Multiple banks. Different interest rates. Call it a "conflict of interest".
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    We found 31 Ghaziabad Personal Loan

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    11.49% - 15.99% Fixed
    0.5%
    30L Max
    1-5 Years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free Ad
    What you'll love
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    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.99% - 14.49% Fixed
    0
    30L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free Ad
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    12% - 18% Fixed
    Up to 1.5% One time fee
    15L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free INSTANT DECISION
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.99% - 19.50% Fixed
    0 One time fee
    20L Max
    1-6 Years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    13.99% - 16.99% Fixed
    1% - 2% One time fee
    20L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless Approval Option Available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    11.00% - 17.99% Fixed
    2.25% (min. ₹1149) One time fee
    20L Max
    1-5 Years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.85% - 11.85% Floating
    0.5% One time fee
    50 K - 10 L
    1-5 Years
    Response Time Within 30 minutes
    Guarantor Required Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.99% - 19.8% Fixed
    Up to 2.5% One time fee
    25L Max
    1-5 years
    Response Time Within 30 minutes
    Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.99% - 19% Fixed
    Up to ₹3000 One time fee
    25L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    17.25% - 37% Fixed
    1.5% to 6.0% One time fee
    15L Max
    1-4 Years
    Response Time Within 30 minutes
    Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    11.49% - 20.15% Fixed
    Up to 2%
    15L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.5% - 13.25% Fixed
    0 One time fee
    30L Max
    1-5 Years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
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  • Ghaziabad Personal Loan Reviews

    • Bank Bazaar Customer Support
      "Good Service"
      0.5 4.0/5 "Great!"
      I would certainly say that Bankbazaar is always good. Their responses are on time and contacting me on my loan application via calls, mails and messages. Even they followed up my loan application and submitted to the bank without any delay. Their overall services are also good.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Jun 17, 2017
    • Kotak Personal Loan
      "DISSATISFIED"
      0.5 1.0/5 "Really Bad"
      When I approached Kotak Mahindra Bank for the personal loan, I did not get any good response from them and the drawback is that they delayed my loan about three weeks and I have to escalate it, to sort out all things.. It was not that smooth and prefect throughout the process. The rate of interest was 15% which is high when compared with others.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Jun 17, 2017
    • Axis Bank Personal Loan
      "Excellent customer service"
      0.5 4.0/5 "Great!"
      I got the personal loan with the Axis bank and the rate of interest was around 13.5% and the loan amount got disbursed within four days of time. Response was good time and the processing charges were around 1% from the total capital amount.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Jun 10, 2017
    • Bank Bazaar Customer Support
      "Better "
      0.5 3.0/5 "Satisfactory"
      I have used the Bankbazaar.com for the first time, also the website is good, also its quite easy too. Mobile application is also working in good way. Response is also fine one with the Bankbazaar.com, till now, which I have experienced.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Jun 10, 2017
    • Kotak Personal Loan
      "Not satisfied"
      0.5 1.0/5 "Really Bad"
      Kotak mahindra bank had denied to process my personal loan application without any reason. Kotak mahindra bank had taken a lot of time to process my application and the rate of interest was on higher end. I dont have any suggestion for them till now.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Jun 10, 2017
    • HDFC Bank Personal Loan
      "Improve on their Customer Service"
      0.5 3.0/5 "Satisfactory"
      HDFC bank offered personal loan during the year 2015. Interest rate offered for the personal loan was 14.25% but I will go for balance transfer. Other banks are giving good options so planning for balance transfer. Customer service is not good with HDFC.
      Was this review helpful? 1
      , ghaziabad
      Reviewed on Jun 08, 2017
    • HDFC Bank Personal Loan
      "Good overall"
      0.5 4.0/5 "Great!"
      HDFC Bank has also provided me a personal loan and I had no issues in getting this loan through. The interest rate and processing charges was normal and the after loan services was also good. Though I do not remember much of the process as it was two years back. I am happy that it was hassle free.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Jun 07, 2017
    • HDFC Bank Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      The Hdfc bank gave a very quick response with respect to my personal loan. They had disbursed my Personal loan within 3 days of time after collecting my documents. The rate of interest is pretty nominal with HDFC bank . Overall the service is very good with HDFC bank with regards to my personal loan.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Jun 03, 2017
    • Bank Bazaar Customer Support
      "Good portal"
      0.5 5.0/5 "Blown Away!"
      The response was really quick and fast with my bankbazaar personal loan customer support. I got to know about bank bazaar through a referral. I am with bankbazaar for past 6 months, when I have started to search for the personal loan, I came to know about bank bazaar. The web portal with bank bazaar is easy to use and user friendly portal. Overall I am satisfied with bank bazaar service.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Jun 03, 2017
    • Tata capital Personal Loan
      "Can reduce the interest rate in future"
      0.5 4.0/5 "Great!"
      The rate of interest was very high with TATA CAPITAL, but other banks are ready to offer me an interest rate of 9.2% but Tata capital interest rates were really high, when compared with others. The response and the customer support was very prompt with TATA CAPITAL, however the only reason I haven't got the personal loan was their interest rate.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Jun 03, 2017
    • Bank Bazaar Customer Support
      "Nice way to fulfill our dreams"
      0.5 5.0/5 "Blown Away!"
      Nice application of bank bazaar who help people to fulfill their dreams. I was trying to get the loan from any bank but didn't get any response from any bank Now I got an opportunity to finalise my all dreams and to complete the requirements of my family. Such a nice one.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Jun 02, 2017
    • Bank Bazaar Customer Support
      "Very good service"
      0.5 5.0/5 "Blown Away!"
      Bank bazaar gave a call back within 30 minutes of time after applying for my personal loan with bank bazaar web portal. The bank bazaar web portal is easy to use and user friendly. I also get the bank bazaar mobile application which is a customer friendly application. The customer service with bank bazaar is really good after explaining about that product. Overall I am satisfied with their service.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on May 30, 2017
    • Fullerton Personal Loan
      "Good service can do better"
      0.5 4.0/5 "Great!"
      When my father applied for personal loan with Fullerton, they didn't approve the loan, second time my elder brother applied for the loan and submitted the documents as well and Fullerton told that his credit score didn't met their bank criteria. When I personally checked his credit score it was sufficient, still they are giving the same reason. I would like to suggest that the Fullerton has to be keen and clear with the status of the product. They haven't returned my documents still I had spent about 700 to submit required documents. Overall I would say it is a good service with Fullerton.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on May 30, 2017
    • Bank Bazaar Customer Support
      "Its Excellent"
      0.5 4.0/5 "Great!"
      It was good experience with Bank Bazaar for my personal loan. Their responsiveness is good but the bank which I was chosen not responded well on loan process. Bank Bazaar took me through multiple option and offers on the loan products, I am fine with that.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on May 27, 2017
    • Capital First Personal Loan
      "Response part has to be improved"
      0.5 2.0/5 "Expected more"
      I didn't receive any call from capital first, Initially I got welcome call from them, then they had informed I would be receiving call from their end, but no body turned up. I have almost waited for 3 to 4 days then I processed with some other bank. Even Capital First interest rate is higher than others.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on May 27, 2017
    • Bank Bazaar Customer Support
      "Good Service"
      0.5 4.0/5 "Great!"
      Bankbazaar is good in terms of responsiveness and the customer service. When I applied with them for the loan process I received an immediate call from them and they informed me about the loan process. Their website is very easy to handle and it is good.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on May 27, 2017
    • Kotak Personal Loan
      "Good in Response"
      0.5 5.0/5 "Blown Away!"
      When I decided to take the personal loan, I approached Kotak Mahindra Bank through online source. But later I did not avail the loan due to my personal reasons. I do not have any issues with the bank for the loan process. In fact, I received proper response from the bank.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on May 27, 2017
    • Bank Bazaar Customer Support
      "Financial adviser"
      0.5 4.5/5 "Excellent!"
      I have contacted bankbazaar customer support in concern to my car loan and personal loan, With each and every call I make I got very good response and support from bankbazaar.com. There is very good customer support and the mails support with bankbazaar.com. We have very good option to compare with the product rates with different bank partners. The bank bazaar, web portal is easy to use and customer friendly. I am happy with the service.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on May 26, 2017
    • Capital First Personal Loan
      "Average service"
      0.5 5.0/5 "Blown Away!"
      The capital first was ready to approve my personal loan , but it was me who asked to cancel the personal loan application, because I have arranged the fund with other source. The rate of interest is high, when compared with others. Overall I am satisfied with the service.
      Was this review helpful? 1
      , ghaziabad
      Reviewed on May 26, 2017
    • Bank Bazaar Customer Support
      "Satisfied with the services"
      0.5 5.0/5 "Blown Away!"
      I am very happy with Bankbazaar for the prompt response and clear information they provided to me. Most of all the response was prompt and I did not have to wait for any updates or follow up. Everything fell in place and I have used the website, it is useful too.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on May 24, 2017
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    Ghaziabad Personal Loan is Rated as "Great!" by 799 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Personal Loan BYTES FROM OUR KITCHEN

