Multiple banks. Different interest rates. Call it a "conflict of interest".
  • Tatacap Personal Loan Diwali Offers Nov 2018 is Rated as "Great!" by 3441 Users

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    Tatacap Personal Loan Diwali Offers Nov 2018

    Tata Capital Personal Loan Diwali Offers November 2018 – Grab Amazon Diwali Bonus Wali and Vantage Circle Points

    Applying for a personal loan is one of the best ways to meet your festival-related expenses. Established in the year 2007, Tata Capital provides multi-purpose loans without any collateral. With minimal paperwork, quick loan process, and easy repayment option, personal loans offered by Tata Capital are one of the popular financing options opted by individuals looking for immediate funds to meet a financial crisis.

    When the Diwali season arrives, you will have various expenditures to meet such as food, new clothes, home remodelling activities, decorations, gifts, new vehicle, and lots more. In such a situation, it is ideal to take a personal loan as you can use it for any purpose without mentioning it to your lender. With a personal loan from Tata Capital, you can get sufficient funds at reasonable interest rates.

    Key Features of Tata Capital Personal Loan

    • No collateral or security is required to avail a personal loan from Tata Capital.
    • The interest rate on the personal loan from Tata Capital is calculated on the basis of many factors like loan tenure, type of employment, credit history, etc., and ranges between 11.49% and 19%.
    • There are 3 types of loans that you can avail under a personal loan from Tata Capital- Step Up Flexi EMI Personal Loan, Step Down Flexi EMI Personal Loan, and Bullet Flexi EMI Personal Loan. These loans can be availed depending on your repayment capacity.
    • The personal loan from Tata Capital have low processing fees which can go up to 2% of the loan amount. The processing fees are non-refundable and have to be paid upfront.
    • You can avail a minimum of Rs.75,000 and a maximum of Rs.25 lakh as a personal loan,
    • The minimum repayment tenure on the personal loan is 12 months and can go up to 60 months.
    • You can avail this personal loan if you are a salaried individual of age between 23-60 years with a monthly net income of Rs.30,000 and above.
    • Personal loans from Tata Capital are approved in less than 72 hours from the completion of the entire documentation process.
    • Self-employed individuals can avail this personal loan if between 25-65 years of age with the same business for at least 3 years with a minimum income of Rs.2,00,000 per year.
    • You do not need a guarantor to apply for this loan.

    Enjoy Diwali offers from BankBazaar on Personal Loan from Tata Capital in 2018

    If you are planning to avail a personal loan this Diwali, you can approach Tata Capital for reliable personal loan options. When you apply for a Tata Capital personal loan through BankBazaar, you can enjoy special discounts and offers. You can get full details regarding the loan’s features, interest rates, and eligibility criteria on the BankBazaar website.

    BankBazaar has partnered with Amazon to give you exciting and exclusive offers this festive season.

    Diwali Bonus Wali – Tata Capital Personal Loan

    Make this Diwali more enjoyable by taking advantage of the Diwali Bonus Wali Offer. Apply for a personal loan from Tata Capital through the BankBazaar website and receive an Amazon Voucher worth Rs.750 after the loan disbursal. Redeem the voucher on the Amazon website to pay for your Diwali shopping.

    How to apply for this offer?

    • Login to the BankBazaar site (www.bankbazaar.com) and under the ‘Loans’ tab, click on the ‘Personal Loan’ section.
    • You will be shown a list of banks offering personal loans. Select the ‘Tata Capital’ option and click on the ‘Get Approval’ button. You will receive a response in less than 30 minutes.
    • Once your loan is approved and disbursed, you will receive an Amazon Gift Voucher on your email ID which you provided during the loan application process.
    • You will also receive the voucher if you apply for a personal loan through the BankBazaar mobile app that you can download from Google Play Store or iOs App Store.
    • Once you have received the voucher, you can redeem the same on www.amazon.in.

    Terms and conditions for this offer

    • The gift voucher from Amazon will be sent only to applicants whose personal loan is disbursed on or before 15 January 2019.
    • Vouchers will be sent to customers within 30 working days of personal loan disbursal. If the vouchers are not received within the mentioned time frame, customers can email BankBazaar at support@bankbazaar or call at +91 4466511800.
    • To avail the offer, applicants should be aged above 18 years as on the application submission date.
    • The vouchers once issued cannot be cancelled or replaced.
    • The offer is valid for 1 order per product for a customer.
    • Once redeemed, the vouchers cannot be reused.

