How to Link Aadhar Card to Union Bank of India Account

You can link your Aadhaar card to your Union Bank of India account online through net banking or NPCI's BASE portal, offline at a branch, or via SMS and ATM. Linking Aadhaar to your Union Bank of India account helps you receive government subsidies and benefits like MNREGA and LPG subsidy directly, without any hassle.

One of the most important documents that will have to be procured by Indian citizens, the Aadhar number is a 12-digit number provided by the Unique Identification Authority of India on behalf of the Indian Government.

This number acts as an identity as well as an address proof. Aadhaar captures an individual's demographic as well as biometric information, which is stored on a centralised database.

Aadhar number is also important for individuals to receive subsidies and benefits from a number of schemes launched by the Indian Government. This article talks about the steps needed to link an Aadhaar number to an account with the Union Bank of India.

One of the largest banks owned by the Indian Government, Union Bank of India was founded in the year 1919. It is currently headquartered in Mumbai and has over 8,650 branches across the country.. As part of its retail banking portfolio, Union Bank of India provides a lot of products and services such as loans, credit cards, and so on.

There are primarily four ways through which individuals can link their Aadhaar card to their bank accounts. These methods are -

  • Offline method, i.e., by visiting the bank directly.
  • Online, i.e., by visiting the internet banking facility of the bank.
  • Through SMS.
  • Via ATMs affiliated with that particular bank.

In case individuals wish to link their Aadhaar card to their account with Union Bank of India, they will have to visit the nearest branch of the bank and follow the steps mentioned below:-

  • They will have to carry the necessary documents and visit the branch.
  • Individuals will have to procure a form to link their card to the bank account, fill it and submit it to the respective officer in the bank.
  • Once this is done, all documents will be verified and applicants will receive the lower half of their completed application form as acknowledgement.
  • Once the linking has been done, applicants will receive a notification on their email or on their mobile phone.

In case applicants wish to link their card to their bank accounts online, they will have to follow the steps mentioned below:-

Account holders can now link their Aadhaar to their Union Bank of India account online through NPCI's Bharat Aadhaar Seeding Enabler (BASE) platform, which lets you carry out Aadhaar seeding, de-seeding, or check your Aadhaar mapping status in a few steps.  

On the BASE platform, select the Consumer option, choose Bharat Aadhaar Seeding Enabler (BASE), and pick the service you need, then enter your Union Bank of India account and Aadhaar details as prompted. Once submitted, the bank verifies the request and notifies the account holder once the Aadhaar number is successfully linked.

You can also link or check your Aadhaar seeding status with Union Bank of India over the phone through the bank's 24x7 toll-free customer care number, using the IVR menu's Aadhaar seeding option without needing to speak to an agent.

Documents Required to Link Aadhaar Number with Union Bank of India Account:

  • Original and photocopy of Aadhaar card
  • Original and photocopy of Passbook.

It is recommended for customers to link their Aadhaar number to their account with the Union Bank of India as this will enable them to receive benefits from all schemes and subsidies put forth by the Government of India such as MNREGA, Atal Pension Yojana, LPG Subsidy Scheme and so on. Linking their Aadhaar number will ensure that they will receive benefits directly to their bank account without any hassle and will also prevent the misuse of these funds.

Summary

Linking your Aadhaar card to your Union Bank of India account is simple and can be done online through net banking or NPCI's BASE portal, offline at a branch, or via SMS, ATM, and phone banking. It isn't mandatory, but it ensures you receive government subsidies and benefits like MNREGA and the LPG subsidy directly into your account without any hassle. Visit your nearest Union Bank of India branch or use the bank's official online and phone banking channels to get your Aadhaar linked.

Disclaimer
This article is intended for informational purposes only. For more information please refer the link(s) provided above or visit https://uidai.gov.in/

FAQs on How to link Aadhaar Card to Union Bank of India Account

1.Is it mandatory to link Aadhaar with my Union Bank of India account?

Linking Aadhaar with your Union Bank of India account is not mandatory. However, Union Bank of India may require it for certain financial transactions or to help you avail government subsidies and benefits.

2.How can I link my Aadhaar with my Union Bank of India account?

You can link your Aadhaar with your Union Bank of India account by visiting a branch with your Aadhaar card and passbook, or by using the bank's online, SMS, ATM, and phone banking channels. Union Bank of India verifies your details and confirms the linking once it is complete.

3.What happens if I do not link my Aadhaar with my Union Bank of India account?

If you do not link your Aadhaar with your Union Bank of India account, you may not be able to receive certain government subsidies and benefits that rely on Aadhaar-based authentication. It may also affect your ability to complete some financial transactions, depending on regulatory requirements.

4.Why is it necessary to link Aadhaar card with my Union Bank of India account?

Linking your Aadhaar card with your Union Bank of India account helps the bank facilitate direct benefit transfers and keep your financial transactions transparent. It also reduces the risk of identity fraud and money laundering on your Union Bank of India account.

5.Is it safe to link Aadhaar with my Union Bank of India account?

Yes, Union Bank of India follows strict security protocols to safeguard the personal information you share, including your Aadhaar details. You should still exercise caution and share your Aadhaar information only through the bank's secure, official channels.

6.Can I link the same Aadhaar number with my Union Bank of India account and other bank accounts?

Yes, you can link the same Aadhaar number with your Union Bank of India account as well as accounts you hold at other banks. Each bank account, including your Union Bank of India account, must be linked individually following that bank's own procedure. 

7.Can I link my Aadhaar with a joint bank account at Union Bank of India?

Yes, you can link your Aadhaar with a joint bank account at Union Bank of India. All account holders on the Union Bank of India account need to provide their Aadhaar details and complete the linking process as required by the bank.

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