Multiple banks. Different interest rates. Call it a "conflict of interest".
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    Chennai Personal Loan

    We found 3 Chennai Personal Loan

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    11.99% - 19.50% Fixed
    0 One time fee
    20L Max
    1-6 Years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.00% - 17.99% Fixed
    2.25% (min. ₹1149) One time fee
    20L Max
    1-5 Years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.99% - 19.8% Fixed
    Up to 2.5% One time fee
    25L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
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  • Chennai Personal Loan Reviews

    • Kotak Personal Loan
      "Timely process has to be done"
      0.5 4.0/5 "Great!"
      I am not happy with Kotak Mahindra personal loan process, they took more than a month and they processed an EMI before sanctioning the loan. I took the amount of 3 lakhs with the tenure of 3 years and my EMI is 10,802, its running without any issues.
      Was this review helpful? 0
      , chennai
      Reviewed on May 27, 2017
    • Bank Bazaar Customer Support
      "Easy to Navigate"
      0.5 4.0/5 "Great!"
      Bank Bazaar come to know through online but they are good in service, they are doing speedy service and they are analyzing the customer's profile and giving best service. The portal is also good to check multi information of banking products.
      Was this review helpful? 0
      , chennai
      Reviewed on May 27, 2017
    • IndusInd Bank Personal Loan
      "They Should Bring New Ideas"
      0.5 1.0/5 "Really Bad"
      I have few other loans are running , hence when I gave loan request to Indusind, however they have rejected it. But I am a prompt payer, I could track my record and process the loan. Indusind not potential to get the customer inside as they dont provide praactive customer service.
      Was this review helpful? 0
      , chennai
      Reviewed on May 27, 2017
    • Bank Bazaar Customer Support
      "Supportive Service"
      0.5 4.0/5 "Great!"
      Everything went good with Bankbazaar. I received proper response and good service from their executives. Their overall service is very nice, they assisted me to select the bank and they forwarded my application to the bank without any delay.
      Was this review helpful? 0
      , chennai
      Reviewed on May 27, 2017
    • Fullerton Personal Loan
      "Better Service"
      0.5 3.0/5 "Satisfactory"
      When I applied for the personal loan through online source with Fullerton, the interest rate was very high. So I closed the application. After a while, Fullerton approached me and quoted lower interest rate than earlier one. So I submitted all the documents with them and I am waiting for their response.
      Was this review helpful? 0
      , chennai
      Reviewed on May 27, 2017
    • Bank Bazaar Customer Support
      "Overall satisfied"
      0.5 5.0/5 "Blown Away!"
      I applied personal loan through Bank Bazaar mobile application. Then they reached me immediately, their application is good to track the application status. Infact my name was updated wrongly, when I put the request they immediately changed it.
      Was this review helpful? 0
      , chennai
      Reviewed on May 27, 2017
    • HDB Financial Services Personal Loan
      "Recommable product"
      0.5 5.0/5 "Blown Away!"
      I have postponed the plan due to personal reason, HDB finance guys are prompt in service. They have called me and asked me to submit the documents. But I informed them will process it next month. HDB finance interest rate and charges also reasonable as per market.
      Was this review helpful? 0
      , chennai
      Reviewed on May 27, 2017
    • Axis Bank Personal Loan
      "Good"
      0.5 4.0/5 "Great!"
      I got the personal loan with the Axis bank and the rate of interest is around 18.9%. The loan amount got disbursed within twenty days of time. Response is good one with them and the processing charges were lesser one with the Axis bank.
      Was this review helpful? 0
      , chennai
      Reviewed on May 27, 2017
    • Bank Bazaar Customer Support
      "Good"
      0.5 5.0/5 "Blown Away!"
      I would like to say that Bankbazaar.com have provided me the information related to the bankers , also the interest rate is lesser when we deal with them rather than approaching the bankers directly. Website of the Bankbazaar.com and mobile application is working in a good way.
      Was this review helpful? 0
      , chennai
      Reviewed on May 27, 2017
    • HDFC Bank Personal Loan
      "Good"
      0.5 5.0/5 "Blown Away!"
      I did not avail the personal loan from HDFC bank because they have denied the process to dealt with it. Rate of interest was around 11% with the HDFC bank and the customer service was good one with them. I would like to deal with them in future too.
      Was this review helpful? 0
      , chennai
      Reviewed on May 27, 2017
    • HDFC Bank Personal Loan
      "Super fast process"
      0.5 5.0/5 "Blown Away!"
      I applied for a personal loan with HDFC Bank in the morning and on the very same evening I got the funds. The process was super fast and the loan amount provided was as required. I also got a decent deal of 11% and the processing charges was normal too.
      Was this review helpful? 0
      , chennai
      Reviewed on May 27, 2017
    • Bank Bazaar Customer Support
      "Proper Service"
      0.5 5.0/5 "Blown Away!"
      I received proper information from Bankbazaar for my personal loan application. I did not find any issues with bankbazaar while processing the application. Their website is very easy to approach and I received immediate response on my application. They used to get in touch with me via calls, messages and mails. Executives were so polite while talking with me.
      Was this review helpful? 0
      , chennai
      Reviewed on May 27, 2017
    • Bajaj Finserv Personal Loan
      "Fastest service"
      0.5 5.0/5 "Blown Away!"
      I availed personal loan from Bajaj Finserv. I am going to make 7th EMI. Interest rate is around 17%. Always bajaj is the easiest one to approach for any kind of loan. The very moment I submitted the documents, they processed the loan in just 2 hours of time.
      Was this review helpful? 0
      , chennai
      Reviewed on May 27, 2017
    • HDFC Bank Personal Loan
      "Better Service"
      0.5 4.0/5 "Great!"
      I received calls from HDFC bank on my personal loan application and they informed me that my salary should be above 20k. Even then they collected all my documents and said they would call me regarding the loan process but it has been one week of time, still I did not receive any calls or messages from HDFC end. At the time when I submitted the application, I received good response from the bank.
      Was this review helpful? 0
      , chennai
      Reviewed on May 27, 2017
    • Bank Bazaar Customer Support
      "Good in services. Can improve on the portal"
      0.5 4.0/5 "Great!"
      The services are good from Bankbazaar. They were on time in contacting me and inform me the details. I would suggest that the offers on the portal should match with that of the bank. There could also be more banks as well listed on the page. Else it is a user friendly portal, for any reference I browse this site and get quotes and have also shared these details for my friends as well.
      Was this review helpful? 0
      , chennai
      Reviewed on May 27, 2017
    • ICICI Bank Personal Loan
      "Not happy with the services"
      0.5 1.0/5 "Really Bad"
      ICICI Bank has not been up to the mark for the personal loan. They contacted me initially and informed me the details for the loan. After which they were supposed to follow up but there were no calls. So I went ahead with another bank. The interest rate was on the higher side.
      Was this review helpful? 0
      , chennai
      Reviewed on May 27, 2017
    • Bank Bazaar Customer Support
      "One Stop"
      0.5 5.0/5 "Blown Away!"
      Bank Bazaar is good, its not only the website. Its a financial guide for all the banking products, I got credit card through their service. The website is good and simple and easy to know the eligibility and with clear information. Their representative are understanding the customer giving responsible answer on the customer's queries.
      Was this review helpful? 0
      , chennai
      Reviewed on May 27, 2017
    • IndusInd Bank Personal Loan
      "They should give clear information about laon status"
      0.5 1.0/5 "Really Bad"
      The person who came and collected the documents for the loan process was not responsible. I received a call from mumbai office they said my loan was under process but nothing came back. Indusind rate of interest is good when compared to all others but they should improve the service too.
      Was this review helpful? 0
      , chennai
      Reviewed on May 27, 2017
    • Bank Bazaar Customer Support
      "Excellent services"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar has done their job well as a mediator. They were coordinating well and communicating clearly. The follow up process was good and overall a nice experience as I had no hassles in knowing about the banks offers without visiting the bank in person.
      Was this review helpful? 0
      , chennai
      Reviewed on May 27, 2017
    • HDB Financial Services Personal Loan
      "Nice services"
      0.5 5.0/5 "Blown Away!"
      HDB Financial services has been good in responding to the personal loan request and they have done their best to process the loan. The rate of interest and processing charges was nominal. I could not proceed ahead due to the credit score not matching their requirement.
      Was this review helpful? 0
      , chennai
      Reviewed on May 27, 2017
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    Chennai Personal Loan is Rated as "Great!" by 10654 Users