    How to redeem the gift voucher from Amazon?

    • Visit www.amazon.in/addgiftcard
    • Login to your Amazon.in account using your email ID and password. If you do not have an account, you can create one and login.
    • Enter the voucher code and select the ‘Add to your account’ button. The balance of Rs.750 will reflect on your Amazon account.
    • The same procedure can be followed to add multiple voucher codes.
    • You can visit www.amazon.in and https://www.amazon.in/b?ie=UTF8&node=7144934031 to know more about the voucher usage and its terms and conditions.

    Apply for any Tata Capital personal loan product from BankBazaar for a smooth lending experience. You can enjoy benefits such as door-step service, availability of top-up loans, e-approval, and availability of balance transfer facility. This Diwali, make a wonderful financial decision to celebrate it with your folks joyously!

    Personal Loan Reviews

    • Tata capital Personal Loan
      "Satisfactory Experience"
      0.5 4.0/5 "Great!"
      I am satisfied with Tata Capital documentation part and they have fulfilled the commitment on my personal loan. The interest rate is quite nominal they gave me the same thing which provided by other banks. Even the door step documentation process is good.
      Was this review helpful? 2
      , new delhi
      Reviewed on Jan 14, 2019
    • Tata capital Personal Loan
      "Good"
      0.5 3.5/5 "Pretty good"
      I guess the rate of interest is best which was given by Tata Capital where others are given more percentage. I opted for 3 years, I don't know about the terms and conditions for foreclosure. The executive came to my office and took some documents. The process was immediate and not has lengthy.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jan 14, 2019
    • Tata capital Personal Loan
      "Approval should be faster"
      0.5 4.0/5 "Great!"
      There is no processing fee from the disbursement but I taken the insurance fee around Rs. 3300, I took 1.30 lakh it has the tenure period of 4 years, the interest rate is nominal as per other banks, the customer support is good but for approval they taken one month of time.
      Was this review helpful? 1
      , mumbai
      Reviewed on Jan 14, 2019
    • Tata capital Personal Loan
      "ROI and charges are high"
      0.5 4.5/5 "Excellent!"
      I have taken my personal loan from Tata capital. The process was on time and the loan disbursed was as per my requirement. The services is good. The rate of interest was of 12 or 14%, I am not to sure but it was on the higher side. The processing fee is around 2K.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jan 13, 2019
    • Tata capital Personal Loan
      "Process is lenghty"
      0.5 3.5/5 "Pretty good"
      When I had applied for the personal loan at Tata Capital. I received a call only after a month which was a very long process. After that call the loan got disbursed in 4 to 5 days. I got the amount of 5.5 Lakh as needed. The rate of interest is of 11.49% with a zero fee. There is a pre closure options after one year only and there would be a charge of 2%, if the closure is before one year the charges would be of 4.5% plus GST.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 13, 2019
    • Tata capital Personal Loan
      "Good. Can do better"
      0.5 4.0/5 "Great!"
      Tata capital process for the personal loan was delayed. They kept collecting the documents on and off. The rate of interest is of 11.49% with a zero processing fee. There was a fee taken for insurance. They need to work on the services in the process.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Jan 13, 2019
    • Tata capital Personal Loan
      "Excellent experience"
      0.5 5.0/5 "Blown Away!"
      I got the personal loan on time from Tata capital. It was a excellent experience. The customer services and response is good and they informed me the details. The documents was picked up on time. The rate of interest is of 11.49% and the processing charges is zero.
      Was this review helpful? 0
      , pune
      Reviewed on Jan 13, 2019
    • Tata capital Personal Loan
      "Need to be quick and have clarity in ROI"
      0.5 3.0/5 "Satisfactory"
      My personal loan is from Tata capital and it was a delayed process. It took two weeks for me to get the loan. They asked for documents repeatedly. The process has to be more sooner. I got the loan as needed. I was initially informed of a interest rate which is 11.49% and finally got 11.69%. The processing charges is zero.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Jan 13, 2019
    • Tata capital Personal Loan
      "Services need improvement"
      0.5 3.5/5 "Pretty good"
      I have my personal loan with Tata Capital and the process was not clear, they were not clear on the document list and the paper work was not taken at one go. It was a very lengthy process of two weeks. The loan was provided as needed and the interest rate was of 11.49% with a zero processing fee. I will recommend them only for the interest rate and charges and not for the services.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 13, 2019
