Multiple banks. Different interest rates. Call it a "conflict of interest".
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  • Tatacap Personal Loan Diwali Offers Oct 2017 is Rated as "Great!" by 2783 Users

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    Tatacap Personal Loan Diwali Offers Oct 2017

    Tata Capital Personal Loan Diwali Offers October 2017 – Grab Amazon Diwali Bonus Wali and Vantage Circle Points

    Applying for a personal loan is one of the best ways to meet your festival-related expenses. Established in the year 2007, Tata Capital provides multi-purpose loans without any collateral. With minimal paperwork, quick loan process, and easy repayment option, personal loans offered by Tata Capital are one of the popular financing options opted by individuals looking for immediate funds to meet a financial crisis.

    When the Diwali season arrives, you will have various expenditures to meet such as food, new clothes, home remodelling activities, decorations, gifts, new vehicle, and lots more. In such a situation, it is ideal to take a personal loan as you can use it for any purpose without mentioning it to your lender. With a personal loan from Tata Capital, you can get sufficient funds at reasonable interest rates.

    Key Features of Tata Capital Personal Loan

    • Collateral not required for a personal loan.
    • No part-prepayment fee charged if you wish to pay back your loan after 180 days from the date of loan disbursement.
    • The interest rate is fixed based on many factors like loan repayment capacity, credit history, and age of the applicant. The current interest rate for personal loans starts from 12.50% p.a.
    • Low processing fee. The minimum processing fee currently is Rs.999 p.a. plus applicable service tax.
    • The minimum tenure of the loan is 12 months and can go up to 72 months.
    • You also have an option to apply for Tata Capital personal loan in three steps on the bank’s official website.
    • You can avail this personal loan if you are a salaried individual of age between 21-58 years with a monthly net income of Rs.20,000 and above.
    • Self-employed individuals can avail this personal loan if between 25-65 years of age with the same business for at least 3 years with a minimum income of Rs.2,00,000 per year.
    • You do not need a guarantor to apply for this loan.

    Enjoy Diwali offers from BankBazaar on Tata Capital Personal Loan 2017

    If you are planning to get a personal loan this Diwali, you can approach Tata Capital for reliable personal loan options. When you apply for a Tata Capital personal loan through BankBazaar, you can enjoy special discounts and offers. You can get full details regarding the loan’s features, interest rates, and eligibility criteria on the BankBazaar website.

    BankBazaar has partnered with Amazon and Vantage Circle to give you exclusive offers for this festive season.

    1. Diwali Bonus Wali – Tata Capital Personal Loan

    You can enjoy this Diwali Bonus Wali offer by applying for a Tata Capital personal loan on the BankBazaar website. Once your loan gets disbursed after approval, you will receive an Amazon gift voucher worth Rs.1,000.

    How to apply for this offer?

    • First, go to BankBazaar.com and then go to the Tata Capital Personal Loan segment. You can check the interest rate range and other details for this loan. If you are interested in the product, you will have to click ‘Get Approval’. You will get a response within 30 minutes.
    • Once your loan is accepted and disbursed, you will receive an Amazon gift voucher worth Rs.1,000.
    • You will get this voucher on your email ID that you have given while applying for the Tata Capital personal loan.
    • You can then visit the Amazon website or download the Amazon app in order to redeem your Amazon gift voucher.

    Terms and conditions for this offer

    • This Amazon Diwali Bonus Wali – Tata Capital Personal Loan offer is applicable from October 1, 2017 until October 31, 2017.
    • To be eligible for this offer, the loan applicant will have to be at least 18 years old.
    • This exclusive offer will be provided for personal loans disbursed on or before December 15, 2017.

    2. Vantage Circle Points for Tata Capital Personal Loan

    Apply for a Tata Capital personal loan via the BankBazaar website through any promotional campaign conducted by Vantage Circle, and you will get exclusive Vantage Points. Once your personal loan application gets approved and your loan amount is disbursed, you will receive Vantage Points worth Rs.1,000.

