This is the ‘plastic’ generation- money, not people. From credit cards to debit cards, our financial lives are simplified and fast-forwarded by these miracle pieces of rectangular plastic that lessen our dependency on hard currency and yet, allows our money to go further than liquid money ever could. When it comes to debit cards in India, the offering from DCB Bank is considered one of the best. Simple, far reaching, feature rich and versatile, the DCB Bank debit cards are the preferred choice of everyday Indians.
Overview- Debit Cards from DCB Bank
- Convenience and safety when shopping, dining and traveling across India and the world. Accepted everywhere where Visa based cards are entertained. ATM and POS transactions were never this simple.
- High degree of online and offline security when using your DCB Bank debit card for any financial transaction. A dedicated and expert team of customer support professionals are always at hand to attend to all your queries and concerns.
- Avail exciting offers and discounts (courtesy Visa) on shopping, fine dining and lifestyle indulgences.
- All activity on your debit card is reported to you instantly, as it happens, via email and SMS.
- Take advantage of the complementary fraud loss insurance and protect yourself against the fraudulent use of your debit card in cases where the latter is deemed lost or stolen.
About DCB Bank
Boasting of 155 branches across 17 states and 2 union territories, DCB Bank is the perfect epitome of an upcoming and popular bank. The bank relies heavily on technology and modern day methodologies to affect a brisk pace of business, across various business verticals including retail, SME, government sector, public sector, agriculture, corporates, etc. Currently, DCB Bank brings its brand of new-age banking to over 450,000 customers across the country. Founded in the 1930s, the DCB Bank is deeply ingrained in the saga of India’s coming of age- and has played and intends to continue playing a crucial role in the financial lives of its citizens.
DCB Bank Debit Card
When it comes to debit cards from DCB Bank, the slogan is ‘convenience meets simplicity’. A full featured offering that is easy to apply for and use, DCB Bank debit card is all about simplifying banking and giving the customer more control on his/her money. The debit card from DCB Bank works its wonders across all Visa enabled ATM and POS outlets, in India and across the world. The salient features of this card are as follows-
- Very easy to register an application for the debit card, online or offline.
- Affiliated to the very versatile DCB Bank Savings Account.
- High levels of safety ensures that all ATM/POS transactions are safe.
- Use your debit card at DCB Bank ATMs across India to affect a number of banking functions.
- All debit card activity are instantly intimated to you via email and SMS.
- Avail exciting offers and discounts on the debit card for specific planned usage.
- Feel secured against malicious use of your stolen card with the free fraud loss insurance.
- Robust and ever-active customer support will attend to all your concerns, 24x7.
DCB Bank Janajeevan Prepaid Card
- All purpose reloadable card offered in collaboration with Janalakshmi Financial Services (JFS).
- Access the loaded funds 24x7, from any Visa enabled ATM/retail POS outlet.
- Card is protected by a Personal Identification Number (PIN).
Benefits of Holding a DCB Bank Debit Card
The following points highlight the advantages of owning a DCB Bank debit card,
- Extensive and safe ATM usage (both DCB bank’s and other banks’) across the country.
- Seamless payment for shopping (both offline and online), bill payments, fine dining etc.
- Report a lost card immediately and free yourself from any worry about post-loss card misuse.
- Have a query or concern? DCB Bank customer support is just a phone call or email away, 24x7.
- Exert more control on your spending with the Janajeevan Prepaid Card.
- Enjoy discounts and offers on your DCB Bank debit card from select online/offline companies.
Using a Virtual DigiBank Visa card
DBS’s DigiBank services offer users a virtual debit card to use the funds in their account. Cardholders can shop online and receive cash back on their purchases from select outlets.
The following is the method to use the DBS digibank virtual Visa card:
- Login to the digibank app.
- Select the menu option in the upper left corner of the page.
- From the drop-down menu, select the ‘Your Visa Debit Card’ option.
- The app then redirects to the page with information such as the card number, card limit, and CVV code.
- These details will have to be entered when making an online purchase.
- Once entered accurately, an OTP is sent to the registered mobile number.
- The OTP should be entered to authenticate the transaction.
Quick Tips for Using the DCB Bank Debit Card
- Have any problem with the debit card? Contact DCB’s 24x7 customer support at once.
- To avail the Complimentary Fraud Loss Insurance, the lost/stolen card must be reported to the bank immediately. Only after this, you get complete immunity against any third party fraudulent card usage.
- Stay safe- never share your card’s ATM PIN number with anyone. Don’t write it down in a medium which is freely accessible.
- Beware of phishing software and never use your debit card on a public computer to affect online financial transactions.
- Take care of your card- it’s a fragile thing. Do not subject it to extreme cold, heat or magnetic fields.
- Most importantly, never disclose your sensitive debit card details to anyone over the phone, email, SMS or chat. The DCB Bank will never require you to forward any of these details through the aforementioned mediums.
I’am traveling to the US on business. Can I use my DCB Bank debit card for shopping there?
Of course, any shopping outlet that accepts Visa based cards will allow for the usage of your DCB Bank debit card. Visa is the most preferred credit/debit card services platform in the world, which equates to millions of compatible shopping outlets across the planet.
How can I stay abreast with all the offers and discounts applicable on my debit card?
You can always checks these offers and discounts on the DBS website, more specifically the page that deals with DCB Bank debit cards. Then again, in this age of social media, all relevant news of this nature will be communicated to you over email, and other popular social media outlets. So, stay tuned!!
I just lost my debit card. What must I do next?
Report the card loss to the DBS Bank customer support immediately. This will, a) help block the card, thereby avoiding its misuse, b) put the free fraud loss insurance into effect, thereby avoiding any financial liabilities on your part if the lost/stolen card is misused, and c) put action into motion to provide you with a replacement debit card ASAP.
Are there any fees for my debit card usage at an ATM?
Usage of your DCB Bank debit card at a DCB Bank ATM is completely free for unlimited instances. However, at ATMs belonging to other banks, a set number of transactions are free per month, followed by a minimal fee per transaction.
What are the best use scenarios for my DCB Bank debit card?
Shopping, fine dining, lifestyle related spends, online shopping, POS transactions at retail outlets- in short, every possible scenario wherein payments by debit card is a possibility.
- Debit Cards Vs Credit Cards
- Debit Cards for Fuel
- Debit Cards for Online Shopping
- Prepaid Cards for International Travel
- Debit Cards for Movie Tickets
- Debit Cards for Students
- International Debit Cards
- Debit Cards for Shopping
- Debit Cards for Restaurants
- Debit Cards for EMI
- New ATM Transaction Charges
GST of 18% is applicable on all banking products and services from July 1, 2017 onwards.