M1 Student Visa

The M1 visa is granted to individuals who wish to travel abroad for vocational or non-academic studies. Holders of the M1 visa for vocational and technical programs are not allowed to work whilst they are undertaking the course of education. Individuals who wish to apply for the M1 visa should possess proof that they have access to sufficient funds on an immediate basis so that tuition fees for the course as well as the cost of living can be met for the whole period for which the individual intends to reside abroad.

Requirements for a M1 Student Visa

Individuals who wish to avail an M1 student visa cannot do so if they intend to study “generally”. The program chosen by the individual should have a goal. Moreover, to qualify for an M1 visa, the applicant should undertake a “full course of study”, which means that he/she will have to enroll in a junior or community college that has a minimum of 12 quarter or semester hours. The institution in which the applicant enrolls should charge full tuition for at least 12 quarter or semester hours, or must be considered full-time. Exceptions are only allowed in case the applicant needs to undertake a course with a shorter load and duration to complete his/her course of study. Even a course of study undertaken at post-secondary business or vocational schools that grant associate or other degrees is allowed under the M1 visa. At the same time, in case a school can prove that its credits are or were accepted unconditionally by a minimum of three institutions of higher education, it can qualify for the M1 visa. In case the school cannot demonstrate the same, the course of study can be undertaken in a non-academic or vocational curriculum, authorized by a DSO to need a minimum attendance of 18 hours per week, or a minimum of 22 clock hours per week (in case a major part of the curriculum is covered in a lab or shop). In case the applicant cannot adhere to this either, the only remaining option will be to undertake a course of study in a non-academic or vocational high school curriculum that is authorized by a DSO.

M1 Student Visa Application

The admission policies adopted by each university is different from the other. The university usually informs the applicant about everything they require so as to determine your academic eligibility. A number of requirements will be laid down by the school/university, and in addition, candidates will also have to prove to the institution that he/she has sufficient funds to support themselves while they are studying overseas without having the need to work. Applicants will also have to furnish health insurance so as to show the institution that they will be medically covered in case any medical assistance is required when they are abroad. The university/school will send a list to the applicant, and all the documents required therein must be submitted to the school for verification, after which you will know whether or not your application has been accepted.

After the school/university has ascertained your eligibility following the verification of the documents you have sent, an I-20 form will be issued so that you can proceed with applying for the student visa. Individuals who apply for student visa usually have to apply at the US Consulate or Embassy with jurisdiction over the individual’s permanent residence address, which is usually in the applicant’s home country or the country in which he/she resides. While applications can be made at any US Consulate or Embassy abroad, qualifying for an M1 visa is usually much easier when applying from the country of permanent residence.

Things To Do When Applying For A Student Visa At A US Consulate Or Embassy

  • A non-refundable application fee will have to be paid, and in case your application for a visa is rejected, you will not receive any of your money back.
  • An online application form for non-immigrant visas, called the DS-160, will have to be filled in and submitted.
  • All males between the ages of 16 and 45 years will have to fill in and submit a DS-157 form.
  • Get a passport valid for travel to the US, and it must have a validity date that is a minimum of six months over and above the intended period of stay in the US. In case there is over one individual included in the passport, every individual who wishes to avail a visa should take out a separate application.
  • Digital photographs must be uploaded in color, and the size must be such that the head is 1 inch to 1 3/8 inches, or 50% and 69% of the picture’s total height, extending from the bottom of the chin to the top of the head. The picture must have been taken within the previous six months to reflect the current appearance of the individual, and it must be taken in front of either an off-white or plain white background. It must also be taken in a manner such that the individual’s full face is facing the camera directly and the individual must have both eyes open in addition to a neutral facial expression. The picture must also be taken in clothing that the individual wears on a regular basis.

Important Points to Remember

When making an application for a student visa, the candidate will have to demonstrate to the consular officer that they have good ties with a residence in an overseas nation which they have no intention of leaving from, and that the individual will leave the US only once the course of study has been completed. To prove that you have ties to your home country, you can furnish such documents as an ownership of property, proof of a mortgage payment, evidence of immediate family that is currently based in the home country (brothers, sisters, parents), letter from a potential employer stating that the individual has a job offer at the time of returning to his/her home country, assets (a car or other property) that can reveal the individual’s intention of returning to the home country.

