
      I have applied for personal loan in ICICI for the amount of Rs. 2 lakhs, I have received only one call from them, then that executive said they will get back but there was no from them. Finally I checked my application status it was closed, without informing ICICI closed my loan application.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 26, 2017
    • ICICI Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      The ICICI bank interest rate are really high when compared with other banks, that was the reason I haven't got the personal loan with ICICI bank. The response and the customer service was good with ICICI. I would like to suggest to decrease the interest rate in future. Overall, I am satisfied with the ICICI service.
      Was this review helpful? 0
      , patna
      Reviewed on May 26, 2017
    • ICICI Bank Personal Loan
      "Its Awesome"
      0.5 5.0/5 "Blown Away!"
      Previously there was a need, hence I applied for the personal loan then I don't have requirement to take loan. Therefore I denied to avail loan from ICICI. Their service is good they confirmed me all the loan process and they kept updated about the interest rate and other charges too.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 26, 2017
    • ICICI Bank Personal Loan
      "Need to improvement with customer support "
      0.5 1.0/5 "Really Bad"
      I have sent mails and try calling and reaching ICICI customer service to know about my personal loan application status. N one gave any response from their end. There was no response from ICICI end, hence I did not proceed with them. Overall I would like to say ICICI need to concentrate with the customer support.
      Was this review helpful? 0
      , dwarka
      Reviewed on May 26, 2017
    • ICICI Bank Personal Loan
      "Loan process should be faster for an existing customer"
      0.5 4.0/5 "Great!"
      I am very fine with ICICI service because I am an existing customer of it. Their interest rate is also good but service was getting delay. I was an emergency situation, hence I approached other bank for the personal loan process and I got the disbursement.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 26, 2017
    • ICICI Bank Personal Loan
      "DISSATISFIED"
      0.5 1.0/5 "Really Bad"
      ICICI bank did not contacted me properly during my personal loan process with them. And I actually needed an immediate loan of 1 lakh and since the bank did not respond me at the right time I just dropped my loan process I wasn't having my payslips so they said they cannot process my loan and the documentation part bank executive did not explained me anything about it in fact I have asked them in all in detail
      Was this review helpful? 0
      , udaipur
      Reviewed on May 26, 2017
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