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    We found 1 ICICI Personal Loan EMI Calculator

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    10.99% - 17.99% Fixed
    2.25% (min. ₹1499 + applicable tax) One time fee
    20L Max
    1-5 Years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval option available
    What you'll love
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    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews

    ICICI Personal Loan EMI Calculator is Rated as "Great!" by 14800 Users

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    Personal Loan BYTES FROM OUR KITCHEN

    Overview of ICICI Personal Loan EMI Calculator

    The standard of living of an average Indian has undergone unbelievable changes and still continues to be so. The flourishing middle class is one of the major target clients of small scale to multinational brands. Thanks to the IT boom, a marked escalation of disposable earnings in the hands of the youth has been seen in the last couple of decades. This resulted in a considerable change in lifestyle expenses and tastes. What was considered extravagance in the eighties and early nineties, has become the inevitability now. As the transactions of black, white and grey merchandises went up, the customer appliances segments has also went through an exceptional progress.

    Dreams and desires and fulfilling them with the next pay cheque or personal loan has become a normal thing. These days you do not have to save up for ages to invest in expensive electronic items such as a LED TV or even an international holiday. Personal loans are the way out if you are short of cash or do not want to use your savings. Personal Loans provided by ICICI, the top private lender in the country, assuage much of the difficulties that come with traditional loans such as cumbersome paperwork, time taken in approval and disbursement, compulsory guarantor and of course hypothecation of the property/item pledged. It is indeed a multipurpose loan for your individual use. In effect this type of loans shall be utilized for a genuine purposes of any kind and is a distinctive retail loan scheme offered by ICICI.

    Estimating your personal loan EMI repayments and Interest

    Have you been eying that DSLR for months? Are you determined that you will go for that Euro trip no matter what this year? Do you feel frustrated that you simply couldn’t save enough to renovate your house? ICICI Personal Loan is your answer for all these woes. See how below.

    Apply for Personal Loan
    • Avail easy repayment term choices ranging from one to five years
    • You need to repay in interest starting from 11.49 percent
    • If the paperwork is done accordingly, you will get your loan sanctioned in less than three days

    More on putting the ICICI Personal Loan EMI Calculator to good use

    i. Determining the loan sum: On the ICICI Personal Loan page, you can see a slider. You can choose the amount you are looking for using this. For instance, if you wish to borrow INR 15,000, slide to that amount.

    ii. Rate of interest: ICICI Bank offers you a Personal Loan at the rate of 11.49 percent, which is certainly a competitive rate comparatively. It is not required to change this rate to gauge your EMI (amount to be repaid every month). The bank’s Personal Loan EMI Calculator is automated and virtual and will give you your EMI options in seconds.

    iii. Tenure of Loan: Using the same slider, you can also choose a term to repay the loan as per the EMI figured out. If you opt for a longer tenure, EMI will be less and vice versa. The lender can even waive off pre-closure charges at its discretion.

    Explaining ICICI Personal Loan EMI

    EMI is the more known abbreviation for Equated Monthly Instalment and this is quite a convenient option for those who want borrow a large amount. This is the money you have to pay out every month until the end of the loan tenure you have opted.

    EMI Calculation is done on the basis of the below parameters:

    • What the amount you want to borrow from the bank is
    • What the personal loan interest levied by the bank is
    • What tenure options do you have and how comfortable it is
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  • Personal Loan Reviews

