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  • Schengen Visa - Application Requirements, Fees and Guidelines for Indian Passport Holders

    Schengen Visa allows an individual to transit through or to stay in one or more Member States within the Schengen Zone. The visa allows a maximum of 90 days of stay under the short stay scheme and it can differ based on the visa type. Considering the fact that India contributes to a larger inflow of tourists in the Schengen areas each year, any Indian aspiring for the Schengen Visa must understand the various factors concerning the eligibility criteria, fees, and various other regulations.

    Schengen_Visa
    Schengen Visa

    Schengen Zone

    A Schengen Visa allows access to 26 member states or countries which are part of the Schengen Agreement. Within the Schengen Zone, there are 26 member states with 22 members from the European Union Member States and the remaining four from the European Free Trade Association (EFTA). The member states do not carry out border checks at their internal borders as the controls are based on predefined criteria as per the Schengen agreement.

    The Schengen Area/Zone is defined by the Schengen Agreement where the members allow free and unrestricted movement of people, goods, services, and capital, based on common rules. The members share common travel and movement rights which helps them in controlling external borders by strengthening the common judicial system and police cooperation. The Schengen Zone consists of the following members -

    Austria Hungary Poland
    Belgium Iceland Portugal
    Czech Republic Italy Slovakia
    Denmark Latvia Slovenia
    Estonia Lithuania Spain
    Finland Luxembourg Sweden
    France Malta Switzerland
    Germany Netherlands Liechtenstein
    Greece Norway  

     

    Features of the Schengen Zone

    The abolition of borders between the members of the Schengen area benefits the citizens and the governments in various ways. Few of the features of the Schengen Zone are listed below -

    • Within the Schengen Zone, the citizens of any country can liberally cross the internal borders without any border checks (subject to valid Schengen Visa or permit).
    • The members share common standards for crossing the external borders.
    • Police and Judicial collaboration to fight crime effectively.
    • The presence of Schengen Information System (SIS), a unique database to share information pertaining to individuals, goods, criminals, etc.
    • Borders checks can be introduced for a maximum of 30 days, if required.

    Security System of the Schengen Zone

    The Schengen Zone has implemented strong security systems to protect the citizens from fraud, criminals, etc. The security system consists of Visa Information System (VIS), Schengen Information System (SIS), and European Dactyloscopy (EURODAC) that helps the members in developing and sharing a database for various reasons. The databased helps the members in accessing information of people entering the Schengen Zone, people who are flagged for criminal activities, and people who banned from entering the Schengen Zone. The details of each of the systems are listed below -

    • Visa Information System (VIS) - Collects and exchanges information of short-stay visa applications.
    1. Supports Visa Issuance and Border Check Processes
    2. Protects Schengen Travelers
    3. Supports with Asylum Applications
    4. Improves security measures
    • Schengen Information System (SIS) - Collects and exchanges information of people who are suspected to be criminals along with data of people who are not allowed to enter/reside in the Schengen Zone. Moreover, it collects information pertaining to stolen/lost assets and missing people.
    1. Allows Collaboration of Border Control and Law Enforcement
    2. Supports Vehicle Registration Collaboration
    • European Dactyloscopy (EURODAC) - A fingerprint database to identify asylum seekers and illegal border-crossers.
    1. Supports applications of Asylum Seekers
    2. Supports VIS
    3. Avoids, identifies, and explores crimes, terrorism, and other threats

    Eligibility of Schengen Visa Application

    All Indian citizens and citizens of other nations who are currently residing in India can apply for a Schengen Visa in India. The citizens of the following countries are required to apply for a Schengen Visa in order to visit any of the Schengen member states -