    How to apply for this offer?

    • You will first need to go to the Tata Capital Personal Loan segment on BankBazaar.com and then click on ‘Get Approval’. You will get a response within 30 minutes.
    • If your loan application gets sanctioned and approved, you will receive Vantage Points on your user ID registered with Vantage Circle.
    • You will then be required to log on to the Vantage website to redeem your Vantage points.

    Terms and conditions for this offer

    • This Vantage Circle offer is valid from September 15, 2017 until October 31, 2017.
    • These Vantage points are applicable only if the applicant chooses a Tata Capital personal loan through any promotional campaign organised by Vantage Circle.
    • This voucher will be valid only if your Tata Capital personal loan is offered to you on or before November 30, 2017.
    • Your Vantage Points voucher will be sent to you through email on the email ID that you would have given while applying on BankBazaar.com.
    • You will receive the Vantage points on the ID that is registered with Vantage Circle.
    • To be eligible for this offer, you will need to be at least 18 years old.

    Apply for any Tata Capital personal loan product from BankBazaar for a smooth lending experience. You can enjoy benefits such as door-step service, availability of top-up loans, e-approval, and availability of balance transfer facility. This Diwali, make a wonderful financial decision to celebrate it with your folks joyously!

    Personal Loan Reviews

    • Tata capital Personal Loan
      "Have to apply again"
      0.5 4.0/5 "Great!"
      I applied for a Personal Loan with Tata Capital and the experience got cut shorted in the middle itself. Their offer of 12.75 Rate of Interest was a decent one. I didn't go through the Loan as uploading a passbook was an impossible task. Maybe with a help I might well apply for a Loan with them again.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 22, 2017
    • Tata capital Personal Loan
      "Average service"
      0.5 1.0/5 "Really Bad"
      I have not get any response from tata capital for my personal loan service, I did not even receive a call from tata capital executives from the date I applied for my loan process. I am not much happy about the service that I received from tata capital for my personal loan service.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 22, 2017
    • Tata capital Personal Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      I have applied for the personal loan from Tata Capital, my loan application was closed becausei have taken the personal loan from other bank. Customer service was good and they responded on time, regular follow ups was also done. When it comes to rate of interest, it was high when compared to other banks.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 21, 2017
    • Tata capital Personal Loan
      "Better customer service"
      0.5 4.5/5 "Excellent!"
      I have applied for the personal loan from Tata Capital, my loan application was closed because i have taken the personal loan from other bank. Customer service from Tata Capital was good, they also responded on time and regular follow ups were done. The rate of interest was nominal when compared to other sources.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 21, 2017
    • Tata capital Personal Loan
      "Better service"
      0.5 3.0/5 "Satisfactory"
      I have applied for the personal loan from Tata Capital, my loan application was closed because i have taken loan from other source. When it comes to customer service, it was good and they responded on time, timely follow ups was done. The rate of interest was way high when compared to other sources.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 20, 2017
    • Tata capital Personal Loan
      "Approchable bank"
      0.5 5.0/5 "Blown Away!"
      I have applied for personal loan with TATA CAPITAL LIMITED. I was out of station when i am suppose to submit the documents. The executives from the institution gave me regular follow ups. All those was on the perfect side. I can consider again.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 20, 2017
    • Tata capital Personal Loan
      "Needs to improve"
      0.5 1.0/5 "Really Bad"
      I have applied for the personal loan from TATA CAPITAL, my loan application was closed because there was no proper follow up done after the application was submitted. The customer service was no up to the mark, they did not come to collect documents and there was no proper response from them, The rate of interest was nominal when compared to others in the market.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Nov 18, 2017
    • Tata capital Personal Loan
      "Need to improve service"
      0.5 5.0/5 "Blown Away!"
      I have applied for a personal loan with Tata Capital Limited. They collected the documents immediately and within 10 to 15 business days my personal loan got disbursed after my documents submission. They offered me the loan with 12.75% as rate of interest and there is no processing fees.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 18, 2017
    • Tata capital Personal Loan
      "Average Service"
      0.5 3.0/5 "Satisfactory"
