Multiple banks. Different interest rates. Call it a "conflict of interest".
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    We found 1 Tata Capital Personal Loan Diwali Offers Oct 2016
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    11.49% - 21.00% Fixed
    0 One time fee
    20L Max
    1-6 Years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    Tata Capital Personal Loan Diwali Offers Oct 2016 is Rated as "Great!" by 2605 Users

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    Tata Capital Personal Loan Diwali Offers Oct 2016

    Tata Capital Diwali Personal Loan Offer 2016 – Grab Amazon Gift Card & Gocash

    Personal loan is one of the best ways to fund your travel or meet your festival related expenses. Established in the year 2007, Tata Capital multi-purpose loans without any collateral. With minimal paperwork, quick loan process and easy repayment option, personal loans offered by Tata Capital is one of the popular financing option opted by individuals looking for immediate funds to meet a financial crisis.

    Key Features of Tata Capital Personal Loan

    • Collateral not required for a personal loan.
    • No part prepayment fee charged if you wish to pay back your loan after 180 days from the date of loan disbursement.
    • Interest rate id fixed based on many factors like loan repayment capacity, credit history and age of the applicant. The current interest rate for personal loans starts from 12.50% p.a.
    • Low processing fee. The minimum processing fee currently is Rs.999 p.a plus applicable service tax.
    • The minimum tenure of the loan is 12 months and can go up to 72 months.
    • You also have an option to apply for Tata Capital personal loan in three steps on the bank’s official website.
    • You can avail this personal loan if you are a salaried individual of age between 21-58 years with monthly net income of Rs.20,000 and above. Self-employed individuals can avail this personal loan if between 25-65 years of age with the same business for at least 3 years with a minimum income of Rs.2,00,000 per year.

    Enjoy Diwali offers from BankBazaar on Tata Capital Personal Loan 2016

    If your bank has no offers on their personal loan this Diwali, visit BankBazaar.com. BankBazaar is a popular website which allows customers to compare existing financial products and made a sound financial decision. If you are confused which personal loan to avail, this is the place where all your questions will be answered. Not just that, BankBazaar is also has exciting offers for customers applying for a personal loan using their website. The offer is valid from 6th October 2016 to 30th October 2016. What are you wait here offers that are currently running are:

    • Goibibo Gocash worth Rs.1000 and use it on your flight or hotel bookings on Goibibo website. You will be allowed to use this amount by applying it at the payment stage.
    • Amazon gift card worth Rs.1000 and redeem it while buying your favourite merchandise on Amazon website.

    Ting for? Apply for your tatacap personal loan using BankBazaar.com and get these vouchers.

    Steps to avail the offer on tata capital personal loans

    • Check BankBazaar.com and find out if your bank is the participating in this offer.
    • Get an Rs.1000 worth of Go-cash voucher from Goibibo and Amazon gift voucher worth Rs.1000 upon loan disbursement.
    • On disbursal of your personal loan, complimentary coupons will be sent to the registered email ID.
    • Visit www.amazon.in to redeem the Amazon gift voucher.
    • Redeem the Go-Cash points by visiting Goibibo App.

    Terms and conditions to use the Goibibo coupon

    • Log in to Goibibo app and go to the ‘My Go-cash’ section on the app.
    • You would have received a unique coupon code on your coupon.
    • Please check the coupon e-mailer for coupon validity date.
    • From the date you enter Go-cash points to your account, they are valid up to 180 days.
    • For detailed terms and condition on Go-Cash redemption, Please visit www.goibibo.com/gocash.