    Afghanistan Côte d’Ivoire Jamaica Nepal Sudan
    Algeria Cuba Jordan Niger Suriname
    Angola Democratic Republic of the Congo Kazakhstan Nigeria Swaziland
    Armenia Djibouti Kenya North Korea Syria
    Azerbaijan Dominica Kiribati Northern Mariana’s Tajikistan
    Bahrain Dominican Republic Kuwait Oman Tanzania
    Bangladesh Ecuador Kyrgyzstan Pakistan Thailand
    Belarus Egypt Laos Palau Timor-Leste
    Belize Equatorial Guinea Lebanon Papua New Guinea Togo
    Benin Eritrea Lesotho Peru Tonga
    Bhutan Ethiopia Liberia Philippines Trinidad and Tobago
    Bolivia Fiji Libya Qatar Tunisia
    Botswana Gabon Madagascar Russia Turkey
    Burkina Faso Gambia Malawi Rwanda Turkmenistan
    Burma/Myanmar Georgia Maldives Samoa Tuvalu
    Burundi Ghana Mali Sao Tome And Principe Uganda
    Cambodia Grenada Marshall Islands Saudi Arabia Ukraine
    Cameroon Guinea Mauritania Senegal Uzbekistan
    Cape Verde Guinea-Bissau Micronesia Sierra Leone Vanuatu
    Central African Republic Guyana Moldova Solomon Islands Vietnam
    Chad Haiti Mongolia Somalia Yemen
    China India Morocco South Africa Zambia
    Colombia Indonesia Mozambique Sri Lanka Zimbabwe
    Comoros Iran Namibia St Lucia Kosova
    Congo Iraq Nauru St Vincent & The Grenadines  

    Nationalities of the following countries require an airport transit visa in order to change the aero plane at an airport in a Schengen Area country during the course of their travel -

    • Afghanistan
    • Bangladesh
    • Congo (DRC)
    • Eritrea
    • Ethiopia
    • Ghana
    • Iran
    • Iraq
    • Nigeria
    • Pakistan
    • Somalia
    • Sri Lanka

    Application Process for the Schengen Visa

    The completed application form along with the required documents need to be submitted by the Embassy/Consulate or its representatives in India. The following list mentions the required details for the application of the Schengen Visa -

    • Filled in application form ( option of online and physical forms) with the following details -
      1. Surname/family name as per the passport
      2. Surname/family name at birth, if different from present name
      3. First Name(s) as per the passport
      4. Date of Birth in MM.DD.YYYY format
      5. Place of Birth as per the passport
      6. Country of Birth
      7. Current Nationality, if different from nationality at Birth
      8. Gender
      9. Marital status
      10. If the applicant is a minor, then details such as full name, address, and nationality of the person holding legal guardianship or parental authority is required on the form.
      11. National Identity Number, if applicable
      12. Travel Document Type with options ranging from Ordinary Passport, Diplomatic Passport, Service Passport, Official Passport, and Special Passport to Other types of travel documents.
      13. Travel Document Number along with, date of issue, valid until, and issuing authority.
      14. Applicant mailing address along with the email address and Telephone Number
      15. Details of residence in another country, if the applicant lived in a country other than the current nationality.
      16. Current Occupation
      17. Details of Employer or Educational Institution
      18. Purpose for the Trip whether it’s Tourism, Business, Official Visit, Medical Treatment, Study, Transit, visit Family/Friends, Cultural, Sports, Transit/Airport Transit, or any other.
      19. Destination Member State
      20. Member State of first entry
      21. Number of Entries required
      22. Duration of the intended stay or transit indicate number of days
      23. Details of Schengen Visas Issued during the past three years.
      24. Fingerprints
      25. Details of Entry Permit for the Final Destination Country, if applicable
      26. Arrival Date
      27. Departure Date
      28. Details of the invitation
      29. Details of Travel and Living Expenses
      30. Personal details of a Family Member who is residing in a European Union, EEA, or Swiss National
      31. Signature along with Date and Location
    • Two photographs of the applicant as per the visa application guidelines
    • Applicant's passport with at least three months of validity after the return date and copies of the previous visas, if any.
    • A €30,000 travel insurance coverage with validity across the Schengen area.
    • The itinerary and a cover letter stating the purpose of the visit.
    • Details of flight itinerary including flight numbers and dates of travel along with entry and exit details.
    • Details of accommodation during the entire visit.
    • Details of marital status.
    • Proof of sufficient financial funds to support the visit and all other expenses.
    • Additional documents for applicants who are:
    1. Employed - Employment contract, current bank statement of latest 6 months, leave permission from your employer, Income Tax Return (ITR) form, etc.
    2. Self-employed - A copy of your business license in India, company bank statement of the latest 6 months, and Income Tax Return (ITR).
    3. Students: Proof of enrollment and no-objection certificate from school or university.
    4. Retired - Pension statement of the latest 6 months

    Schengen Visa Fees for Indian Passport holders

    The Schengen Visa fee is a non-refundable mandatory fee which differs based on the type of the visa and the applicant’s country. Most embassy/consulates allow multiple payment methods such as cash, debit and credit cards, etc.