    Personal Loan BYTES FROM OUR KITCHEN

    Chennai formerly known as Madras, this 369-year-old city is the capital of the southern state of Tamilnadu and is India's sixth-largest city in terms of population.It serves as one of the main gateways to South India and has a thriving local culture and art scene and is one of the major destinations for medical tourism. It is considered as one of the world's fastest growing cities.

    A personal loan is a kind of unsecured loan which can be used for any purpose that the borrower deems necessary. An unsecured loan is an umbrella term used for loans which do not require collateral. Banks, credit unions, and other financial institutions offer personal loans on an ongoing basis.

    Apply for Personal Loan

    You’re probably eligible for an Chennai Personal Loan if you are

    01
    02
    03
    04
    Chennai Personal Loan Minimum Age

    At least 21 years old

    Chennai Personal Loan Maximum Age

    Less than 65 years old

    Chennai Personal Loan Eligible Employment Type

    Salaried / Self – Employed
    with regular income

    Chennai Personal Loan Minimum Income

    Earn more than the minimum
    income required


    Your Chennai Personal Loan amount eligibility is based on these factors

    01
    02
    03
    Chennai Personal Loan Minimum Salary

    Minimum income required
    Rs.17,500 per month

    Chennai Personal Loan Maximum Loan Funded

    Maximum allowed personal loan is Rs. 50K to Rs. 30 lakhs

    Chennai Personal Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Chennai Personal Loan amount by these steps

    01
    02
    Chennai Personal Loan Payoff Outstanding Credit Card Bills

    Pay off your credit card bills

    “Chennai

    Choose longer tenure loan up to 5 years


    Documentation needed to apply for an Chennai Personal Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Residence proof
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Chennai Personal Loan Interest RatesUpdated on 29 May 2017

    Chennai Personal Loan Details
    Interest Rate (Monthly reducing balance) 13.49% - 34%
    Processing Fees 0.5-2.5%
    Loan Tenure 1 year to 5 years
    Pre-closure Charges 2% - 5%
    Guarantor Requirement No guarantor required

    Check For Latest: Gold Rate in Chennai Or Silver Rate in Chennai
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