Australia Visa For Indians

The Australia visa can be classified into different types, and based on one’s requests, they can be applied. The visa policy deals with all the requirements that a foreign citizen needs to have in order to enter Australia.

Every foreign citizen who is willing to visit Australia should get his or her visa beforehand. A visa serves as a permit to enter as well as stay in Australia for a specific duration based on the type one applies.

The Australian visa rules are clearly mentioned under the Migration Regulations, as per the Migration Act 1958, all of which are administered by the Immigration and Border Protection Department. For better understanding, the entire information about an Australian Visa is explained in detail below.

Introduction To Australia Visa

Australia is not only one of the most popular tourist destinations but is also known for its strict immigration regulations. It maintains a standard visa regime for every non-citizen of Australia. The visa is obtained only if the law permits it. The country is admired for its visitor visa, as it is exempted to:

  • New Zealand citizens, under the Trans-Tasman Travel Arrangement
  • Citizens belonging to countries that are eligible for ETA (Electronic Travel Authority)
  • Visitors who qualify for a visa-free travel under special programs like Special Purpose Visa

However, since September 1, 2015, Australia stopped issuing visa labels. Therefore, all visa types are granted and stored in a central database. The visa details can be accessed only via VEVO (Visa Entitlement Verification Online), a digital service that is administered by the Immigration and Border Protection Department.

Types Of Australian Visa

Australia offers a wide range of visa categories, which can be applied based on the purpose of visit. The different types of Australian visas are as follows:

  • Visitor Visa: It is exclusively designed for individuals who want to visit Australia only for a short time. This could either business or tourism purpose. This type of visa is issued for 3 months, 2 months, or a maximum of 12 months.
  • Transit Visa (Subclass 771): It is exclusively designed for individuals who want to transit via Australia bot for not more than 72 hours.
  • Medical Treatment Visa (Subclass 602): It is exclusively designed for individuals who want to have their medical consultations, medical treatments, or organ donation done in Australia. However, this does not include surrogacy.
  • Working Holiday Visa (Subclass 417): It is exclusively designed for individuals who are aged between 18 and 30 years old, provided that they are highly interested in having extended holidays and supplementing their savings with a short-term work for not more than 12 months. However, this visa category applies to citizens belonging to Canada, Belgium, Denmark, Cyprus, Finland, Estonia, Hong Kong, Germany, France, Italy, Ireland, Malta, Netherlands, Japan, Norway, Sweden, South Korea, United Kingdom, and Taiwan.
  • Work and Holiday Visa (Subclass 462): It is exclusively designed for individuals who are aged between 18 and 30 years old, given that they are highly interested in having extended holidays and supplementing their savings with a short-term work for not more than 12 months. However, this visa category applies to citizens coming from China, Chile, Argentina, Brazil, Bangladesh, Malaysia, Indonesia, Portugal, Poland, Slovenia, Slovakia, Turkey, Thailand, Uruguay, and the United States.
  • Student Visa (Subclass 500): It is exclusively designed for individuals who desire to study on a full-time basis in a reputed or recognized educational institution.
  • Special Program (Subclass 416): It is exclusively designed for individuals who desire to participate in some approved programs, which offer opportunities for community benefit and cultural enrichment.
  • Permanent Resident Visa: It is granted only if an individual qualifies to become a permanent resident of Australia. This visa type has separate laws and policies, which needs to be understood before applying. Once the visa status of an individual is changed to “permanent resident,” then he or she has complete rights to live and work in Australia indeterminately. With this, the person also has access to various benefits offered by the Australian Government like Medicare (Medical Coverage).
  • RRV (Resident Return Visa) Subclass 155 & 157: This visa type permits former and current permanent residents to travel to any other country and return to the Australian zone again as a PR (Permanent Resident). An RRV allows the individual to re-enter Australia frequently but within the validity period. They are usually issued with a validity of either 3 months or 5 years.
  • Special Category Visa (Subclass 444): It is issued only to the New Zealand citizens under the Trans-Tasman Travel Arrangement, provided that he/she has a valid New Zealand visa with an authority to enter the Australian zone. With this visa, he/she can visit, reside, and work in Australia indefinitely. However, it is subject to a few strict conditions like no criminal records, no untreated TB (Tuberculosis), and not been removed/excluded/deported from a country. This visa is granted once the person arrives at an Australian Airport.
  • Provisional Resident Return Visa (Subclass 159): It is issued to the former Norfolk Island immigration permit holders, which can either be GEP (General Entry Permit) or TEP (Temporary Entry Permit). The holders of this visa category can live and work in Norfolk Island and reside in a few regions of Australia but solely for education purpose. They can apply for a Confirmatory Resident Visa only after they qualify for the mentioned requirements.
  • Confirmatory Resident Visa (Subclass 808): It is issued to the former Norfolk Island Immigration Permit holders, who were holding either a TEP/GEP or UEP (Unrestricted Entry Permit), provided that they have fulfilled all the requirements for residence. This visa permits the individuals to reside and work anywhere in Australia indefinitely. Also, they are free to leave as well as enter Australia as they wish, given that it is within the validity period.

