Australia Visa For Indians

The Australia visa can be classified into different types, and based on one’s requests, they can be applied. The visa policy deals with all the requirements that a foreign citizen needs to have in order to enter Australia.

Every foreign citizen who is willing to visit Australia should get his or her visa beforehand. A visa serves as a permit to enter as well as stay in Australia for a specific duration based on the type one applies.

The Australian visa rules are clearly mentioned under the Migration Regulations, as per the Migration Act 1958, all of which are administered by the Immigration and Border Protection Department. For better understanding, the entire information about an Australian Visa is explained in detail below.

Introduction To Australia Visa

Australia is not only one of the most popular tourist destinations but is also known for its strict immigration regulations. It maintains a standard visa regime for every non-citizen of Australia. The visa is obtained only if the law permits it. The country is admired for its visitor visa, as it is exempted to:

  • New Zealand citizens, under the Trans-Tasman Travel Arrangement
  • Citizens belonging to countries that are eligible for ETA (Electronic Travel Authority)
  • Visitors who qualify for a visa-free travel under special programs like Special Purpose Visa

However, since September 1, 2015, Australia stopped issuing visa labels. Therefore, all visa types are granted and stored in a central database. The visa details can be accessed only via VEVO (Visa Entitlement Verification Online), a digital service that is administered by the Immigration and Border Protection Department.

Types Of Australian Visa

Australia offers a wide range of visa categories, which can be applied based on the purpose of visit. The different types of Australian visas are as follows:

  • Visitor Visa: It is exclusively designed for individuals who want to visit Australia only for a short time. This could either business or tourism purpose. This type of visa is issued for 3 months, 2 months, or a maximum of 12 months.
  • Transit Visa (Subclass 771): It is exclusively designed for individuals who want to transit via Australia bot for not more than 72 hours.
  • Medical Treatment Visa (Subclass 602): It is exclusively designed for individuals who want to have their medical consultations, medical treatments, or organ donation done in Australia. However, this does not include surrogacy.
  • Working Holiday Visa (Subclass 417): It is exclusively designed for individuals who are aged between 18 and 30 years old, provided that they are highly interested in having extended holidays and supplementing their savings with a short-term work for not more than 12 months. However, this visa category applies to citizens belonging to Canada, Belgium, Denmark, Cyprus, Finland, Estonia, Hong Kong, Germany, France, Italy, Ireland, Malta, Netherlands, Japan, Norway, Sweden, South Korea, United Kingdom, and Taiwan.
  • Work and Holiday Visa (Subclass 462): It is exclusively designed for individuals who are aged between 18 and 30 years old, given that they are highly interested in having extended holidays and supplementing their savings with a short-term work for not more than 12 months. However, this visa category applies to citizens coming from China, Chile, Argentina, Brazil, Bangladesh, Malaysia, Indonesia, Portugal, Poland, Slovenia, Slovakia, Turkey, Thailand, Uruguay, and the United States.
  • Student Visa (Subclass 500): It is exclusively designed for individuals who desire to study on a full-time basis in a reputed or recognized educational institution.
  • Special Program (Subclass 416): It is exclusively designed for individuals who desire to participate in some approved programs, which offer opportunities for community benefit and cultural enrichment.
  • Permanent Resident Visa: It is granted only if an individual qualifies to become a permanent resident of Australia. This visa type has separate laws and policies, which needs to be understood before applying. Once the visa status of an individual is changed to “permanent resident,” then he or she has complete rights to live and work in Australia indeterminately. With this, the person also has access to various benefits offered by the Australian Government like Medicare (Medical Coverage).
  • RRV (Resident Return Visa) Subclass 155 & 157: This visa type permits former and current permanent residents to travel to any other country and return to the Australian zone again as a PR (Permanent Resident). An RRV allows the individual to re-enter Australia frequently but within the validity period. They are usually issued with a validity of either 3 months or 5 years.
  • Special Category Visa (Subclass 444): It is issued only to the New Zealand citizens under the Trans-Tasman Travel Arrangement, provided that he/she has a valid New Zealand visa with an authority to enter the Australian zone. With this visa, he/she can visit, reside, and work in Australia indefinitely. However, it is subject to a few strict conditions like no criminal records, no untreated TB (Tuberculosis), and not been removed/excluded/deported from a country. This visa is granted once the person arrives at an Australian Airport.
  • Provisional Resident Return Visa (Subclass 159): It is issued to the former Norfolk Island immigration permit holders, which can either be GEP (General Entry Permit) or TEP (Temporary Entry Permit). The holders of this visa category can live and work in Norfolk Island and reside in a few regions of Australia but solely for education purpose. They can apply for a Confirmatory Resident Visa only after they qualify for the mentioned requirements.
  • Confirmatory Resident Visa (Subclass 808): It is issued to the former Norfolk Island Immigration Permit holders, who were holding either a TEP/GEP or UEP (Unrestricted Entry Permit), provided that they have fulfilled all the requirements for residence. This visa permits the individuals to reside and work anywhere in Australia indefinitely. Also, they are free to leave as well as enter Australia as they wish, given that it is within the validity period.