      I applied for a personal loan with Tata Capital Limited. Tata Capital staffs collected the documents on the 2nd day after I applied for the loan and my personal loan got disbursed within 3 days after my documents collection part was over. They offered me the loan with 11.99% as rate of interest.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 18, 2017
    • Tata capital Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have applied for the personal loan from Tata Capital, my loan application was closed because i was unable to provide proper documents. Customer service from Tata Capital was very good, they responded on time and also gave the correct information. The rate of interest was nominal when compared to other sources in the market.
      Was this review helpful? 0
      , kolkata
      Reviewed on Nov 18, 2017
    • Tata capital Personal Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      TATA CAPITAL personal loan service was very good compare to others in the market they provide me a interest rate of 11.89 which was good compare to others in the market also the customer service staffs are responsible and the documents part was easy with TATA CAPITAL ,I am very much happy with the service of TATA CAPITAL for my personal loan service.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 17, 2017
    • Tata capital Personal Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      It was good experience with TATA CAPITAL for my personal loan service I feel the process was very slow with TATA CAPITAL the interest rate they quoted me was good but the processing fee and the other charges where low compare to others it was wonderful service from TATA CAPITAL for personal loan service.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 17, 2017
    • Tata capital Personal Loan
      "Worst service"
      0.5 1.0/5 "Really Bad"
      I am not satisfied with the service of TATA CAPITAL for my personal loan service there was no proper information where provided there is no communication between the customer and the executives the interest rate they offered me was fine and TATA CAPITAL offered me a loan amount of 1.25 lakhs .
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 17, 2017
    • Tata capital Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      It was a pretty good service from TATA CAPITAL for my personal loan service the customer service was awesome the process was very fast with TATA CAPITAL compare to other banks in the market they offered me interest rate of 12 % which was reasonable for me it was totally a wonderful experience with TATA CAPITAL for my personal loan service.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 17, 2017
    • Tata capital Personal Loan
      "Smooth process but high rate of interest"
      0.5 4.0/5 "Great!"
      I have taken a personal loan with Tata Capital and the i feel that the rate of interest is a little too high for the amount taken compared to some other banks. The service however was good and i had no issues with them. On an overall it was a smooth process.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 17, 2017
    • Tata capital Personal Loan
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      It was good experience with Tata Capital. I got a call from the executive said I am eligible for 3.4L. The interest rate was nominal. I am paying premium of 11,700 rupees through ECS. The customer service and response was good. The part payment and pre closure option is not provided.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 17, 2017
    • Tata capital Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I had requested for a personal loan from Tata Capital.The loan amount is one lakh.Rate of interest is nominal as compared to other banks.The reason for choosing the bank is they have zero processing fees.The customer service was good to interact they gave me the complete details of the personal loan request.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 16, 2017
    • Tata capital Personal Loan
      "Good banking"
      0.5 4.0/5 "Great!"
      I have requested for a personal loan from TATA CAPITAL .The loan amount is five lakhs.Rate of interest is nominal as compared to other banks.I had closed the application am not interested to move on the request may be in future otherwise the bank service was good to approach.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Nov 15, 2017
    • Tata capital Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      The loan process is good with Tata Capital. They provided door service for documentation. I habe taken 6L as a personal loan for 48months. I pay around 15k through ECS. Rate of interest is good. After 6 months only I can do preclosure. The customer service was up to the mark.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 13, 2017
    • Tata capital Personal Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      It was a good experience with TATA CAPITAL for my personal loan service the customer service was very good the rate of interest they offered me fine compared to others but I had some personal issues so I was unable to proceed with my loan process further.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 13, 2017
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