Australia Visa Requirements For Indian Citizens

Tourist Visa Requirements

  • An applicant’s original passport with a validity of 6 months from the travel date. If there are any old passports, they have to be submitted as well. Photocopies of passport with a notary on every page is mandatory.
  • A duly signed visa application that should include all the correct details about an applicant.
  • Two photographs of the applicant, each on a white background with a matte finish.
  • A cover letter that mentions the applicant’s travel details, passport details, and other expenses details. If the applicant is self-employed, then this has to be on a company letterhead.
  • A copy of the applicant’s PAN card and Aadhaar Card.
  • A copy of the applicant’s Form 16/ITR (Income Tax Returns) for the last 3 years.
  • An applicant’s original bank statements for the last 6 months that shows he/she has maintained a sufficient and a healthy balance.
  • Other financial documents that can be submitted as a proof can include mutual funds, fixed deposits, shares, NSC, PPF, property papers, etc.
  • If the applicant is employed, a copy of his/her salary slips for the last 3 months.
  • Original leave letter from the company. Make a note that this has to be on the company letterhead.
  • If the applicant is self-employed, a copy of the company’s registration proof. This could be an MOA, Shop ACT, etc.
  • If the applicant is a student, ID card/bonafide letter and NOC (No Objection Certificate) from the respective college or school.
  • If the applicant is retired, a certificate that serves as a proof of his/her retirement.
  • A copy of the applicant’s hotel accommodation in Australia.
  • A copy of the applicant’s confirmed return flight tickets or itinerary.
  • Children below 18 years should submit a notarized NOC from any one of the non-accompanying parents to authorize their journey to Australia along with the parents’ passports.

Business Visa Requirements

An Indian can apply for a Business visa (subclass 600) can be applied if he or she is travelling for the following purpose:

  • Investigating job opportunities or personal investments.
  • Attending conferences, meetings, and negotiations.
  • Representing an overseas entity or investigating different business opportunities.
  • Representing an official business or foreign government.

An Indian can apply for a Temporary work visa (subclass 400) or short stay activity can be applied if he or she is travelling for the following purpose:

  • Participate in a cultural or social event, provided that he or she has been invited from the respective organization in Australia.
  • Undertake a non-ongoing, short-term, and highly specialized job in Australia.

Documentation:

  • A duly signed visa application, which should include all the correct details about an applicant.
  • The original passport of the applicant with a validity of 6 months from the travel date and previous passports if any. Photocopies of the passport are required but every page has to be notarized.
  • Two color photographs of the applicant, each of the size 35 × 45 mm and on a white background.
  • A cover letter that mentions the applicant’s passport information, travel details, and work details. This has to be on the company’s letterhead. This letter should also include information about the itinerary and contact information of both the business parties.
  • A copy of the company’s registration proof.
  • A copy of the applicant’s Form 16/ITR (Income Tax Returns) for the last 3 years.
  • If the applicant is employed, a copy of his/her salary slips for the last 6 months.
  • A copy of the bank statements for the last 6 months.
  • An invitation/request letter from the Australian company or business.
  • A copy of the event/conference registration details.

