Whoever said wishes don’t come true hasn’t explored our offers!

Steps to Activate Indian Bank ATM debit card

Indian Bank’s debit card can be activated by using the bank’s ATM and generating PIN or by using their IVR or phone banking service. It is important to provide the accurate details while using any of the modes to activate the card. IVR/Phone banking number: 1800 425 00 000/1800 425 4422
More

As soon as a customer opens an account with Indian Bank - either a savings account, current account or an overdraft account - the bank offers the customer a debit card of their choice. The first thing that the customer needs to do on receiving the debit card at their registered address is to activate the ATM debit card before they can go on to make transactions at POS terminals - online or at physical merchant establishments - or make withdrawals from their account. Indian Bank customers that have the internet banking facility or mobile banking app of Indian Bank - IndPay Mobile Banking - can use them to activate their debit card and for those who do not have the aforementioned services, they can go on to activate their debit card at any Indian Bank ATM or via the Interactive Voice Response (IVR) facility that comes with the Indian Bank phone banking option. To activate their debit card via the aforementioned services, customers have to follow the steps mentioned below.

Steps to activate Indian Bank debit card at an Indian Bank ATM

To activate their debit card, customers have to first generate and activate their 4-digit PIN, by following the steps mentioned below:

  • Visit any Indian Bank ATM and insert debit card.
  • On the main page of the ATM screen, first choose the language of your preference.
  • Once that is done, choose the “generate/set PIN” option.
  • Click on “Generate OTP” to continue with the process.
  • The OTP (One-time password) will now be sent to your registered mobile number.
  • Now, enter your Indian Bank account number.
  • Re-enter your number as part of the confirmation process.
  • Choose “yes” to link your registered mobile number and bank account to your Indian Bank debit card
  • Now, verify all your bank account and debit card details displayed on the screen.
  • Enter the OTP sent to your registered mobile number.
  • Type in the 4-digit PIN of your choice.
  • Re-enter the 4-digit PIN combination to confirm.
  • Click on “confirm” to finally activate your Indian Bank ATM debit card.
  • Indian Bank will then send you a notification message that your debit card PIN has been activated. You can now proceed to make transactions at physical and online merchant establishments and withdrawals from any ATM across India. Make sure you change your PIN frequently to enhance the security of your debit card.

Check related info about How to Check Indian Bank Balance, How to Generate India Bank Green Pin

Steps to activate Indian Bank debit card through the IVR (Interactive Voice Response) phone banking facility

Indian Bank customers can activate their debit card through the Interactive Voice Response phone banking facility, by following the steps mentioned below.

  • Using your Indian Bank registered mobile number, call either of the national IVR toll-free numbers of Indian Bank - 1800 425 00 000/1800 425 4422.
  • Select option 2 for debit card related queries from the other options given.
  • Choose option 4 to register Indian Bank ATM debit card PIN.
  • Enter your 16-digit Indian Bank debit card number as requested.
  • Once you have entered the debit card number, type in the expiry date of your debit card number in the DDMMYY format.
  • Now, enter your Indian Bank account number.
  • Enter your date of birth in the DDMMYYYY format.
  • Once you have entered all the required details, re-dial the national toll-free number of the Indian Bank IVR phone banking facility.
  • Now, choose option 5 to generate ATM debit card PIN.
  • Re-enter your debit card number.
  • As requested, enter the CVV number of your debit card. The CVV number is the 3-digit number on the back of your card.
  • Once you enter your debit card details.
  • Next, enter the 4-digit PIN of your choice.
  • Re-enter the ATM debit card PIN to confirm the combination.
  • Once that is done, Indian Bank will tell you that your PIN has been generated. The bank will also send you a notification message saying that your PIN has been generated and your debit card is now active.
  • You can proceed to make payments at POS terminals and withdrawals using your Indian Bank debit card.

FAQs

  1. Does Indian Bank charge customers for using the Interactive Voice Response (IVR) phone banking option?
  2. Since the whole process is done using the toll-free numbers of Indian Bank, no phone call charges will be applicable. No other charges for using the service will be placed by Indian Bank as well.

  3. Apart from activating my debit card at an Indian Bank ATM and using the Interactive Voice Response (IVR) phone banking facility, are there any other ways to activate my Indian Bank ATM debit card?
  4. Indian Bank customers can make use of their Indian Bank internet banking account and the mobile app of the bank to activate their debit card as well.

  5. What do I do if I have activated my Indian Bank ATM debit card but have forgotten my PIN combination?
  6. Follow the steps mentioned above to change your PIN if you have forgotten it. You can also make use of your internet banking account and the mobile app of Indian Bank - IndPay Mobile Banking - to change your debit card PIN if you have forgotten it.

  7. There is no Indian Bank ATM close to where I stay, can I activate my debit card at any bank ATM, or will it be activated if I make a transaction online?
  8. To activate your Indian Bank ATM, you will have to visit an Indian Bank ATM as the process cannot be carried out at any bank ATM. You will have to first activate your debit card in order to make a transaction online or at any physical merchant establishment. If the Indian Bank ATM is too far for you, utilise either the Indian Bank internet banking, mobile app or the phone banking facilities to activate your debit card.

  9. Will the bank send me a notification message when my Indian Bank ATM debit card has been activated?
  10. Of course, as soon as your Indian Bank ATM debit card has been activated either through the internet banking facility, via the IndPay mobile banking service, through the Interactive Voice Response (IVR) phone banking facility, or at an Indian Bank ATM, the bank will send you an intimation message that your PIN has been generated to your registered mobile number. Following that, every time you use your Indian Bank ATM debit card to make a transaction or withdrawal, the bank will send you a notification message of the amount debited from your account as well as the balance left in your account.

Other Important Pages

  • Rupay Debit Card
  • Prepaid Card
  • International Debit Card
  • Debit Cards from Top Banks
    Debit Cards By Bank
    Types of Debit Cards

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.