The Aadhar card, introduced by the Government of India, is a 12 digit unique identification number that contains the holder’s biometric information as well as contact information such as address, date of birth etc.
The Aadhar card is meant to be an identity document that can be used to disburse funds from welfare schemes run by the government. While it is not mandatory for all citizens to apply for an Aadhar card, an increasing number of government welfare services require an Aadhaar card when enrolling for them.
The Bank of India is a commercial bank that was established in the year 1906 in Mumbai. The bank was a private bank until 1969, when it was nationalised. The bank provides its customers with a wide range of financial products and services through a network of close to 5000 branches.
As the government has begun to implement a direct debit scheme for all its welfare schemes, linking holder’s bank accounts to their Aadhaar cards will ensure that they receive the subsidy/funds into their account.
Bank of India customers can link their Aadhaar card with their bank accounts in the following ways:
- Online (through the Bank of India website).
- Offline (by visiting a bank branch).
- Through SMS/ATM facilities.
How to Link Aadhaar Card to Bank of India Bank Account Offline
Customers can link their Aadhaar card to their bank account by following the below steps:
- Visit the nearest Bank of India branch with a copy of the Aadhaar card as well as the bank passbook.
- Collect a copy of the application form to link Aadhaar card with a bank account.
- Fill in the form and submit it along with the documents at the bank branch.
- An acknowledgement will be issued confirming that the request to seed Aadhaar card with a Bank of India account has been registered.
- Once the bank has verified the information provided and processed the application, the bank will notify the customer regarding the seeding being successful.
Bank of India does not provide online facility to link Aadhaar cards to their customer’s bank accounts as yet. They have also not activated this service through SMS or ATM.
By linking the Aadhaar card with their bank account, individuals will be able to receive the full benefit of any government public distribution scheme such as the LPG subsidy, the government pension scheme as well as many others. This will also reduce the chances of fraud or misappropriation of funds by other individuals since the money will be debited into the concerned individual’s registered account directly.