Family/Friend Visit Visa Requirements

  • The applicant’s original passport with a validity of 6 months from the travel date. If there are any old passports, they are to be submitted as well. Photocopies of all the pages of the passport with a notary on each page are mandatory.
  • A duly signed visa application, which should include all the correct details about an applicant.
  • Two color photographs of the applicant, each of the size 35 × 45 mm and on a white background.
  • A cover letter that mentions the applicant’s passport information, travel details, and work details. This has to be on the company’s letterhead if the applicant is self-employed.
  • A copy of the applicant’s Aadhaar card or PAN card.
  • A copy of the applicant’s Form 16 / Income Tax Returns for the last 3 years.
  • Applicant’s original bank statements for the last 6 months to check if he or she is maintaining a healthy and an adequate balance to afford all the expenses in Australia.
  • If employed, a copy of the salary slips for the last 3 months is required.
  • If self-employed, a copy of the company registration proof is required.
  • If a student, a copy of ID card/bonafide letter and No Objection Certificate are required from the respective college or school.
  • If retired, a copy of a certificate that serves as a proof of his or her retirement.
  • Original leave letter from the company on a letterhead.
  • A copy of confirmed return flight tickets.
  • Children below 18 years should submit a notarized NOC from any one of the non-accompanying parents to authorize their journey to Australia along with the parents’ passports.
  • Other financial documents that can be submitted as a proof can include mutual funds, fixed deposits, shares, NSC, PPF, property papers, etc.

Other Mandatory Documents:

  • An invitation/request letter mentioning the details of the person, who is inviting to Australia.
  • A letter that states the applicant’s travel details.
  • If sponsoring, bank statements, salary slips, and relationship stats proof.
  • A copy of any accommodation proof in Australia.

How To Apply For Australia Visa Online For Indians?

Whether it is visiting relatives, going for a tour, or just for leisure, Australia has been one of the popular destinations for Indian citizens. The incredible attractions have brought Australia into a limelight amidst travelers and tourists. But most Indians face some kind of issue or the other while applying for an Australia visa, causing a delay in the entire process.

Therefore, it is important to be aware of the entire procedure and understand how it is applied so that there is less hassle. Indian citizens can apply for an Australia visa online for several purposes. The common categories include:

The procedure for applying an Australian visa is as follows:

  1. Decide Which Visa Type To Apply For
  2. Based on an applicant’s needs, one has to choose the visa type and ensure to familiarize with the visa sub-classes while applying. Say, for example, tourist visa – Subclass 600. This visa is appropriate if you are planning to see Australia only for a short time. Similarly, there are other categories of business and family/friend visit visa.

  3. Fill The Application Form Online
  4. Indian passport holders are eligible for an Australia e-visa and they can apply for the electronic visa directly online so that there is no much trouble. The online form is easy to fill and it usually includes some basic questions regarding the travel history, identity, financial status, employment status, the purpose of visiting Australia, character, and health. Keep all the information handy, as the form is a little complex and tricky. Moreover, it is time-consuming.

  5. Keep The Documents Handy
  6. Once the applicant fills the application form, he or she has to submit the supporting documents. Upload the travel documents and other essential evidence like work experience certificate, birth certificate, travel history, and financial capability.

  7. Pay The Australia e-Visa Fee
  8. The fee for tourist visa generally falls between Rs.5,000 and Rs.9,000. But do not expect that it will be within the mentioned amount because it changes regularly. If the payment is made through a credit card, a surcharge is levied, which basically varies from one bank to the other.

  9. Submit The Visa Application Form
  10. Once the form is filled and all the necessary documents are uploaded, the next step is to submit the form by hitting the “submit” button. Once the online visa application is submitted, an applicant will receive an email notification to acknowledge the application’s receipt.

    After this, the applicant has to be patient and wait until the visa is approved. However, the progress of the visa will not be updated. Therefore, the next notification the applicant get will be an email that states if he or she has been granted a visa or not.

    Once the “Visa Grant Notice” is received, pay attention to its validity as it is highly important. Check what is written there. Is it 1 year? 6 months? Or 3 months? Also, note the travel facility and check if it is either single entry or multiple entries. Also, note down the visa conditions and other entry requirements prior travelling.