    Visa Category Visa Fee in Rupees Visa Fee in Euro
    Schengen Visa for Adults 4,400 60
    Schengen Visa for children between 06-12 years of age 2,600 35
    Schengen Visa for children below six years of age Waived Waived

    The visa fee is subject to the current exchange rates. The visa fee is waived for Indian pupils, graduate and postgraduate students who are travelling for educational training and study purposes. Moreover, the visa fee is also waived for individuals up to 25 years of age who are applying for a visa for non-profit participation in seminars, sports, cultural or educational events. Additionally, the Indian researchers visiting any of the Schengen Members to carry out scientific research, are not required to pay the visa fee. Applicants are advised to refer to the website of specific Schengen states to obtain further information pertaining to additional visa waiver schemes.

    Schengen Visa Types

    There are various types of Schengen Visas which determine the validity and limitation of the visit. Based on the consulate/embassy of the member which issues the visa, the validity and rules may differ. The Schengen Visa is broadly divided into the following three categories -

    • Uniform Schengen Visas (USV) - This type of visa allows the holder to transit through or to reside in a Schengen area for a maximum of 90 days in a six-month period from the date of entry. Based on the purpose of the travel, the visa can be obtained either for transiting through the airport of a Schengen country without entering the country or for staying within the Schengen Area for a specified period as per the visa validity. The Schengen Airport Transit Visa falls under the ‘A’ category whereas the short-term visa comes under the ‘C’ category. The short-term visas can be obtained under the following schemes -
      • Single-entry -A single-entry visa allows its holder to enter the Schengen Area only once for a specific period of time. Once the visa holder leaves the Schengen Area, the visa’s validity expires.
      • Double-entry - Based on the validity of the visa, the visa holder can enter the Schengen Area twice within the specified duration. When the visa holder leaves the Schengen Area for the second time, the visa expires.
      • Multiple-entry - The visa holder can choose to enter and leaves the Schengen Area multiple times within the specified duration.
      • The Uniform Schengen Visa is applicable for Austria, Belgium, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, and Switzerland.

    • Limited Territorial Validity Visas (LTV)-LTV allows the visa holder to enter and visit a specific country in the Schengen Zone. The visa holder cannot enter any other area of the Schengen Zone which is not specified in the visa. LTV is issued in very few instances such as the non-availability of a valid travel document or other humanitarian reasons.
    • National Visas - The National Visas are issued to individuals such as students and professionals who need to reside in a Schengen country for a specific period of time. National Visas can be obtained under single-entry and multiple-entry schemes.
    • Under the three categories of Schengen Visa, the following types of visa are granted to the applicants -

      • Tourist Schengen Visa
      • Business Schengen Visa
      • Student Schengen Visa
      • Working Schengen Visa
      • Transit Schengen Visa
    • Tourist Schengen Visa -When an individual needs to visit any of the Schengen Area to meet his/her family/friends or for tourism, he/she needs to apply for a Tourist Schengen Visa. Once the visa is approved, the visa holder can reside in a Schengen country for a maximum of three months, unless the visa mentions different. This type of visa doesn’t allow the visa holder to work in the Schengen Zone, unless the visa mentions differently.
    • The citizens from the specified countries are required to apply for a short-term Tourist Schengen Visa when they wish to travel to any of the Schengen Zone. Whether the visa is obtained under the single-entry or multiple-entry scheme, the visa holder is not allowed to stay for more than 90 days in a six-month period from the date of entering the Schengen Zone.

    Documents Required For Tourist Schengen Visa

    Along with the filled in application form, the following details/documents are required for the application process -

    • One passport format photograph with a light background where the complete face is captured.
    • A valid passport with three months of validity from the departure date. The passport must have at least two blank pages.
    • Copy of the confirmed airline ticket for the return journey.
    • Travel visa insurance policy which is valid in all Schengen countries. In the event of visa application rejection, the applicant can claim for a refund after cancelling it.
    • Proof of accommodation.
    • Latest bank statement for the past six months.
    • Official affidavit of support is applicable for applicants who will require financial support for their visit.
    • Details of the travel plan.
    • First-time travelers need to submit additional documents.
    • Invitation letter, if applicable.