Australia Visa Requirements For Indian Citizens

Tourist Visa Requirements

  • An applicant’s original passport with a validity of 6 months from the travel date. If there are any old passports, they have to be submitted as well. Photocopies of passport with a notary on every page is mandatory.
  • A duly signed visa application that should include all the correct details about an applicant.
  • Two photographs of the applicant, each on a white background with a matte finish.
  • A cover letter that mentions the applicant’s travel details, passport details, and other expenses details. If the applicant is self-employed, then this has to be on a company letterhead.
  • A copy of the applicant’s PAN card and Aadhaar Card.
  • A copy of the applicant’s Form 16/ITR (Income Tax Returns) for the last 3 years.
  • An applicant’s original bank statements for the last 6 months that shows he/she has maintained a sufficient and a healthy balance.
  • Other financial documents that can be submitted as a proof can include mutual funds, fixed deposits, shares, NSC, PPF, property papers, etc.
  • If the applicant is employed, a copy of his/her salary slips for the last 3 months.
  • Original leave letter from the company. Make a note that this has to be on the company letterhead.
  • If the applicant is self-employed, a copy of the company’s registration proof. This could be an MOA, Shop ACT, etc.
  • If the applicant is a student, ID card/bonafide letter and NOC (No Objection Certificate) from the respective college or school.
  • If the applicant is retired, a certificate that serves as a proof of his/her retirement.
  • A copy of the applicant’s hotel accommodation in Australia.
  • A copy of the applicant’s confirmed return flight tickets or itinerary.
  • Children below 18 years should submit a notarized NOC from any one of the non-accompanying parents to authorize their journey to Australia along with the parents’ passports.

Business Visa Requirements

An Indian can apply for a Business visa (subclass 600) can be applied if he or she is travelling for the following purpose:

  • Investigating job opportunities or personal investments.
  • Attending conferences, meetings, and negotiations.
  • Representing an overseas entity or investigating different business opportunities.
  • Representing an official business or foreign government.

An Indian can apply for a Temporary work visa (subclass 400) or short stay activity can be applied if he or she is travelling for the following purpose:

  • Participate in a cultural or social event, provided that he or she has been invited from the respective organization in Australia.
  • Undertake a non-ongoing, short-term, and highly specialized job in Australia.

Documentation:

  • A duly signed visa application, which should include all the correct details about an applicant.
  • The original passport of the applicant with a validity of 6 months from the travel date and previous passports if any. Photocopies of the passport are required but every page has to be notarized.
  • Two color photographs of the applicant, each of the size 35 × 45 mm and on a white background.
  • A cover letter that mentions the applicant’s passport information, travel details, and work details. This has to be on the company’s letterhead. This letter should also include information about the itinerary and contact information of both the business parties.
  • A copy of the company’s registration proof.
  • A copy of the applicant’s Form 16/ITR (Income Tax Returns) for the last 3 years.
  • If the applicant is employed, a copy of his/her salary slips for the last 6 months.
  • A copy of the bank statements for the last 6 months.
  • An invitation/request letter from the Australian company or business.
  • A copy of the event/conference registration details.