    • Tata capital Personal Loan
      "Satisfactory process"
      0.5 4.0/5 "Great!"
      It was a good experience with Tata capital for the personal loan. It was a on time process and the documentation was collected on time. The rate of interest is around 11.49% and the processing fee is zero. I received the loan as needed. They also have good repayment options like part payments.
      Was this review helpful? 0
      , pune
      Reviewed on Jan 12, 2019
    • Tata capital Personal Loan
      "Commitment should be fulfilled"
      0.5 3.5/5 "Pretty good"
      Tata Capital committed the disbursement would be happen within 3 days but they have sanctioned the amount after one week. The executive came to my place and collected the documents but they kept asking various papers from my end. The interest rate is absolutely good.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jan 11, 2019
    • Tata capital Personal Loan
      "Disbursement duration should be reduced"
      0.5 4.0/5 "Great!"
      Due to good rate of interest on the personal loan, I took the Tata Capital personal loan. My principal amount is Rs. 1 lakh with 11% of interest for one year. They do have foreclosure option, documentation procedure was easy but for the sanctioning the loan, they took three weeks of time.
      Was this review helpful? 0
      , pune
      Reviewed on Jan 11, 2019
    • Tata capital Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      It was a very good experience i had with this loan where the process was pretty good. The interest rate with them has been nominal and there has been some charges which they had made as processing fee as well. There has not been any hassle faced with their services so far.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 10, 2019
    • Tata capital Personal Loan
      "Rate of Interest is high"
      0.5 2.5/5 "Just OK"
      The interest rates high and the processing fee also huge hence i am not satisfied with the personal loan with TATA Capital. I have taken the loan amount of Rs. 5 lakhs. They have given me a interest rate of 12.99%. There is a pre-closure and partial payment available with some charges. Documentation process is really nice.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 10, 2019
    • Tata capital Personal Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan with TATA CAPITAL and my experience was good, the loan amount was sufficient and the rate of interest was nominal when compared to others. Customer service was good and they responded on time. Initially the tenure period w as for 4 years and later i have taken top up loan and then the tenure period was for 5 years.
      Was this review helpful? 1
      , karnal
      Reviewed on Jan 10, 2019
    • Tata capital Personal Loan
      "Satisfactory"
      0.5 4.0/5 "Great!"
      Its a time consuming loan process, I took the loan amount Rs. 6 lakhs, I felt the Tata Capital rate is low in the market. The documentation process was smooth there is no difficulties faced and also the customer service is very good and gave me the door step.
      Was this review helpful? 2
      , pune
      Reviewed on Jan 09, 2019
    • Tata capital Personal Loan
      "Excellent Service"
      0.5 4.0/5 "Great!"
      I had chosen to go with them since the interest rate with them has been pretty low when compared with the market rate. The process in getting this loan has taken a little more time than usual. The loan amount which they had provided has been sufficient and there has been some charges which they had made on taxes.
      Was this review helpful? 1
      , new delhi
      Reviewed on Jan 09, 2019
    • Tata capital Personal Loan
      "Excellent process and customer friendly"
      0.5 5.0/5 "Blown Away!"
      Based on the lower interest rate and the tenure period i have selected the TATA capital. I have bought the loan amount of Rs. 4 lakhs for that they have provided me a interest rate of 14%. They have charged me a processing fee of Rs. 400. I have been paying the EMI of Rs. 8765 every month. I got the loan at the right time.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jan 09, 2019
    • Tata capital Personal Loan
      "ROI and charges are high"
      0.5 3.0/5 "Satisfactory"
      My personal loan is with Tata capital and there was a delay in the process. They took around 15 days. After which, I received the loan as needed. The rate of interest is around 13.5%. There was a processing fee as well of 600rs. They can be more fast in service.
      Was this review helpful? 2
      , bangalore
      Reviewed on Jan 09, 2019
    • Tata capital Personal Loan
      "Good to get a loan"
      0.5 4.0/5 "Great!"
      There is no specific reason for choosing the TATA Capital personal loan. They have offered me a interest rate of 15.5% approximately and I'm happy about that. The processing fee was about Rs. 1500 which was deducted from my overall loan amount. I have applied the loan amount of Rs. 2 lakhs.
      Was this review helpful? 2
      , new delhi
      Reviewed on Jan 09, 2019
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