Multiple banks. Different interest rates. Call it a "conflict of interest".
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    We found 1 ICICI Personal Loan EMI Calculator

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    10.99% - 17.99% Fixed
    2.25% (min. ₹1499 + applicable tax) One time fee
    20L Max
    1-5 Years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval option available
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    Customer Reviews

    ICICI Personal Loan EMI Calculator is Rated as "Great!" by 14534 Users

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    Personal Loan BYTES FROM OUR KITCHEN

    Overview of ICICI Personal Loan EMI Calculator

    The standard of living of an average Indian has undergone unbelievable changes and still continues to be so. The flourishing middle class is one of the major target clients of small scale to multinational brands. Thanks to the IT boom, a marked escalation of disposable earnings in the hands of the youth has been seen in the last couple of decades. This resulted in a considerable change in lifestyle expenses and tastes. What was considered extravagance in the eighties and early nineties, has become the inevitability now. As the transactions of black, white and grey merchandises went up, the customer appliances segments has also went through an exceptional progress.

    Dreams and desires and fulfilling them with the next pay cheque or personal loan has become a normal thing. These days you do not have to save up for ages to invest in expensive electronic items such as a LED TV or even an international holiday. Personal loans are the way out if you are short of cash or do not want to use your savings. Personal Loans provided by ICICI, the top private lender in the country, assuage much of the difficulties that come with traditional loans such as cumbersome paperwork, time taken in approval and disbursement, compulsory guarantor and of course hypothecation of the property/item pledged. It is indeed a multipurpose loan for your individual use. In effect this type of loans shall be utilized for a genuine purposes of any kind and is a distinctive retail loan scheme offered by ICICI.

    Estimating your personal loan EMI repayments and Interest

    Have you been eying that DSLR for months? Are you determined that you will go for that Euro trip no matter what this year? Do you feel frustrated that you simply couldn’t save enough to renovate your house? ICICI Personal Loan is your answer for all these woes. See how below.

    Apply for Personal Loan
    • Avail easy repayment term choices ranging from one to five years
    • You need to repay in interest starting from 11.49 percent
    • If the paperwork is done accordingly, you will get your loan sanctioned in less than three days

    More on putting the ICICI Personal Loan EMI Calculator to good use

    i. Determining the loan sum: On the ICICI Personal Loan page, you can see a slider. You can choose the amount you are looking for using this. For instance, if you wish to borrow INR 15,000, slide to that amount.

    ii. Rate of interest: ICICI Bank offers you a Personal Loan at the rate of 11.49 percent, which is certainly a competitive rate comparatively. It is not required to change this rate to gauge your EMI (amount to be repaid every month). The bank’s Personal Loan EMI Calculator is automated and virtual and will give you your EMI options in seconds.

    iii. Tenure of Loan: Using the same slider, you can also choose a term to repay the loan as per the EMI figured out. If you opt for a longer tenure, EMI will be less and vice versa. The lender can even waive off pre-closure charges at its discretion.

    Explaining ICICI Personal Loan EMI

    EMI is the more known abbreviation for Equated Monthly Instalment and this is quite a convenient option for those who want borrow a large amount. This is the money you have to pay out every month until the end of the loan tenure you have opted.

    EMI Calculation is done on the basis of the below parameters:

    • What the amount you want to borrow from the bank is
    • What the personal loan interest levied by the bank is
    • What tenure options do you have and how comfortable it is
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  • Personal Loan Reviews