Validity Of Australian Visa

  • e-Visitor (Subclass 651) – Valid for a maximum period of 6 months
  • ETA (Electronic Travel Authority) Subclass 976 – Valid up to 3 months (ETA is not applicable for Indian citizens)
  • Tourist visa Subclass 600 – Can be valid up to 3 months or 6 months or 1 year
  • Visitor visa Subclass 600 – Can be valid up to 3 months or 6 months or 1 year

Australian VoA (Visa on Arrival) for Indians

As of now, there is no facility of “visa on arrival” for Indian citizens who are travelling to Australia.

Australian Visa Application Centers In India (VFS Global)

City Prime Timings Address
New Delhi 5:00 – 6:00 p.m. VFS Global Services Private Limited, Shivaji Stadium Metro Station, Mezzanine Level, Baba Kharak Singh Marg, Connaught Place, New Delhi-110001.
Chandigarh 5:00 – 6:00 p.m. Elante Offices, Entry from Gate No. 3, Unit B 209, 2nd Floor, Office Block B, Plot no: 178- 178A, Industrial & Business Park, Phase - I, Chandigarh – 160002.
Jalandhar 5:00 – 6:00 p.m. Aman Plaza, 3rd Floor, 310 Lajpat Nagar, Mahavir Marg, Nakodar Chowk – Opposite to Lovely Autos, Jalandhar -144001.
Mumbai (South) 5:00 – 6:00 p.m. Urmi Axis Building, First floor, Behind Famous Studio, Opposite to E Moses Road, Mahalaxmi (West), Mumbai – 400011.
Mumbai (North) 5:00 – 6:00 p.m. VFS Global Services Private Limited, Trade Centre, Fifth Floor, Bandra Kurla Complex, Bandra (East), Mumbai – 400051.
Pune 5:00 – 6:00 p.m. VFS Global Services Private Limited, Fourth Floor, E core, Marvel edge, Viman Nagar, Pune- 411014.
Ahmedabad 5:00 – 6:00 p.m. VFS Global Services Private Limited. Gujarat Chambers Building, Shri Ambika Mills, Ashram Road, Ahmedabad – 380009.
Chennai 5:00 – 6:00 p.m. VFS Global Services Private Limited. Fagun Towers, Second floor, No 74, Ethiraj Salai, Egmore, Chennai- 600008.
Hyderabad 8:00 – 9:00 a.m. VFS Global Services Private Limited. Ashoka Capitol, Second Floor, Unit no: 206, Banjara Hills, Road no. 2, Opposite to KBR Park, Beside TDP Office, Near Hyundai Show Room, Hyderabad – 500034.
Bengaluru 5:00 – 6:00 p.m. VFS Global Services Private Limited, Global Tech Park No.11, First Floor, O Shaughnessy Road, Langford Town, Landmark: Hockey Stadium Bengaluru, Karnataka – 560025.
Cochin 8:00 – 9:00 a.m. VFS Global Services Private Limited, Ground Floor, S&T Arcade Kurisupally Road, Opposite Cochin Shipyard Ravipuram, Cochin – 682015.
Kolkata 5:00 – 6:00 p.m. VFS Global Services Private Limited, Fifth Floor, Rene Tower, Building No: 1842, Rajdanga Main Road, Rajdanga, Landmark: Near Geetanjali Stadium, Kolkata – 700107.
  • VFS Helpline: 022 – 67866006
  • Inquiry email ID: enquiry-india@homeaffairs.gov.au
  • For booking an appointment for Prime Time, call: 022 - 30163310

Note: VFS Global Services Private Limited does not accept postal applications. Therefore, a person willing to apply for an Australian visa should personally meet the nearest service center to get the work done.

*Disclaimer

News About Australia Visa

  • Clarification of rules provided by Australia for onshore international students

    According to the Australian Department of Home Affairs, eligible visa holders who are fully vaccinated need not apply for a travel exemption to enter the country from 1 December 2021. The new rules were updated on the official website of the Department of Home Affairs on 23 November 2021. However, temporary visa holders who are not part of the new arrangements can apply for an inwards exemption before they leave.

