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You can avail personal loan from ETMoney with interest rates starting at 11.99%. You can avail up to Rs.20 lakh as personal loan and fulfil your various financial needs. ETMoney is a part of Times of India Group and has its branches in over 700 cities in India.
Some of the reasons why you must avail a personal loan from ETMoney are given below:
Loan amount | Rs.6 lakh – Rs.20 lakh |
Repayment tenure | 2 years – 5 years |
Interest rate | 11.99% onwards |
Charges | Fees applicable |
Processing fee |
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Foreclosure charges |
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EMI bounce charges | Rs.30 |
Swap charges for change of bank details | Rs.500 |
Overdue interest | 0.75% per month on the outstanding principal loan amount |
Loan cancellation charges (before EMI) | Rs.1,000 |
The lender takes up to 48 hours to disburse the loan amount after the successful submission of the loan application form.
The EMI will be auto debited from your bank account every month. You will have to link the auto repayment setup during the loan application process.
In case of any query, you can get in touch with an ETMoney representative by sending a mail to help@etmoneycare.com or by calling on the number +91-9205231523
In case there has been a delay in the disbursing of the loan amount to your bank account, you must send a mail to pl.support@etmoneycare.com.
Yes, you can download the ETMoney app and after entering your personal details, you can apply for a personal loan from ETMoney.
A GST rate of 18% will be applicable on banking services and products from 01 July, 2017.
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