Multiple banks. Different interest rates. Call it a "conflict of interest".
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    Bangalore Personal Loan

    We found 32 Bangalore Personal Loan

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    11.49% - 15.99% Fixed
    1% to 2.5%
    30L Max
    1-5 Years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Ad
    What you'll love
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    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.99% - 14.49% Fixed
    0
    30L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Ad
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    12% - 18% Fixed
    Up to 1.5% One time fee
    15L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Ad INSTANT DECISION
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.99% - 19.50% Fixed
    0 One time fee
    20L Max
    1-6 Years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    13.99% - 16.99% Fixed
    1% - 2% One time fee
    20L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Paperless Approval Option Available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    11.00% - 17.99% Fixed
    2.25% (min. ₹1149) One time fee
    20L Max
    1-5 Years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.85% - 11.85% Floating
    0.5% One time fee
    50 K - 10 L
    1-5 Years
    Response Time Within 30 minutes
    Guarantor Required Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.99% - 19.8% Fixed
    Up to 2.5% One time fee
    25L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.99% - 19% Fixed
    Up to ₹3000 One time fee
    25L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    17.25% - 37% Fixed
    1.5% to 6.0% One time fee
    15L Max
    1-4 Years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    11.49% - 20.15% Fixed
    Up to 2%
    15L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.5% - 13.25% Fixed
    0 One time fee
    30L Max
    1-5 Years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
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  • Bangalore Personal Loan Reviews

    • IDBI Personal Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      IDBI is good in the rate of interest. I got the interest rate of 9.8% for the personal loan with the processing fee of 1% of the loan amount. Documentation process is very simple and it is surely a recommendable bank. Even they maintain good customer service.
      Was this review helpful? 1
      , bangalore
      Reviewed on May 27, 2017
    • Bank Bazaar Customer Support
      "Prompt service"
      0.5 5.0/5 "Blown Away!"
      I do not have any suggestions for bankbazaar as everything went good with them when I approached them for the loan process. Their website is easy to handle and it is informative. I got very good responsiveness and good customer service from bankbazaar.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 27, 2017
    • Citibank Personal Loan
      "High Interest Rate"
      0.5 4.0/5 "Great!"
      Citi bank is on higher end in terms of interest rate. They quoted some high rate of interest for the personal loan. When I checked with other banks, I got lower interest rate than CITI bank so I closed my application with CITI. Customer service and everything is fine except the interest rate.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 27, 2017
    • Bank Bazaar Customer Support
      "Overall good"
      0.5 4.0/5 "Great!"
      My overall experience with Bankbazaar was good. I was contacted on time and given the details.The website was good and informative. But when I click on the bank names to get more details is was taking me to the application page. Else good and no issues.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 27, 2017
    • Standard Chartered Bank Personal Loan
      "Good services"
      0.5 4.0/5 "Great!"
      Since I had to travel out of the country, I did not proceed ahead for the personal loan with Standard Chartered Bank. They did contact me a couple of time for the loan. The rate of interest was low but not the lowest, it was around 11.49% and the processing charges were normal.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 27, 2017
    • Bajaj Finserv Personal Loan
      "High interest rate"
      0.5 3.0/5 "Satisfactory"
      Interest rate is very high for the personal loan with Bajaj Finserv. Also there is a lot of confusions with them, informations are differs from online to offline. There is no friendly envionment with Bajaj. I am quite diappointed because of their charges. They deducted 25000 for insurance which was not communicated to me in the beginning. So I am planning to transfer the loan to some other bank where I could get a better interest rate.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 27, 2017
    • Bank Bazaar Customer Support
      "Better Service"
      0.5 3.5/5 "Pretty good"
      I received proper response and good service from bankbazaar. They are helpful to get the information about the loan process. They have good website where we can select the bank for the loan and they will forward the application to the bank.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 27, 2017
    • Standard Chartered Bank Personal Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      Standard chartered bank has approached me for the loan. The interest rate is of 12.5% which is very nominal and the processing fee is around 900 rupees. The services are very quick and it is recommendable. They promptly processed the loan and they had completed the process on time.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 27, 2017
    • Capital First Personal Loan
      "No Response"
      0.5 1.0/5 "Really Bad"
      I have not received any kind of response from Capital First when I applied for the personal loan. If someone applies for the loan it is their responsibility to respond the customer. No one is applying the loan for time pass, because of the emergency situation we are approaching the financial institutions but I received no response from them. Actually to say I was waiting for their response. Then I switched over to other bank and availed the loan. After long time, I received call from Capital first then I informed that I already took the loan from other bank.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 27, 2017
    • Bank Bazaar Customer Support
      "One stop solution for all products"
      0.5 4.5/5 "Excellent!"
      You people are giving good service, the site is also excellent. Here I can go and compare the rate of interest. Customer could see each and every bank information through online. I am happy to use Bank Bazaar service, I had already taken car loan through them.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 27, 2017
    • ICICI Bank Personal Loan
      "Loan process has to be changed"
      0.5 4.0/5 "Great!"
      I had already salary account within ICICI for 15 years, on the loan process they came and collected all the documents but still they kept asking many documents. Being an existing customer there is no necessary to collect my documents but even after collecting also they gave inconvenient service. Hence I didn't proceed further with them.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 27, 2017
    • Bank Bazaar Customer Support
      "Supportive Service"
      0.5 5.0/5 "Blown Away!"
      I had no issues wit bankbazaar when I was processing my loan application with them. They were good in providing proper assistance to get the loan as well they suggested the bank to approach for the loan. My application been forwarded to the bank by bankbazaar itself.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 27, 2017
    • Fullerton Personal Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I recently applied for the personal loan with Fullerton but as I did not completed a year in the current company I had to close my application for time being. There is some limited experience required it seems. Fullerton responded well when I approached them, I had no issues with them.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 27, 2017
    • Bank Bazaar Customer Support
      "Easy to navigate"
      0.5 5.0/5 "Blown Away!"
      I used to get daily basis call from Bank Bazaar regarding my loan application. I am very happy with their service. Follow up part is really good, they taken complete care about the loan process. Even I got Kotak Mahindra credit card through Bank Bazaar but I didn't get the option for Standard chartered bank. Bank Bazaar should give multiple option on credit card part.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 26, 2017
    • ICICI Bank Personal Loan
      "Response part has to be improved"
      0.5 2.0/5 "Expected more"
      I have applied for personal loan in ICICI for the amount of Rs. 2 lakhs, I have received only one call from them, then that executive said they will get back but there was no from them. Finally I checked my application status it was closed, without informing ICICI closed my loan application.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 26, 2017
    • Bank Bazaar Customer Support
      "Excellent"
      0.5 4.5/5 "Excellent!"
      The services from Bankbazaar was nice as I faced no difficulties in submitting my details on the website. It is a interactive portal and the user friendly. The options are clear and accurate. There were follow up calls as well checking about my requirement.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 26, 2017
    • Kotak Personal Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      Initially, Kotak Mahindra Bank contacted me , they collected all my documents for the personal loan process, then there was no response from their end after some days they have contacted and they said Rate of interest will not be charged but later on after disbursement of loan they have charged certain amount however there was no proper communications from them after that.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 26, 2017
    • Bank Bazaar Customer Support
      "Fablous Service"
      0.5 5.0/5 "Blown Away!"
      Bank Bazaar is good platform to get touch with all Banks, and you guys are really good in servicing the customers. Its been a month I am using Bank Bazaar site, there I go and check the credit score and we apply for the financial products its good.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 26, 2017
    • ICICI Bank Personal Loan
      "Its Awesome"
      0.5 5.0/5 "Blown Away!"
      Previously there was a need, hence I applied for the personal loan then I don't have requirement to take loan. Therefore I denied to avail loan from ICICI. Their service is good they confirmed me all the loan process and they kept updated about the interest rate and other charges too.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 26, 2017
    • Bajaj Finserv Personal Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      Bajaj Finance executive have provided proper follow up regarding the loan process.The documentation and verification process was in a proper manner.I have taken the loan for my requirement ans it was fulfilled.I am happy with the overall service provided they have just taken 15 days of time to disburse my loan amount.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 26, 2017
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    Bangalore Personal Loan is Rated as "Great!" by 17061 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Personal Loan BYTES FROM OUR KITCHEN

