The Indian Government is slowly making submission of Aadhaar Card mandatory for a lot of procedures. The government has also requested everyone to link their Aadhaar number to their bank accounts. This is to make sure that people get the subsidies and benefits of government schemes directly in their bank accounts. One more reason is that it will help the government in identifying people who are in need of the subsidies and welfare payments.
How to Link Aadhaar Card to Bank Account?
People can link their Aadhaar cards to bank accounts online and offline.
To link your Aadhaar card to your bank account online, you have to follow the steps mentioned below:
- Login to the internet banking service of your bank. If you do not have the service activated for your bank account, you can choose to activate it or you can go through the offline process.
- Find the ‘Update Aadhaar Card Details’ option or ‘Aadhaar Card Seeding’ option and click on it. On clicking, you will be directed to another page.
- Enter details about your Aadhaar card.
- Click on ‘Submit’.
When you click on ‘Submit’, your details will be saved in the bank’s database. The bank will verify the details and at the end of this process, link your card to your account. You will be informed about the same through a SMS or an email, which will be sent to your registered mobile number or email address. The National Payments Corporation of India (NPCI) allows people to get the same information over phone.
If you wish to link your card to your bank account offline, you have to fill the Aadhaar to Bank Account Seeding Form and submit it to the bank. You can download this form from the website of the bank or you can collect it from your bank’s branch.
It is advised that you use the online linking process as it will help you save a lot of time.
List of Banks that Allow You to Link Aadhaar Card:
You can link your Aadhaar Cards to your account from any one of the following banks:
- ICICI Bank
- Axis Bank
- State Bank of India
- HDFC Bank
- United Bank of India
- Dena Bank
- Vijaya Bank
- Bank of Maharashtra
- Corporation Bank
- Andhra Bank
- Indian Overseas Bank
- Oriental Bank of Commerce
- Allahabad Bank
- UCO Bank
- Indian Bank
- Bank of India
- Syndicate Bank
- Union Bank of India
- Canara Bank
- Central Bank of India
- Kotak Mahindra Bank
- Bank of Baroda
- Punjab National Bank
- IDBI Bank
News related to Linking Aadhaar Card to Bank Account
Government is planning to introduce bank account portability
The way we can switch to a different telecom under the mobile portability services, similarly, an individual will be able to change his/her bank without affecting standing orders and other transactions. By linking the Aadhaar to a bank account, an individual takes advantage of various services from the governments. It also helps the government is unifying the details of an individual. The seeding of Aadhar to bank accounts will facilitate a platform that will enable individuals to change their bank without having to worry about salary credits, standing orders, EMIs and other financial and non-financial transactions. This will also eliminate the need to remember the bank account number and IFSC details. An individual can use their Aadhaar card for a broad variety of financial and non-financial transactions.
27th December 2016