    24 November 2021

  • Australia to allow fully vaccinated tourists to enter the country

    The Australian Government will allow travelers under certain categories to enter the country from the month of December. Students, provisional visa holders, and working people will be allowed entry to the country. Qantas Airlines saw a record surge in people booking for flights from Delhi to Sydney. However, anyone looking to travel to Australia will have to produce the proof that they are fully vaccinated. Travelers who have taken shots of either Covaxin or Covishield will be allowed entry into the country.

    The tourist in order to gain entry to the country must have a valid Visa, be completely vaccinated, the proof of which they will have to submit. Apart from that, they will also have to provide a negative Covid-19 PCR test which must be taken three days prior to the date of the departure.

    22 October 2021

  • Australia Witnesses 19% Growth in Indian Tourists Between June 2017-May 2018

    There was a surge of 19% in number of Indian tourists visiting Australia between June 2017-May 2018. A total of 3,30,700 Indians visited the country Down Under. As per the data by Australian Tourism, around 2,77,100 Indians traveled to Australia during June 2016 and May 2017. The data further stated that India is the eighth largest inbound market, after China, New Zealand, the US, Britain, Japan, Singapore and Malaysia. Indian tourists spent around 14% AUD 1.53 billion (around Rs 7,650 crore) between April 2017 and March 2018. In terms of spending, India stood seventh after China, the US, Britain, New Zealand, Japan and Korea. Australia has recorded a double-digit growth in arrival as well as spend for fourth year in a row thereby indicating the destination's growing preference among Indians. Tourism Australia India manager Nishant Kashikar stated that the increase in Indian tourists is mainly due to the introduction of the new visa system.

    20 August 2019

  • Australian Government considering a visa scheme which requires Immigrants to reside in rural areas

    The Australian government is considering a new policy where immigrants arriving in the country on a regional-sponsored visa would have to live in regional or rural areas instead of big cities. David Wilden, Australia’s First Assistant Secretary stated that the move was in consideration as there were complaints about migrants becoming permanent residents, even when they are not bound under the jurisdiction of law to stay in a regional area.

    It needs to be mentioned that the Regional Sponsored Migration Scheme (RSMS) visa is a permanent employer sponsored visa that requires a job offer in a regional area of Australia. The whole of Western Australia, South Australia, and Victoria excluding Melbourne, including some others are stipulated for RSMS visa.

    It is noteworthy that in 2017, out of the 184,000 migrants given permanent visas in the country around 12,000 regional visas were granted under the RSMS while 887 visas were given under the Skilled Regional visa scheme.

