Multiple banks. Different interest rates. Call it a "conflict of interest".
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    Ghaziabad Personal Loan

    We found 32 Ghaziabad Personal Loan

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    11.49% - 15.99% Fixed
    1% to 2.5%
    30L Max
    1-5 Years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Ad
    What you'll love
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    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.99% - 14.49% Fixed
    0
    30L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Ad
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    12% - 18% Fixed
    Up to 1.5% One time fee
    15L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Ad INSTANT DECISION
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.99% - 19.50% Fixed
    0 One time fee
    20L Max
    1-6 Years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    13.99% - 16.99% Fixed
    1% - 2% One time fee
    20L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Paperless Approval Option Available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    11.00% - 17.99% Fixed
    2.25% (min. ₹1149) One time fee
    20L Max
    1-5 Years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.85% - 11.85% Floating
    0.5% One time fee
    50 K - 10 L
    1-5 Years
    Response Time Within 30 minutes
    Guarantor Required Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.99% - 19.8% Fixed
    Up to 2.5% One time fee
    25L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.99% - 19% Fixed
    Up to ₹3000 One time fee
    25L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    17.25% - 37% Fixed
    1.5% to 6.0% One time fee
    15L Max
    1-4 Years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    11.49% - 20.15% Fixed
    Up to 2%
    15L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.5% - 13.25% Fixed
    0 One time fee
    30L Max
    1-5 Years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
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  • Ghaziabad Personal Loan Reviews

    • Bank Bazaar Customer Support
      "Its Excellent"
      0.5 4.0/5 "Great!"
      It was good experience with Bank Bazaar for my personal loan. Their responsiveness is good but the bank which I was chosen not responded well on loan process. Bank Bazaar took me through multiple option and offers on the loan products, I am fine with that.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on May 27, 2017
    • Capital First Personal Loan
      "Response part has to be improved"
      0.5 2.0/5 "Expected more"
      I didn't receive any call from capital first, Initially I got welcome call from them, then they had informed I would be receiving call from their end, but no body turned up. I have almost waited for 3 to 4 days then I processed with some other bank. Even Capital First interest rate is higher than others.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on May 27, 2017
    • Bank Bazaar Customer Support
      "Good Service"
      0.5 4.0/5 "Great!"
      Bankbazaar is good in terms of responsiveness and the customer service. When I applied with them for the loan process I received an immediate call from them and they informed me about the loan process. Their website is very easy to handle and it is good.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on May 27, 2017
    • Kotak Personal Loan
      "Good in Response"
      0.5 5.0/5 "Blown Away!"
      When I decided to take the personal loan, I approached Kotak Mahindra Bank through online source. But later I did not avail the loan due to my personal reasons. I do not have any issues with the bank for the loan process. In fact, I received proper response from the bank.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on May 27, 2017
    • Bank Bazaar Customer Support
      "Financial adviser"
      0.5 4.5/5 "Excellent!"
      I have contacted bankbazaar customer support in concern to my car loan and personal loan, With each and every call I make I got very good response and support from bankbazaar.com. There is very good customer support and the mails support with bankbazaar.com. We have very good option to compare with the product rates with different bank partners. The bank bazaar, web portal is easy to use and customer friendly. I am happy with the service.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on May 26, 2017
    • Capital First Personal Loan
      "Average service"
      0.5 5.0/5 "Blown Away!"
      The capital first was ready to approve my personal loan , but it was me who asked to cancel the personal loan application, because I have arranged the fund with other source. The rate of interest is high, when compared with others. Overall I am satisfied with the service.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on May 26, 2017
    • Bank Bazaar Customer Support
      "Satisfied with the services"
      0.5 5.0/5 "Blown Away!"
      I am very happy with Bankbazaar for the prompt response and clear information they provided to me. Most of all the response was prompt and I did not have to wait for any updates or follow up. Everything fell in place and I have used the website, it is useful too.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on May 24, 2017
    • Kotak Personal Loan
      "Bank explained details clearly"
      0.5 4.0/5 "Great!"
      I am very happy with Kotak Mahindra bank as they did not delay but informed me about all the terms and conditions on time. The bank could not proceed for my personal loan due to the salary criteria. The rate of interest was around 11% and the processing charges was normal.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on May 24, 2017
    • Bank Bazaar Customer Support
      "Good overall"
      0.5 4.0/5 "Great!"
      The services at Bankbazaar has been good overall. It would be better if the time taken to respond to a query is resolved sooner, if the issues gets sorted out or not is secondary, but acknowledging the query instantly is important. Else I had no hassles.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on May 17, 2017
    • Kotak Personal Loan
      "High on ROI & charges"
      0.5 4.0/5 "Great!"
      Kotak mahindra bank was good in the services overall and were cooperative as well, though they were a bit late in the process for the personal loan. The bank was high on the rate of interest and processing charges when compared to other banks. I got a rate of around 17%.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on May 17, 2017
    • Bank Bazaar Customer Support
      "Excellent service"
      0.5 4.0/5 "Great!"
      The response part with bank bazaar is really quick and fast, One of friend has applied personal loan with bankbazaar.com for me. Bank bazaar helped me to get in touch with the partner bank within a short term period. Overall the service is good with bankbazaar.com
      Was this review helpful? 0
      , ghaziabad
      Reviewed on May 16, 2017
    • HDFC Bank Personal Loan
      "Good and better service"
      0.5 4.0/5 "Great!"
      I was trying personal loan with different banks but finally I end up getting Personal loan with Hdfc bank, which gave me a good experience. The response was good with HDFC bank. The rate of interest is nominal comparatively. They took around a week time to disburse my personal loan.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on May 16, 2017
    • Bank Bazaar Customer Support
      "User friendly and prompt"
      0.5 5.0/5 "Blown Away!"
      Bank bazaar has the very knowledgeable executives, who gave very brief explanation about the product in concern to my personal loan application. I have applied personal loan through bankbazaar.com web site, which is very easy to use and customer friendly. The response and the follow up was quite good with Bank bazaar . Over all bankbazaar.com gave good experience.
      Was this review helpful? 1
      , ghaziabad
      Reviewed on May 15, 2017
    • Tata capital Personal Loan
      "Better experience"
      0.5 5.0/5 "Blown Away!"
      Actually Tata capital has promised me some interest rate, in the final agreement it was higher than what they have promised which was unsatisfied. They have done the process within the promised time.The response and the follow up was very well with TATA capital. Overall the service is good with Tata capital.
      Was this review helpful? 1
      , ghaziabad
      Reviewed on May 15, 2017
    • Bank Bazaar Customer Support
      "Fantastic"
      0.5 4.0/5 "Great!"
      I am okay with bankbazaar, because they have forwarded my information to the bankers in a very quick way, also the process started immediately. Through online only, I came to know about Bankbazaar.com and the response can be improved a bit.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on May 12, 2017
    • ICICI Bank Personal Loan
      "Average "
      0.5 5.0/5 "Blown Away!"
      I hold my salary account with the ICICI bank , has made the process as an easy one to get the personal loan. Turn around time was also an easy one and the rate of interest rate was a little higher end, also the foreclosure charges were also applicable. I have negotiated for the nil foreclosure charges but they have not agreed.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on May 12, 2017
    • Citibank Personal Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      I had taken a personal loan from CITI bank in the year of 2003 . At that time Interest rate was nominal but not sure how much it was personal loan amount emi was getting deducted from my central bank account EMI was 1400 approximately service was really good. I have given letter from my company letter head , and my loan got approved with in 15 days of time
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Apr 28, 2017
    • Capital First Personal Loan
      "ROI was high"
      0.5 1.0/5 "Really Bad"
      It was not a good experience with Capital First. The services was not satisfactory too. So I did not go ahead for the loan. I have opted for 80k loan with the huge rate of interest 36% was way high EMI was for 3 years and the processing charges is 7k and they have taken 10 days to process my loan. They need to improve on their services.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Apr 28, 2017
    • Bank Bazaar Customer Support
      "Good Service"
      0.5 4.0/5 "Great!"
      It was a great experience. I am very much happy by the service provided on them. Bank bazaar is a very useful The process followed by them is not time consuming and it is very easy to avail any banking financial products I got very good followup calls emails and sms from them over all good experience.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Apr 28, 2017
    • Fullerton Personal Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      Fullerton has been quick in the services and the process for the personal loan I received call from Fullerton stating that the loan cannot be process because I receive salary in cash, I was disappointed with their process Iam in this company for more than fifteen to sixteen years now,The services and response has been good with them.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Apr 28, 2017
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    Ghaziabad Personal Loan is Rated as "Great!" by 786 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Personal Loan BYTES FROM OUR KITCHEN