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Visa Reviews

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  • review Personal Loan
    "Need to decrease interest rate "
    BAJAJ FINANCE LIMITED
    0.5 4.0/5 "Great!"
    BAJAJ FINANCE has offered a pre approved personal loan offer and I accepted for the same. I have taken this loan 2 months back. The process was smooth and submitted required docuemtns within 1.5 hrs amount was credited to my account with 1.64L with tenure period of 4 years. The rate of interest is 18% which is high. Fee was deducted of 9K. There is pre closure option after 30 days with charge of 4%. EMI need to pay the amount of 4K. The best which I would like to say is online process was done with short term.
    Was this review helpful? 25
    , chennai
    Reviewed on Mar 21, 2020
  • ICICI Bank
    ICICI Bank Personal Loan
    "Good service"
    ICICI BANK
    0.5 5.0/5 "Blown Away!"
    The tenure for ICICI personal loan is for 3 years, I have taken the loan for some personal purposes. I got my loan statements on time but the interest rate of the loan is 12% which is bit high for me. I wish the bank can reduce it up to 10%. Otherwise everything is good about the loan.
    Was this review helpful? 19
    , hyderabad
    Reviewed on Mar 21, 2020
  • RBL Bank Credit Card
    "Easy to convert for EMI "
    RATNAKAR BANK
    0.5 4.0/5 "Great!"
    I got RBL card offer from BAJAJ Finance. I have been using this card past 10 months which is a life time free card. The credit limit is sufficient of 55K. EMI conversion is avail and I can convert via mobile app whenever required with nominal charge. I use this card for general purpose. Based on usage I get points but not yet redeem it.
    Was this review helpful? 56
    , chennai
    Reviewed on Mar 21, 2020
  • SBI Cards Credit Card
    "Good service"
    SBI CARDS
    0.5 4.0/5 "Great!"
    SBI credit card have offers and reward points but I have not redeem them yet, this is a domestic card, the credit limit is of 50000 which I am very much satisfied as per my need. I got my statement on time. I used this card for personal purposes.The card is very user friendly.
    Was this review helpful? 60
    , hyderabad
    Reviewed on Mar 21, 2020
  • SBI Cards Credit Card
    "Ok service"
    SBI CARDS
    0.5 5.0/5 "Blown Away!"
    I am using SBI credit card for more than three months, there are some reward points and offers in the card. I used this card for online shopping, fuel surcharge and groceries.The credit limit of the card is sufficient and I like the most about the card is that it is a life time free card and very good to use.
    Was this review helpful? 53
    , hyderabad
    Reviewed on Mar 21, 2020
  • IndusInd Bank Credit Card
    "Ok service"
    INDUSIND BANK LTD
    0.5 5.0/5 "Blown Away!"
    The bank agent suggest me to take credit card from INDUSIND and I have taken it because it doesn't have any annual fee. The offer and reward points are available in the card are good. I am satisfied with the limit of the card. I used the card for general purposes. But it will be nice, if the offers and reward points will be more.
    Was this review helpful? 41
    , jaipur
    Reviewed on Mar 21, 2020
  • IndusInd Bank Credit Card
    "Good service"
    INDUSIND BANK LTD
    0.5 5.0/5 "Blown Away!"
    I am using INDUSIND credit card for 3 months. The card have no offers available and also there is no rewards. The only benefit is that its a life time free card and the credit limit is only for 75000 I am not that satisfied as i expected to get around 1.5 lakh. Apart from the limit over all experience is good.
    Was this review helpful? 40
    , chennai
    Reviewed on Mar 21, 2020
  • IndusInd Bank Credit Card
    "Excellent card"
    INDUSIND BANK LTD
    0.5 5.0/5 "Blown Away!"
    I have got INDUSIND credit card few months ago and I have used it for two months now ,the credit limit of the card is Rs.70000 which is a life time free card. The bank have informed me every details about the reward points and offers but I have not got any time check it. I am satisfied with their card service.
    Was this review helpful? 41
    , hyderabad
    Reviewed on Mar 21, 2020
  • ICICI Bank Credit Card
    "Good service"
    ICICI BANK
    0.5 5.0/5 "Blown Away!"
    Am having ICICI credit card for two years, I feel good and have not face any issues. The best part about the card is its a life time free card. I used to get my card statement on time. I used this card for shopping, groceries and for many other personal purposes.I am using the bank mobile app which function smooth and simple.
    Was this review helpful? 51
    , faridabad
    Reviewed on Mar 21, 2020
  • SBI Cards Credit Card
    "Good service"
    SBI CARDS
    0.5 5.0/5 "Blown Away!"
    I have used SBI credit card for 2-3 months, but I have not got any time to check about the offers available in the card. The limit of the card is 38000 and I am satisfied because its a life time free card. I used to get my card statement on time and the net banking is also working very well.