    Terms and conditions to use Amazon Coupon Code

    • Visit Amazon website or mobile app.
    • Shop your favourite item and checkout for billing.
    • Enter the coupon code provided on the voucher while billing.
    • Make note on coupon validity and use it before it expires.
    • For more details, visit www.amazon.com

    Additional Reading: Personal Loan Diwali Offers

    Terms & Conditions:

    • Welcome to Dhamaal Diwali Offer on BankBazaar.com (“Program”), co-programmed by Amazon and Goibibo (“Merchant”) and effective from 6th October, 2016 to 30th October, 2016 (“Program Period”).
    • Get Amazon gift voucher worth Rs.500 (Rupees Five Hundred only) and Go-Cash Vouchers worth Rs.500 (Rupees Five Hundred only) (“Vouchers” / “e-Cash” interchangeably), on Approval of Credit Card product on or before 15th December, 2016.
    • Get Amazon gift voucher worth Rs.1000 (Rupees One Thousand only) and Go-Cash Vouchers worth Rs.1000 (Rupees One Thousand only) (“Vouchers” / “e-Cash” interchangeably), on Disbursal of Personal Loan product on or before 15th December, 2016.
    • Get Amazon gift voucher worth Rs.2500 (Rupees Two Thousand and five Hundred only) and Go-Cash Vouchers worth Rs.2500 (Rupees Two Thousand and five Hundred only) (“Vouchers” / “e-Cash” interchangeably), on Disbursal of Car Loan product on or before 15th December, 2016.
    • Get Amazon gift voucher worth Rs.10,000 (Rupees Ten Thousand only) (“Vouchers”), on Disbursal of Home Loan product on or before 15th December, 2016.
    • On approval or issuance of the products as the case may be, the Vouchers and/or e-Cash will be emailed to your email address registered with BankBazaar.com. Please note that the Vouchers offered may be either promotional or gift Vouchers or both depending on the product against which they are issued. For more details of promotional Go-Cash Vouchers and usage limitations, please refer to the Go-Cash T&C below or visit www.goibibo.com. Similarly, for more details of Amazon Gift Vouchers and usage limitations, please visit www.amazon.in.
    • Descriptions of the Merchant’s Voucher advertised on BankBazaar.com are provided solely by the Merchant. BankBazaar.com does not investigate or vet any Merchant or Merchant’s Vouchers and is not responsible for any performance or quality claims associated with such description of the Merchant’s Voucher. All information provided on the Merchants Voucher is for informational purposes only and we encourage you to read all information presented on the Merchant’s website www.amazon.in and www.goibibo.com/gocash for warnings and directions that accompany the Voucher before use.
    • Redemption of the Voucher shall be completely governed by the Merchant’s Terms & Conditions and any query/claim/dispute may be referred to the Merchant alone. By use of this Voucher, you agree specifically to the terms on the Voucher and any additional terms as may be determined by the Merchant.
    • As the issuer of the Voucher, the Merchant shall be fully responsible to honour the Voucher, deliver customer services associated with it and resolve disputes, if any, in relation to the Voucher. BankBazaar.com does not make any warranty in relation to the Voucher, including, without limitation, their validity and/or value.
    • BankBazaar.com is not a party to any transaction that the Merchant and you may enter into as a result of you redeeming the Voucher. Shipment and tracking options may be stated in the Merchant terms and conditions and BankBazaar.com owns no liability on the same.
    • No Voucher requests will be entertained for any Personal Loan, Car Loan, or Home Loan product disbursed after the expiry of the time lines mentioned above.
    • No Voucher requests will be entertained for any Credit Card product approved after the expiry of the time lines mentioned above.
    • The voucher is valid for select partners only. A banner displaying the Dhamaal Diwali Badge indicates that the offer is applicable for that particular product.
    • Participants should be 18 years and above as on date of submission of their application.
    • By obtaining the Vouchers through BankBazaar, you acquire only the right to use the same as per terms and conditions stipulated therein.
    • Participant must qualify the eligibility criteria, as may be laid down by partners and which may vary on product to product basis, for being eligible to participate and avail the offers under this Program.
    • BankBazaar shall not be liable for loss or damage of the Voucher once issued. Vouchers cannot be replaced or cancelled after issue.
    • This Program is valid for 1 order per product for a customer/participant during the Program Period.
    • In addition to the above, the Voucher is subject to the terms of use of BankBazaar and these additional terms and conditions
      • No cash or credit alternative in lieu of the Voucher is available under the Program.
      • Reproduction, resale, modification or trade of Voucher is prohibited.
      • Voucher once used cannot be reused.
      • BankBazaar reserves the right to add, modify or discontinue the terms and conditions of this Program at any time without prior notice.
      • BankBazaar reserves the right to verify the eligibility of participants. By taking part in this Program, participants confirm that they accept the terms and conditions set out herein.
    • The decision with respect to purchase of any financial product like Credit Card, Personal Loan, Car Loan or Home Loan suitability or choice or the viability of any financial product or service shall always be the sole responsibility and decision of the user /subscriber/participant.
    • BankBazaar.com shall not be liable for any losses suffered by any participant/customer due to rejection of any application by the Partner Banks.
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  • Personal Loan Reviews