Family/Friend Visit Visa Requirements

  • The applicant’s original passport with a validity of 6 months from the travel date. If there are any old passports, they are to be submitted as well. Photocopies of all the pages of the passport with a notary on each page are mandatory.
  • A duly signed visa application, which should include all the correct details about an applicant.
  • Two color photographs of the applicant, each of the size 35 × 45 mm and on a white background.
  • A cover letter that mentions the applicant’s passport information, travel details, and work details. This has to be on the company’s letterhead if the applicant is self-employed.
  • A copy of the applicant’s Aadhaar card or PAN card.
  • A copy of the applicant’s Form 16 / Income Tax Returns for the last 3 years.
  • Applicant’s original bank statements for the last 6 months to check if he or she is maintaining a healthy and an adequate balance to afford all the expenses in Australia.
  • If employed, a copy of the salary slips for the last 3 months is required.
  • If self-employed, a copy of the company registration proof is required.
  • If a student, a copy of ID card/bonafide letter and No Objection Certificate are required from the respective college or school.
  • If retired, a copy of a certificate that serves as a proof of his or her retirement.
  • Original leave letter from the company on a letterhead.
  • A copy of confirmed return flight tickets.
  • Children below 18 years should submit a notarized NOC from any one of the non-accompanying parents to authorize their journey to Australia along with the parents’ passports.
  • Other financial documents that can be submitted as a proof can include mutual funds, fixed deposits, shares, NSC, PPF, property papers, etc.

Other Mandatory Documents:

  • An invitation/request letter mentioning the details of the person, who is inviting to Australia.
  • A letter that states the applicant’s travel details.
  • If sponsoring, bank statements, salary slips, and relationship stats proof.
  • A copy of any accommodation proof in Australia.

How To Apply For Australia Visa Online For Indians?

Whether it is visiting relatives, going for a tour, or just for leisure, Australia has been one of the popular destinations for Indian citizens. The incredible attractions have brought Australia into a limelight amidst travelers and tourists. But most Indians face some kind of issue or the other while applying for an Australia visa, causing a delay in the entire process.

Therefore, it is important to be aware of the entire procedure and understand how it is applied so that there is less hassle. Indian citizens can apply for an Australia visa online for several purposes. The common categories include:

The procedure for applying an Australian visa is as follows:

  1. Decide Which Visa Type To Apply For
  2. Based on an applicant’s needs, one has to choose the visa type and ensure to familiarize with the visa sub-classes while applying. Say, for example, tourist visa – Subclass 600. This visa is appropriate if you are planning to see Australia only for a short time. Similarly, there are other categories of business and family/friend visit visa.

  3. Fill The Application Form Online
  4. Indian passport holders are eligible for an Australia e-visa and they can apply for the electronic visa directly online so that there is no much trouble. The online form is easy to fill and it usually includes some basic questions regarding the travel history, identity, financial status, employment status, the purpose of visiting Australia, character, and health. Keep all the information handy, as the form is a little complex and tricky. Moreover, it is time-consuming.

  5. Keep The Documents Handy
  6. Once the applicant fills the application form, he or she has to submit the supporting documents. Upload the travel documents and other essential evidence like work experience certificate, birth certificate, travel history, and financial capability.

  7. Pay The Australia e-Visa Fee
  8. The fee for tourist visa generally falls between Rs.5,000 and Rs.9,000. But do not expect that it will be within the mentioned amount because it changes regularly. If the payment is made through a credit card, a surcharge is levied, which basically varies from one bank to the other.

  9. Submit The Visa Application Form
  10. Once the form is filled and all the necessary documents are uploaded, the next step is to submit the form by hitting the “submit” button. Once the online visa application is submitted, an applicant will receive an email notification to acknowledge the application’s receipt.

    After this, the applicant has to be patient and wait until the visa is approved. However, the progress of the visa will not be updated. Therefore, the next notification the applicant get will be an email that states if he or she has been granted a visa or not.

    Once the “Visa Grant Notice” is received, pay attention to its validity as it is highly important. Check what is written there. Is it 1 year? 6 months? Or 3 months? Also, note the travel facility and check if it is either single entry or multiple entries. Also, note down the visa conditions and other entry requirements prior travelling.

Validity Of Australian Visa

  • e-Visitor (Subclass 651) – Valid for a maximum period of 6 months
  • ETA (Electronic Travel Authority) Subclass 976 – Valid up to 3 months (ETA is not applicable for Indian citizens)
  • Tourist visa Subclass 600 – Can be valid up to 3 months or 6 months or 1 year
  • Visitor visa Subclass 600 – Can be valid up to 3 months or 6 months or 1 year

Australian VoA (Visa on Arrival) for Indians

As of now, there is no facility of “visa on arrival” for Indian citizens who are travelling to Australia.

