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  • Tatacap Personal Loan Diwali Offers Nov 2018 is Rated as "Great!" by 3232 Users

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    Tatacap Personal Loan Diwali Offers Nov 2018

    Tata Capital Personal Loan Diwali Offers November 2018 – Grab Amazon Diwali Bonus Wali and Vantage Circle Points

    Applying for a personal loan is one of the best ways to meet your festival-related expenses. Established in the year 2007, Tata Capital provides multi-purpose loans without any collateral. With minimal paperwork, quick loan process, and easy repayment option, personal loans offered by Tata Capital are one of the popular financing options opted by individuals looking for immediate funds to meet a financial crisis.

    When the Diwali season arrives, you will have various expenditures to meet such as food, new clothes, home remodelling activities, decorations, gifts, new vehicle, and lots more. In such a situation, it is ideal to take a personal loan as you can use it for any purpose without mentioning it to your lender. With a personal loan from Tata Capital, you can get sufficient funds at reasonable interest rates.

    Key Features of Tata Capital Personal Loan

    • No collateral or security is required to avail a personal loan from Tata Capital.
    • The interest rate on the personal loan from Tata Capital is calculated on the basis of many factors like loan tenure, type of employment, credit history, etc., and ranges between 11.49% and 19%.
    • There are 3 types of loans that you can avail under a personal loan from Tata Capital- Step Up Flexi EMI Personal Loan, Step Down Flexi EMI Personal Loan, and Bullet Flexi EMI Personal Loan. These loans can be availed depending on your repayment capacity.
    • The personal loan from Tata Capital have low processing fees which can go up to 2% of the loan amount. The processing fees are non-refundable and have to be paid upfront.
    • You can avail a minimum of Rs.75,000 and a maximum of Rs.25 lakh as a personal loan,
    • The minimum repayment tenure on the personal loan is 12 months and can go up to 60 months.
    • You can avail this personal loan if you are a salaried individual of age between 23-60 years with a monthly net income of Rs.30,000 and above.
    • Personal loans from Tata Capital are approved in less than 72 hours from the completion of the entire documentation process.
    • Self-employed individuals can avail this personal loan if between 25-65 years of age with the same business for at least 3 years with a minimum income of Rs.2,00,000 per year.
    • You do not need a guarantor to apply for this loan.

    Enjoy Diwali offers from BankBazaar on Personal Loan from Tata Capital in 2018

    If you are planning to avail a personal loan this Diwali, you can approach Tata Capital for reliable personal loan options. When you apply for a Tata Capital personal loan through BankBazaar, you can enjoy special discounts and offers. You can get full details regarding the loan’s features, interest rates, and eligibility criteria on the BankBazaar website.

    BankBazaar has partnered with Amazon to give you exciting and exclusive offers this festive season.

    Diwali Bonus Wali – Tata Capital Personal Loan

    Make this Diwali more enjoyable by taking advantage of the Diwali Bonus Wali Offer. Apply for a personal loan from Tata Capital through the BankBazaar website and receive an Amazon Voucher worth Rs.750 after the loan disbursal. Redeem the voucher on the Amazon website to pay for your Diwali shopping.

    How to apply for this offer?

    • Login to the BankBazaar site (www.bankbazaar.com) and under the ‘Loans’ tab, click on the ‘Personal Loan’ section.
    • You will be shown a list of banks offering personal loans. Select the ‘Tata Capital’ option and click on the ‘Get Approval’ button. You will receive a response in less than 30 minutes.
    • Once your loan is approved and disbursed, you will receive an Amazon Gift Voucher on your email ID which you provided during the loan application process.
    • You will also receive the voucher if you apply for a personal loan through the BankBazaar mobile app that you can download from Google Play Store or iOs App Store.
    • Once you have received the voucher, you can redeem the same on www.amazon.in.

    Terms and conditions for this offer

    • The gift voucher from Amazon will be sent only to applicants whose personal loan is disbursed on or before 15 January 2019.
    • Vouchers will be sent to customers within 30 working days of personal loan disbursal. If the vouchers are not received within the mentioned time frame, customers can email BankBazaar at support@bankbazaar or call at +91 4466511800.
    • To avail the offer, applicants should be aged above 18 years as on the application submission date.
    • The vouchers once issued cannot be cancelled or replaced.
    • The offer is valid for 1 order per product for a customer.
    • Once redeemed, the vouchers cannot be reused.

