OBC Platinum Saving Deposit Account

The OBC Platinum Saving Deposit Account is available to all citizens, individually or jointly and also to Trusts, Associations, Hindu Undivided Families, Societies, Clubs, etc. The eligibility criteria set by the RBI on KYC Guidelines should be adhered to, in order to avail this scheme.

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Features of OBC Platinum Saving Deposit Account

Given below are some of the features and benefits that accompany OBC Platinum Saving Deposit Account.

Bank	Oriental Bank of Commerce
Category	OBC Platinum Saving Deposit Account
Initial Deposit Requirements	Nil
Average Quarterly Balance	Rs. 5,00,000
Debit Card	Debit/ATM card is issued free of cost. There are no renewal charges as well.
Interest Rate	The interest rate is paid with quarterly rests

Services Offered with OBC Platinum Saving Deposit Account

The following services are provided with OBC Saving Account:

Cheque Book	Personalized multi-city Cheque books are provided free of cost to the depositor
Personal Accident Cover	A personal accident insurance cover worth Rs. 10, 00,000 is made available to the depositor, as long as the Average Quarterly Balance is maintained.
Standing Instructions and Stop Payment	There are no charges applicable on Standing Instructions and Stop Payment.
Locker facility	Available
Outstation Cheque - Instant Credit	After 6 months of opening the account, the depositor can enjoy instant credit of outstation/ local cheques worth less than Rs. 50,000.

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Fees and Charges for OBC Platinum Saving Deposit Account

The following fees and charges are applicable on the OBC Platinum Saving Deposit Account:

Charges for non-maintenance of Quarterly Average Balance	There is a penalty of Rs. 500 levied on non-maintenance of at least 80% of the Quarterly Average Balance.
Locker Rent Concession	A 50% rebate is applicable on locker rent for depositors, under this scheme.
Debit Card Renewal	No Charge

GST of 18% is applicable on all banking products and services from July 1, 2017 onwards.

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