    21 May 2018

Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

Australia Visa Reviews

Page 1 of 50 1 2 3 4 5
  • review
    "Need to decrease interest rate "
    BAJAJ FINANCE LIMITED
    0.5 4.0/5 "Great!"
    BAJAJ FINANCE has offered a pre approved personal loan offer and I accepted for the same. I have taken this loan 2 months back. The process was smooth and submitted required docuemtns within 1.5 hrs amount was credited to my account with 1.64L with tenure period of 4 years. The rate of interest is 18% which is high. Fee was deducted of 9K. There is pre closure option after 30 days with charge of 4%. EMI need to pay the amount of 4K. The best which I would like to say is online process was done with short term.
    Was this review helpful? 114
    , chennai
    Reviewed on Mar 21, 2020
  • ICICI Bank
    ICICI Bank
    "Good service"
    ICICI BANK
    0.5 5.0/5 "Blown Away!"
    The tenure for ICICI personal loan is for 3 years, I have taken the loan for some personal purposes. I got my loan statements on time but the interest rate of the loan is 12% which is bit high for me. I wish the bank can reduce it up to 10%. Otherwise everything is good about the loan.
    Was this review helpful? 109
    , hyderabad
    Reviewed on Mar 21, 2020
  • RBL Bank
    "Easy to convert for EMI "
    RBL BANK
    0.5 4.0/5 "Great!"
    I got RBL card offer from BAJAJ Finance. I have been using this card past 10 months which is a life time free card. The credit limit is sufficient of 55K. EMI conversion is avail and I can convert via mobile app whenever required with nominal charge. I use this card for general purpose. Based on usage I get points but not yet redeem it.
    Was this review helpful? 288
    , chennai
    Reviewed on Mar 21, 2020
  • SBI Cards
    "Good service"
    SBI CARDS
    0.5 4.0/5 "Great!"
    SBI credit card have offers and reward points but I have not redeem them yet, this is a domestic card, the credit limit is of 50000 which I am very much satisfied as per my need. I got my statement on time. I used this card for personal purposes.The card is very user friendly.
    Was this review helpful? 320
    , hyderabad
    Reviewed on Mar 21, 2020
  • SBI Cards
    "Ok service"
    SBI CARDS
    0.5 5.0/5 "Blown Away!"
    I am using SBI credit card for more than three months, there are some reward points and offers in the card. I used this card for online shopping, fuel surcharge and groceries.The credit limit of the card is sufficient and I like the most about the card is that it is a life time free card and very good to use.
    Was this review helpful? 278
    , hyderabad
    Reviewed on Mar 21, 2020
  • IndusInd Bank
    "Ok service"
    INDUSIND BANK LTD
    0.5 5.0/5 "Blown Away!"
    The bank agent suggest me to take credit card from INDUSIND and I have taken it because it doesn't have any annual fee. The offer and reward points are available in the card are good. I am satisfied with the limit of the card. I used the card for general purposes. But it will be nice, if the offers and reward points will be more.
    Was this review helpful? 230
    , jaipur
    Reviewed on Mar 21, 2020
  • IndusInd Bank
    "Good service"
    INDUSIND BANK LTD
    0.5 5.0/5 "Blown Away!"
    I am using INDUSIND credit card for 3 months. The card have no offers available and also there is no rewards. The only benefit is that its a life time free card and the credit limit is only for 75000 I am not that satisfied as i expected to get around 1.5 lakh. Apart from the limit over all experience is good.
    Was this review helpful? 206
    , chennai
    Reviewed on Mar 21, 2020
  • IndusInd Bank
    "Excellent card"
    INDUSIND BANK LTD
    0.5 5.0/5 "Blown Away!"
    I have got INDUSIND credit card few months ago and I have used it for two months now ,the credit limit of the card is Rs.70000 which is a life time free card. The bank have informed me every details about the reward points and offers but I have not got any time check it. I am satisfied with their card service.
    Was this review helpful? 81
    , hyderabad
    Reviewed on Mar 21, 2020
  • ICICI Bank
    "Good service"
    ICICI BANK
    0.5 5.0/5 "Blown Away!"
    Am having ICICI credit card for two years, I feel good and have not face any issues. The best part about the card is its a life time free card. I used to get my card statement on time. I used this card for shopping, groceries and for many other personal purposes.I am using the bank mobile app which function smooth and simple.
    Was this review helpful? 227
    , faridabad
    Reviewed on Mar 21, 2020
  • SBI Cards
    "Good service"
    SBI CARDS
    0.5 5.0/5 "Blown Away!"
    I have used SBI credit card for 2-3 months, but I have not got any time to check about the offers available in the card. The limit of the card is 38000 and I am satisfied because its a life time free card. I used to get my card statement on time and the net banking is also working very well.
