It is not for nothing that millions of people across the world have complete faith in retail therapy. Over the last few decades, with ever increasing options of tempting products in the retail market, shopping has become much more than just a necessity. To make the entire process of shopping a simple and hassle-free experience, leading banks in India provide debit cards for shopping. These cards are customised and loaded with discounts and offers for shoppers, and it also relieves them from the worry and inconvenience of carrying a cash heavy wallet. Card holders can swipe their debit card at merchant outlets and also use it for online shopping, and purchase goods of their choice. The money gets debited from their account instantly and the customer receives an alert on his phone/email notifying them about the amount debited.
- ICICI Bank Debit Cards
One of the leading banks in the nation and a leading provider of debit cards and other financial products has its debit card loaded with multiple lucrative features, offers, discounts, reward points and benefits for shoppers. Now you can use you ICICI debit card to shop online and with a huge number of merchant outlets, pay for your dining expenses for a lovely meal at a restaurant, booking tickets and what not.
- HDFC Bank Debit Cards
EasyShop Debit Card
HDFC Bank offers EasyShop debit card to give a wide array of benefits and offers to shoppers who charge their purchases to this card. Not only do you save on your fuel expenses by swiping this card to pay for your fuel at select BPCL fuel stations across the country, you are also endowed with card security in case your card is lost or stolen.
- State Bank of India Debit Cards
Classic Debit Card
This card lets you enjoy the freedom of shopping cashless and also entitles you to earn FreedomRewardz points on the purchases charged to this debit card.
- Axis Bank Debit Cards
Axis Bank has always been extremely popular when it comes to customers choosing debit cards to suit their needs – financial, shopping and lifestyle. To make life much simpler for shopping enthusiasts Axis Bank debit cards have been especially designed to serve the purpose of making shopping an enjoyable and rewarding experience. Amongst a wide range of debit card that the bank offers Privee Debit Card, Wealth Debit Card and Priority Platinum Debit card offers higher transaction limits, eDge loyalty rewarding program, dining delights, fuel surcharge waiver and a lot of other benefits.
Q. What are the benefits I get on dining expenses made using my Axis Bank Wealth Debit card?
A. You enjoy a discount of over 15% at over 4000 awesome restaurants across the country.
Q. What is the eDge Loyalty reward program system on my Privee Debit Card?
A. For every Rs. 200 charged to this card (at merchant outlets) within India, you earn 2 points. For the same amount spent in a foreign country you get 6 points. For the first online transaction made through this card, you get 150 points.
Q. What are the benefits of using my ICICI debit card for shopping?
A. Apart from gaining freedom from paying in hard cash for your purchases, you get flexible shopping limits, can use it for online purchases and there is also a worldwide acceptance of this card.
Q. Is it secure to shop using my ICICI debit card?
A. Yes, of course. This card offers enhanced security as you have to put in your secret PIN number when you swipe your card at a merchant and put in a #D secure PIN while making transactions online.
Q. What are the rewards and benefits that I am entitled to on using my debit card for shopping online?
A. You earn lucrative and incredible offers and reward points on shopping, dining and such like, charged to your card. On using the card online, you get E-specials debit card offers.
Q. What are the daily shopping and withdrawal limits on my EasyShop Debit Card?
A. The daily cash withdrawal limit from an ATM is Rs.25,000 and at merchant establishments it is Rs. 1,25,000.
Q. How do I use this card to shop online?
A. Once you have selected the product you want to buy and are directed on the payment page, put in all the card details required. Basically, you have to make payment for online purchases using your MasterCard Secure Code/Verified by Visa service.
Q. What are the benefits I receive as a fuel shopper by charging my fuel expenses to this card?
A. On an upper cap of Rs. 750 per month on each EasyShop card, customers get a fuel surcharge reversal at selected BPCL petrol/fuel stations. The reversal will be initiated during the subsequent month end, from the surcharge levied date.
Q. Where can I use this SBI debit card to shop?
A. You can use this debit card for hassle-free shopping at over 5 lakh merchant outlets all across the country. You can also use this card for your online purchases.
Q. How much do I need to spend for earning 1 FreedomRewardz point in SBI debit card?
A. Customers earn 1 FreedomRewardz point for every Rs. 200 charged to this card. You can charge this amount to purchases (online and offline), dining out, fill fuel, etc.
Q. What is the daily withdrawal and transaction limit on this SBI card?
A. The daily cash withdrawal limit through an ATM is Rs. 40,000, and daily POS limit is Rs.50,000.