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International Gold VISA Debit Card – IndusInd Bank

About IndusInd International Gold VISA Debit Card

In the ever evolving technological space in banking, everything gets more convenient and faster. Since the advent of debit cards in 1984, cash withdrawals and general banking has become advanced. Debit cards have become advanced from just being a tool for cash withdrawal to a passport to multi-faceted banking. Designed to offer sheer convenience and exciting benefits, IndusInd International Gold VISA Debit Card will make banking hassle-free and shopping, more rewarding.

Features and Benefits of IndusInd International Gold VISA Debit Card

The following features and benefits that come with IndusInd International debit card sets it apart from other debit cards and makes it one of the most sought-after products in the market.

  • Wide Acceptance

    With the Gold Visa debit card, customers can access any of the 1200 IndusInd ATMs and withdraw money from over 60,000 ATMs across India. Not only that, this card can also be used for shopping at over 26 million merchant partner locations.

  • Do More with Your Card

    You can also use the IndusInd gold card for credit card bill payments, e-payments, online shopping and mobile recharges at ATMs.

  • Fuel Surcharge Waiver

    Get your fuel surcharge waived off when you use your International Gold Visa card for fuel purchases.

  • Indus Money

    This is a one-of-a-kind loyalty scheme designed for IndusInd bank debit card holders. For all transactions that you make using the card including bill payments and shopping, you will be offered cashback and reward points.

  • Card Insurance

    Get complimentary insurance with the IndusInd International Gold VISA Debit Card. Customers are offered purchase protection worth Rs.50,000 and lost card liability of Rs.1 lakh.

IndusInd International Gold VISA Debit Card Offers

International Gold VISA cardholders are offered attractive discounts and cashbacks on purchase categories including apparels, travel, dining, holiday, travel, jewellery, holiday and wellness. Refer to the welcome kit or contact the bank to know the offers that you are entitled to.

Eligibility for IndusInd International Gold VISA Debit Card

To avail an IndusInd Gold VISA card, you must hold at least one of the following savings accounts with IndusInd bank.

  • Indus Privilege Savings Account
  • Indus Maxima Savings Account
  • Indus Diva Savings Account
  • Indus Senior Savings Account
  • Indus Classic Savings Account

To apply for IndusInd International Gold VISA card, you can submit the application form available online. Also, you can visit any of the nearest IndusInd physical branches to know more about the card and apply for the card.

Documentation for IndusInd International Gold VISA Debit Card

The following documents will be required to complete the application process.

  • Completely filled and signed application form
  • Identity Proof – Ration card, Voter ID, passport etc.
  • Address Proof – Valid driving licence, electricity bill etc.
  • Address and identity proof for the co-applicant might also be needed in case of joint accounts.
  • Salaried applicants will be asked to submit salary slips and certificate of employment.

Fees and Charges


Fees & Charges

Non-cash and cash transactions at IndusInd ATM


Cash withdrawals at other bank ATMs outside India

Rs.125 per transaction

Issuance of duplicate pass book and cheque leaves


Mobile alerts

Free transaction alerts. Weekly balance alerts will be charged Rs.30 per quarter

DD – Cancellation/ Duplicate issuance

Rs.100 per instrument

Daily ATM withdrawal Limit


Shopping limits at merchant establishments and online transactions per day

Rs.1 lakh

VISA Credit Card Bill Payment

Rs.49,999 per day subject to available balance

For a comprehensive table of fees and charges, do enquire with the nearest IndusInd branch.


  1. What is the maximum fuel surcharge that I can get in a month?

    Customers are offered a maximum waiver of Rs.125 in a month as fuel surcharge waiver.

  2. How can I redeem the Indus Money?

    Indus money reward points are credited to your card whenever you make a transaction using the IndusInd debit card. You can redeem the points against cashback offers or exchange it for products from IndusInd reward catalogue.

  3. What are the benefits of using the IndusInd Gold Visa Debit card for shopping?

    The card is verified by VISA and guarantees a safe and secure transaction experience. Also, you get to earn Indus Money and reward points whenever you make a transaction with the card.

  4. What is the transaction limit for VISA credit card bill payments?

    The limit for Visa credit card bill payments is Rs.49,999 per day depending on the balance in your accounts.

  5. I have accidentally misplaced my card. How do I block it?

    In case the debit card is stolen, lost or misplaced, call IndusInd customer care number to immediately block your card. Alternatively, you can also block your card by visiting any of the nearest IndusInd bank branch.

Other IndusInd Debit Cards

  1. International Classic VISA Debit Card
  2. Maximum Platinum VISA Debit Card
  3. Platinum Plus Debit Card
  4. IndusInd Signature Debit Card
  5. IndusInd Platinum Premier Debit Card
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