Australian Visa Application Centers In India (VFS Global)

City Prime Timings Address
New Delhi 5:00 – 6:00 p.m. VFS Global Services Private Limited, Shivaji Stadium Metro Station, Mezzanine Level, Baba Kharak Singh Marg, Connaught Place, New Delhi-110001.
Chandigarh 5:00 – 6:00 p.m. Elante Offices, Entry from Gate No. 3, Unit B 209, 2nd Floor, Office Block B, Plot no: 178- 178A, Industrial & Business Park, Phase - I, Chandigarh – 160002.
Jalandhar 5:00 – 6:00 p.m. Aman Plaza, 3rd Floor, 310 Lajpat Nagar, Mahavir Marg, Nakodar Chowk – Opposite to Lovely Autos, Jalandhar -144001.
Mumbai (South) 5:00 – 6:00 p.m. Urmi Axis Building, First floor, Behind Famous Studio, Opposite to E Moses Road, Mahalaxmi (West), Mumbai – 400011.
Mumbai (North) 5:00 – 6:00 p.m. VFS Global Services Private Limited, Trade Centre, Fifth Floor, Bandra Kurla Complex, Bandra (East), Mumbai – 400051.
Pune 5:00 – 6:00 p.m. VFS Global Services Private Limited, Fourth Floor, E core, Marvel edge, Viman Nagar, Pune- 411014.
Ahmedabad 5:00 – 6:00 p.m. VFS Global Services Private Limited. Gujarat Chambers Building, Shri Ambika Mills, Ashram Road, Ahmedabad – 380009.
Chennai 5:00 – 6:00 p.m. VFS Global Services Private Limited. Fagun Towers, Second floor, No 74, Ethiraj Salai, Egmore, Chennai- 600008.
Hyderabad 8:00 – 9:00 a.m. VFS Global Services Private Limited. Ashoka Capitol, Second Floor, Unit no: 206, Banjara Hills, Road no. 2, Opposite to KBR Park, Beside TDP Office, Near Hyundai Show Room, Hyderabad – 500034.
Bengaluru 5:00 – 6:00 p.m. VFS Global Services Private Limited, Global Tech Park No.11, First Floor, O Shaughnessy Road, Langford Town, Landmark: Hockey Stadium Bengaluru, Karnataka – 560025.
Cochin 8:00 – 9:00 a.m. VFS Global Services Private Limited, Ground Floor, S&T Arcade Kurisupally Road, Opposite Cochin Shipyard Ravipuram, Cochin – 682015.
Kolkata 5:00 – 6:00 p.m. VFS Global Services Private Limited, Fifth Floor, Rene Tower, Building No: 1842, Rajdanga Main Road, Rajdanga, Landmark: Near Geetanjali Stadium, Kolkata – 700107.
  • VFS Helpline: 022 – 67866006
  • Inquiry email ID: enquiry-india@homeaffairs.gov.au
  • For booking an appointment for Prime Time, call: 022 - 30163310

Note: VFS Global Services Private Limited does not accept postal applications. Therefore, a person willing to apply for an Australian visa should personally meet the nearest service center to get the work done.

*Disclaimer

News About Australia Visa

  • Australia Witnesses 19% Growth in Indian Tourists Between June 2017-May 2018

    There was a surge of 19% in number of Indian tourists visiting Australia between June 2017-May 2018. A total of 3,30,700 Indians visited the country Down Under. As per the data by Australian Tourism, around 2,77,100 Indians traveled to Australia during June 2016 and May 2017. The data further stated that India is the eighth largest inbound market, after China, New Zealand, the US, Britain, Japan, Singapore and Malaysia. Indian tourists spent around 14% AUD 1.53 billion (around Rs 7,650 crore) between April 2017 and March 2018. In terms of spending, India stood seventh after China, the US, Britain, New Zealand, Japan and Korea. Australia has recorded a double-digit growth in arrival as well as spend for fourth year in a row thereby indicating the destination's growing preference among Indians. Tourism Australia India manager Nishant Kashikar stated that the increase in Indian tourists is mainly due to the introduction of the new visa system.

    20 August 2018

  • Australian Government considering a visa scheme which requires Immigrants to reside in rural areas

    The Australian government is considering a new policy where immigrants arriving in the country on a regional-sponsored visa would have to live in regional or rural areas instead of big cities. David Wilden, Australia’s First Assistant Secretary stated that the move was in consideration as there were complaints about migrants becoming permanent residents, even when they are not bound under the jurisdiction of law to stay in a regional area.

    It needs to be mentioned that the Regional Sponsored Migration Scheme (RSMS) visa is a permanent employer sponsored visa that requires a job offer in a regional area of Australia. The whole of Western Australia, South Australia, and Victoria excluding Melbourne, including some others are stipulated for RSMS visa.

