Multiple banks. Different interest rates. Call it a "conflict of interest".
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    Personal Loan Interest Rates For Diwali Oct 2017

    Diwali is the time to let yourself free and enjoy every moment with your family and friends. If you have financial constraints that are pulling you back from celebrating it the way you want, it is the time to think smart and apply for a personal loan. To help you celebrate a stress-free and happy Diwali, top Indian banks have rolled out a number of attractive personal loan offers. As a cherry on the top, you will get a lucrative Amazon Gift Card when you apply for the loan on BankBazaar website. So, just apply for a personal loan from any of these banks listed out on this page and bring home unlimited joy and happiness.

    Apply for a personal loan and grab an Amazon Gift Voucher

      Name of the Bank   Type of Interest Rate   Interest Rate   Processing Fee
      State Bank of India Floating Interest Rate 10.55% p.a. to 16.55% p.a. 0.5% of the amount along with additional tax
      HDFC Bank Rack Interest Rate Salaried individuals - 15.75% p.a. to 20% p.a. One-time fee of up to 2.50% of the loan amount for salaried individuals with a minimum amount of Rs.1,000 and maximum of Rs.25,000
      Axis Bank Floating Interest Rate 15.50% p.a. to 24% p.a. 1.50% to 2.00% + GST as applicable
      ICICI Bank Floating Interest Rate 10.25% p.a. to 19.5% p.a. Up to 2.25% p.a. of the loan amount + GST
      Canara Bank Floating Interest Rate 12.75% p.a. to 13.75% p.a. 0.5% to 1% of the total loan with a minimum of Rs.50 to Rs.250 and maximum of Rs.5000
      Tata Capital Limited Floating Interest Rate 11.49% p.a. to 19% p.a. Up to 2.00% of the loan amount
      Standard Chartered Bank Fixed Interest Rate Starting from 11.99% p.a. and above On online applications 50% discount on the processing fee
      IndusInd Bank Floating Interest Rate 11.25% p.a. to 26.00% p.a. Up to 2.50% of the loan amount with additional tax
      Citibank Fixed Interest Rate 10.99% p.a. onwards 1.5% of the total loan amount
      DENA Bank Fixed Interest Rate Corporate salaried individuals- 13% p.a. All others- 14% p.a. Up to Rs.25,000 to Rs.250 Above Rs.25,000- Rs.500
      Bajaj Finserv Fixed Interest Rate Starting from 11.99% p.a. and above 2.25% to 3% of the total loan amount Rs.2,499 for online application
      Kotak Mahindra Bank Fixed Interest Rate 10.99% p.a. to 2.4.00% p.a. Up to 2.5% of the sanctioned loan amount plus applicable service tax or ST and other statutory levies
      United Bank of India Fixed Interest Rate Salaried individuals- 14.20% p.a. Working women- 13.95% p.a. (25% concession) 1% of the approved loan amount
      Union Bank of India Fixed Interest Rate Salaried individuals- 13.40% p.a. to 4.40% p.a. Non-salaried- 14.40% p.a.
    • 0.50% of the sanctioned loan amount with a minimum amount of Rs.500+ applicable service tax
      Bank of India Floating Interest Rate 4.50% p.a. to 5.50% p.a. + 1 Year  MCLR One time processing fee of 2.00% of the approved loan amount with a minimum amount of Rs.1000 and a maximum amount of Rs.10,000 + S.T No processing fee for Senior Citizens of 60 years or more
    Andhra Bank Fixed Interest Rate 9.10% p.a. No loan processing fee
      Corporation Bank Floating Interest Rate
    • Corporate salaried individuals- 12.75% p.a.
    • All others- 13.75% p.a.
    1.50% of the total loan with minimum Rs.500
    Federal Bank Floating Interest Rate 9.75% p.a. to 10.10% p.a. Zero processing fee
      HDB Financial Services Monthly Reducing Balance 13.99% p.a. to 16.99% p.a. Up to 2% of the loan amount
      Fullerton Monthly Reducing Balance 11.99% p.a. to 23.99% p.a. 1.5% p.a. to 6% p.a. of the approved loan amount

    Welcome happiness this Diwali with BankBazaar

    Do you want to celebrate and have fun to your heart’s content on Diwali? For making your upcoming Diwali the happiest one, BankBazaar has come up with great offers on the personal loans applied from its partner banks. If you want to apply for a personal loan but not sure how to proceed with it, log in to the BankBazaar website. Here you will get all the required information about personal loans offered by different banks. Just check the rates, compare with other banks, and instantly apply for the loan on the website. Upon approval of your loan you will receive:

    • Amazon gift voucher worth Rs.1,000 which you can redeem and use to shop from Amazon online shopping portal.

    You will receive this special offer from BankBazaar only if you apply for the loan from any of the banks listed out here:

    • ICICI Bank
    • Kotak Mahindra Bank
    • Standard Chartered Bank
    • Citibank
    • Tata Capital Limited
    • Capital First
    • IndusInd Bank
    • HDB Financial Services

    How to get the Diwali personal loan offers from BankBazaar?

    The process of availing the personal loan Diwali offer from BankBazaar is quite simple and hassle-free. Even if you are a first-time loan borrower, you can easily proceed with it by following the below-mentioned steps:

    • Log in to, check out all the loans given in the list and choose one which you think to be the most suitable.
    • Just after the approval and the disbursal of the loan amount, you will receive the Amazon Gift Card of Rs.1,000 from BankBazaar.
    • You will get the voucher instantly in your email ID that is registered with BankBazaar after the disbursal of the amount.
    • Go to the official website of Amazon to get further information about the Amazon gift voucher and the process to redeem it.
    • If you have a smartphone, you can redeem the coupon by downloading the Amazon App on your phone.

    Things to know about the Amazon Gift Voucher from BankBazaar

    • This personal offer from BankBazaar can be availed from 1 October 2017 to 31 October 2017.
    • It is only available for the personal loans which will be disbursed on or before 15 December, 2017.
    • Using the balance of Rs.1,000 you can buy any kind of product from any brand available on Amazon.
    • Before using the voucher, check out the validity period as it will not be accepted once the validity expires.

    So, apply for a personal loan from BankBazaar right away, grab the attractive offer and indulge in festivity this Diwali leaving behind all your financial worries!

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