    Depending on the particular Schengen country the applicant will be entering first and residing the most number of days during the visit, the visa application will need to be submitted at that particular consulate/embassy in India. Applicants are advised to apply for the Tourist Schengen Visa at least two weeks prior to the departure date of the travel.

    Tourist Visa Validity- The Tourist Visa allows the visa holder to reside in the Schengen Zone for a maximum of 90 days. Based on whether it’s a single-entry or multiple-entry visa, the visa holder can enter and leave the Schengen zone accordingly. If the visa holder needs to reside in a Schengen Zone for more than 90 days, he/she will need to apply at the consulate/embassy again.

    • Business Schengen Visa -In order to visit any of the Schengen Area for the sole purpose of business, the individual must apply for a Business Schengen Visa. The visa is issued under business specifications of the short-term visa scheme.

    Documents Required For Business Schengen Visa

    Along with the filled in application form, the following details/documents are required for the application process -

    • One passport format photograph with a light background where the complete face is captured.
    • A valid passport with three months of validity from the departure date. The passport must have at least two blank pages.
    • Copy of the confirmed airline ticket for the return journey.
    • Travel visa insurance policy which is valid in all Schengen countries. In the event of visa application rejection, the applicant can claim for a refund after cancelling it.
    • Proof of accommodation.
    • Latest bank statement for the past six months.
    • Official affidavit of support is applicable for applicants who will require financial support for their visit.
    • Details of the travel plan.
    • First-time travelers need to submit additional documents.
    • Invitation letter, if applicable.
    • A brief profile of the applicant’s working place(company/organization)
    • Memorandum and Article of Association in original certified copy/trade license/proprietorship or partnership documents.
    • Proof of Accommodation and other documents based on the consulate/embassy.

    Business Visa Validity - Based on the nature of the business and the applicant’s request, he/she may stay up to a maximum of three months or 90 days per year in between the period of 6 months. Depending on the particular Schengen country the applicant will be entering first and residing the most number of days during the visit, the visa application will need to be submitted at that particular consulate/embassy in India. Applicants are advised to apply for the Business Schengen Visa at least two weeks prior to the departure date of the travel.

    • Student Schengen Visa- If the applicant is a student and desires to pursue studies in any of the Schengen countries, he/she will be required to apply for a Student Schengen Visa. The students from the countries which require a Schengen Visa to enter the Schengen zone must follow the application process as specified by the particular consulate/embassy of that country.

    Documents Required For Student Schengen Visa

    Along with the filled in application form, the following details/documents are required for the application process-

    • Valid travel documents such as passport with at least three months of validity from the travel date.
    • Proof of means of subsistence in either cash, traveler’s cheque, credit card or any other means to support the entire duration of the stay.
    • Proof of accommodation
    • Details of the travel itinerary.
    • Medical/travel insurance valid for the entire stay.
    • Letter of acceptance from the university where the student intends to study.
    • Receipt of processing fee payment and other details as specified by the particular consulate/embassy.

    Student Visa Validity - If the duration of the study exceeds 90 days period in order to complete the whole academic period, the applicant/student must also apply for a residency permit which will allow him/her to reside for a one-year period. Based on the Schengen country the student is visiting, he/she will be required to apply for the visa in that particular embassy/consulate in India. Applicants are advised to apply for a Student Schengen Visa at least three months prior to the planned travel date.

    • Working (Employment) Schengen Visa – Residence Permit - This type of visa allows the citizens from the non-Schengen countries to work in a Schengen country with the help of the Residence Permit. The applicant may reside alone or with his family in the specified Schengen country during the course of his/her employment. The citizens of Australia, Canada, USA, Israel, Japan, New Zealand, Switzerland, and many other European countries can apply for their Residence Permit after entering the Schengen zone without a visa.

    Documents Required For Working (Employment) Schengen Visa

    Along with the filled in application form, the following details/documents are required for the application process-

    • One passport format photograph with a light background where the complete face is captured.
    • A valid passport with three months of validity from the departure date. The passport must have at least two blank pages.
    • Copy of the confirmed airline ticket for the return journey.
    • Travel visa insurance policy which is valid in all Schengen countries. In the event of visa application rejection, the applicant can claim for a refund after cancelling it.
    • Proof of accommodation.
    • A valid employment contract and other documents as specified by the particular Schengen country.