    It is noteworthy that in 2017, out of the 184,000 migrants given permanent visas in the country around 12,000 regional visas were granted under the RSMS while 887 visas were given under the Skilled Regional visa scheme.

    21 May 2018

  • Australia abolishes 457 visa category, Indians to suffer a setback

    The Australian government has abolished the 457 visa category that enables employers to hire skilled overseas workers for up to 4 years. Indian professionals working in Australia are set to suffer a setback with the latest tightened visa norm. The 457 visa category is now being replaced by a new Temporary Skill Shortage (TSS) visa, that is not easy to get. As on September 30, 2017, 22% Indian workers out of the 90,000 immigrants with the 457 visa will be adversely affected with the new visa policy. The TSS visa will allow employers to hire overseas workers to address temporary skill shortages. However, the new norms are restrictive and will make it difficult for Indian looking forward to get a permanent resident ship in Australia. The qualifying criteria for the TSS is made more stringent by the Australian government.

    One of the main reason to shut down the 457 visa category is to give local Australian workers priority over others. The Australian government had set the motion to scrap the 457 visa category months ago.

    The TSS visa has two main streams - short term and long term. With a short term TSS, an employer will sponsor you on a temporary basis on the short-term skilled occupation list (STSOL) for two years. However, the visa can be extended up to four years. Meanwhile, with a medium-term stream, an employer can sponsor you as an overseas skilled worker for up to four years in occupations listed on the Medium and Long-term Strategic Skills List (MLTSSL).

    2 April 2018

  • Australia Tightens Its Work Visa Norms For All The Foreigners

    When it comes to working overseas, Canada and Australia are the two most popular regions among Indians. However, the Australian government has now made its visa norms strict even for experienced overseas workers with an intention to give priorities to their locals.

    Most Indians applying for their Australian work visas are hired via subclass 457 but this will no longer be done. The government of Australia has instead brought something called the TSS visa (Temporary Skill Shortage) on March 18. As per this scheme, it will not only become highly difficult to acquire a Permanent Residency (PR) but also an entry into any of the Australian universities.

    According to the reports, the overseas jobs will drop because the government desires the companies to fund the Australian employees at $1,200 per person in a year. On the other hand, the TSS visa will facilitate the overseas employees to address provisional skill shortages while making sure that only Australian professionals get complete priority.

    27 March 2018

  • Indian, Nepalese and Chinese students continue to throng Australian universities

    Even though the Australian government axed the Temporary Work visa, popularly known as ‘457 visa’ and replaced it with a new visa scheme, it has not had the desired effect. The move of replacing ‘457 visa’ was made to ensure that local talent is given more priority as compared to foreign talent. However, it has not had the desired effect as Australian universities continue to see a surge of international enrolments despite tougher requirements.

    As per new statistics, foreign applications saw an increase of 14.1 percent between July and December in 2017 as compared to 2016. Statistics showed that the number of Nepalese applicants dubled to 46 percent while Indian applicants and Chinese applicants rose by 32 percent and 13 percent respectively. The interest expressed by Chinese applicants stood out as per the statistics. The figure of 13 percent saw a significant rise as compared to the same period in the preceding years of 2016 and 2015 wich was 6.7 percent and 5.6 percent respectively.

    9 March 2018

  • Australia Relaxes Visa Norms for Indian PhD Students

    A total of eight research universities from Australia, known as the Group of Eight (Go8) have relaxed visa norms for Indian students who are looking forward to do PhD in either countries. Lack of finance and awareness, and few logistic obstacles are some of the major issues faced by PhD aspirants. This is resulting into a decrease of PhD students from India as well as Australia.

    The Australian government was urged by the Indian academics to initiate an exclusive class for visa and PhD graduates and researchers. A report was created by academics from India and Australia. As per the report, 1,093 students from India enrolled for PhD in Australia by 2016. This number has increased by over 60% since 2006.

    13 February 2018

  • Growth of Indian tourists in Australia

    The ease of passport and visa application policies for Indians has resulted in a growth of Indian tourists around the world. Australia has recently reported a growth of 15% Indian tourists in Australia when the numbers are compared to the same period of last year. The Government of India has also taken many initiatives to facilitate passport and visa application services for Indians. From less number of forms to accept many types of documents as proof of birth, Indians can now easily get their passport and visa to other countries.