    • ICICI Bank Personal Loan
      "Good to handle"
      0.5 5.0/5 "Blown Away!"
      Excellent customer service provided by ICICI bank as they responded me very well , some time back I applied for the loan. I got the loan amount in my hand within 15days, I am using this bank account for 2 years however, I am still unhappy with the rate of interest, fees and charges.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Aug 18, 2017
    • ICICI Bank Personal Loan
      "Below Average service"
      0.5 2.0/5 "Expected more"
      I have received call from ICICI bank customer support and they have explained me the product then they said that they will give a call back , but no one turned up. The response part need to be improved with ICICI bank and the customer support have to inform the status of he product to the customers on time.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Aug 18, 2017
    • ICICI Bank Personal Loan
      "good services"
      0.5 5.0/5 "Blown Away!"
      ICICI bank provides a good services from their end but the processing fees was more but they completed their process on time and it was a good service rendered by icici bank but they have to reduce their processing fee other than process fee everything was fine
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 18, 2017
    • ICICI Bank Personal Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      I have taken the personal loan from ICICI Bank and the services has been very nice and the process was smooth as well. The executives came to my place and they collected the documents.I have taken the loan amount of three lakhs and the rate of interest they have offered is 11.49% and the EMI is around 8750 and it is for 5 years of time
      Was this review helpful? 0
      , vapi
      Reviewed on Aug 18, 2017
    • ICICI Bank Personal Loan
      "Good"
      0.5 3.5/5 "Pretty good"
      I have not got the personal loan with the ICICI bank because it was not approved and the rate of interest was not informed on that time. They have collected the documents in an instant way and after that I did not have any conversation with them. ICICI bank have charged too huge as processing charge when compared with other bankers.
      Was this review helpful? 0
      , vijayawada
      Reviewed on Aug 18, 2017
    • ICICI Bank Personal Loan
      "Interest rate should be reduced"
      0.5 4.0/5 "Great!"
      I expected the rate of interest 11 to 12% but ICICI offered 15% of interest on personal loan, I was not happy with that part. But processing fee was fine it was negotiated, other than that everything is good, they gave me good service on loan process.
      Was this review helpful? 0
      , tirupati
      Reviewed on Aug 18, 2017
    • ICICI Bank Personal Loan
      "Better interest rate "
      0.5 4.0/5 "Great!"
      Once I applied for the loan, they started off with the documentation process, I did not get any update from the bank side, nor I was able to get any feed back from ICICI or either from their web site. At last a person from ICICI called and got all the information and I got Personal loan in a week's time. I am happy with the rate of interest too.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 18, 2017
    • ICICI Bank Personal Loan
      "Satisfied Service"
      0.5 4.0/5 "Great!"
      The Interest rate which was offered by ICICI bank was bit high when compared with others. The service which was given by ICICI bank in regards to my personal loan was good. The customer support gave good response in my personal loan application. I would say I am satisfied with the ICICI bank service.
      Was this review helpful? 0
      , chennai
      Reviewed on Aug 18, 2017
    • ICICI Bank Personal Loan
      "Customer's friendly "
      0.5 5.0/5 "Blown Away!"
      I applied the loan through online channel, and then ICICI took a week to disbursement. I did some paper work formalities on my personal loan. But it was a hassle free experience, even ICICI have offered me best rate of interest and processing fee.
      Was this review helpful? 0
      , sonipat
      Reviewed on Aug 18, 2017
    • ICICI Bank Personal Loan
      "customer help service "
      0.5 4.0/5 "Great!"
      Working with ICICI was really good, initially they did not give an immediate response for my loan process after few days they called me and loan process was completed within two days. When compared with other Bank the rate of interest and the fee of charges are very high.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 18, 2017
    • ICICI Bank Personal Loan
      "Process is fast but they should give good offers"
      0.5 4.0/5 "Great!"
      ICICI loan process was easy, I have salary holder of ICICI hence documentation process was completed within a week and disbursed the amount. I had taken an amount of Rs.1.5 lakhs for the tenure of five years but they have offered me 14.7%, where as other banks giving an interest of around 11%. so it would be great if ICICI reduces the interest rate for an existing customer and also they should provide part payment options too.
      Was this review helpful? 0
      , thane
      Reviewed on Aug 18, 2017
    • ICICI Bank Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      The ICICI bank executive told that my salary has not met their eligibility criteria so that was the reason I can't proceed with ICICI bank personal loan application. The customer service is good with ICICI bank. The rate of interest is nominal from ICICI . I got good service from ICICI bank.
      Was this review helpful? 0
      , amritsar
      Reviewed on Aug 18, 2017
    • ICICI Bank Personal Loan
      "Average service"
      0.5 5.0/5 "Blown Away!"
      The ICICI bank executives told that need my minimum salary needs to be more than 40k so that was the reason they have closed my personal loan application. The ICICI executive informed me this criteria after meeting them . The customer service was fine with ICICI bank.
      Was this review helpful? 0
      , erode
      Reviewed on Aug 18, 2017
    • ICICI Bank Personal Loan
      "Average service"
      0.5 4.0/5 "Great!"
      The ICICI bank executives never gave any response in concern to my personal loan application. So that was the reason I haven't got the loan with ICICI bank. The customer service need to be improved with ICICI bank, The response part need to be focus with ICICI bank. The rate of interest is nominal with ICICI bank.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 17, 2017
    • ICICI Bank Personal Loan
      "Need Transparency and genuine Follow up"
      0.5 1.0/5 "Really Bad"
      I dropped the personal loan plan from ICICI bank ,because I got confused withh which person to go with. Because there was 2 follow ups made by the ICICI team. So this is the reason I haven't proceed with the ICICI bank personal loan., The customer support explained me the product in a good manner.
      Was this review helpful? 0
      , chennai
      Reviewed on Aug 17, 2017
    • ICICI Bank Personal Loan
      "Nice Experience. High on ROI"
      0.5 4.5/5 "Excellent!"
      It was a quick process with ICICI Bank for the personal loan. I got the loan within a week. Just that the rate of interest was on the higher side. I got a rate of 13.99% and the processing charges was normal. The after loan services is so far so good.
      Was this review helpful? 0
      , madurai
      Reviewed on Aug 17, 2017
    • ICICI Bank Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I Have asked ICICI executive to close my personal loan process at present because of some personal issues, and I am thinking to avail the loan after a month from ICICI bank. The ICICI bank has gave response in 3 days after giving requirement in their portal. The product explanation was good with ICICI bank.
      Was this review helpful? 0
      , kurnool
      Reviewed on Aug 17, 2017
    • ICICI Bank Personal Loan
      "Better service"
      0.5 4.0/5 "Great!"
      I would say the ICICI bank can be considered a s a very good bank nowadays. I have asked them to close my personal loan application because there was no requirement of loan. The customer service is good from ICICI bank. The Infrastructure and the services is very good with ICICI bank. The rate of interest is high when compared with others.
      Was this review helpful? 0
      , kota
      Reviewed on Aug 17, 2017
    • ICICI Bank Personal Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      It was a pretty good service from ICICI bank for the personal loan. Actually this is my first experience for the loan process. The loan process completed in ten days of time the loan amount I have applied for 1.20 lakh and the processing fee they have charged is around 3000 rupees and tenured is for 4 years of time.
      Was this review helpful? 0
      , chennai
      Reviewed on Aug 17, 2017
    • ICICI Bank Personal Loan
      "Excellent process & high charges"
      0.5 5.0/5 "Blown Away!"
      I am extremely happy with ICICI Bank for the good process I had for the personal loan. The documentation is normal and the disbursement was fast. A very nice experience overall all. The customer support is good and the interest rate and processing charges was a bit high.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 17, 2017
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