    Ghaziabad is in Uttar Pradesh in India. As its boundary is adjacent to Delhi, it acts as the main entrance of Uttar Pradesh and that is why it is also called the Gateway of Uttar Pradesh.Recent construction works have led to the city being described by a City Mayors Foundation survey as the second-fastest growing in the world.

    A personal loan is a kind of unsecured loan which can be used for any purpose that the borrower deems necessary. An unsecured loan is an umbrella term used for loans which do not require collateral. Banks, credit unions, and other financial institutions offer personal loans on an ongoing basis.


    You’re probably eligible for an Ghaziabad Personal Loan if you are

    01
    02
    03
    04
    Ghaziabad Personal Loan Minimum Age

    At least 21 years old

    Ghaziabad Personal Loan Maximum Age

    Less than 65 years old

    Ghaziabad Personal Loan Eligible Employment Type

    Salaried / Self – Employed
    with regular income

    Ghaziabad Personal Loan Minimum Income

    Earn more than the minimum
    income required


    Your Ghaziabad Personal Loan amount eligibility is based on these factors

    01
    02
    03
    Ghaziabad Personal Loan Minimum Salary

    Minimum income required
    Rs.17,500 per month

    Ghaziabad Personal Loan Maximum Loan Funded

    Maximum allowed personal loan is Rs. 50K to Rs. 30 lakhs

    Ghaziabad Personal Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Ghaziabad Personal Loan amount by these steps

    01
    02
    Ghaziabad Personal Loan Payoff Outstanding Credit Card Bills

    Pay off your credit card bills

    “Ghaziabad

    Choose longer tenure loan up to 5 years


    Documentation needed to apply for an Ghaziabad Personal Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Residence proof
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Ghaziabad Personal Loan Interest RatesUpdated on 23 Jun 2017

    Ghaziabad Personal Loan Details
    Interest Rate (Monthly reducing balance) 13.49% - 34%
    Processing Fees 0.5-2.5%
    Loan Tenure 1 year to 5 years
    Pre-closure Charges 2% - 5%
    Guarantor Requirement No guarantor required

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