    2 January 2018

  • Ministry of External Affairs is in talks with US and Australia over visa rules

    Telangana: The Ministry of External Affairs in India has been in talks with the US and Australian government regarding the visa rule changes that the later nations are considering. Recently it came to light that the US and Australian visa policies would be amended in order to control and manage the number of people visiting their nation for work, studies, etc. The government of India has written to both the nations reminding them about the invaluable contribution by the Indians to their national economy. So far the US and the Australian government has announced many changes, however, none of them are going to affect Indians in any way. Though there are few changes to the visa policies for both the nation, the professionals and students in those nations have least to worry about. Additionally, the government of India has also launched passport services through the 800 post offices across the country. This initiative will help the Indians who are working and studying abroad in obtaining legal help related to the local jurisdiction, policies, etc. Moreover, the government has also appealed to the NRIs in registering themselves on the E-Migrant website - https://emigrate.gov.in/ to get timely legal help.

    22 May 2017

  • India consulting the stakeholders about policy changes in Australian visa

    The Prime Minister of Australia, Malcolm Turnbull stated that 457 visa programmes are going to be abolished. These include the ones that are used by the temporary foreign workers for gaining employment in Australia. India has been examining this matter and has consulted all the stakeholders.

    The spokesperson of the Ministry of External Affairs, Gopal Baglay mentioned that the Government has started the process of examining all possible consequences of this particular new policy. Baglay added that the Minsitry will be seeing it in context of Comprehensive Economic Cooperation Agreement (CECA) negotiations with Australia.

    Foreign workers in IT, restaurants and medical institutes are hired under the 457 visa programme. Such visa holders and mostly from China, Britain and India. As per the statistics provided by the Government, more than 95 thousand have been living in Australia under this programme last year. 5.8% of that population came from China, 19.5% came from Britain and 24.6% came from India. The PM of Australia used Facebook for announcing this particular policy. He added that this would help the Australians to get jobs easily in their own country. He also said that from now on, 457 visa will not be offered for jobs that should primarily be offered to Australians.

    27 April 2017

  • Australia Grants 1.5 Lakh Visitors Visas To India

    Australian High Commissioner, Harinder Sidhu, announced that in a landmark move, Australia had granted 1.5 lakh visitors visas to indians as part of the 2015-16 program. The previous high was hit in 2013-14 when about 1 lakh visitors visas were approved for Indians. This new number represents a growth of about 19% in the number of visas granted to Indians and, according to Mr. Sidhu, is an important landmark in the collaboration between the two countries. The visas that brought the numbers to 1.5 lakhs were received by Mrinal Dutt and his wife Kanika.