    How to redeem the gift voucher from Amazon?

    • Visit www.amazon.in/addgiftcard
    • Login to your Amazon.in account using your email ID and password. If you do not have an account, you can create one and login.
    • Enter the voucher code and select the ‘Add to your account’ button. The balance of Rs.750 will reflect on your Amazon account.
    • The same procedure can be followed to add multiple voucher codes.
    • You can visit www.amazon.in and https://www.amazon.in/b?ie=UTF8&node=7144934031 to know more about the voucher usage and its terms and conditions.

    Apply for any Tata Capital personal loan product from BankBazaar for a smooth lending experience. You can enjoy benefits such as door-step service, availability of top-up loans, e-approval, and availability of balance transfer facility. This Diwali, make a wonderful financial decision to celebrate it with your folks joyously!

    Personal Loan Reviews

    • Tata capital Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      My personal loan was taken with TATA CAPITAL , there were no hidden charges with this bank . They did not charge any processing fee and i got my loan on time . The loan amount which i got through this bank is satisfactory .I did not got nay paper work they said they will send on mail but not yet receive .
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 15, 2018
    • Tata capital Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      My personal loan was taken with TATA CAPITAL , there is no hidden charges with this bank . The tenure period is 4year and it is sufficient . I did not got nay documentation on mail as said by their customer executive . They charge for insurance also they said mandatory but it should not be there they should keep as optional.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 15, 2018
    • Tata capital Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      My personal loan was taken with TATA CAPITAL , tenure period is 5year . They provide satisfactory loan amount with this bank . Processing fee is not there but they charge for insurance. Initially they said rate of interest was different and later they charges was different but later they rolled what they promise .
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 15, 2018
    • Tata capital Personal Loan
      "Good Experience"
      0.5 5.0/5 "Blown Away!"
      They have asked me to taken a insurance policy against the loan. As per the market standards which is 11.25% they have provided as a personal. There was no processing fee according to the process. The documentation process was fair and the person came to my place collected the stuff.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 15, 2018
    • Tata capital Personal Loan
      "Better to go for other banks who is providing on time loan"
      0.5 1.0/5 "Really Bad"
      While i'm applying the loan they said there is no processing fee but when the loan got sanctioned they have debited Rs. 4000 without any intimation. Still i have not collected the cheque. I have applied the loan amount of Rs. 1.5 lakhs this is actually existing loan transfer and top up. They have supposed to give Rs. 75 K for a transfer and balance is cash. I was behind the people to get the loan. I have visited the TATA CAPITAL branch to get a cheque and they have said the exact people are not available and asked me to come for other day. I had a bitter experience with TATA CAPITAL.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 15, 2018
    • Tata capital Personal Loan
      "Completely wrong information provided by TATA CAPITAL"
      0.5 2.0/5 "Expected more"
      I'm not at all happy with the TATA CAPITAL. They have promised some charges but they have given me different charges. Surely I'm going to take legal action on TATA CAPITAL. The customer care service is little bit okay and they have not given responded quickly. They have not given proper response. There are lots of hidden charges and they have not informed about the stamp duty and insurance charges.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 15, 2018
    • Tata capital Personal Loan
      "Average Experience"
      0.5 4.0/5 "Great!"
      When i apply for a loan they have said that the interest is 10.75% and without any information they changed the interest rate upto 11%. They have not updated any details before approving the loan. They have said its zero processing fee but they have charged Rs. 5000 from my account. There was issue with the cheque book, after given the proper cheque, they have disbursed the amount after 2 days. There is no proper follow up from the TATA CAPITAL.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 15, 2018
    • Tata capital Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have been holding my personal loan with Tata capital, the loan amount they have given me is up to 3,00,000 and it is sufficient for me and i am not sure with the rate of interest how much they have charge me and they have charged nominal processing fee and the process went smoothly, i took 3 yrs as tenure period.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Nov 15, 2018
    • Tata capital Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have been using my personal loan with TATA CAPITAL recently, the loan amount whatever i have expected they have given me it is sufficient and the rate of interest they have charged me is up to 11.2% which is nominal and they have not charged any processing fee and there was 1 day delay in getting my loan issue but it was okay.
      Was this review helpful? 1
      , mumbai
      Reviewed on Nov 14, 2018
