How to Link Aadhaar with Kotak Mahindra Bank Account?
The 12-digit Aadhaar number has become one of the main stays in the last few years, courtesy of its widespread usability. The Aadhaar Card, as the government of India has rolled out, contains all the important details about an individual, including his/her name, address, and biometric data.
Also, it now doubles as a one-stop ID for all authentication requests. The key reason behind the Aadhaar was to create a database containing the key information of all Indian residents, quite like the Social Security System in the United States.
Of late, all the banks in India have enabled the linking of Aadhaar with bank accounts and have put up a clear procedure to complete the process without much fuss. On this page, we will list out how Kotak Mahindra Bank customers can go about linking their Aadhaar number with their accounts.
There are two methods through which they can link their Aadhaar with their bank account
- Offline - a direct visit to the bank.
- Online - through the net banking page.
How to Link Aadhaar with Kotak Mahindra Bank Account Offline Method
Here's a list of the steps Kotak Mahindra Bank customers need to follow to link their Aadhaar and their bank accounts offline
Step 1: Visit the nearest Kotak Mahindra Bank branch.
Step 2: Talk to the help desk personnel, who will then provide the Aadhaar-bank account seeding form. Note that the person will need to fill out the basic information like the Name, their Customer Relationship Number (CRN), Aadhaar number, Date of Birth, Gender, and Name on the Aadhaar card.
Step 3: Once the form is filled, they will need to sign the waiver, which allows the bank to proceed with the seeding process.
Step 4: Submit the form after it is completely filled.
Step 5: The individual will receive an acknowledgment once the form is submitted.
Step 6: The seeding will be completed after a few working days, upon which the customer will receive a confirmation on the email ID and their registered mobile number.
How to Link Aadhaar with Kotak Mahindra Bank Account Online Method
If the individual is looking to complete the linking process online, here are the steps they will be required to follow:
Step 1: Visit the Kotak Mahindra Bank official site.
Step 2: Log on to the bank's net banking portal with the CRN.
Step 3: Type in the dynamic access code, which would be sent through SMS or email.
Step 4: Choose the Banking option.
Step 5: Select the 'Aadhaar Seeding' option and fill in your aadhaar number.
Step 6: Once this is done, confirm and submit it.
After the process is done, the person will receive an official confirmation from the bank within a week.
What Documents are Required to Link Aadhaar with Kotak Mahindra Bank?
In order to finish the Aadhaar seeding process seamlessly, make sure to carry the essential documents with you.
- Original passbook
- Original Aadhaar Card.
Both of these will help clear any confusion that might arise while checking out your credentials. If and when you seed your Aadhaar and bank account, you will be able to receive a number of benefits from the government, including DBT and other schemes introduced by the government.
Disclaimer
FAQs on How to Link Aadhaar with Kotak Mahindra Bank Account
- Why is it essential to link Aadhaar card with my account in my Kotak Mahindra Bank?
Linking Aadhaar helps in verifying the account holder’s identity and enables the government to deliver various subsidies and benefits directly into the holder’s bank account.
- Is SMS facility is available to link Aadhaar with my Kotak Mahindra Bank account through SMS?
Yes, there is an SMS facility available to link your Kotak Mahindra Bank. To use that facility, you must send an SMS in the format given by your bank from your registered mobile number to the number assigned by the bank.
- Which documents are required to link my Aadhaar card with my Kotak Mahindra Bank account offline?
You will require a self-attested copy of your Aadhaar card along with a duly filled Aadhaar linking form, which can be obtained from the Kotak Mahindra Bank branch or downloaded from the bank's website.
- Is there any fee to link my Aadhaar card with my Kotak Mahindra Bank account?
No, there is no fee involved in linking your Aadhaar card with Kotak Mahindra Bank account.
- Can I avail myself of government benefits and other grants if I have not linked my bank account with my Aadhaar card?
No, you cannot avail yourself of any government benefits and other grants if you have not linked your bank account with your Aadhaar card.
- How will I know if my Kotak Mahindra Bank account and Aadhaar card are linked?
To check if your Aadhaar card is linked with your Kotak Mahindra Bank account, there are different methods. You can visit the nearest Axis Bank branch or call on their customer care number or go to the official website of UIDAI.
- Do I need to provide biometric authentication while linking my Kotak Mahindra Bank account with Aadhaar?
In some cases, biometric authentication may be necessary, e.g. if you need to verify your Aadhaar details or if your bank requests it. But for the most part, OTP verification is sufficient.
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