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  • Tatacap Personal Loan Diwali Offers Oct 2017 is Rated as "Great!" by 3056 Users

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    Tatacap Personal Loan Diwali Offers Oct 2017

    Tata Capital Personal Loan Diwali Offers October 2017 – Grab Amazon Diwali Bonus Wali and Vantage Circle Points

    Applying for a personal loan is one of the best ways to meet your festival-related expenses. Established in the year 2007, Tata Capital provides multi-purpose loans without any collateral. With minimal paperwork, quick loan process, and easy repayment option, personal loans offered by Tata Capital are one of the popular financing options opted by individuals looking for immediate funds to meet a financial crisis.

    When the Diwali season arrives, you will have various expenditures to meet such as food, new clothes, home remodelling activities, decorations, gifts, new vehicle, and lots more. In such a situation, it is ideal to take a personal loan as you can use it for any purpose without mentioning it to your lender. With a personal loan from Tata Capital, you can get sufficient funds at reasonable interest rates.

    Key Features of Tata Capital Personal Loan

    • Collateral not required for a personal loan.
    • No part-prepayment fee charged if you wish to pay back your loan after 180 days from the date of loan disbursement.
    • The interest rate is fixed based on many factors like loan repayment capacity, credit history, and age of the applicant. The current interest rate for personal loans starts from 12.50% p.a.
    • Low processing fee. The minimum processing fee currently is Rs.999 p.a. plus applicable service tax.
    • The minimum tenure of the loan is 12 months and can go up to 72 months.
    • You also have an option to apply for Tata Capital personal loan in three steps on the bank’s official website.
    • You can avail this personal loan if you are a salaried individual of age between 21-58 years with a monthly net income of Rs.20,000 and above.
    • Self-employed individuals can avail this personal loan if between 25-65 years of age with the same business for at least 3 years with a minimum income of Rs.2,00,000 per year.
    • You do not need a guarantor to apply for this loan.

    Enjoy Diwali offers from BankBazaar on Tata Capital Personal Loan 2017

    If you are planning to get a personal loan this Diwali, you can approach Tata Capital for reliable personal loan options. When you apply for a Tata Capital personal loan through BankBazaar, you can enjoy special discounts and offers. You can get full details regarding the loan’s features, interest rates, and eligibility criteria on the BankBazaar website.

    BankBazaar has partnered with Amazon and Vantage Circle to give you exclusive offers for this festive season.

    1. Diwali Bonus Wali – Tata Capital Personal Loan

    You can enjoy this Diwali Bonus Wali offer by applying for a Tata Capital personal loan on the BankBazaar website. Once your loan gets disbursed after approval, you will receive an Amazon gift voucher worth Rs.1,000.

    How to apply for this offer?

    • First, go to BankBazaar.com and then go to the Tata Capital Personal Loan segment. You can check the interest rate range and other details for this loan. If you are interested in the product, you will have to click ‘Get Approval’. You will get a response within 30 minutes.
    • Once your loan is accepted and disbursed, you will receive an Amazon gift voucher worth Rs.1,000.
    • You will get this voucher on your email ID that you have given while applying for the Tata Capital personal loan.
    • You can then visit the Amazon website or download the Amazon app in order to redeem your Amazon gift voucher.

    Terms and conditions for this offer

    • This Amazon Diwali Bonus Wali – Tata Capital Personal Loan offer is applicable from October 1, 2017 until October 31, 2017.
    • To be eligible for this offer, the loan applicant will have to be at least 18 years old.
    • This exclusive offer will be provided for personal loans disbursed on or before December 15, 2017.

    2. Vantage Circle Points for Tata Capital Personal Loan

    Apply for a Tata Capital personal loan via the BankBazaar website through any promotional campaign conducted by Vantage Circle, and you will get exclusive Vantage Points. Once your personal loan application gets approved and your loan amount is disbursed, you will receive Vantage Points worth Rs.1,000.

    How to apply for this offer?

    • You will first need to go to the Tata Capital Personal Loan segment on BankBazaar.com and then click on ‘Get Approval’. You will get a response within 30 minutes.
    • If your loan application gets sanctioned and approved, you will receive Vantage Points on your user ID registered with Vantage Circle.
    • You will then be required to log on to the Vantage website to redeem your Vantage points.