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      "Good"
      0.5 3.0/5 "Satisfactory"
      I have got the personal loan with the Tata capital limited and am really okay with it but they have asked so much of documents to dealt with it. Response and other things are good with the Tata capital limited. They have not told about their commitments related to the insurance charges.
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    • Tata capital Personal Loan
      "Not satisfied with the services"
      0.5 1.0/5 "Really Bad"
      It was not a very good experience with Tata capital for the personal loan. I had to follow up many times from my side, even for them to collect the documentation I had to follow up. The whole process took 12 days and finally when the papers was taken they told me that the application would be closed on that day and the next day I would get the disbursement. I still remember it was a Thursday and since the weekend was near, I was not sure if I would get it on Fri. I was promised would and finally I got it only on the following Monday or Tuesday.
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      , new delhi
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    • Tata capital Personal Loan
      "Good experience"
      0.5 5.0/5 "Blown Away!"
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      , sonipat
      Reviewed on Sep 21, 2017
    • Tata capital Personal Loan
      "Poor response from TATA CAPITAL"
      0.5 1.0/5 "Really Bad"
      I applied for a personal loan with TATA CAPITAL LIMITED. The required loan amount was 1 lakh but i did not got proper response from the TATA CAPITAL end and later on some executive called me regarding the loan and with high rate of interest. So that time i had changed my plan of taking loan.
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      , pune
      Reviewed on Sep 20, 2017
    • Tata capital Personal Loan
      "Satisfactory but high on ROI"
      0.5 5.0/5 "Blown Away!"
      Tata capital was prompt in the personal loan process. They contacted me on time and informed me the details and collected my documents as well. The interest rate and processing charges was high. It was around 15%. They are surely recommendable for the quick process.
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      , chennai
      Reviewed on Sep 20, 2017
    • Tata capital Personal Loan
      "Fast process and excellent service"
      0.5 5.0/5 "Blown Away!"
      I am very happy with the process of Tata Capital. The customer services are good and they are very quick to respond. I got my personal loan within 4 days. It was a very convenient process. The interest rate was of 11.99% and the processing charges was waived off.
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      , bangalore
      Reviewed on Sep 20, 2017
    • Tata capital Personal Loan
      "Experience is good"
      0.5 5.0/5 "Blown Away!"
      Tata Capital was good in the services. I have taken a personal loan. I received a call and within a day I got the funds through. It was a very fast process and very convenient. The rate of interest was around 12.96%, but I was informed around 12.75% initially.
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      , mumbai
      Reviewed on Sep 20, 2017
    • Tata capital Personal Loan
      "Good"
      0.5 4.0/5 "Great!"
      Overall , the experience is good one with the Tata capital limited for the personal loan. I would like to say that everything other things were really went in the better way. Most of the documentation process completed through online itself.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 20, 2017
    • Tata capital Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      Unfortunately I haven't got the personal loan from TATA CAPITAL , because of the lack of address proof. The customer service is good with TATA . The rate of interest which they have offered was high with TATA Capital when compared with others.
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      , kolkata
      Reviewed on Sep 19, 2017
    • Tata capital Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I was not in need of loan at that time when I have applied for loan with Tata, so that was the reason I haven't got the personal loan from TATA CAPITAL. The response was good with TATA , they were good at their follow up and I have informed them that there is no loan requirement at present. The rate of interest was nominal with TATA CAPITAL.
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      , chennai
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    • Tata capital Personal Loan
      "Very good service"
      0.5 4.0/5 "Great!"