    8 July 2016

Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

Australia Visa Reviews

Page 1 of 50 1 2 3 4 5
  • IndusInd Bank Credit Card
    "Excellent Service"
    INDUSIND BANK LTD
    0.5 5.0/5 "Blown Away!"
    I have Indusind Bank credit card which was taken through online .If I have any need this card will be fulfilled by using it. The credit limit was 1L was okay. This was a life time free card and got it on proper time frame .There was proper callback and follow up from bank end when applied for this credit card .
    Was this review helpful? 0
    , kolkata
    Reviewed on Jan 20, 2020
  • Star Health
    Star Health Health Insurance
    "Good service"
    STAR HEALTH & ALLIED INSURANCE
    0.5 4.5/5 "Excellent!"
    My cousin has told that the claim experience from STAR HEALTH was good and he got about 97% amount. I have taken insurance on 2 years before. Yearly use to pay of 12K. Before I was paying premium amount of 10K now they have increased depends on the age. It covers whole family. They have tied up with many hospitals. So far I have not done any claim.
    Was this review helpful? 0
    , bangalore
    Reviewed on Jan 20, 2020
  • Kotak Saving Account
    "Very good service "
    KOTAK MAHINDRA BANK
    0.5 5.0/5 "Blown Away!"
    I have kotak Mahindra Salary account which i am using for the past 3 years .I am using net banking service as well as mobile banking service both are used for money transfer .If have any queries need to contact customer service .Secure transaction with safe banking service .
    Was this review helpful? 0
    , kanpur
    Reviewed on Jan 20, 2020
  • HDFC Bank Personal Loan
    "Need to decrease the rate of interest"
    HDFC BANK
    0.5 5.0/5 "Blown Away!"
    I have taken a personal loan from HDFC. I selected the tenure of 3 years, and i am paying Rs.7566. The rate of intetrest was very high 22% need to decrease. Documentation was simple i uploaded and also executive collected . Customer sevice was good and i went to bank directly within 1 day i received loan and documentation charges Rs. 8900 deducted.
    Was this review helpful? 0
    , hosur
    Reviewed on Jan 20, 2020
  • IndusInd Bank Credit Card
    "Good card"
    INDUSIND BANK LTD
    0.5 4.0/5 "Great!"
    I have applied INDUSIND bank credit card, which I have applied through online and i have started using this credit card now. The credit limit was Rs.1,00,000 it is a average and this is a life time free card. The customer service and responsiveness are good.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Jan 20, 2020
  • HDFC Bank Credit Card
    "Good card for all purposes"
    HDFC BANK
    0.5 5.0/5 "Blown Away!"
    I have been using HDFC bank credit card for more than 3 years. I had applied through bank directly. It is a life time free card. The credit limit 60K. EMI conversion is applicable in this card. Mobile app is good.EMI conversion is easy. I use for Shopping and fuel purposes. I get good reward points and redeem it. If I spend 100 rupees auto credit of 3.5 rupees for fuel purposes. It is a Titanium times card.
    Was this review helpful? 0
    , bangalore
    Reviewed on Jan 20, 2020
  • IndusInd Bank Credit Card
    "Average Service"
    INDUSIND BANK LTD
    0.5 3.0/5 "Satisfactory"
    I have Indusind Bank credit card which was taken through bank .I am using this credit card for the past 8 months .The credit limit was 40,000 and this was a free card and there are movie ticket offers as well as cash back offers .I have got the credit card on time .I have submitted the required documents on time ,I am using this credit card frequently 50% of the amount from the credit limit.
    Was this review helpful? 0
    , kanpur
    Reviewed on Jan 20, 2020
  • review Other Loan
    "Good service"
    BAJAJ FINANCE LIMITED
    0.5 3.5/5 "Pretty good"
    This is my first loan which I had taken two wheeler loan from Bajaj Finance Limited on 6 years back. The loan amount of 48K is nominal with tenure period of 3 years. Only drawback was on weekend unable to do payment. Through ECS use to auto debit for EMI payment. Interest of 14% is nominal. The bike model is Bajaj Discover 100CC.
    Was this review helpful? 0
    , bangalore
    Reviewed on Jan 20, 2020
  • HDFC Limited Home Loan
    "HDFC Home Loan - Kochi Branch- Worst Experience"
    HDFC LIMITED
    0.5 0.5/5 "Unacceptable"
    HDFC provides the worst customer care ever. I had tried applying for a home loan from them and it is been more than 4 months and still the process has not been completed. Called them up multiple times from UK but very bad response. They showed much eager to obtain 12,000Rs from me for processing fee but no amount of effort was put forth from them. The manager nor the executive mentioned about a Power of attorney/ Notary service, only after me inquiring with my friends who have taken similar loans, I came to know about these mandatory documents for NRI. Again Mr.Abhilash and Mr.AkhilRaj acted as if it was my issue and they were not bothered. I sent all the documents to them via mail from UK 3 weeks back and till date they didn't respond whether they have received it or not. I called them everyday from UK waiting my time, energy and money. The anxiety they showed towards 12,000rs processing fee got over once I sent them the cash. My registration is not completed. For nearly 5 months, I
    Was this review helpful? 0
    , kochi
    Reviewed on Jan 20, 2020
  • HDFC Limited Home Loan
    "Satisfactory"
    HDFC LIMITED
    0.5 4.0/5 "Great!"
    I have taken home loan through HDFC LTD directly .I have taken this loan before 15 years .I am not sure about rate of interest since availed long back ,I have got the loan on time and without any drawbacks closed this loan successfully.The loan process was clearly discussed by the agent am fully satisfied with their service