    Terms and conditions for this offer

    • This Vantage Circle offer is valid from September 15, 2017 until October 31, 2017.
    • These Vantage points are applicable only if the applicant chooses a Tata Capital personal loan through any promotional campaign organised by Vantage Circle.
    • This voucher will be valid only if your Tata Capital personal loan is offered to you on or before November 30, 2017.
    • Your Vantage Points voucher will be sent to you through email on the email ID that you would have given while applying on BankBazaar.com.
    • You will receive the Vantage points on the ID that is registered with Vantage Circle.
    • To be eligible for this offer, you will need to be at least 18 years old.

    Apply for any Tata Capital personal loan product from BankBazaar for a smooth lending experience. You can enjoy benefits such as door-step service, availability of top-up loans, e-approval, and availability of balance transfer facility. This Diwali, make a wonderful financial decision to celebrate it with your folks joyously!

    Personal Loan Reviews

    • Tata capital Personal Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      I took loan personal loan from the Tata Capital for 4.25 lacs. I got the loan amount with in 15 days cheque. The interest rate was 14% initially and they reduced the interest rate to 13.5% Overall it has been a good experience so far. They need to lower the interest rates.
      Was this review helpful? 2
      , chennai
      Reviewed on Jul 13, 2018
    • Tata capital Personal Loan
      "Good "
      0.5 4.0/5 "Great!"
      I have taken a personal loan from Tata Capital, the over all process was good, but there was a little issue during the process, there was a communication gap between the verification team or else the process could have been more faster. I had to follow up on them and they never informed me about the company gate was closed and they could not visit me. So I had to reschedule everything and get things done.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 30, 2018
    • Tata capital Personal Loan
      "Should improve processing time"
      0.5 3.0/5 "Satisfactory"
      The process in getting the loan has taken more than the usual as it has taken 35 days in getting the loan amount. I had directly went to them for submitting the documents where they had not been collecting it on doorsteps. I have taken this loan for a medical emergency.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Jun 30, 2018
    • Tata capital Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I had chosen to go with them since the processing fee was zero. But during taking the loan it has taken some more time than usual and the loan amount which they ahd given has been satisfactory. The interest rate which they are charging had been good and i had taken this loan for my home renovation. There has not been any issues faced.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Jun 30, 2018
    • Tata capital Personal Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      I have gone through the website portal and they had been good compared with others. The process in getting the loan has been good and the processing had taken more times than usual. I had applied for a loan amount of 1.5 lacs and they had given me 1.2 lacs and i had taken this loan for a personal reason. The interest rate has been okay and it has not been too high or too low.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 30, 2018
    • Tata capital Personal Loan
      "Good to apply the loan in TATA capital compared to others"
      0.5 4.5/5 "Excellent!"
      I have applied the loan amount of Rs. 4 lakhs. They have charged me a interest of 12.25%. Their is no processing fee for this loan. I have taken the tenure period of 4 years. They are taking too much time to take the escalation part. It is minimum of 20 to 25 days to resolve the issue. The same thing happened thrice in customer care. I have a relationship executive for me.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Jun 28, 2018
    • Tata capital Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have applied a loan amount of 10 lakhs and they have sanctioned the same. They have offered me a interest rate of 11.25%. The processing fee is get waived off. Their is no hidden charges when i was purchasing the loan. From next year onwards there was some charges. I used to the EMI amount of around Rs. 21000. As i think so they clarification is not provided from the bank end regarding the pre closure. In customer care, they are saying different criteria for the pre closure.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 27, 2018
    • Tata capital Personal Loan
      "Very Good Service"
      0.5 4.0/5 "Great!"
      I had chosen to go with them since the process with them has been fast and easy. The process has been smooth and the loan amount which they have given has been satisfactory. The interest rate with them has been good and there has not been any issues faced with them so far.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 27, 2018
    • Tata capital Personal Loan
      "Very good"
      0.5 4.5/5 "Excellent!"
      My personal loan was taken with TATA CAPITAL. The process was good and the loan amount was 2.7 lakhs and the interest rate was 48 months . The customer and responses was up to the mark. They have sanctioned the loan with the committed time and the processing fee was also nominal.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 27, 2018
    • Tata capital Personal Loan
      "Much scope for improvement"
      0.5 1.0/5 "Really Bad"