    Was this review helpful? 58
    , faridabad
    Reviewed on Mar 21, 2020
  • IndusInd Bank Credit Card
    "Good service "
    INDUSIND BANK LTD
    0.5 4.0/5 "Great!"
    Since it is a life time free card offer from INDUSIND so I chosen it and applied through online. I received a call on time and they have done the verification process. Hence I received the card by 7 days, the credit limit is okay for me. Its easy to use for all purposes.
    Was this review helpful? 38
    , chennai
    Reviewed on Mar 21, 2020
  • Citibank Credit Card
    "Good "
    CITIBANK
    0.5 4.0/5 "Great!"
    CITI has provided good offers and benefits on 2 months before. So I chosen this card and applied through online. It is annual fee chargeable of 500 rupees bu there is waiver off option if I spend 30K within a year. The credit limit is 65K. There is EMI conversion avail for this card.
    Was this review helpful? 37
    , coimbatore
    Reviewed on Mar 21, 2020
  • HDFC Bank Credit Card
    "very good"
    HDFC BANK
    0.5 5.0/5 "Blown Away!"
    I have used credit card from HDFC bank for 1 year which is very good and also very comfortable, its a life time free card and lots of offers are available in the card. This card was suggested to me by my colleague. Mobile banking also functions very smooth.
    Was this review helpful? 64
    , bangalore
    Reviewed on Mar 21, 2020
  • IndusInd Bank Credit Card
    "Average service"
    INDUSIND BANK LTD
    0.5 4.0/5 "Great!"
    INDUSIND bank credit card have an credit limit of of Rs.75000, there is no offers available in the card and it also have a charges of 3000 along with GST. I hardly receive any remainder messages for my bill payment due to that some time I could not pay my bill on time. I would advise them send my bill on time before the due date.
    Was this review helpful? 40
    , bangalore
    Reviewed on Mar 21, 2020
  • Axis Bank Car Loan
    "Average"
    AXIS BANK
    0.5 4.0/5 "Great!"
    Through showroom got suggestion to take a car loan from AXIS bank. I taken this loan on 3 years back. I got the loan amount of 4L with tenure period of 4 years. The rate of interest was okay. I done the down payment of around 1.5L. EMI need to pay of 10,500 rupees. The car model is Swift Dzire. I taken for commercial purpose based on amount which I get on monthly doing the EMI payment.
    Was this review helpful? 26
    , kolkata
    Reviewed on Mar 21, 2020
  • ICICI Bank Credit Card
    "Need to increase the credit limit "
    ICICI BANK
    0.5 5.0/5 "Blown Away!"
    I have been using ICICI card for more than one year. They have provided an annual fee chargeable card and waiver off option is applicable. The credit limit is okay of 50K. Since I need to do purchase about 45K on some of the month so this limit is not sufficient. I swipe the card for travel, shopping and fuel purposes. I have not opted for EMI conversion.
    Was this review helpful? 41
    , kolkata
    Reviewed on Mar 21, 2020
  • Axis Bank Credit Card
    "Good card"
    AXIS BANK
    0.5 4.0/5 "Great!"
    I have been using AXIS bank credit card for 3 years, Its a life time free card so I applied the card through bank. The agent have informed me everything about the card. I used to get offers of 10% on petrol bunk and shopping.The limit of the card is Rs.45000 and I used to pay my bill directly through bank.I am also using their net banking which is very good.
    Was this review helpful? 54
    , kolkata
    Reviewed on Mar 21, 2020
  • IndusInd Bank Credit Card
    "Good service"
    INDUSIND BANK LTD
    0.5 4.0/5 "Great!"
    I got INDUSIND credit card from few months ago.The card have an EMI conversion. I used the card for multi purposes like shopping, online payment, ticket booking. This is annually chargeable card, I am not satisfied with the credit limit of Rs.75000 as I am expecting more than than 1 lakh.
    Was this review helpful? 43
    , kolkata
    Reviewed on Mar 21, 2020
  • IndusInd Bank Credit Card
    "Excellent"
    INDUSIND BANK LTD
    0.5 5.0/5 "Blown Away!"
    I got a life time free card offer from INDUSIND bank hence applied through online on three months back. I received the call on time and the process was done on smooth. I got the card on exact time frame. The credit limit is sufficient and they provided good offers and benefit as well.I use this card for shopping and travel purpose.
    Was this review helpful? 30
    , kolkata
    Reviewed on Mar 21, 2020
  • RBL Bank Credit Card
    "Average service"
    RATNAKAR BANK
    0.5 1.0/5 "Really Bad"
    RBL credit card is a chargeable card, I always have to go to Bajaj Finance to pay my credit card bill. I am not satisfied with the customer service which has to be improved. I used this card when ever needed for shopping, fuel surcharge and bill payment.The limit of the card is fine.
    Was this review helpful? 66
    , ranchi
    Reviewed on Mar 21, 2020
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