    Working (Employment) Schengen Visa Validity - The applicants are advised to apply for a Working (Employment) Schengen Visa at least two months prior to the planned travel date. The visa issued on a long-term scheme which entitles the visa holder to all other benefits in the Schengen Zone as it applies to any other citizen of the Schengen Zone.

    • Transit Schengen Visa - The citizens of certain countries are required to obtain the Transit Schengen Visa in order to change flights within the Schengen Zone. This type of visa is applicable for travelers who are not entering the Schengen territory but changing an aero plane while travelling from a non-Schengen country to another non-Schengen country. This type of visa falls under the short-term visa category.

      Ask Questions about Schengen Visa

    Frequently Asked Questions (FAQs)

    1. Is it possible to apply for a Schengen Visa in a country where the applicant is not a resident?
    2. Yes, as long as the applicant is able to explain the reason for doing so, the application will be permissible.

    3. Is it possible to extend the Schengen Visa beyond the specified days?
    4. Yes, it is possible to extend the duration of Schengen Visa, however, it cannot exceed the specified 90 days period. The applicant will be required to apply for the visa again from the country of his/her residence.

    5. What types of questions are asked at the consulate/embassy during the visa interview?
    6. The information pertaining to the travel along with personal details form the majority of the questions asked during the visa interview.

    7. What does the Travel Visa Insurance cover?
    8. The Travel Visa Insurance usually covers medical emergencies, repatriation of remains, injury, disablement, oversea funeral expenses, lost/stolen/damaged baggage, etc.

    9. Can I travel within the Schengen area with the residency permit?
    10. Yes, the residency permit allows the individual to freely travel throughout the Schengen Zone without the need of any additional documents.

    11. Is it possible to travel to more than one Schengen country with the same visa?
    12. Yes, the visa holder is allowed to travel to more than one Schengen country with the same visa unless issued under the Limited Territorial Validity Visas (LTV) category.

    13. Who needs a Schengen Visa?
    14. The citizens of certain countries are required to obtain the Schengen Visa in order to enter any of the country listed under the Schengen Zone.

    15. What's the validity of the Schengen Visa?
    16. Depending on the type of the visa, the validity may differ, however, visa holders can visit the Schengen Zone for a maximum of 90 days under the common type of visa issued by Schengen consulates/embassies.

    17. What is the difference between Transit visa and Airport transit visa?
    18. The Transit visa allows the holder to transit within the Schengen Zone through car, coach, plane, etc. for a maximum of five days to a non-Schengen country. The Airport Transit Visa allows the holders to transit through the International Airport of a Schengen country without entering the Schengen Territory when they are changing a flight during their course of travel from a non-Schengen country to another non-Schengen country.

    19. How is single-entry visa different from a multiple-entry visa?
    20. With a single-entry visa, the visa holder can enter the Schengen Area only once and the visa expires when the person leaves the Schengen Zone, however, the multiple-entry visa allows the visa holder to enter and exit the Schengen Zone multiple times as long as the visa is valid.

    21. At what stage of the visa application process should I buy the airline tickets?
    22. Applicants are advised to not to book the airline tickets or hotel rooms till the visa is approved.

    23. What is the minimum fund requirement to apply for a Schengen Visa?
    24. Depending on the days of the trip and estimated expenses, the applicant is expected to have sufficient means to support the expenses during the travel.

    25. Is it possible to obtain a Schengen Visa for a minor?
    26. Yes, the visa application will need to be signed by both parents/guardians/ or the parent who has the custody of the child. In case of a minor, documents such as birth certificate, notarized parental authorization (if the minor is travelling alone), and other documents as specified by the particular embassy/consulate is required to be submitted.

    27. Is the visa fee refundable?
    28. No, the Schengen visa fee is a non-refundable.

    29. How can I make the payment for the Schengen Visa fee?
    30. The fee can be paid at designated consulate/embassy through cash, debit or credit card.

    31. Who can apply for a Schengen Visa in India?
    32. All Indian citizens and citizens of other nations who are currently residing in India can apply for a Schengen Visa in India.