      Rate of interest is around 13% with the Tata capital limited and everything were good one too. I am really not happy with them and I would like to close the loan amount in foreclosure way and everything is better too with the Tata capital limited.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Jun 27, 2018
    • Tata capital Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I had chosen to go with them since the interest rate with them had been low compared with the market rate. The process in getting the loan also had been easy and the loan amount which they had provided had been satisfactory. There has not been any issues faced with the banking services offered by TATA CAPITAL.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 26, 2018
    • Tata capital Personal Loan
      "They need to improve their field executive"
      0.5 5.0/5 "Blown Away!"
      Actually it is quite seamless. Most of the documentation did online services. Physical verification done once. The fintech process are very high tech nowadays. I can track application easily. TAT of the disburse is very low compared to other banks. They are not charging anything for the pre-closure. I'm not aware of the minimum pre-closure period
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 25, 2018
    • Tata capital Personal Loan
      "Fine with TATA CAPITAL"
      0.5 5.0/5 "Blown Away!"
      It was told me initially that their is no charges for processing fee however the Rs. 2100 for the processing fee without any intimation from the bank. I was trying make a call for their toll free number. There was a lots questions are coming in the IVR. Their is a more queue time. I have tried 2 times but i got a same response only. The interest rate is similar whatever they mentioned earlier. I got the earlier whatever they said. After submission of all the proper documents, i have got the loan next day itself.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 25, 2018
    • Tata capital Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I took a personal loan from the Tata Capital. The experience in terms of the loan was very good. I got the loan with 10 days. Documentations was very good. There were no charges. Asked to reduce the interest rate, comparing to other banks they offer a competitive interest rate. Overall it was a very good experience.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Jun 25, 2018
    • Tata capital Personal Loan
      "Need to process the loan fast"
      0.5 4.0/5 "Great!"
      I took a personal loan from the Tata Capital for Rs. 3L for 3 years. It took almost 20 days, the loan process was very slow. Normally it would take 2-3 days and in my case it took a lot of time after application, I didn't get the money when I required it the most. They need to process the loans in a timely manner.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 25, 2018
    • Tata capital Personal Loan
      "Bull shit experience from the TATA Capital's people"
      0.5 1.0/5 "Really Bad"
      The people who are working over there are very careless. Their is no time value for the customer and another thing service department also very bad. My loan got delayed because of the TATA capital fault because of their issue, customer is suffering. The person takes care of my loan taken 1 week leave so no one was there to take care of my loan. Their is no communication to the customer regarding the delay. I suffered too much with the TATA capital.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 25, 2018
    • Tata capital Personal Loan
      "Very good"
      0.5 4.5/5 "Excellent!"
      My personal loan was taken with TATA CAPITAL. The process was good and the loan amount was 2.7 lakhs and the interest rate was 48monsth . The customer service and responses was up to the mark. They have sanctioned the loan with the committed time and the processing fee was also nominal.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 23, 2018
    • Tata capital Personal Loan
      "Not up to the mark"
      0.5 1.0/5 "Really Bad"
      I have taken a personal loan from Tata Capital, my over all experience has not been good, as the processing of my loam amount was delayed even after giving all the physical documents, secondly I did not receive any physical documents after receiving the loan, and they have charged me extra for insurance of my loan amount which I was not aware about that, I am not satisfied at all, and I requested them no of times to send me physical documents as my first emi towards the loan is approaching.
      Was this review helpful? 0
      , delhi
      Reviewed on Jun 22, 2018
    • Tata capital Personal Loan
      "Need to improve the customer care service"
      0.5 4.0/5 "Great!"
      I have not received the loan on time. I have applied on 10th April but i have received loan on 18th May. Actually, The TATA CAPITAL they have not processed my loan. I followed up with them many times. The interest rates are nominal. I used to make the payment through ECS. The customer care service is not good because the waiting time was huge its take around 25 minutes even though i cannot able to speak with the customer care executive.
      Was this review helpful? 0
      , jaipur
      Reviewed on Jun 22, 2018
    • Tata capital Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      My personal loan was taken with TATA CAPITAL. The loan amount was 4 lakhs and the give interest rate was satisfactory and the tenure period was 5 years .The process was very quick and hassle free . They have sanctioned the loan with the committed time. The processing fee was very nominal . The customer service and responses was good.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 22, 2018
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