    • Tata capital Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have been using my personal loan with TATA CAPITAL recently, the loan amount whatever i have expected they have given me it is sufficient and the rate of interest they have charged me is up to 11.25% which is nominal and the processing fee they have charged me was nominal but i have face issue in documentation part like i had already uploaded my document in on line portal again they are asking me bunch of documents in hard copy that was kind off annoying apart from that there service is good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 14, 2018
    • Tata capital Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have been using my personal loan with TATA CAPITAL recently, the loan amount whatever i have expected they have given me it is sufficient and the rate of interest they have charged me is up to 10% which is nominal and they have not charged any processing fee, overall service they have given me till now was good.
      Was this review helpful? 0
      , secunderabad
      Reviewed on Nov 14, 2018
    • Tata capital Personal Loan
      "Average Service"
      0.5 2.0/5 "Expected more"
      I had chosen to go with them purely because of the interest rate with them and since there has not been any processing fee with them. The loan amount has been fine but, after the disbursal of the initial amount to make the balance transfer it has been delayed and which has been a hassle in making the follow ups as well and there has been a series of issues which has made of the delay.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 14, 2018
    • Tata capital Personal Loan
      "Need to be Quick"
      0.5 3.0/5 "Satisfactory"
      Tata capital needs to be quick when anyone come with a personal loan requirement. I remember i had gone to the bank for applying a personal loan, as my friend was in need of money. I Submitted my documents but they had put my application on hold , after repetition of my request they processed my application but it took quite a time. Instead of dragging ,bank can be quick in their response.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 14, 2018
    • Tata capital Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      The process in getting this loan has been smooth and easy and the loan amount which they had provided has been satisfactory as well. The interest rate with them has been good comparatively and there has not been any sort of hidden charges which has been made by them.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 14, 2018
    • Tata capital Personal Loan
      "Very Good Service"
      0.5 4.0/5 "Great!"
      I had chosen to go with them since they where offering the lowest interest rate comparing the market rate. The process in getting this loan has been smooth and easy, the loan amount which they had provided has been satisfactory and the processing fee has been nominal as well.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 14, 2018
    • Tata capital Personal Loan
      "Average Service"
      0.5 3.0/5 "Satisfactory"
      It was a good experience i had however the time duration which has taken to disburse the loan amount has taken almost two weeks which could have avoided. The loan amount which they had provided has been satisfactory and the interest rate with them has been nominal as well. There has not been any sort of additional charges which they had made so far.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 14, 2018
    • Tata capital Personal Loan
      "Good services from TATA CAPITAL"
      0.5 4.5/5 "Excellent!"
      Due to less interest rates i have chosen the TATA Capital for my personal loan. I have applied the loan amount of Rs. 3 lakhs and they have provided the same to me. I'm happy about the interest rate they have given to me. There is no charges for processing fee. There is a option for pre-closure and partial payments. There is no extra charges for pre-closure. I don't have any problem with TATA CAPITAL so far.
      Was this review helpful? 0
      , thane
      Reviewed on Nov 13, 2018
    • Tata capital Personal Loan
      "Quick and timely resolution"
      0.5 4.0/5 "Great!"
      The interest rates were quite competitive. I have selected the TATA CAPITAL because of the terms were so comfortable as I'm compared to others. I have chosen the tenure period of 4 years. They have offered me a interest of 11% and I'm okay with it and the processing fee was nil. Still i have not received the documents of personal loan.
      Was this review helpful? 0
      , thane
      Reviewed on Nov 13, 2018
    • Tata capital Personal Loan
      "Good"
      0.5 4.0/5 "Great!"
      The online services are not well with Tata Capital Limited. The rate of interest is good as compared to others. The processing fee was null. The customer service is good and I got a proper response. I tried to check the application status on online site but it was not given. They have taken longer duration to complete the loan process. They need to provide a re-payment option online, which I have to go to office to complete the loan.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 13, 2018
    • Tata capital Personal Loan
      "It should be quick"
      0.5 5.0/5 "Blown Away!"
      It was good and I got the good interest rate of 10.3% where the market price is 10.99%. The processing fee was zero in TATA CAPITAL. The documentation process was very lengthy which am not satisfied. They took minimum 7 to 8 days to complete the formalities and after 2 days, I got the loan amount.
      Was this review helpful? 1
      , pune
      Reviewed on Nov 13, 2018
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