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  • Personal Loan BYTES FROM OUR KITCHEN

    Axis Bank Personal Loan Balance Transfer

    Axis Bank is one of the leading private sector banks in India which is providing its unmatched financial services to the nation since its initiation. Each and every service and product offered by the bank provides financial strength to the customers whenever they are in a bad economic state. You can enjoy cost-effective loans, insurances, and other services from this technologically-equipped bank with minimal paperwork.

    Axis Bank has gained huge popularity among the borrowers for its customer-friendly personal loans coming with competitive interest rates. You can fulfill all your financial requirements by opting for an Axis Bank personal loan without hampering your present and future expenses. The process of application is easy and you can expect to get some amazing benefits while taking a personal loan from Axis Bank.

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    Axis Bank Personal Loan Balance Transfer Online

    If you want to reduce the burden of your existing loan, you can easily do that by transferring the remaining principal amount of your personal loan to Axis Bank. Since Axis Bank offers personal loans at low-interest rates, you can significantly cut down your EMIs by making an easy balance transfer with this bank. By opting for an Axis Bank personal loan balance transfer, you can not only enjoy low-interest rates and save a lot of money on your monthly payments, but you can also extend the loan repayment tenure as per your requirement.

    Axis Bank Personal Loan Balance Transfer Benefits

    There are a number of benefits that you can expect to get after transferring your personal loan balance to Axis Bank. Here are some of the vital ones for your quick reference:

    • Since you can carry over your personal loans from other banks at an interest rate starting from 15.50%, you can save a lot of money on the monthly payments.
    • With the transfer of your existing personal loan balance to Axis Bank, your ongoing EMIs will come down significantly.
    • You will get more time to repay your loan amount after making a balance transfer as you can ask for an enhanced loan repayment tenure.
    • After transferring your personal loan balance to Axis Bank, you can easily pay your EMIs without compromising with your day-to-day requirements.
    • You can invest the amount saved on interests in other schemes such as mutual funds, insurances etc. to get lucrative financial output in the long run.
    • Axis Bank does not charge any amount for processing your personal loan balance transfer request. So, you need not worry about additional costs.
    • Minimal documentation is required to transfer your personal loan balance to Axis Bank. Moreover, the request is processed within a very quick span of time.
    • Axis Bank offers easy and quick online balance transfer facility thus enabling you to conduct the entire procedure right from your home with a few clicks of the mouse.
    • If you have a plan to pre-close your personal loan in the near future, transferring it to Axis Bank is a good option as the bank doesn’t charge any extra amount for pre-closing a personal loan account.
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    Axis Bank Personal Loan Balance Transfer Eligibility

    Axis Bank allows a personal loan balance transfer only when the applicant meets the basic eligibility criteria put forward. Here are the conditions that one needs to fulfil to be eligible for a personal loan balance transfer to Axis Bank:

    • Profession of the Applicant:
    • Salaried doctors
    • Government employees including central & local bodies, and Public Sector Undertakings
    • Employees of Private and Public limited companies
    • Age of the applicant: Minimum 21 years and maximum 60 years of age.
    • Net Monthly Income: Minimum net monthly income must be Rs.15,000.

    If you fulfil all these above-mentioned criteria, you can apply to move your personal loan outstanding balance to Axis Bank through its official website.

    Documents Required for Axis Bank Balance Transfer

    The Axis Bank personal loan documentation process is simple and hassle-free. You need to submit the following basic documents at the time of sending the balance transfer request:

    • Duly filled and signed application form.
    • 2 passport-sized photographs of the applicant.
    • Age Proof- Voters ID/Aadhar Card, Driving License/ Passport (Copy of any one).
    • ID Proof- Driving License/PAN Card/ Voters ID/ /Passport (Copy of any one).
    • Income Proof- Previous 3 months salary slips, last 3 months bank statement, and updated Form 16.
    • Residence Proof- Rental Agreement/Voters ID/Passport/Last 3 months utility bills (Copy of any one).
    • Signature Verification Proof- PAN Card/Driving License/Government ID Card (Copy of any one).
    • Balance Transfer Proof- Latest loan statement and loan transfer request letter.

    How to Apply for an Axis Bank Balance Transfer?

    The process of Axis Bank personal loan balance transfer is very quick and easy. You can apply for a balance transfer with Axis Bank in a number of ways. Choose any of the following options to send your request to the concerned bank authorities:

    Apply for Axis Bank balance transfer online

    Step 1 - Visit the official website of Axis Bank.

    Step 2 - Go to the ‘Apply Now’ tab present on the top of the page.

    Step 3 - Select ‘Personal Loan’ from the drop-down list.

    Step 4 - Fill up the online application form with your vital particulars such as name, email Id, mobile number, state, and city.

    Step 5 - Type the text shown in the image in the box.

    Step 6 -Click on the small box to authorise the bank to call you back.

    Step 7 - Hit ‘Submit’ after you are done.

    Note: The executives will call you soon with all the details. Tell them your exact requirements and they will guide you how to proceed further.

    Apply through Axis Bank Loan Centers

    You can visit the nearest Axis Bank Loan Center personally and request for the transfer of your personal loan. Make use of the online tool to locate the closest center to your place. Here is how to use the tool:

    1. Visit the website of Axis Bank and go to the ‘Locate Us’ tab on page-top.
    2. Click on ‘Loan Centres’ from the drop-down list under ‘Centres and Networks’.
    3. Select your State, City, and Area from the options provided in their particular boxes.
    4. Recheck and press the ‘Submit’ button once you have completed the process.
    5. Detailed address of the nearest loan center will show up on the page.

    Call the Axis Bank Helpline Numbers

    Axis Bank has a dedicated helpline number for addressing any personal loan related queries of the customers. You can apply for a personal loan balance transfer by calling this number or other customer support numbers. Here are the details:

      • Exclusively Number for Personal Loan- 1800 233 5577
      • Toll-Free Numbers-1-860-419-5555, 1-860-500-5555

    Personal Loan Balance Transfer from HDFC to Axis Bank

    Since Axis Bank allows personal loan balance transfer from any Indian Bank, you can easily make a personal loan balance transfer from HDFC to Axis Bank. When you shift your remaining balance from HDFC Bank to Axis Bank you can expect to get lower interest rates on your loan with longer loan tenure and other exciting benefits. Take help of the Axis Bank Personal Loan EMI calculator available on the website to calculate how much you can actually save by transferring your balance to Axis Bank. If the profit margin is high and the saving is good enough to invest in other important things that matter to you and your family, switch your HDFC Bank personal loan to Axis Bank without any second thought.

    If you are facing issues due to the high interest rates of your personal loan, shifting it to Axis Bank is a good idea indeed. This decision will most likely help you to bring down your EMI cost while reducing your loan repayment stress as well. Along with that, you can also avail some extra funds at lower interest rates to back up your urgent expenses.

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