    Ghaziabad is in Uttar Pradesh in India. As its boundary is adjacent to Delhi, it acts as the main entrance of Uttar Pradesh and that is why it is also called the Gateway of Uttar Pradesh.Recent construction works have led to the city being described by a City Mayors Foundation survey as the second-fastest growing in the world.

    A personal loan is a kind of unsecured loan which can be used for any purpose that the borrower deems necessary. An unsecured loan is an umbrella term used for loans which do not require collateral. Banks, credit unions, and other financial institutions offer personal loans on an ongoing basis.


    You’re probably eligible for an Ghaziabad Personal Loan if you are

    01
    02
    03
    04
    Ghaziabad Personal Loan Minimum Age

    At least 21 years old

    Ghaziabad Personal Loan Maximum Age

    Less than 65 years old

    Ghaziabad Personal Loan Eligible Employment Type

    Salaried / Self – Employed
    with regular income

    Ghaziabad Personal Loan Minimum Income

    Earn more than the minimum
    income required


    Your Ghaziabad Personal Loan amount eligibility is based on these factors

    01
    02
    03
    Ghaziabad Personal Loan Minimum Salary

    Minimum income required
    Rs.17,500 per month

    Ghaziabad Personal Loan Maximum Loan Funded

    Maximum allowed personal loan is Rs. 50K to Rs. 30 lakhs

    Ghaziabad Personal Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Ghaziabad Personal Loan amount by these steps

    01
    02
    Ghaziabad Personal Loan Payoff Outstanding Credit Card Bills

    Pay off your credit card bills

    “Ghaziabad

    Choose longer tenure loan up to 5 years


    Documentation needed to apply for an Ghaziabad Personal Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Residence proof
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Ghaziabad Personal Loan Interest RatesUpdated on 30 May 2017

    Ghaziabad Personal Loan Details
    Interest Rate (Monthly reducing balance) 13.49% - 34%
    Processing Fees 0.5-2.5%
    Loan Tenure 1 year to 5 years
    Pre-closure Charges 2% - 5%
    Guarantor Requirement No guarantor required

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