    Was this review helpful? 252
    , faridabad
    Reviewed on Mar 21, 2020
  • IndusInd Bank
    "Good service "
    INDUSIND BANK LTD
    0.5 4.0/5 "Great!"
    Since it is a life time free card offer from INDUSIND so I chosen it and applied through online. I received a call on time and they have done the verification process. Hence I received the card by 7 days, the credit limit is okay for me. Its easy to use for all purposes.
    Was this review helpful? 176
    , chennai
    Reviewed on Mar 21, 2020
  • Citibank
    "Good "
    CITIBANK
    0.5 4.0/5 "Great!"
    CITI has provided good offers and benefits on 2 months before. So I chosen this card and applied through online. It is annual fee chargeable of 500 rupees bu there is waiver off option if I spend 30K within a year. The credit limit is 65K. There is EMI conversion avail for this card.
    Was this review helpful? 175
    , coimbatore
    Reviewed on Mar 21, 2020
  • HDFC Bank
    "very good"
    HDFC BANK
    0.5 5.0/5 "Blown Away!"
    I have used credit card from HDFC bank for 1 year which is very good and also very comfortable, its a life time free card and lots of offers are available in the card. This card was suggested to me by my colleague. Mobile banking also functions very smooth.
    Was this review helpful? 241
    , bangalore
    Reviewed on Mar 21, 2020
  • IndusInd Bank
    "Average service"
    INDUSIND BANK LTD
    0.5 4.0/5 "Great!"
    INDUSIND bank credit card have an credit limit of of Rs.75000, there is no offers available in the card and it also have a charges of 3000 along with GST. I hardly receive any remainder messages for my bill payment due to that some time I could not pay my bill on time. I would advise them send my bill on time before the due date.
    Was this review helpful? 158
    , bangalore
    Reviewed on Mar 21, 2020
  • Axis Bank
    "Average"
    AXIS BANK
    0.5 4.0/5 "Great!"
    Through showroom got suggestion to take a car loan from AXIS bank. I taken this loan on 3 years back. I got the loan amount of 4L with tenure period of 4 years. The rate of interest was okay. I done the down payment of around 1.5L. EMI need to pay of 10,500 rupees. The car model is Swift Dzire. I taken for commercial purpose based on amount which I get on monthly doing the EMI payment.
    Was this review helpful? 171
    , kolkata
    Reviewed on Mar 21, 2020
  • ICICI Bank
    "Need to increase the credit limit "
    ICICI BANK
    0.5 5.0/5 "Blown Away!"
    I have been using ICICI card for more than one year. They have provided an annual fee chargeable card and waiver off option is applicable. The credit limit is okay of 50K. Since I need to do purchase about 45K on some of the month so this limit is not sufficient. I swipe the card for travel, shopping and fuel purposes. I have not opted for EMI conversion.
    Was this review helpful? 185
    , kolkata
    Reviewed on Mar 21, 2020
  • Axis Bank
    "Good card"
    AXIS BANK
    0.5 4.0/5 "Great!"
    I have been using AXIS bank credit card for 3 years, Its a life time free card so I applied the card through bank. The agent have informed me everything about the card. I used to get offers of 10% on petrol bunk and shopping.The limit of the card is Rs.45000 and I used to pay my bill directly through bank.I am also using their net banking which is very good.
    Was this review helpful? 226
    , kolkata
    Reviewed on Mar 21, 2020
  • IndusInd Bank
    "Good service"
    INDUSIND BANK LTD
    0.5 4.0/5 "Great!"
    I got INDUSIND credit card from few months ago.The card have an EMI conversion. I used the card for multi purposes like shopping, online payment, ticket booking. This is annually chargeable card, I am not satisfied with the credit limit of Rs.75000 as I am expecting more than than 1 lakh.
    Was this review helpful? 175
    , kolkata
    Reviewed on Mar 21, 2020
  • IndusInd Bank
    "Excellent"
    INDUSIND BANK LTD
    0.5 5.0/5 "Blown Away!"
    I got a life time free card offer from INDUSIND bank hence applied through online on three months back. I received the call on time and the process was done on smooth. I got the card on exact time frame. The credit limit is sufficient and they provided good offers and benefit as well.I use this card for shopping and travel purpose.
    Was this review helpful? 153
    , kolkata
    Reviewed on Mar 21, 2020
  • RBL Bank
    "Average service"
    RBL BANK
    0.5 1.0/5 "Really Bad"
    RBL credit card is a chargeable card, I always have to go to Bajaj Finance to pay my credit card bill. I am not satisfied with the customer service which has to be improved. I used this card when ever needed for shopping, fuel surcharge and bill payment.The limit of the card is fine.
    Was this review helpful? 188
    , ranchi
    Reviewed on Mar 21, 2020
Common Loader Icon
Page 1 of 50 1 2 3 4 5
reTH65gcmBgCJ7k
This Page is BLOCKED as it is using Iframes.