      TATA CAPITAL has disbursed my loan amount within the promised time. The customer service and the response were very prompt from TATA CAPITAL. The rate of interest is average when compared with other institutions. The processing fee and charges were Rs.999, they have charged the registration fee around Rs.300.
      Was this review helpful? 0
      , mumbai
      Reviewed on Sep 18, 2017
    • Tata capital Personal Loan
      "Easy process"
      0.5 5.0/5 "Blown Away!"
      It was a nice process at Tata Capital. I got the personal loan on time and the whole experience is good. I am also okay with the interest rate, it was around 11% and the processing charges was waived off. The after loan services are also good and hassle free.
      Was this review helpful? 0
      , delhi
      Reviewed on Sep 18, 2017
    • Tata capital Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I got a personal loan, which is going on with ICICI bank at present, so I though of doing balance transfer but the foreclosure charges are very high with ICICI bank so that was the reason I haven't processed with my TATA capital personal loan . The response was prompt with TATA CAPITAL. They made better follow up. The rate of interest was low when compared with other banks.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 18, 2017
    • Tata capital Personal Loan
      "Unhappy with the services "
      0.5 1.0/5 "Really Bad"
      I have taken my personal loan with Tata Capital and I am not happy with the services. The first thing is the executives are not professional and they do not know how to speak to a customer. The second is that they were not transparent in the interest rate. I was told 11.99% and later I was offered 12.75%.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 18, 2017
    • Tata capital Personal Loan
      "Overall process is good"
      0.5 4.0/5 "Great!"
      Tata Capital has offered me a personal loan and the process for it is easy as I did not have much of paper work and it was smooth. The interest rate was of 11.99%, it could have been more lesser. The processing charges was waived off. The after loan services are satisfactory too.
      Was this review helpful? 0
      , mumbai
      Reviewed on Sep 18, 2017
    • Tata capital Personal Loan
      "Good experience"
      0.5 5.0/5 "Blown Away!"
      I have taken my personal loan with TATA CAPTIAL because they have offered me with less interest rate comparing to CITI bank. I have not faced any inconvenience with their service and responses was amazing. Their rate of interest was 11.49% and there's no hidden charges here.They have provided door step service for the documentation collection. My over all experience was good.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 18, 2017
    • Tata capital Personal Loan
      "High ROI & smooth process"
      0.5 3.5/5 "Pretty good"
      The process with Tata Capital is good as I have taken a personal loan. Though it took sometime, the process was smooth. The interest rate was around 12%, which was on the higher side, when compared to the other banks. The processing charges was waived off.
      Was this review helpful? 0
      , mumbai
      Reviewed on Sep 16, 2017
    • Tata capital Personal Loan
      "Good"
      0.5 5.0/5 "Blown Away!"
      I have taken personal loan with TATA CAPITAL.I am really satisfied with their services and responses.The loan process was easy and satisfactory they took just 2 enquirey for processing and with in 2 weeks my loan amount was sanctioned. It was completely hassle free and good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 16, 2017
    • Tata capital Personal Loan
      "Good. Can do better"
      0.5 4.0/5 "Great!"
      I have taken a personal loan from Tata Capital. The process could be more improvised. My signature was different on my PAN card from the one at my personal bank. So for the signature verification I had to go to the bank for two days continuously and get it done. The process could be made easy if it is done by Tata capital. The interest rate was okay. The processing charges was of 700.
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      , hyderabad
      Reviewed on Sep 15, 2017
    • Tata capital Personal Loan
      "Response has not be improved"
      0.5 2.5/5 "Just OK"
      It was good overall at Tata Capital. I have taken a personal loan. Just that it got delayed for a few days longer than what was mentioned earlier. I tried reaching them a couple of times and there was no proper response from them for an update. The processing charges was waived off.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 15, 2017
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