    Was this review helpful? 0
    , chennai
    Reviewed on Jan 20, 2020
  • SBI Cards Credit Card
    "Need to imrpove customer service "
    SBI CARDS
    0.5 4.0/5 "Great!"
    I am not happy with SBI customer service because whenever try to contact not connecting on time to them . I have taken a credit card through online with annual fee chargeable of 499 plus GST. By 2 weeks I got a card. The credit limit is sufficient. EMI conversion is avail if I do transaction more than 3K. Since I got better option of card when compared to other bank so chosen it. They are providing good discount for E commerce. The credit limit of 75K is nominal.
    Was this review helpful? 0
    , thane
    Reviewed on Jan 20, 2020
  • HDFC Bank Personal Loan
    "Easy loan approval"
    HDFC BANK
    0.5 5.0/5 "Blown Away!"
    I have taken a personal loan from HDFC through online. The rate of interest was very low 10.99% and i have taken loan for Rs. 3.65L with the tenure of 60 months. I am paying EMI 8,200rupees and the customer service was okay. Documentation process was good and also it took 20 days to receive this card, which was very lengthy process. They deducted Rs. 10K for processing fee and i am not sure about the fore closure charges.
    Was this review helpful? 0
    , kanpur
    Reviewed on Jan 20, 2020
  • Kotak Saving Account
    "Good saving account "
    KOTAK MAHINDRA BANK
    0.5 5.0/5 "Blown Away!"
    I am holding KOTAK bank salary account for more than 3.5 years. No need to maintain a minimum balance amount. There is no SMS charges for this account. The best in this bank is mobile app and net banking both are user friendly to access. ATM and branches are near within a kilometers from my place. If I use other bank ATMs for N number of transaction there will be no charge. I use to get offers message from their end.
    Was this review helpful? 0
    , bangalore
    Reviewed on Jan 20, 2020
  • RBL Bank Credit Card
    "Need to provide more benefits "
    RATNAKAR BANK
    0.5 4.0/5 "Great!"
    I have been using RBL bank credit card for more than 1.5 years. I got a card offer directly from bank. The credit limit is sufficient and have not requested for limit enhancement. It is a life time free card. EMI conversion was bit high when compared to other. I use this card for normal purpose. Based on usage I get reward points up to 10K.
    Was this review helpful? 0
    , bangalore
    Reviewed on Jan 20, 2020
  • HDFC Bank Saving Account
    "Best savings account"
    HDFC BANK
    0.5 5.0/5 "Blown Away!"
    Its been 4- 5 years, i am using HDFC bank account. Its a zero balance account for a salary account holder.um balance. They have provided me a debit card and also i got the cheque book. Customer service was good and also they given a domestic credit card.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Jan 20, 2020
  • review Other Loan
    "Easy for transactions"
    PAYTM PAYMENTS BANK LTD
    0.5 5.0/5 "Blown Away!"
    Just a few months back, i have started using paytm mobile application. I have not contacted paytm customer care and i won't do much transaction from this account. When i go for restaurants, i will use the paytm app and for transferring the money. I have not completed the kyc formality but i have installed the app in my mobile. I never checked about the offers in paytm.
    Was this review helpful? 0
    , bangalore
    Reviewed on Jan 20, 2020
  • review Saving Account
    "Good Account"
    SYNDICATE BANK
    0.5 5.0/5 "Blown Away!"
    I didn't get any issue with Syndicate bank account so i never contacted the customer care service even if i face any issue, i will visit the branch because its located nearby my place. From 5 years, I am holding this account. I am not using the internet banking. Even though its a salary account, i need to maintain a minimum balance of Rs. 500. In my branch, ATM will be in out of order or cash will not be there which needs to be improved.
    Was this review helpful? 0
    , bangalore
    Reviewed on Jan 20, 2020
  • PaySense Personal Loan
    "Need to decrease interest charge"
    PAYSENSE SERVICES INDIA PRIVATE LIMITED
    0.5 4.0/5 "Great!"
    I got a personal loan offer from Paysense through online. On time I got a call from their end for verification process. Within 7-10 days I got a call from them. Just because of the loan amount I chosen them. The tenure period of 2 years. An interest rate of 19% which is high and they have negotiated. There is option of pre closure and locking period of 6 months. I use to pay EMI of 9K.
    Was this review helpful? 0
    , bangalore
    Reviewed on Jan 20, 2020
  • HDFC Bank Credit Card
    "Good card"
    HDFC BANK
    0.5 5.0/5 "Blown Away!"
    I am using HDFC master credit card for more than 2 years. Credit limit is 30,000rupees. The customer service and responsiveness was good and also i am getting reward points overall it is good. This is a life time free card and also interest was nominal.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Jan 20, 2020
  • PaySense Personal Loan
    "Need to improve their customer service"
    PAYSENSE SERVICES INDIA PRIVATE LIMITED
    0.5 4.0/5 "Great!"
    I have taken a personal loan from PAYSENSE and the loan amount was Rs. 91K after deducting processing fee i got Rs. 87K. The rate of interest was very high 13% with the tenure of 2 years. They have enabled ECS option but EMI's are not deducted from my account and am paying manually. Customer service is not responding properly and there is no patience also they need to work on interest rates.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Jan 20, 2020
Common Loader Icon
Page 1 of 50 1 2 3 4 5
reTH65gcmBgCJ7k
This Page is BLOCKED as it is using Iframes.