    33. When should I apply for my Schengen Visa?
    34. Based on the category, the applicant will be required to apply for a Schengen Visa few days/weeks prior to the planned travel date.

    35. What are the documents that need to be carried while travelling to a Schengen country?
    36. While travelling to a Schengen country, the individuals must carry the valid passport, visa, and all other documents to as specified under the particular visa type.

        Related Topic About Schengen Visa

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    *Disclaimer

    News About Schengen Visa

    • Mangalore becomes the first port to roll out e-visa facility

      As a part of the digitization initiative, the government has introduced e-visa facility for foreigners visiting India for business, tourism, medical, film, and internship. With an e-visa, tourists can stay up to 60 days compared to 30 days earlier. Additionally, the e-visa application is accepted as much as four months in advance compared to the earlier 30 days window. The five major seaports - Mumbai, Chennai, Kochi, Goa, and Mangalore are the seaports that were proposed to offer e-visa facility. Mangalore has become the first seaport to provide e-visa facility for cruise tourists. With a fully functional, power-backed office to support the tourists, the port has now all the facility to provide e-visa. This is for the first time that a seaport is providing the e-visa facility, the government is seeing it as a positive factor that will improve tourism and business in India. This initiative will boost the Indian economy with an increase in the number of visitors.

      20th April 2017

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      DENA BANK
      0.5 5.0/5 "Blown Away!"
      The bank bazaar supported me a lot in regards to my car loan application. They helped me to choose the best partner bank market. I am with bank bazaar for past 4months and I would say there is service is excellent. I have used bank bazaar mobile application which is easy to use and user friendly.
      Was this review helpful? 0
      , mumbai
      Reviewed on Oct 17, 2017
    • Dena Bank Car Loan
      "Average service"
      DENA BANK
      0.5 2.0/5 "Expected more"
      The Dena bank has rejected the loan application because of the job stability . The service was good with Dena bank. I have sent the documents via E-mail . The rate of interest which the Dena bank has offered was nominal when compared with others
      Was this review helpful? 0
      , mumbai
      Reviewed on Oct 17, 2017
    • HDFC Bank Credit Card
      "Good card to use"
      HDFC BANK
      0.5 5.0/5 "Blown Away!"
      The HDFC bank money back credit card is easy to use and I use this card for all kind of purchases and for shopping purposes. The customer support is good with HDFC credit card departments. The credit limit is given based on the salary, so I am satisfied with it.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 17, 2017
    • SBI Saving Account
      "Average account to use"
      STATE BANK OF INDIA
      0.5 4.0/5 "Great!"
      I use the savings account with State bank India for more than 10years. The customer support is good with State bank of India. The customer support is good with state bank of India. I am happy and satisfied with the State Bank India savings account .
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 17, 2017
    • HDFC Bank Saving Account
      "Good banking service"
      HDFC BANK
      0.5 4.5/5 "Excellent!"
      More than 3years I hold the salaried account with HDFC bank. The customer support is good with HDFC bank. HDFC net banking and the mobile application is easy to use and customer friendly with HDFC bank. The banking service is excellent with HDFC bank and I am satisfied using this account.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 17, 2017
    • Bank Bazaar Car Loan
      "Very good service"
      HDFC BANK
      0.5 4.5/5 "Excellent!"
      I know bank bazaar for past 4months. I have applied car loan via bank bazaar website. The customer support was good with bank bazaar tea, The website of bank bazaar is easy to use and customer friendly. They helped me to get in touch with the bank partner.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 17, 2017
    • HDFC Bank Car Loan
      "Good service"
      HDFC BANK
      0.5 4.5/5 "Excellent!"
      I have postponed the car loan plan so that was the reason I haven't got the loan from HDFC bank. The rate of interest is nominal with HDFC bank. The customer support was good with HDFC bank. The service is good with HDFC bank. The overall service was good with HDFC .
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 17, 2017
    • HDFC Bank Saving Account
      "Smart Banking"
      HDFC BANK
      0.5 3.0/5 "Satisfactory"
      I have been using HDFC salary account for just six months, I generally wont prefer the customer executive to sort my queries. I felt in HDFC I am a banker, I could manger everything. I would say HDFC online banking is convenient they wont any take charges.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Oct 17, 2017
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