    Bangalore also known as Bengaluru, is the capital of the Indian state of Karnataka. It is India's third-largest city.In recent years, Bangalore propelled to be the forefront of the high-tech industry boom in India, and it currently ranks as India's most developed city and one of the world's fastest growing urban areas.

    A personal loan is a kind of unsecured loan which can be used for any purpose that the borrower deems necessary. An unsecured loan is an umbrella term used for loans which do not require collateral. Banks, credit unions, and other financial institutions offer personal loans on an ongoing basis.

    Apply for Personal Loan

    You're probably eligible for an Bangalore Personal Loan if you are

    01
    02
    03
    04

    At least 21 years old

    Less than 65 years old

    Salaried / Self “ Employed
    with regular income

    Earn more than the minimum
    income required


    Your Bangalore Personal Loan amount eligibility is based on these factors

    01
    02
    03

    Minimum income required
    Rs.17,500 per month

    Maximum allowed personal loan is Rs. 50K to Rs. 30 lakhs

    EMIs of other loans lower
    your eligibility


    Increase your eligible Bangalore Personal Loan amount by these steps

    01
    02

    Pay off your credit card bills

    Choose longer tenure loan up to 5 years


    Documentation needed to apply for an Bangalore Personal Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Residence proof
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary “ slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Bangalore Personal Loan Interest RatesUpdated on 30 May 2017

    Bangalore Personal Loan Details
    Interest Rate (Monthly reducing balance) 13.49% - 34%
    Processing Fees 0.5-2.5%
    Loan Tenure 1 year to 5 years
    Pre-closure Charges 2% - 5%
    Guarantor Requirement No guarantor required

    Check For Latest: Gold Rate in Bangalore Or Silver Rate in Bangalore
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