    • ICICI Bank Personal Loan
      "SATISFACTORY"
      0.5 3.0/5 "Satisfactory"
      The reason why I was unable to opt for the personal loan from ICICI bank was because, there was a home loan running for me from some other bank, so that was the reason, they have rejected my application for the loan amount I applied for one lakhs rupees. On the other hand, the customer service and the response provided by ICICI bank is really good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 26, 2017
    • ICICI Bank Personal Loan
      "AVERAGE"
      0.5 3.0/5 "Satisfactory"
      I approached ICICI bank for the personal loan. I received proper response from the bank's end on my personal loan application.But bank executives where saying that there was dual pan card showing in my account I have told them that I have misplaced my pan card this card is new which is reflecting and the loan amount I had applied for 5 lakhs rupees.
      Was this review helpful? 0
      , kota
      Reviewed on Jul 26, 2017
    • ICICI Bank Personal Loan
      "SATISFACTORY"
      0.5 3.0/5 "Satisfactory"
      I have applied for the personal loan with ICICI bank, it got rejected because of the area under negative, and the bankers said the criteria was not match as per norms both customer service and response is average with ICICI.I have applied for 20 lakhs rupees.
      Was this review helpful? 0
      , gondia
      Reviewed on Jul 26, 2017
    • ICICI Bank Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I haven't got the ICICI bank personal loan, because the executive asked to apply for the loan after 3 months, based on my profile I had a Cheque bounce in my previous product. The customer service and the response is very good with ICICI bank. The rate of interest is nominal with ICICI.
      Was this review helpful? 0
      , thiruvananthapuram
      Reviewed on Jul 25, 2017
    • ICICI Bank Personal Loan
      "Average Service"
      0.5 4.0/5 "Great!"
      ICICI bank personal loan was rejected but then they haven't revealed the reason why it got rejected. The customer service and the response need to be transparent in future with ICICI bank. The rate of interest is nominal with ICICI bank. I would say ICICI bank gave a average service.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 25, 2017
    • ICICI Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I haven't received the personal loan from ICICI bank, the ICICI executives has told that I have already held up with certain EMI with other products, so that was the reason I haven't got the personal loan with ICICI bank. The customer service and the response part is good with ICICI bank. The rate of interest is low when compared with others.
      Was this review helpful? 0
      , chennai
      Reviewed on Jul 25, 2017
    • ICICI Bank Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      At the start when I approached ICICI bank there was no job stability and that was the prime reason why my personal loan application has been closed. The customer service and the response was good with ICICI bank. The rate of interest is nominal with ICICI bank. I would say ICICI bank offered me a satisfactory service.
      Was this review helpful? 0
      , thanjavur
      Reviewed on Jul 25, 2017
    • ICICI Bank Personal Loan
      "Better Service"
      0.5 3.5/5 "Pretty good"
      Right from day one I had received a good response from ICICI bank on my personal loan request. ICICI was good in terms of customer service and responsiveness. I never faced any kind of issues with the bank but, I did not take the loan due to the personal issues.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Jul 25, 2017
    • ICICI Bank Personal Loan
      "Average "
      0.5 4.0/5 "Great!"
      My requirement was already fulfilled as I have already got the loan through some other sources and that's why I have not taken the personal loan from the ICICI bank, also the rate of interest was huge one with them. Customer service was good one with the ICICI bank.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jul 24, 2017
    • ICICI Bank Personal Loan
      "Better Response"
      0.5 3.0/5 "Satisfactory"
      ICICI bank good in response and customer service but they denied the loan when I applied. Recently I applied for the personal loan but that had been denied due to some reason. I approached the bank through third party online source for the loan.
      Was this review helpful? 0
      , lucknow
      Reviewed on Jul 24, 2017
    • ICICI Bank Personal Loan
      "No Responsive"
      0.5 3.0/5 "Satisfactory"
      To be very honest I did not receive any kind of response from ICICI bank for my personal loan application. I associated with ICICI bank since 2012 but then I did not receive any response when I applied for the loan. So I was very upset with ICICI bank.
      Was this review helpful? 0
      , lucknow
      Reviewed on Jul 24, 2017
    • ICICI Bank Personal Loan
      "Below Average service"
      0.5 4.0/5 "Great!"
      Initially, I have applied for the personal loan with ICICI bank, it got rejected because of the documentation and second time I have applied with same ICICI bank and it got rejected due to low credit score. I don't know for what reason my personal loan application has got rejected. The ICICI bank need to show transparency in their service. The ICICI bank executives told that they will come and collects the documents but no one turned up. Summary, both customer service and response is falling below average with ICICI.
      Was this review helpful? 0
      , thiruvananthapuram
      Reviewed on Jul 24, 2017
    • ICICI Bank Personal Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      Since I did not receive any call from ICICI Bank. I could not go ahead for the personal loan. I also did not worry much to try contacting them from my end. It was an average experience. Overall the bank is good, just that the process did not work out this time.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Jul 24, 2017
    • ICICI Bank Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I preferred ICICI bank for the personal loan. Once I applied for the loan, their executive was very prompt in processing my loan application and I got a good response from them. But interest rate is little bit high but no issues with that. The entire loan process went smooth.
      Was this review helpful? 0
      , belgaum
      Reviewed on Jul 24, 2017
    • ICICI Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      The reason why I was unable to opt for the personal loan from ICICI bank was because, I Can't pick the ICICI executive's call, so that was the reason, they have rejected my application . On the other hand, the customer service and the response provided by ICICI bank is really good. Even the rate of interest is pretty much normal with ICICI.
      Was this review helpful? 0
      , nellore
      Reviewed on Jul 24, 2017
    • ICICI Bank Personal Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      I approached ICICI bank for the personal loan. I never received proper response from the bank end for my personal loan application I have applied for three lakh rupees when I checked with the nearest bank they confirmed its under progress..
      Was this review helpful? 0
      , indore
      Reviewed on Jul 24, 2017
    • ICICI Bank Personal Loan
      "High Interest Rate"
      0.5 1.0/5 "Really Bad"
      I had applied for the personal loan with ICICI bank. Interest rate is too high with them which is 17.99% for two lakhs this is for a tenure for three years. Where other banks are providing the personal loan with below 11%. However the customer service offered by them was nice.
      Was this review helpful? 0
      , jammu
      Reviewed on Jul 24, 2017
    • ICICI Bank Personal Loan
      "No Response"
      0.5 1.0/5 "Really Bad"
      I applied for the personal loan with ICICI through third party online source. A representative from third party said that I will be contacted by the bank in order to proceed further for my loan application and will then forward my application to the bank. So I had to visit the bank directly for the further process. It would be good if the bank is prompt in contacting the applicants.
      Was this review helpful? 0
      , gorakhpur
      Reviewed on Jul 24, 2017
    • ICICI Bank Personal Loan
      "Overall a good experience"
      0.5 4.0/5 "Great!"
      Due to banking norms, ICICI Bank could not proceed ahead for the personal loan. The bank contacted me and provided the details on time. I got to know the status without any delay too. The interest rate and processing charges were very much normal when compared with other banks.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jul 23, 2017
    • ICICI Bank Personal Loan
      "Overall a good experience"
      0.5 5.0/5 "Blown Away!"
      Since I have just switched companies and my current company is a proprietorship firm, it did not match the criteria of ICICI Bank for the personal loan. Else the process and services was good at the bank. They contacted me on time and informed me the details.
      Was this review helpful? 0
      , indore
      Reviewed on Jul 23, 2017
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