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  • Tatacap Personal Loan Diwali Offers Nov 2018

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  • Tata Capital Personal Loan Diwali Offers November 2018

    Applying for a personal loan is one of the best ways to meet your festival-related expenses. Established in the year 2007, Tata Capital provides multi-purpose loans without any collateral. With minimal paperwork, quick loan process, and easy repayment option, personal loans offered by Tata Capital are one of the popular financing options opted by individuals looking for immediate funds to meet a financial crisis.

    When the Diwali season arrives, you will have various expenditures to meet such as food, new clothes, home remodelling activities, decorations, gifts, new vehicle, and lots more. In such a situation, it is ideal to take a personal loan as you can use it for any purpose without mentioning it to your lender. With a personal loan from Tata Capital, you can get sufficient funds at reasonable interest rates.

    Key Features of Tata Capital Personal Loan

    • No collateral or security is required to avail a personal loan from Tata Capital.
    • The interest rate on the personal loan from Tata Capital is calculated on the basis of many factors like loan tenure, type of employment, credit history, etc., and ranges between 11.49% and 19%.
    • There are 3 types of loans that you can avail under a personal loan from Tata Capital- Step Up Flexi EMI Personal Loan, Step Down Flexi EMI Personal Loan, and Bullet Flexi EMI Personal Loan. These loans can be availed depending on your repayment capacity.
    • The personal loan from Tata Capital have low processing fees which can go up to 2% of the loan amount. The processing fees are non-refundable and have to be paid upfront.
    • You can avail a minimum of Rs.75,000 and a maximum of Rs.25 lakh as a personal loan,
    • The minimum repayment tenure on the personal loan is 12 months and can go up to 60 months.
    • You can avail this personal loan if you are a salaried individual of age between 23-60 years with a monthly net income of Rs.30,000 and above.
    • Personal loans from Tata Capital are approved in less than 72 hours from the completion of the entire documentation process.
    • Self-employed individuals can avail this personal loan if between 25-65 years of age with the same business for at least 3 years with a minimum income of Rs.2,00,000 per year.
    • You do not need a guarantor to apply for this loan.

    Apply for any Tata Capital personal loan product from BankBazaar for a smooth lending experience. You can enjoy benefits such as door-step service, availability of top-up loans, e-approval, and availability of balance transfer facility. This Diwali, make a wonderful financial decision to celebrate it with your folks joyously!

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